Table 34. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _______________________________________________________________________________________________________________________________________ | | Complete reporting of income |___________________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | | Number of consumer units (in | | | | | | | | | | thousands)......................| 19,005 | 920 | 1,771 | 1,976 | 1,809 | 2,711 | 2,239 | 1,856 | 2,514 | 3,208 Income before taxes(1).............| $42,125 | $2,266 | $7,667 | $12,631 | $17,308 | $24,639 | $34,534 | $44,568 | $58,237 |$110,790 Income after taxes(1)..............| 37,855 | 2,222 | 7,537 | 12,313 | 16,706 | 22,998 | 31,544 | 40,016 | 52,332 | 96,844 Age of reference person............| 46.3 | 39.3 | 50.5 | 50.5 | 49.3 | 47.1 | 44.7 | 43.6 | 43.5 | 45.7 Average number in consumer unit: | | | | | | | | | | Persons...........................| 2.6 | 1.9 | 1.8 | 2.3 | 2.5 | 2.7 | 2.7 | 2.9 | 3.1 | 3.0 Children under 18.................| .8 | .5 | .5 | .7 | .8 | .8 | .8 | .8 | 1.0 | .8 Persons 65 and over...............| .3 | .2 | .4 | .5 | .4 | .4 | .3 | .1 | .1 | .1 Earners...........................| 1.4 | 1.0 | .6 | .8 | 1.0 | 1.2 | 1.4 | 1.8 | 1.9 | 2.1 Vehicles..........................| 2.0 | 1.2 | 1.0 | 1.3 | 1.6 | 1.9 | 2.2 | 2.5 | 2.7 | 2.9 Percent distribution: | | | | | | | | | | Male..............................| 60 | 40 | 38 | 48 | 56 | 61 | 62 | 65 | 68 | 76 Female............................| 40 | 60 | 62 | 52 | 44 | 39 | 38 | 35 | 32 | 24 Percent homeowner.................| 58 | 29 | 33 | 46 | 50 | 47 | 57 | 63 | 76 | 85 With mortgage....................| 38 | 11 | 9 | 16 | 18 | 24 | 37 | 51 | 65 | 74 Without mortgage.................| 19 | 18 | 25 | 30 | 32 | 23 | 19 | 12 | 10 | 11 Renter............................| 42 | 71 | 67 | 54 | 50 | 53 | 43 | 37 | 24 | 15 Black.............................| 5 | 5 | 8 | 6 | 3 | 4 | 6 | 4 | 4 | 3 White and other...................| 95 | 95 | 92 | 94 | 97 | 96 | 94 | 96 | 96 | 97 Elementary (1-8)..................| 7 | 7 | 16 | 14 | 16 | 10 | 5 | 2 | 1 | (2) High school (9-12)................| 32 | 36 | 41 | 44 | 40 | 37 | 33 | 29 | 30 | 15 College...........................| 60 | 56 | 41 | 41 | 44 | 53 | 62 | 69 | 69 | 85 Never attended and other..........| (2)| 1 | 2 | 1 | (2)| (2)| (2)| (2)| (3)| (2) At least one vehicle owned........| 88 | 61 | 63 | 80 | 87 | 91 | 95 | 97 | 96 | 97 Average annual expenditures........| $38,799 | $16,335 | $15,912 | $19,704 | $24,195 | $28,673 | $35,093 | $42,789 | $49,007 | $77,915 Food..............................| 5,171 | 2,769 | 2,539 | 3,304 | 3,659 | 4,277 | 5,147 | 5,928 | 6,384 | 8,291 Food at home.....................| 3,163 | 1,961 | 1,839 | 2,347 | 2,616 | 2,981 | 3,102 | 3,450 | 3,596 | 4,532 Cereals and bakery products.....| 478 | 278 | 272 | 364 | 398 | 406 | 465 | 539 | 549 | 713 Cereals and cereal products....| 180 | 126 | 92 | 153 | 145 | 164 | 188 | 194 | 205 | 249 Bakery products................| 298 | 151 | 180 | 210 | 253 | 243 | 277 | 345 | 344 | 464 Meats, poultry, fish, and eggs..| 774 | 521 | 477 | 615 | 651 | 817 | 714 | 810 | 881 | 1,031 Beef...........................