Table 1. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 24,635 2,730 5,950 4,035 2,670 3,839 2,367 1,273 986 785 Income before taxes 1/.................... $21,329 $2,583 $7,456 $12,210 $17,213 $24,510 $34,159 $43,972 $56,278 $117,662 Income after taxes 1/..................... 19,303 2,500 7,318 11,606 16,161 22,269 30,424 39,080 48,293 102,283 Age of reference person................... 51.4 45 60.9 57.4 50.4 45.4 42.4 46 44.8 48.2 Average number in consumer unit:.......... Persons.................................. 1 1 1 1 1 1 1 1 1 1 Children under 18........................ 0 0 0 0 0 0 0 0 0 0 Persons 65 and over...................... 0.3 0.3 0.6 0.5 0.3 0.2 0.1 0.1 0.1 0.2 Earners.................................. 0.6 0.5 0.3 0.5 0.7 0.8 0.9 0.9 0.9 0.9 Vehicles................................. 1 0.6 0.6 1 1.1 1.3 1.4 1.2 1.4 1.3 Percent distribution: Male..................................... 45 47 32 37 50 52 52 58 60 70 Female................................... 55 53 68 63 50 48 48 42 40 30 Percent homeowner........................ 45 29 39 50 47 46 46 55 67 66 With mortgage........................... 18 9 6 9 17 24 32 39 56 47 Without mortgage........................ 27 21 34 41 30 22 14 16 11 19 Renter................................... 55 71 61 50 53 54 54 45 33 34 Black.................................... 10 16 13 8 10 7 9 8 2 8 White and other.......................... 90 84 87 92 90 93 91 92 98 92 Elementary (1-8)......................... 11 13 27 10 5 3 1 1 1 1 High school (9-12)....................... 38 40 43 45 51 39 27 18 16 10 College.................................. 51 47 29 44 44 58 72 81 83 90 Never attended and other................. 0 1 1 0 0 0 0 0 0 0 At least one vehicle owned............... 72 48 52 75 81 89 90 82 88 86 Average annual expenditures............... $20,130 $10,745 $11,364 $15,526 $18,544 $23,465 $28,750 $33,277 $42,719 $55,076 Food..................................... 2,575 1,676 1,900 2,216 2,404 2,884 3,021 3,653 4,804 5,115 Food at home............................ 1,446 1,002 1,353 1,469 1,444 1,578 1,424 1,478 2,113 1,741 Cereals and bakery products............ 228 162 214 245 228 249 236 241 268 249 Cereals and cereal products........... 79 56 77 87 77 86 78 84 87 94 Bakery products....................... 149 106 137 158 151 164 158 157 181 155 Meats, poultry, fish, and eggs......... 350 279 353 361 364 381 298 275 483 342 Beef.................................. 97 72 98 94 112 94 98 62 174 79 Pork.................................. 73 58 90 77 71 76 49 45 81 59 Other meats........................... 47 46 43 56 50 49 38 61 47 33 Poultry............................... 68 53 64 72 63 87 57 49 68 98 Fish and seafood...................... 48 38 36 47 53 59 40 48 93 58 Eggs.................................. 17 12 22 17 14 15 15 10 20 16 Dairy products......................... 158 102 163 170 155 158 163 141 229 139 Fresh milk and cream.................. 67 47 81 74 63 61 57 52 75 49 Other dairy products.................. 92 55 82 96 92 97 106 89 153 90 Fruits and vegetables.................. 259 163 253 281 241 262 233 235 421 412 Fresh fruits.......................... 84 44 87 97 76 85 71 68 133 123 Fresh vegetables...................... 78 47 75 80 73 76 75 79 100 196 Processed fruits...................... 55 41 52 57 54 56 52 44 107 64 Processed vegetables.................. 42 31 40 47 37 45 35 44 81 29 Other food at home..................... 451 297 370 412 456 528 494 585 712 600 Sugar and other sweets................ 58 40 51 56 55 68 59 62 87 67 Fats and oils......................... 44 29 50 46 42 46 36 39 48 37 Miscellaneous foods................... 190 121 147 176 194 227 207 253 297 291 Nonalcoholic beverages................ 134 94 110 119 147 156 155 158 207 140 Food prep. by cu, out-of-town trips... 26 13 11 15 18 31 38 73 73 66 Food away from home..................... 1,129 673 547 747 960 1,306 1,597 2,175 2,691 3,373 Alcoholic beverages...................... 278 157 106 189 291 330 462 532 634 652 Housing.................................. 6,936 4,146 4,509 5,915 6,431 7,676 9,509 10,883 12,520 17,136 Shelter................................. 4,221 2,466 2,503 3,386 4,025 4,777 5,964 6,945 8,165 10,971 Owned dwellings........................ 1,790 764 724 1,281 1,566 1,954 2,472 3,277 5,414 6,994 Mortgage interest and charges......... 786 276 147 229 441 877 1,392 1,644 3,273 4,668 Property taxes........................ 