Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,355 | 1,010 | 3,746 | 4,368 | 3,970 | 1,864 | 1,396 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $45,048 | $22,982 | $39,491 | $47,063 | $57,120 | $47,458 | $33,329 Income after taxes 1/.........................| 41,401 | 21,787 | 36,089 | 43,178 | 52,461 | 42,958 | 31,802 Age of reference person.......................| 43.4 | 22.1 | 29.8 | 39.3 | 49.1 | 59.1 | 71.4 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.1 | 1.1 | 1.1 | .6 | .3 | .2 Persons 65 and over.........................| .2 | (2) | (2) | (2) | .1 | .1 | 1.5 Earners.....................................| 1.7 | 1.6 | 1.6 | 1.7 | 2.1 | 1.9 | 1.1 Vehicles....................................| 2.3 | 1.7 | 1.9 | 2.0 | 2.9 | 2.9 | 2.4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 62 | 49 | 61 | 52 | 69 | 72 | 73 Female....................................| 38 | 51 | 39 | 48 | 31 | 28 | 27 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 67 | 21 | 53 | 64 | 81 | 83 | 88 With mortgage...........................| 48 | 15 | 47 | 53 | 63 | 47 | 24 Without mortgage........................| 19 | 6 | 7 | 12 | 18 | 36 | 63 Renter....................................| 33 | 79 | 47 | 36 | 19 | 17 | 12 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 15 | 18 | 16 | 18 | 11 | 15 | 15 White and other...........................| 85 | 82 | 84 | 82 | 89 | 85 | 85 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 3 | 3 | 3 | 5 | 12 | 21 High school (9-12)........................| 46 | 70 | 47 | 46 | 40 | 43 | 46 College...................................| 48 | 26 | 50 | 51 | 54 | 44 | 32 Never attended and other..................| (3) | (4) | (3) | (4) | (2) | 1 | 1 | | | | | | | At least one vehicle owned..................| 90 | 82 | 88 | 87 | 92 | 96 | 93 | | | | | | | Average annual expenditures.....................| $38,714 | $23,813 | $34,854 | $39,981 | $47,029 | $40,166 | $31,513 | | | | | | | Food..........................................| 5,298 | 3,239 | 4,375 | 5,470 | 6,420 | 5,836 | 5,353 Food at home................................| 3,315 | 2,144 | 2,773 | 3,363 | 3,831 | 3,726 | 3,808 Cereals and bakery products...............| 503 | 326 | 421 | 510 | 584 | 553 | 586 Cereals and cereal products.............| 188 | 140 | 159 | 191 | 206 | 201 | 232 Bakery products.........................| 315 | 186 | 262 | 319 | 378 | 352 | 354 Meats, poultry, fish, and eggs............| 894 | 574 | 707 | 913 | 1,032 | 1,057 | 1,062 Beef....................................| 275 | 192 | 204 | 278 | 314 | 359 | 320 Pork....................................| 184 | 110 | 152 | 198 | 199 | 212 | 218 Other meats.............................| 121 | 95 | 99 | 120 | 139 | 120 | 164 Poultry.................................| 172 | 105 | 142 | 170 | 207 | 195 | 204 Fish and seafood........................| 106 | 48 | 82 | 112 | 134 | 125 | 103 Eggs....................................| 37 | 24 | 28 | 37 | 40 | 46 | 53 | | | | | | | Dairy products............................| 341 | 221 | 304 | 338 | 395 | 371 | 385 Fresh milk and cream....................| 144 | 102 | 138 | 141 | 158 | 154 | 157 Other dairy products....................| 198 | 119 | 167 | 197 | 237 | 217 | 228 Fruits and vegetables.....................| 551 | 316 | 424 | 586 | 627 | 657 | 662 Fresh fruits............................| 168 | 83 | 119 | 189 | 190 | 188 | 226 Fresh vegetables........................| 172 | 82 | 116 | 193 | 203 | 214 | 200 Processed fruits........................| 119 | 89 | 106 | 110 | 128 | 158 | 134 Processed vegetables....................| 93 | 62 | 83 | 94 | 106 | 97 | 102 | | | | | | | Other food at home........................| 1,025 | 706 | 917 | 1,015 | 1,193 | 1,087 | 1,113 Sugar and other sweets..................