Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 25-34 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 19,775 | 3,875 | 4,500 | 6,826 | 4,574 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $39,089 | $42,876 | $40,223 | $36,006 | $39,630 Income after taxes 1/.........................| 35,764 | 39,247 | 36,670 | 33,367 | 35,756 Age of reference person.......................| 29.8 | 29.9 | 29.8 | 29.8 | 29.5 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.8 | 2.7 | 2.8 | 2.8 | 2.9 Children under 18...........................| 1.1 | 1.0 | 1.1 | 1.1 | 1.1 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.5 | 1.5 | 1.5 | 1.5 | 1.5 Vehicles....................................| 1.7 | 1.5 | 1.8 | 1.8 | 1.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 60 | 57 | 63 | 61 | 60 Female....................................| 40 | 43 | 37 | 39 | 40 | | | | | Housing tenure: | | | | | Homeowner.................................| 44 | 41 | 49 | 48 | 36 With mortgage...........................| 39 | 36 | 44 | 41 | 31 Without mortgage........................| 6 | 5 | 5 | 7 | 5 Renter....................................| 56 | 59 | 51 | 52 | 64 | | | | | Race of reference person: | | | | | Black.....................................| 14 | 14 | 11 | 22 | 5 White and other...........................| 86 | 86 | 89 | 78 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 3 | 2 | 2 | 4 | 5 High school (9-12)........................| 38 | 43 | 34 | 40 | 34 College...................................| 59 | 55 | 64 | 56 | 61 Never attended and other..................| (3) | (4) | (3) | (2) | (3) | | | | | At least one vehicle owned..................| 86 | 79 | 88 | 88 | 87 | | | | | Average annual expenditures.....................| $33,959 | $34,050 | $33,965 | $33,531 | $34,515 | | | | | Food..........................................| 4,517 | 4,389 | 4,598 | 4,476 | 4,600 Food at home................................| 2,648 | 2,461 | 2,625 | 2,683 | 2,759 Cereals and bakery products...............| 414 | 409 | 437 | 391 | 432 Cereals and cereal products.............| 167 | 168 | 158 | 159 | 186 Bakery products.........................| 248 | 242 | 280 | 232 | 246 Meats, poultry, fish, and eggs............| 671 | 650 | 589 | 750 | 643 Beef....................................| 207 | 177 | 195 | 241 | 190 Pork....................................| 138 | 118 | 127 | 166 | 123 Other meats.............................| 84 | 90 | 89 | 86 | 73 Poultry.................................| 139 | 155 | 108 | 149 | 140 Fish and seafood........................| 74 | 83 | 49 | 82 | 80 Eggs....................................| 28 | 28 | 21 | 26 | 37 | | | | | Dairy products............................| 293 | 288 | 313 | 265 | 322 Fresh milk and cream....................| 125 | 127 | 131 | 113 | 137 Other dairy products....................| 168 | 162 | 182 | 152 | 185 Fruits and vegetables.....................| 425 | 418 | 399 | 405 | 485 Fresh fruits............................| 131 | 123 | 128 | 120 | 157 Fresh vegetables........................| 120 | 124 | 105 | 114 | 138 Processed fruits........................| 100 | 108 | 98 | 87 | 116 Processed vegetables....................| 75 | 63 | 69 | 84 | 74 | | | | | Other food at home........................| 845 | 695 | 886 | 873 | 878 Sugar and other sweets..................| 101 | 87 | 104 | 104 | 106 Fats and oils...........................| 69 | 68 | 61 | 72 | 73 Miscellaneous foods.....................| 409 | 326 | 436 | 415 | 438 Nonalcoholic beverages..................| 224 | 177 | 244 | 246 | 209 Food prepared by consumer unit | | | | | on out-of-town trips...................| 41 | 38 | 40 | 36 | 52 Food away from home.........................| 1,868 | 1,928 | 1,973 | 1,793 | 1,841 | | | | | Alcoholic beverages...........................| 369 | 397 | 417 | 318 | 382 | | | | | Housing.......................................| 11,477 | 12,555 | 11,048 | 10,570 | 12,326 Shelter.....................................| 6,776 | 8,047 | 6,238 | 5,702 | 7,830 Owned dwellings...........................| 3,366 | 4,024 | 3,400 | 2,886 | 3,492 Mortgage interest and charges...........| 2,332 | 2,526 | 2,300 | 2,026 | 2,655 Property taxes..........................| 634 | 1,017 | 693 | 487 | 470 Maintenance, repairs, insurance, | | | | | other expenses.........................