485 260 287 456 463 499 633 702 1,090 1,376 Maintenance, rep., ins., oth. exp..... 518 228 291 596 661 578 447 931 1,051 951 Rented dwellings....................... 2,213 1,563 1,681 1,939 2,280 2,661 3,254 3,032 2,278 2,935 Other lodging.......................... 219 139 98 166 179 162 238 636 473 1,042 Utilities, fuels, and public services... 1,411 944 1,155 1,422 1,468 1,524 1,711 1,694 2,019 2,048 Natural gas............................ 177 114 158 185 202 181 204 190 211 241 Electricity............................ 512 365 446 533 527 545 593 574 680 641 Fuel oil and other fuels............... 70 45 73 81 62 62 58 64 124 116 Telephone.............................. 505 332 366 455 532 588 670 688 748 809 Water and other public services........ 148 87 112 167 144 150 186 178 256 241 Household operations.................... 241 227 149 222 169 215 253 292 486 1,019 Personal services...................... 43 137 41 32 12 36 13 37 51 37 Other household expenses............... 197 91 108 190 157 179 240 255 436 982 Housekeeping supplies................... 248 127 206 227 218 293 295 319 381 475 Laundry and cleaning supplies.......... 58 48 43 48 57 67 73 69 85 122 Other household products............... 101 43 100 96 93 137 97 108 86 179 Postage and stationery................. 89 36 63 83 68 89 124 142 211 173 Household furnishings and equipment..... 815 381 497 659 551 867 1,287 1,633 1,469 2,623 Household textiles..................... 64 74 70 24 48 66 71 127 46 157 Furniture.............................. 183 127 80 100 109 225 330 374 388 628 Floor coverings........................ 87 1 151 65 30 70 59 192 56 243 Major appliances....................... 81 35 51 72 86 104 135 95 147 132 Small appliances, misc. housewares..... 56 21 32 36 45 66 110 78 95 210 Miscellaneous household equipment...... 342 122 114 363 234 335 582 766 737 1,253 Apparel and services..................... 975 403 482 582 844 1,347 1,494 1,440 1,872 3,755 Men and boys............................ 210 84 68 100 190 280 392 288 515 871 Men, 16 and over....................... 196 82 58 94 178 274 364 272 502 750 Boys, 2 to 15.......................... 14 2 9 7 12 6 28 15 14 121 Women and girls......................... 404 149 208 254 291 632 507 618 691 1,807 Women, 16 and over..................... 391 147 202 246 273 615 476 586 683 1,792 Girls, 2 to 15......................... 13 2 6 9 18 16 31 32 8 14 Children under 2........................ 14 10 10 10 14 15 22 18 27 19 Footwear................................ 170 67 113 108 195 219 249 244 226 465 Other apparel products and services..... 177 93 83 109 154 202 324 272 413 592 Transportation........................... 3,216 1,165 1,310 2,195 3,543 4,564 4,668 6,230 6,933 8,380 Vehicle purchases (net outlay).......... 1,282 217 435 658 1,484 2,072 1,789 2,992 3,080 3,495 Cars and trucks, new................... 686 61 180 370 705 954 1,132 2,019 2,059 1,702 Cars and trucks, used.................. 549 134 255 285 745 1,090 604 720 814 1,494 Other vehicles......................... 47 23 0 3 34 27 53 254 207 298 Gasoline and motor oil.................. 537 324 312 446 594 728 788 757 846 824 Other vehicle expenses.................. 1,132 492 441 879 1,256 1,511 1,751 1,986 2,315 2,833 Vehicle finance charges................ 101 35 22 49 106 173 217 198 236 142 Maintenance and repairs................ 417 196 183 355 451 567 615 712 824 828 Vehicle insurance...................... 409 183 180 367 511 569 601 628 738 661 Veh. rent., leas., licen., oth. chges.. 205 79 56 108 188 203 318 448 518 1,202 Public transportation................... 266 131 122 212 209 252 340 495 690 1,228 Health care.............................. 1,167 715 1,185 1,388 1,209 1,011 1,104 1,262 1,338 1,873 Health insurance........................ 558 327 621 743 602 456 410 566 609 647 Medical services........................ 342 233 241 326 360 327 431 426 499 978 Drugs................................... 217 128 281 273 206 165 193 205 174 169 Medical supplies........................ 50 27 42 46 41 63 70 65 55 79 Entertainment............................ 1,023 616 492 672 875 1,287 1,788 1,643 2,396 2,412 Fees and admissions..................... 274 172 97 164 212 294 431 572 764 1,059 Television, radios, sound equipment..... 374 322 246 304 380 405 556 527 537 752 Pets, toys, and playground equipment.... 176 68 79 122 176 230 324 350 349 324 Other supplies, equip., and services.... 199 53 71 82 107 357 477 194 746 277 Personal care products and services...... 