| 129 | 72 | 95 | 127 | 151 | 160 | 178 Fats and oils...........................| 96 | 55 | 82 | 91 | 105 | 120 | 131 Miscellaneous foods.....................| 456 | 370 | 457 | 452 | 505 | 441 | 433 Nonalcoholic beverages..................| 299 | 194 | 247 | 301 | 372 | 308 | 316 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 47 | 15 | 37 | 44 | 59 | 57 | 55 Food away from home.........................| 1,983 | 1,096 | 1,602 | 2,107 | 2,589 | 2,110 | 1,545 | | | | | | | Alcoholic beverages...........................| 267 | 133 | 208 | 295 | 368 | 275 | 168 | | | | | | | Housing.......................................| 12,211 | 8,202 | 12,105 | 13,155 | 13,783 | 11,669 | 8,897 Shelter.....................................| 6,740 | 4,677 | 6,893 | 7,527 | 7,619 | 5,866 | 4,032 Owned dwellings...........................| 4,494 | 908 | 4,168 | 5,061 | 5,800 | 4,184 | 2,882 Mortgage interest and charges...........| 2,772 | 487 | 2,988 | 3,424 | 3,395 | 2,103 | 921 Property taxes..........................| 1,007 | 196 | 791 | 944 | 1,393 | 1,181 | 1,044 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 715 | 225 | 389 | 694 | 1,012 | 899 | 916 Rented dwellings..........................| 1,825 | 3,735 | 2,523 | 2,075 | 1,125 | 1,110 | 725 Other lodging.............................| 422 | 34 | 201 | 390 | 693 | 573 | 425 Utilities, fuels, and public services.......| 2,626 | 1,722 | 2,307 | 2,532 | 3,061 | 2,953 | 2,761 Natural gas...............................| 313 | 163 | 282 | 309 | 329 | 384 | 380 Electricity...............................| 1,039 | 704 | 889 | 999 | 1,222 | 1,152 | 1,137 Fuel oil and other fuels..................| 106 | 48 | 51 | 94 | 143 | 163 | 152 Telephone services........................| 868 | 701 | 834 | 841 | 1,008 | 899 | 721 Water and other public services...........| 301 | 106 | 251 | 290 | 359 | 355 | 371 Household operations........................| 733 | 500 | 1,171 | 844 | 492 | 489 | 393 Personal services.........................| 483 | 451 | 996 | 590 | 160 | 5/219 | 5/63 Other household expenses..................| 250 | 49 | 175 | 254 | 332 | 270 | 330 | | | | | | | Housekeeping supplies.......................| 554 | 192 | 332 | 540 | 790 | 756 | 641 Laundry and cleaning supplies.............| 142 | 68 | 120 | 141 | 179 | 164 | 151 Other household products..................| 237 | 72 | 133 | 265 | 303 | 304 | 325 Postage and stationery....................| 174 | 52 | 80 | 134 | 308 | 288 | 164 Household furnishings and equipment.........| 1,557 | 1,111 | 1,402 | 1,712 | 1,821 | 1,606 | 1,070 Household textiles........................| 84 | 69 | 70 | 89 | 96 | 73 | 92 Furniture.................................| 397 | 367 | 462 | 369 | 452 | 283 | 322 Floor coverings...........................| 110 | 5/42 | 50 | 193 | 113 | 5/109 | 5/56 Major appliances..........................| 183 | 150 | 154 | 197 | 214 | 205 | 127 Small appliances, miscellaneous housewares| 80 | 53 | 54 | 71 | 114 | 88 | 96 Miscellaneous household equipment.........| 704 | 429 | 613 | 793 | 832 | 847 | 376 | | | | | | | Apparel and services..........................| 2,096 | 1,268 | 1,825 | 2,168 | 2,635 | 2,352 | 1,579 Men and boys................................| 512 | 224 | 454 | 479 | 691 | 696 | 317 Men, 16 and over..........................| 402 | 169 | 337 | 331 | 588 | 599 | 273 Boys, 2 to 15.............................| 109 | 55 | 118 | 148 | 103 | 97 | 45 Women and girls.............................| 805 | 344 | 585 | 863 | 1,047 | 1,026 | 706 Women, 16 and over........................| 676 | 261 | 468 | 690 | 915 | 904 | 644 Girls, 2 to 15............................| 129 | 83 | 116 | 173 | 132 | 122 | 63 Children under 2............................