| 231 | 169 | 130 | 187 | 198 | 250 | 213 | 241 | 289 | 278 Pork...........................| 149 | 88 | 92 | 125 | 138 | 165 | 144 | 147 | 179 | 175 Other meats....................| 91 | 64 | 61 | 68 | 90 | 85 | 86 | 93 | 93 | 134 Poultry........................| 150 | 111 | 89 | 131 | 116 | 153 | 135 | 173 | 159 | 207 Fish and seafood...............| 111 | 66 | 74 | 68 | 71 | 113 | 86 | 119 | 120 | 189 Eggs...........................| 42 | 23 | 31 | 37 | 38 | 51 | 50 | 36 | 41 | 49 Dairy products..................| 353 | 240 | 191 | 264 | 275 | 327 | 358 | 396 | 390 | 518 Fresh milk and cream...........| 147 | 103 | 82 | 129 | 122 | 141 | 165 | 176 | 161 | 176 Other dairy products...........| 207 | 137 | 109 | 135 | 153 | 186 | 192 | 221 | 229 | 342 Fruits and vegetables...........| 551 | 361 | 319 | 430 | 484 | 527 | 537 | 593 | 583 | 795 Fresh fruits...................| 178 | 132 | 92 | 143 | 146 | 160 | 180 | 197 | 191 | 263 Fresh vegetables...............| 170 | 107 | 109 | 141 | 160 | 169 | 163 | 175 | 161 | 244 Processed fruits...............| 121 | 78 | 66 | 87 | 104 | 112 | 111 | 134 | 146 | 175 Processed vegetables...........| 82 | 44 | 51 | 59 | 75 | 87 | 84 | 88 | 84 | 113 Other food at home..............| 1,006 | 561 | 581 | 675 | 808 | 904 | 1,028 | 1,112 | 1,192 | 1,475 Sugar and other sweets.........| 124 | 48 | 84 | 89 | 104 | 109 | 136 | 124 | 157 | 165 Fats and oils..................| 87 | 72 | 57 | 74 | 89 | 89 | 100 | 82 | 98 | 95 Miscellaneous foods............| 468 | 264 | 260 | 294 | 376 | 423 | 462 | 553 | 533 | 711 Nonalcoholic beverages.........| 261 | 134 | 147 | 187 | 203 | 243 | 270 | 287 | 318 | 367 Food prepared by consumer unit | | | | | | | | | | on out-of-town tr...........| 66 | 43 | 33 | 32 | 35 | 40 | 61 | 66 | 87 | 137 Food away from home..............| 2,008 | 808 | 700 | 957 | 1,043 | 1,296 | 2,045 | 2,477 | 2,789 | 3,759 Alcoholic beverages...............| 371 | 221 | 97 | 116 | 223 | 295 | 333 | 493 | 465 | 726 Housing...........................| 12,837 | 6,354 | 5,829 | 7,737 | 8,212 | 9,805 | 11,349 | 13,294 | 15,701 | 25,348 Shelter..........................| 7,756 | 3,793 | 3,674 | 4,747 | 4,690 | 5,886 | 6,935 | 8,293 | 9,362 | 15,315 Owned dwellings.................| 4,647 | 1,367 | 1,022 | 1,783 | 1,601 | 2,261 | 3,548 | 4,803 | 6,800 | 12,076 Mortgage interest and charges..| 3,040 | 782 | 420 | 715 | 718 | 1,272 | 2,224 | 3,348 | 4,811 | 8,376 Property taxes.................| 796 | 279 | 248 | 421 | 420 | 480 | 633 | 722 | 1,031 | 1,933 Maintenance, repairs, | | | | | | | | | | insurance, other expenses...| 810 | 307 | 354 | 647 | 463 | 509 | 690 | 732 | 958 | 1,767 Rented dwellings................| 2,633 | 2,181 | 2,489 | 2,801 | 2,902 | 3,342 | 3,157 | 3,045 | 2,100 | 1,800 Other lodging...................| 477 | 245 | 163 | 163 | 187 | 282 | 231 | 445 | 462 | 1,438 Utilities, fuels, and public | | | | | | | | | | services......................| 2,151 | 1,251 | 1,250 | 1,532 | 1,796 | 1,926 | 2,062 | 2,270 | 2,650 | 3,277 Natural gas.....................| 235 | 126 | 165 | 148 | 185 | 208 | 223 | 258 | 269 | 377 Electricity.....................