251 137 163 243 199 265 336 407 467 651 Reading.................................. 129 52 68 111 119 155 200 232 269 317 Education................................ 298 693 281 267 215 183 145 199 302 689 Tobacco products and smoking supplies.... 164 146 139 134 186 198 230 148 140 191 Miscellaneous............................ 640 492 257 524 548 753 1,019 919 1,568 1,623 Cash contributions....................... 735 185 222 538 640 741 1,267 1,072 3,286 2,471 Personal insurance and pensions.......... 1,742 164 249 552 1,041 2,070 3,506 4,658 6,190 9,810 Life and other personal insurance....... 153 76 103 119 97 174 222 207 262 619 Pensions and Social Security............ 1,589 88 146 433 944 1,896 3,284 4,451 5,927 9,190 Money income before taxes 1/.............. 21,329 2,583 7,456 12,210 17,213 24,510 34,159 43,972 56,278 117,662 Wages and salaries....................... 14,167 996 1,539 4,407 10,152 18,255 28,594 36,108 48,176 77,703 Self-employment income................... 1,110 (49) 12 398 234 668 1,076 1,859 2,048 19,974 Soc. Sec., priv. and gov. retirement..... 4,181 1,017 4,760 6,104 5,180 3,752 2,734 3,424 3,163 6,484 Int., divid., rent. inc., property inc... 990 31 118 421 753 869 950 2,050 1,843 12,588 Unemp. and workers' compen., vet. ben.... 233 48 86 166 445 444 266 109 673 139 Pub. ass., supp. sec. inc., foodstamps... 195 266 573 142 0 16 13 9 3 0 Regular contributions for support........ 281 175 235 324 309 263 351 271 271 593 Other income............................. 171 100 132 247 141 243 175 142 102 182 Personal taxes 1/......................... 2,026 83 137 604 1,052 2,241 3,736 4,892 7,985 15,380 Federal income taxes..................... 1,506 32 63 370 729 1,684 2,802 3,727 6,222 11,748 State and local income taxes............. 417 19 16 144 229 441 790 1,023 1,612 3,168 Other taxes.............................. 103 32 58 90 94 116 144 141 150 464 Income after taxes 1/..................... 19,303 2,500 7,318 11,606 16,161 22,269 30,424 39,080 48,293 102,283 Net change in total assets and liabilities (363) (590) (1,167) (460) 148 2,823 (674) (1,712) (2,468) (4,527) Net change in total assets............... 1,581 279 (457) (231) 1,099 5,094 2,483 1,322 6,439 6,929 Net change in total liabilities.......... 1,944 869 710 229 951 2,270 3,157 3,034 8,906 11,457 Other money receipts...................... 475 221 208 105 121 1,255 302 987 468 2,375 Mortgage principal paid, owned property... (345) (108) (80) (126) (303) (317) (576) (710) (1,455) (1,904) Estimated market value of owned home...... 40,958 22,144 24,916 41,250 35,824 42,137 46,932 54,352 91,131 135,380 Est. monthly rental value of owned home... 293 163 194 287 280 304 332 405 623 796 Gifts of goods and services............... 797 527 359 565 587 925 1,081 1,541 1,847 2,841 Food.................................... 59 33 21 24 50 63 95 133 186 199 Housing................................. 193 162 127 144 120 193 242 452 394 457 Housekeeping supplies................. 29 19 17 27 20 39 34 60 52 55 Household textiles.................... 14 9 31 3 7 13 11 14 1 7 Appliances and misc. housewares....... 19 4 10 10 14 27 35 27 35 93 Major appliances.................... 4 0 2 3 1 14 4 1 7 15 Small appl. and misc. housewares.... 15 4 8 7 14 13 32 26 28 77 Miscellaneous household equipment..... 60 27 13 79 30 42 64 205 206 168 Other housing......................... 71 102 55 25 48 71 99 147 101 136 Apparel and services.................... 194 53 83 122 152 276 363 265 514 531 Males 2 and over...................... 56 14 27 22 44 103 116 19 110 197 Females 2 and over.................... 65 10 22 54 60 95 83 119 227 122 Children under 2...................... 14 10 10 10 14 15 22 16 27 19 Other apparel products and services... 59 19 23 35 34 64 142 111 150 193 Jewelry and watches................. 36 11 6 16 20 43 107 53 114 130 All other apparel products and serv. 23 8 18 19 14 21 35 58 35 63 Transportation.......................... 51 13 15 17 28 106 70 45 73 371 Health care............................. 39 80 8 52 58 27 23 45 57 72 Entertainment........................... 79 120 27 67 61 86 94 139 152 250 Toys, games, hobbies, and tricycles... 22 6 10 20 26 27 36 30 48 37 Other entertainment................... 57 114 16 47 35 58 58 109 104 213 Education............................... 59 15 29 33 25 60 34 111 164 554 All other gifts......................... 123 52 51 107 93 114 159 351 309 406 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.