| 157 | 305 | 266 | 168 | 68 | 65 | 51 Footwear....................................| 359 | 223 | 285 | 412 | 447 | 371 | 262 Other apparel products and services.........| 263 | 171 | 236 | 246 | 381 | 194 | 243 | | | | | | | Transportation................................| 7,814 | 5,957 | 7,471 | 7,628 | 9,373 | 7,681 | 6,430 Vehicle purchases (net outlay)..............| 3,658 | 3,414 | 3,920 | 3,657 | 4,075 | 3,111 | 2,684 Cars and trucks, new......................| 1,638 | 5/634 | 1,557 | 1,929 | 1,634 | 1,671 | 1,639 Cars and trucks, used.....................| 1,988 | 2,772 | 2,343 | 1,669 | 2,399 | 1,431 | 1,045 Other vehicles............................| 32 | 5/8 | 5/19 | 5/59 | 5/43 | 5/9 | (4) Gasoline and motor oil......................| 1,284 | 974 | 1,155 | 1,184 | 1,568 | 1,461 | 1,128 Other vehicle expenses......................| 2,486 | 1,446 | 2,168 | 2,366 | 3,177 | 2,712 | 2,221 Vehicle finance charges...................| 374 | 287 | 406 | 356 | 451 | 377 | 184 Maintenance and repairs...................| 752 | 423 | 572 | 748 | 967 | 830 | 786 Vehicle insurance.........................| 862 | 603 | 662 | 760 | 1,121 | 1,075 | 884 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 498 | 132 | 528 | 502 | 638 | 431 | 367 Public transportation.......................| 386 | 124 | 228 | 421 | 554 | 397 | 396 | | | | | | | Health care...................................| 1,895 | 756 | 1,256 | 1,801 | 2,251 | 2,296 | 3,201 Health insurance............................| 874 | 394 | 627 | 756 | 910 | 1,180 | 1,746 Medical services............................| 632 | 239 | 408 | 717 | 866 | 600 | 632 Drugs.......................................| 291 | 100 | 152 | 228 | 346 | 409 | 699 Medical supplies............................| 98 | 23 | 69 | 100 | 129 | 108 | 123 | | | | | | | Entertainment.................................| 1,893 | 1,066 | 1,740 | 2,260 | 2,132 | 1,852 | 1,183 Fees and admissions.........................| 445 | 142 | 330 | 518 | 610 | 387 | 357 Television, radios, sound equipment.........| 654 | 553 | 643 | 674 | 719 | 724 | 423 Pets, toys, and playground equipment........| 399 | 199 | 289 | 554 | 413 | 448 | 266 Other entertainment supplies, equipment, | | | | | | | and services...............................| 395 | 172 | 478 | 513 | 390 | 293 | 136 | | | | | | | Personal care products and services...........| 582 | 310 | 504 | 571 | 702 | 673 | 613 | | | | | | | Reading.......................................| 171 | 92 | 126 | 175 | 197 | 222 | 195 | | | | | | | Education.....................................| 612 | 202 | 302 | 378 | 1,413 | 584 | 244 | | | | | | | Tobacco products and smoking supplies.........| 319 | 374 | 274 | 310 | 368 | 410 | 168 | | | | | | | Miscellaneous.................................| 841 | 524 | 765 | 780 | 929 | 1,035 | 971 | | | | | | | Cash contributions............................| 971 | 193 | 570 | 929 | 1,521 | 1,105 | 997 | | | | | | | Personal insurance and pensions...............| 3,744 | 1,496 | 3,331 | 4,062 | 4,936 | 4,176 | 1,517 Life and other personal insurance...........| 430 | 101 | 292 | 414 | 562 | 663 | 402 Pensions and Social Security................| 3,314 | 1,395 | 3,039 | 3,648 | 4,374 | 3,513 | 1,114 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 45,048 | 22,982 | 39,491 | 47,063 | 57,120 | 47,458 | 33,329 Wages and salaries..........................| 37,876 | 20,698 | 36,679 | 40,919 | 49,718 | 36,922 | 13,043 Self-employment income......................| 2,391 | 5/393 | 1,292 | 3,411 | 3,820 | 1,425 | 824 Social Security, private and government | | | | | | | retirement.................................| 2,937 | 5/247 | 145 | 597 | 1,821 | 6,816 | 17,491 Interest, dividends, rental income, other | | | | | | | property income............................