| 400 | 482 | 407 | 373 | 366 Rented dwellings..........................| 3,184 | 3,778 | 2,619 | 2,613 | 4,088 Other lodging.............................| 225 | 245 | 218 | 202 | 251 Utilities, fuels, and public services.......| 2,204 | 2,256 | 2,268 | 2,348 | 1,883 Natural gas...............................| 259 | 369 | 394 | 158 | 183 Electricity...............................| 802 | 737 | 726 | 1,017 | 609 Fuel oil and other fuels..................| 66 | 130 | 88 | 37 | 34 Telephone services........................| 866 | 864 | 840 | 903 | 837 Water and other public services...........| 212 | 155 | 220 | 232 | 221 Household operations........................| 661 | 585 | 687 | 675 | 680 Personal services.........................| 496 | 425 | 551 | 513 | 475 Other household expenses..................| 166 | 160 | 136 | 162 | 205 | | | | | Housekeeping supplies.......................| 379 | 335 | 402 | 337 | 452 Laundry and cleaning supplies.............| 112 | 95 | 118 | 109 | 123 Other household products..................| 163 | 133 | 150 | 142 | 231 Postage and stationery....................| 104 | 107 | 135 | 87 | 98 Household furnishings and equipment.........| 1,458 | 1,332 | 1,454 | 1,509 | 1,480 Household textiles........................| 72 | 64 | 78 | 68 | 77 Furniture.................................| 443 | 447 | 415 | 431 | 484 Floor coverings...........................| 65 | 32 | 129 | 36 | 76 Major appliances..........................| 149 | 125 | 197 | 133 | 145 Small appliances, miscellaneous housewares| 74 | 56 | 70 | 82 | 80 Miscellaneous household equipment.........| 655 | 608 | 564 | 759 | 618 | | | | | Apparel and services..........................| 1,917 | 2,136 | 2,033 | 1,774 | 1,853 Men and boys................................| 467 | 468 | 508 | 445 | 457 Men, 16 and over..........................| 354 | 357 | 382 | 320 | 373 Boys, 2 to 15.............................| 113 | 111 | 126 | 124 | 84 Women and girls.............................| 707 | 805 | 839 | 637 | 612 Women, 16 and over........................| 590 | 697 | 725 | 505 | 511 Girls, 2 to 15............................| 116 | 108 | 114 | 132 | 101 Children under 2............................| 147 | 159 | 146 | 118 | 182 Footwear....................................| 326 | 318 | 341 | 363 | 261 Other apparel products and services.........| 271 | 386 | 199 | 212 | 341 | | | | | Transportation................................| 6,847 | 6,170 | 6,810 | 7,476 | 6,516 Vehicle purchases (net outlay)..............| 3,191 | 2,456 | 3,159 | 3,914 | 2,767 Cars and trucks, new......................| 1,223 | 1,002 | 1,113 | 1,698 | 810 Cars and trucks, used.....................| 1,924 | 1,453 | 2,005 | 2,199 | 1,830 Other vehicles............................| 44 | 5/1 | 5/41 | 5/17 | 5/126 Gasoline and motor oil......................| 1,106 | 949 | 1,132 | 1,180 | 1,104 Other vehicle expenses......................| 2,196 | 2,178 | 2,176 | 2,162 | 2,283 Vehicle finance charges...................| 383 | 284 | 409 | 495 | 274 Maintenance and repairs...................| 605 | 509 | 592 | 587 | 723 Vehicle insurance.........................| 706 | 808 | 647 | 711 | 672 Vehicle rental, leases, licenses, | | | | | other charges............................| 502 | 578 | 527 | 369 | 614 Public transportation.......................| 353 | 588 | 344 | 220 | 362 | | | | | Health care...................................| 1,177 | 1,020 | 1,244 | 1,290 | 1,076 Health insurance............................| 566 | 582 | 586 | 625 | 445 Medical services............................| 388 | 257 | 438 | 415 | 409 Drugs.......................................| 155 | 103 | 144 | 191 | 154 Medical supplies............................| 68 | 78 | 75 | 59 | 67 | | | | | Entertainment.................................| 1,801 | 1,710 | 1,883 | 1,699 | 1,947 Fees and admissions.........................| 409 | 451 | 430 | 352 | 436 Television, radios, sound equipment.........| 604 | 583 | 625 | 590 | 621 Pets, toys, and playground equipment........| 367 | 315 | 377 | 428 | 306 Other entertainment supplies, equipment, | | | | | and services...............................| 421 | 361 | 452 | 329 | 583 | | | | | Personal care products and services...........