Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 18,050| 970| 4,107| 3,591| 2,688| 3,025| 1,480| 844| 699| 648 Income before taxes 1/......................................| $22,287| $3,014| $7,734| $12,359| $17,383| $24,164| $34,784| $44,574| $57,512| $114,488 Income after taxes 1/.......................................| 21,124| 2,636| 7,636| 12,047| 16,976| 23,279| 33,378| 42,744| 53,505| 100,747 Age of reference person.....................................| 74.5| 74.8| 76.4| 75.6| 74.8| 73.7| 72.2| 71.2| 71.8| 71.6 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 1.7| 1.4| 1.3| 1.5| 1.8| 2.0| 2.1| 2.3| 2.5| 2.4 Children under 18..........................................| 0.1| 0.0| 0.1| 0.1| 0.1| 0.1| 0.1| 0.2| 0.2| 0.1 Persons 65 and over........................................| 1.4| 1.2| 1.1| 1.3| 1.5| 1.6| 1.5| 1.5| 1.5| 1.4 Earners....................................................| 0.4| 0.2| 0.2| 0.2| 0.3| 0.4| 0.7| 1.0| 1.2| 1.4 Vehicles...................................................| 1.5| 1.0| 0.8| 1.3| 1.5| 1.8| 2.2| 2.2| 2.6| 2.2 Percent distribution: | | | | | | | | | | Male.......................................................| 54| 40| 28| 44| 64| 71| 74| 78| 72| 78 Female.....................................................| 46| 60| 72| 56| 36| 29| 26| 22| 28| 22 Percent homeowner..........................................| 79| 62| 60| 79| 85| 89| 90| 92| 94| 98 With mortgage.............................................| 15| 11| 6| 12| 15| 19| 23| 26| 28| 32 Without mortgage..........................................| 64| 51| 54| 67| 71| 71| 67| 66| 66| 66 Renter.....................................................| 21| 38| 40| 21| 15| 11| 10| 8| 6| 2 Black......................................................| 8| 15| 15| 8| 5| 6| 3| 3| 5| 2 White and other............................................| 92| 85| 85| 92| 95| 94| 97| 97| 95| 98 Elementary (1-8)...........................................| 21| 31| 36| 23| 19| 15| 9| 5| 8| 3 High school (9-12).........................................| 46| 41| 48| 50| 52| 51| 39| 44| 32| 21 College....................................................| 31| 25| 14| 27| 29| 34| 52| 51| 60| 76 Never attended and other...................................| 1| 3| 2| 1| 0| 1| 0| 0| 0| 0 At least one vehicle owned.................................| 79| 53| 55| 81| 87| 91| 97| 96| 97| 95 Average annual expenditures.................................| $24,143| $14,987| $12,904| $18,145| $23,184| $26,998| $33,982| $35,609| $49,158| $67,271 Food.......................................................| 3,549| 2,227| 2,025| 2,950| 3,650| 4,044| 5,315| 5,257| 5,898| 6,978 Food at home..............................................| 2,480| 1,617| 1,590| 2,262| 2,575| 2,785| 3,431| 3,635| 3,739| 3,814 Cereals and bakery products..............................| 394| 321| 258| 352| 423| 438| 601| 527| 520| 550 Cereals and cereal products.............................| 135| 101| 100| 121| 138| 156| 183| 191| 161| 186 Bakery products.........................................| 259| 220| 158| 231| 286| 283| 418| 336| 359| 364 Meats, poultry, fish, and eggs...........................| 626| 454| 400| 585| 636| 695| 829| 972| 877| 1,040 Beef....................................................| 173| 100| 113| 155| 176| 202| 182| 273| 274| 323 Pork....................................................| 139| 93| 99| 116| 148| 160| 201| 198| 176| 201 Other meats.............................................| 83| 98| 53| 84| 89| 71| 121| 109| 139| 105 Poultry.................................................| 118| 65| 68| 128| 104| 133| 159| 230| 139| 217 Fish and seafood........................................| 81| 73| 42| 67| 88| 94| 127| 119| 115| 146 Eggs....................................................| 32| 25| 26| 33| 31| 34| 41| 42| 34| 48 Dairy products...........................................| 267| 164| 168| 248| 284| 293| 370| 356| 448| 389 Fresh milk and cream....................................| 110| 77| 82| 107| 117| 121| 139| 133| 137| 135 Other dairy products....................................| 157| 87| 86| 140| 167| 172| 231| 223| 311| 254 Fruits and vegetables....................................| 469| 277| 304| 437| 475| 530| 671| 668| 694| 706 Fresh fruits............................................| 159| 95| 97| 144| 159| 179| 259| 225| 234| 247 Fresh vegetables........................................| 138| 74| 94| 128| 139| 159| 193| 165| 209| 202 Processed fruits........................................