| 732 | 409 | 437 | 569 | 641 | 664 | 700 | 772 | 874 | 1,082 Fuel oil and other fuels........| 46 | (4)42 | 35 | 49 | 64 | 51 | 56 | 35 | 50 | 34 Telephone services..............| 797 | 519 | 479 | 560 | 643 | 734 | 788 | 841 | 1,025 | 1,143 Water and other public services.| 341 | 155 | 134 | 206 | 263 | 269 | 295 | 365 | 434 | 640 Household operations.............| 690 | 175 | 207 | 265 | 325 | 531 | 478 | 563 | 678 | 1,936 Personal services...............| 335 | (4)46 | (4)70 | 64 | 139 | 331 | 323 | 322 | 401 | 808 Other household expenses........| 355 | 129 | 138 | 200 | 186 | 201 | 155 | 241 | 277 | 1,128 Housekeeping supplies............| 575 | 314 | 222 | 383 | 523 | 417 | 455 | 620 | 620 | 1,116 Laundry and cleaning supplies...| 132 | 66 | 55 | 90 | 103 | 118 | 120 | 187 | 163 | 191 Other household products........| 249 | 112 | 101 | 179 | 158 | 186 | 213 | 258 | 307 | 468 Postage and stationery..........| 194 | 137 | 65 | 115 | 263 | 113 | 122 | 175 | 149 | 457 Household furnishings and | | | | | | | | | | equipment.....................| 1,666 | 820 | 476 | 810 | 877 | 1,045 | 1,420 | 1,548 | 2,392 | 3,705 Household textiles..............| 93 | 41 | 39 | 38 | 63 | 65 | 73 | 75 | 119 | 217 Furniture.......................| 383 | 79 | 100 | 109 | 136 | 264 | 333 | 312 | 485 | 1,033 Floor coverings.................| 119 | (4)16 | (4)23 | (4)69 | (4)35 | 26 | (4)111 | 36 | 367 | 196 Major appliances................| 179 | (4)39 | 94 | 60 | 135 | 125 | 205 | 204 | 249 | 321 Small appliances, miscellaneous | | | | | | | | | | housewares...................| 113 | 425 | 36 | 96 | 67 | 78 | 81 | 73 | 165 | 172 Miscellaneous household | | | | | | | | | | equipment....................| 779 | 219 | 184 | 437 | 442 | 488 | 617 | 849 | 1,007 | 1,766 Apparel and services..............| 1,829 | 719 | 648 | 731 | 1,178 | 1,422 | 1,595 | 2,043 | 2,348 | 3,651 Men and boys.....................| 444 | 106 | 79 | 136 | 273 | 348 | 363 | 523 | 581 | 972 Men, 16 and over................| 359 | 84 | 61 | 88 | 206 | 258 | 290 | 418 | 455 | 842 Boys, 2 to 15...................| 85 | 22 | 18 | 47 | 67 | 91 | 73 | 104 | 126 | 130 Women and girls..................| 715 | 326 | 364 | 284 | 368 | 516 | 550 | 819 | 996 | 1,418 Women, 16 and over..............| 600 | 273 | 339 | 256 | 296 | 420 | 415 | 679 | 840 | 1,210 Girls, 2 to 15..................| 115 | 53 | 25 | 29 | 72 | 96 | 135 | 140 | 155 | 207 Children under 2.................| 105 | (4)38 | (4)20 | 39 | 69 | 102 | 120 | 202 | 124 | 143 Footwear.........................| 301 | (4)183 | 136 | 125 | 231 | 272 | 297 | 359 | 377 | 487 Other apparel products and | | | | | | | | | | services......................| 263 | 67 | 49 | 147 | 236 | 184 | 265 | 140 | 270 | 632 Transportation....................| 6,992 | 3,168 | 2,823 | 3,049 | 4,160 | 5,233 | 7,265 | 8,425 | 8,454 | 13,721 Vehicle purchases (net outlay)...| 2,802 | 1,407 | 1,043 | 987 | 1,646 | 1,991 | 3,322 | 3,758 | 2,942 | 5,606 Cars and trucks, new............| 1,027 | (4)42 | (4)342 | (4)457 | (4)148 | 701 | 1,218 | 1,484 | 1,196 | 2,281 Cars and trucks, used...........| 1,685 | 1,365 | 702 | 525 | 1,470 | 1,246 | 2,031 | 2,200 | 1,683 | 2,990 Other vehicles..................