| 504 | 475 | 487 | 526 | 507 | | | | | Reading.......................................| 129 | 140 | 149 | 109 | 131 | | | | | Education.....................................| 506 | 550 | 489 | 444 | 577 | | | | | Tobacco products and smoking supplies.........| 255 | 264 | 315 | 268 | 171 | | | | | Miscellaneous.................................| 739 | 611 | 747 | 835 | 694 | | | | | Cash contributions............................| 473 | 349 | 378 | 695 | 340 | | | | | Personal insurance and pensions...............| 3,249 | 3,285 | 3,368 | 3,050 | 3,396 Life and other personal insurance...........| 240 | 275 | 235 | 251 | 197 Pensions and Social Security................| 3,009 | 3,010 | 3,132 | 2,799 | 3,199 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 39,089 | 42,876 | 40,223 | 36,006 | 39,630 Wages and salaries..........................| 36,129 | 40,422 | 37,888 | 33,393 | 35,195 Self-employment income......................| 1,301 | 895 | 994 | 1,135 | 2,141 Social Security, private and government | | | | | retirement.................................| 227 | 109 | 198 | 236 | 330 Interest, dividends, rental income, other | | | | | property income............................| 136 | 79 | 126 | 80 | 269 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 174 | 162 | 134 | 163 | 237 Public assistance, supplemental security | | | | | income, food stamps........................| 505 | 587 | 446 | 431 | 605 Regular contributions for support...........| 388 | 403 | 261 | 368 | 525 Other income................................| 229 | 218 | 176 | 200 | 329 | | | | | Personal taxes................................| 3,325 | 3,629 | 3,553 | 2,639 | 3,875 Federal income taxes........................| 2,531 | 2,625 | 2,587 | 2,099 | 3,035 State and local income taxes................| 740 | 908 | 916 | 489 | 812 Other taxes.................................| 54 | 96 | 50 | 52 | 28 | | | | | Income after taxes............................| 35,764 | 39,247 | 36,670 | 33,367 | 35,756 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -2,086 | -1,424 | -447 | -3,549 | -2,074 Net change in total assets..................| 8,126 | 7,390 | 10,866 | 3,812 | 12,494 Net change in total liabilities.............| 10,212 | 8,814 | 11,314 | 7,361 | 14,569 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 275 | 322 | 462 | 158 | 224 Mortgage principal paid on owned property...| -663 | -678 | -755 | -632 | -606 Estimated market value of owned home........| 45,863 | 53,721 | 45,579 | 38,675 | 50,213 Estimated monthly rental value of owned home| 360 | 395 | 389 | 327 | 349 | | | | | Gifts of goods and services...................| 754 | 717 | 695 | 737 | 869 Food........................................| 34 | 36 | 34 | 37 | 29 Housing.....................................| 232 | 203 | 235 | 239 | 244 Housekeeping supplies.....................| 33 | 35 | 48 | 23 | 30 Household textiles........................| 5 | 6 | 5 | 5 | 5 Appliances and miscellaneous housewares...| 20 | 16 | 23 | 25 | 14 Major appliances........................| 4 | 5/6 | 4 | 2 | 5 Small appliances and miscellaneous | | | | | housewares.............................| 16 | 9 | 18 | 23 | 9 Miscellaneous household equipment.........| 56 | 69 | 57 | 54 | 47 Other housing.............................| 118 | 77 | 102 | 133 | 148 Apparel and services........................| 222 | 237 | 189 | 208 | 260 Males, 2 and over.........................| 56 | 92 | 60 | 42 | 44 Females, 2 and over.......................| 53 | 49 | 55 | 52 | 57 Children under 2..........................| 43 | 57 | 42 | 34 | 46 Other apparel products and services.......| 70 | 5/39 | 31 | 80 | 114 Jewelry and watches.....................| 44 | 5/11 | 5/18 | 5/42 | 5/96 All other apparel products and services.| 26 | 5/28 | 13 | 38 | 18 Transportation..............................| 30 | 18 | 15 | 20 | 70 Health care.................................| 8 | 5/10 | 5/7 | 5/7 | 7 Entertainment...............................| 87 | 95 | 98 | 77 | 87 Toys, games, hobbies, and tricycles.......| 38 | 5/39 | 60 | 30 | 28 Other entertainment.......................| 49 | 56 | 37 | 47 | 59 Education...................................| 36 | 5/37 | 25 | 29 | 55 All other gifts.............................| 106 | 80 | 94 | 120 | 117 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.