| 513 | 25 | 101 | 309 | 630 | 1,280 | 1,293 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 260 | 5/150 | 178 | 279 | 319 | 346 | 234 Public assistance, supplemental security | | | | | | | income, food stamps........................| 556 | 1,102 | 634 | 622 | 381 | 509 | 297 Regular contributions for support...........| 382 | 183 | 329 | 768 | 307 | 5/58 | 5/69 Other income................................| 133 | 183 | 133 | 158 | 125 | 103 | 5/78 | | | | | | | Personal taxes................................| 3,647 | 1,195 | 3,402 | 3,884 | 4,659 | 4,501 | 1,527 Federal income taxes........................| 2,741 | 818 | 2,549 | 2,964 | 3,519 | 3,326 | 1,108 State and local income taxes................| 757 | 331 | 778 | 792 | 915 | 984 | 203 Other taxes.................................| 149 | 5/45 | 75 | 129 | 225 | 190 | 217 | | | | | | | Income after taxes............................| 41,401 | 21,787 | 36,089 | 43,178 | 52,461 | 42,958 | 31,802 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -2,132 | 207 | -2,660 | -4,121 | -1,232 | -400 | -1,054 Net change in total assets..................| 3,333 | 3,148 | 7,017 | 3,829 | 2,301 | 559 | -1,339 Net change in total liabilities.............| 5,464 | 2,941 | 9,677 | 7,950 | 3,534 | 959 | -285 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 376 | 58 | 165 | 169 | 562 | 1,198 | 197 Mortgage principal paid on owned property...| -1,400 | -156 | -847 | -1,359 | -1,833 | -1,868 | -2,051 Estimated market value of owned home........| 80,398 | 11,453 | 55,833 | 80,509 | 104,848 | 104,741 | 93,818 Estimated monthly rental value of owned home| 549 | 111 | 423 | 545 | 696 | 675 | 626 | | | | | | | Gifts of goods and services...................| 1,252 | 471 | 717 | 909 | 2,146 | 1,899 | 1,067 Food........................................| 87 | 5/10 | 39 | 65 | 174 | 135 | 47 Housing.....................................| 323 | 191 | 263 | 257 | 529 | 348 | 194 Housekeeping supplies.....................| 36 | 26 | 22 | 37 | 48 | 47 | 35 Household textiles........................| 7 | 5/2 | 4 | 4 | 13 | 9 | 7 Appliances and miscellaneous housewares...| 29 | 5/7 | 15 | 17 | 55 | 42 | 30 Major appliances........................| 7 | (4) | 5/1 | 5/3 | 17 | 12 | 5/7 Small appliances and miscellaneous | | | | | | | housewares.............................| 22 | 5/7 | 14 | 14 | 38 | 30 | 5/23 Miscellaneous household equipment.........| 92 | 19 | 62 | 89 | 162 | 93 | 49 Other housing.............................| 160 | 137 | 160 | 110 | 251 | 157 | 73 Apparel and services........................| 317 | 116 | 242 | 236 | 335 | 732 | 394 Males, 2 and over.........................| 87 | 5/23 | 80 | 76 | 74 | 231 | 66 Females, 2 and over.......................| 106 | 5/29 | 53 | 46 | 113 | 342 | 197 Children under 2..........................| 50 | 28 | 50 | 64 | 38 | 59 | 49 Other apparel products and services.......| 73 | 5/35 | 5/61 | 50 | 110 | 101 | 5/82 Jewelry and watches.....................| 34 | 5/18 | 5/49 | 5/17 | 5/52 | 5/17 | 5/39 All other apparel products and services.| 39 | 5/17 | 5/11 | 5/32 | 58 | 84 | 5/43 Transportation..............................| 53 | 11 | 24 | 46 | 76 | 46 | 123 Health care.................................| 27 | 5/2 | 5/5 | 17 | 67 | 28 | 5/15 Entertainment...............................| 108 | 5/56 | 64 | 108 | 114 | 258 | 60 Toys, games, hobbies, and tricycles.......| 48 | 5/33 | 5/22 | 54 | 39 | 5/136 | 5/33 Other entertainment.......................| 59 | 23 | 42 | 54 | 75 | 122 | 27 Education...................................| 224 | 5/1 | 5/21 | 67 | 720 | 173 | 5/79 All other gifts.............................| 114 | 84 | 61 | 113 | 130 | 179 | 155 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.