| 99| 61| 65| 86| 105| 109| 134| 174| 129| 168 Processed vegetables....................................| 74| 48| 48| 80| 72| 83| 85| 103| 122| 89 Other food at home.......................................| 724| 401| 460| 640| 756| 829| 959| 1,112| 1,200| 1,130 Sugar and other sweets..................................| 111| 53| 67| 95| 110| 150| 149| 163| 164| 164 Fats and oils...........................................| 84| 56| 63| 79| 80| 95| 109| 105| 129| 105 Miscellaneous foods.....................................| 297| 160| 185| 280| 322| 319| 387| 440| 498| 467 Nonalcoholic beverages..................................| 195| 104| 131| 163| 218| 215| 245| 323| 318| 283 Food prepared by consumer unit on out-of-town trips.....| 38| 29| 13| 22| 27| 51| 68| 82| 90| 111 Food away from home.......................................| 1,069| 609| 434| 688| 1,074| 1,258| 1,884| 1,622| 2,159| 3,164 Alcoholic beverages........................................| 175| 62| 60| 110| 162| 200| 285| 297| 431| 632 Housing....................................................| 7,890| 5,292| 4,958| 6,267| 7,385| 8,487| 10,253| 10,170| 16,617| 19,774 Shelter...................................................| 3,827| 2,815| 2,610| 3,070| 3,610| 4,032| 4,865| 4,794| 6,561| 10,607 Owned dwellings..........................................| 2,501| 1,391| 1,157| 1,891| 2,355| 2,879| 3,654| 3,467| 5,132| 8,190 Mortgage interest and charges...........................| 534| 243| 164| 273| 431| 584| 944| 907| 1,234| 2,768 Property taxes..........................................| 979| 723| 519| 784| 1,044| 1,152| 1,258| 1,250| 1,674| 2,553 Maintenance, repairs, insurance, other expenses.........| 988| 424| 473| 834| 880| 1,143| 1,452| 1,310| 2,225| 2,870 Rented dwellings.........................................| 951| 1,091| 1,363| 1,017| 915| 770| 676| 647| 525| 246 Other lodging............................................| 375| 333| 91| 163| 341| 383| 535| 680| 904| 2,171 Utilities, fuels, and public services.....................| 2,070| 1,634| 1,538| 1,888| 2,082| 2,290| 2,424| 2,613| 2,945| 3,562 Natural gas..............................................| 293| 273| 215| 258| 322| 334| 302| 374| 305| 571 Electricity..............................................| 833| 624| 628| 804| 824| 921| 998| 988| 1,147| 1,314 Fuel oil and other fuels.................................| 137| 89| 122| 120| 137| 170| 150| 131| 219| 143 Telephone services.......................................| 534| 449| 404| 475| 511| 550| 645| 724| 848| 995 Water and other public services..........................| 272| 199| 168| 231| 289| 315| 330| 396| 425| 538 Household operations......................................| 476| 243| 236| 350| 338| 489| 908| 482| 904| 2,102 Personal services........................................| 119| 5| 64| 99| 37| 110| 388| 100| 138| 527 Other household expenses.................................| 357| 238| 172| 251| 301| 379| 519| 383| 766| 1,575 Housekeeping supplies.....................................| 449| 167| 248| 345| 492| 583| 649| 750| 663| 811 Laundry and cleaning supplies............................| 102| 57| 47| 88| 110| 137| 138| 160| 177| 145 Other household products.................................| 207| 85| 121| 152| 216| 282| 303| 331| 264| 405 Postage and stationery...................................| 140| 25| 79| 105| 166| 164| 208| 259| 222| 261 Household furnishings and equipment.......................| 1,068| 434| 326| 614| 863| 1,092| 1,406| 1,531| 5,544| 2,692 Household textiles.......................................| 60| 32| 22| 26| 85| 78| 74| 104| 83| 219 Furniture................................................| 171| 119| 73| 76| 203| 188| 222| 341| 315| 687 Floor coverings..........................................| 271| 6| 13| 71| 37| 107| 213| 273| 4,160| 62 Major appliances.........................................| 136| 80| 84| 106| 137| 148| 248| 147| 243| 284 Small appliances, miscellaneous housewares...............| 79| 36| 25| 86| 71| 122| 125| 68| 146| 111 Miscellaneous household equipment........................| 351| 161| 110| 249| 330| 449| 525| 598| 598| 1,328 Apparel and services.......................................| 1,025| 557| 529| 589| 1,245| 1,229| 1,349| 1,794| 2,314| 2,088 Men and boys..............................................| 223| 67| 85| 92| 271| 333| 309| 470| 412| 604 Men, 16 and over.........................................| 198| 60| 61| 78| 254| 308| 258| 441| 342| 555 Boys, 2 to 15............................................| 25| 7| 24| 14| 17| 24| 50| 29| 71| 49 Women and girls...........................................| 468| 265| 280| 264| 550| 488| 670| 789| 1,069| 1,062 Women, 16 and over.......................................| 438| 257| 266| 252| 514| 443| 615| 741| 999| 999 Girls, 2 to 15...........................................| 31| 8| 14| 11| 36| 44| 54| 48| 70| 63 Children under 2..........................................| 26| 10| 13| 19| 31| 36| 57| 18| 23| 56 Footwear..................................................| 174| 160| 117| 113| 183| 259| 202| 205| 334| 142 Other apparel products and services.......................| 134| 55| 35| 102| 209| 113| 111| 312| 476| 224 Transportation.............................................| 3,798| 2,116| 1,519| 2,680| 3,447| 4,368| 6,460| 5,611| 8,704| 12,013 Vehicle purchases (net outlay)............................| 1,432| 812| 358| 1,014| 1,082| 1,684| 2,957| 1,958| 4,122| 4,705 Cars and trucks, new.....................................| 785| 513| 159| 505| 573| 638| 1,744| 1,505| 2,705| 3,087 Cars and trucks, used....................................| 642| 299| 199| 509| 509| 1,046| 1,213| 453| 1,417| 1,475 Other vehicles...........................................| 5| 0| 0| 0| 0| 0| 0| 0| 0| 143 Gasoline and motor oil....................................| 640| 407| 335| 491| 670| 792| 950| 1,004| 1,193| 1,134 Other vehicle expenses....................................| 1,325| 690| 588| 971| 1,403| 1,616| 1,996| 2,152| 2,606| 3,233 Vehicle finance charges..................................| 79| 38| 34| 44| 76| 91| 140| 231| 179| 139 Maintenance and repairs..................................| 459| 243| 214| 371| 430| 556| 807| 743| 874| 884 Vehicle insurance........................................| 544| 305| 230| 432| 609| 638| 771| 887| 1,139| 1,203 Vehicle rental, leases, licenses, other charges..........| 243| 104| 110| 124| 290| 330| 278| 292| 414| 1,006 Public transportation.....................................| 400| 207| 237| 204| 293| 277| 556| 497| 783| 2,941 Health care................................................| 2,787| 1,669| 1,880| 2,505| 3,167| 3,399| 3,204| 3,769| 3,717| 4,070 Health insurance..........................................| 1,492| 967| 1,006| 1,397| 1,710| 1,740| 1,726| 2,073| 1,975| 2,009 Medical services..........................................| 585| 330| 365| 405| 675| 741| 743| 794| 874| 1,301 Drugs.....................................................| 587| 299| 447| 575| 663| 766| 587| 746| 717| 455 Medical supplies..........................................| 123| 73| 61| 128| 119| 151| 148| 156| 151| 305 Entertainment..............................................| 1,086| 716| 380| 847| 862| 1,272| 1,673| 1,417| 2,829| 3,793 Fees and admissions.......................................| 348| 161| 74| 235| 303| 291| 574| 530| 721| 2,279 Television, radios, sound equipment.......................| 367| 276| 204| 301| 320| 418| 569| 524| 698| 866 Pets, toys, and playground equipment......................| 188| 156| 85| 161| 144| 269| 285| 220| 345| 391 Other entertainment supplies, equipment and services......| 184| 122| 17| 150| 95| 294| 245| 143| 1,065| 257 Personal care products and services........................| 412| 230| 211| 357| 417| 464| 605| 613| 819| 850 Reading....................................................| 163| 105| 77| 119| 158| 202| 261| 270| 300| 368 Education..................................................| 136| 71| 35| 31| 46| 90| 539| 221| 514| 754 Tobacco products and smoking supplies......................| 147| 113| 103| 120| 176| 161| 180| 247| 242| 147 Miscellaneous..............................................| 731| 654| 336| 643| 735| 776| 946| 1,464| 678| 2,199 Cash contributions.........................................| 1,299| 1,022| 641| 651| 1,208| 1,466| 1,532| 2,281| 2,750| 5,706 Personal insurance and pensions............................| 946| 154| 152| 276| 526| 840| 1,381| 2,197| 3,345| 7,900 Life and other personal insurance.........................| 269| 144| 139| 203| 236| 335| 356| 408| 485| 871 Pensions and Social Security..............................| 676| 10| 13| 73| 290| 505| 1,025| 1,789| 2,860| 7,029 Money income before taxes 1/...............................| 22,287| 3,014| 7,734| 12,359| 17,383| 24,164| 34,784| 44,574| 57,512| 114,488 Wages and salaries........................................| 4,610| 69| 92| 379| 1,187| 2,837| 8,346| 14,128| 19,167| 49,384 Self-employment income....................................| 759| -71| -2| 61| 95| 337| 399| 1,505| 4,172| 11,604 Social Security, private and government retirement........| 14,508| 2,740| 7,046| 11,025| 14,864| 18,811| 22,452| 22,928| 25,700| 35,989 Interest, dividends, rental income, other property income.| 1,835| -86| 97| 371| 737| 1,707| 3,044| 5,010| 7,268| 16,238 Unemployment and workers' compensation, veterans' benefits| 154| 5| 34| 95| 135| 217| 321| 337| 547| 201 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 283| 320| 417| 302| 229| 163| 93| 127| 322| 649 Regular contributions for support.........................| 50| 13| 9| 56| 54| 34| 105| 25| 81| 269 Other income..............................................| 88| 23| 41| 70| 82| 60| 23| 516| 254| 155 Personal taxes 1/..........................................| 1,162| 379| 97| 312| 407| 885| 1,406| 1,830| 4,007| 13,741 Federal income taxes......................................| 743| 267| 39| 136| 234| 563| 885| 1,320| 3,146| 8,584 State and local income taxes..............................| 250| 47| 5| 67| 33| 107| 225| 218| 523| 4,488 Other taxes...............................................| 169| 64| 54| 109| 140| 215| 296| 292| 339| 669 Income after taxes 1/......................................| 21,124| 2,636| 7,636| 12,047| 16,976| 23,279| 33,378| 42,744| 53,505| 100,747 Net change in total assets and liabilities.................| -644| -334| -1,660| -356| 313| -186| -1,748| -7,738| -2,356| 11,229 Net change in total assets................................| -164| 305| -1,231| 144| 536| -1,600| 1,034| -5,854| -384| 12,899 Net change in total liabilities...........................| 480| 640| 430| 500| 224| -1,415| 2,782| 1,884| 1,972| 1,670 Other money receipts.......................................| 638| 35| 92| 187| 369| 1,043| 387| 506| 1,479| 6,562 Mortgage principal paid on owned property..................| -506| -257| -133| -191| -305| -377| -726| -1,013| -956| -4,785 Estimated market value of owned home.......................| 82,295| 55,982| 43,166| 64,053| 79,412| 94,772| 111,695| 106,480| 143,004| 260,521 Estimated monthly rental value of owned home...............| 549| 384| 311| 477| 572| 645| 723| 686| 827| 1,294 Gifts of goods and services................................| 904| 656| 504| 544| 1,008| 984| 1,365| 1,179| 1,730| 2,587 Food......................................................| 55| 105| 15| 34| 67| 42| 123| 64| 82| 186 Housing...................................................| 206| 261| 125| 141| 206| 200| 372| 235| 363| 442 Housekeeping supplies....................................| 37| 16| 20| 13| 45| 52| 67| 41| 60| 96 Household textiles.......................................| 8| 6| 5| 5| 8| 10| 15| 16| 13| 13 Appliances and miscellaneous housewares..................| 32| 8| 7| 19| 43| 41| 102| 23| 44| 46 Major appliances........................................| 9| 1| 2| 6| 16| 9| 36| 3| 8| 0 Small appliances and miscellaneous housewares...........| 23| 8| 6| 14| 26| 32| 66| 20| 36| 46 Miscellaneous household equipment........................| 56| 27| 35| 53| 54| 48| 71| 93| 117| 165 Other housing............................................| 73| 204| 58| 51| 57| 50| 118| 63| 130| 122 Apparel and services......................................| 226| 59| 97| 96| 379| 282| 359| 261| 414| 505 Males, 2 and over........................................| 66| 17| 34| 29| 116| 94| 93| 52| 112| 98 Females, 2 and over......................................| 91| 31| 28| 46| 130| 101| 141| 141| 193| 309 Children under 2.........................................| 23| 7| 12| 12| 26| 36| 57| 18| 23| 47 Other apparel products and services......................| 45| 4| 23| 9| 107| 50| 67| 49| 86| 52 Jewelry and watches.....................................| 19| 4| 2| 4| 67| 7| 13| 26| 52| 36 All other apparel products and services.................| 27| 0| 21| 5| 40| 43| 54| 23| 34| 16 Transportation............................................| 59| 47| 45| 42| 46| 70| 49| 54| 179| 156 Health care...............................................| 78| 27| 127| 25| 63| 94| 146| 36| 30| 87 Entertainment.............................................| 90| 29| 32| 49| 84| 133| 114| 66| 225| 397 Toys, games, hobbies, and tricycles......................| 30| 15| 13| 9| 28| 59| 39| 20| 71| 67 Other entertainment......................................| 61| 14| 19| 40| 55| 74| 75| 45| 154| 330 Education.................................................| 51| 70| 14| 10| 12| 47| 55| 116| 202| 405 All other gifts...........................................| 138| 57| 50| 148| 151| 116| 146| 348| 236| 409 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.