| 90 | (3)| (3)| (4)5 | (4)28 | (4)44 | (4)72 | (4)74 | (4)63 | 335 Gasoline and motor oil...........| 1,161 | 591 | 611 | 684 | 856 | 1,026 | 1,182 | 1,342 | 1,571 | 1,770 Other vehicle expenses...........| 2,517 | 983 | 753 | 1,170 | 1,424 | 1,892 | 2,363 | 2,859 | 3,370 | 5,129 Vehicle finance charges.........| 276 | 110 | 61 | 90 | 134 | 197 | 272 | 402 | 423 | 516 Maintenance and repairs.........| 828 | 290 | 317 | 463 | 540 | 711 | 856 | 878 | 1,007 | 1,546 Vehicle insurance...............| 784 | 307 | 247 | 426 | 507 | 634 | 793 | 953 | 1,084 | 1,380 Vehicle rental, leases, | | | | | | | | | | licenses, other charges......| 630 | 277 | 128 | 191 | 243 | 350 | 442 | 626 | 856 | 1,687 Public transportation............| 511 | 187 | 415 | 208 | 234 | 324 | 397 | 466 | 572 | 1,216 Health care.......................| 1,783 | 618 | 1,160 | 1,431 | 1,676 | 1,668 | 1,732 | 1,762 | 1,990 | 2,708 Health insurance.................| 741 | 291 | 474 | 591 | 645 | 695 | 756 | 786 | 944 | 1,006 Medical services.................| 643 | 165 | 417 | 424 | 681 | 538 | 576 | 599 | 667 | 1,160 Drugs............................| 290 | 111 | 215 | 321 | 274 | 337 | 294 | 294 | 244 | 354 Medical supplies.................| 109 | 51 | 53 | 96 | 76 | 98 | 106 | 83 | 134 | 188 Entertainment.....................| 2,091 | 748 | 694 | 846 | 1,153 | 1,576 | 1,646 | 2,226 | 2,871 | 4,545 Fees and admissions..............| 573 | 251 | 184 | 157 | 236 | 321 | 425 | 547 | 723 | 1,537 Television, radios, sound | | | | | | | | | | equipment.....................| 619 | 277 | 297 | 348 | 485 | 548 | 536 | 759 | 823 | 1,011 Pets, toys, and playground | | | | | | | | | | equipment.....................| 361 | 134 | 117 | 214 | 237 | 266 | 370 | 349 | 481 | 673 Other entertainment supplies, | | | | | | | | | | equipment and serv............| 539 | 86 | 96 | 128 | 195 | 441 | 314 | 570 | 844 | 1,324 Personal care products and | | | | | | | | | | services.......................| 568 | 203 | 264 | 322 | 414 | 460 | 564 | 568 | 718 | 1,023 Reading...........................| 180 | 77 | 83 | 93 | 103 | 143 | 171 | 177 | 228 | 360 Education.........................| 557 | 683 | 481 | 369 | 392 | 303 | 256 | 516 | 824 | 1,008 Tobacco products and smoking | | | | | | | | | | supplies.......................| 219 | 173 | 171 | 172 | 217 | 207 | 244 | 263 | 268 | 215 Miscellaneous.....................| 993 | 278 | 450 | 508 | 807 | 787 | 881 | 1,394 | 1,414 | 1,591 Cash contributions................| 1,090 | 85 | 337 | 364 | 1,006 | 590 | 857 | 1,005 | 1,219 | 2,819 Personal insurance and pensions...| 4,117 | 238 | 336 | 664 | 996 | 1,907 | 3,053 | 4,693 | 6,124 | 11,909 Life and other personal insurance| 321 | 82 | 67 | 153 | 111 | 214 | 230 | 317 | 447 | 809 Pensions and Social Security.....| 3,796 | 156 | 269 | 511 | 885 | 1,693 | 2,823 | 4,377 | 5,676 | 11,100 Money income before taxes.........| 42,125 | 2,266 | 7,667 | 12,631 | 17,308 | 24,639 | 34,534 | 44,568 | 58,237 | 110,790 Wages and salaries...............| 32,405 | 1,492 | 2,363 | 5,568 | 9,090 | 16,140 | 25,458 | 37,417 | 47,947 | 91,058 Self-employment income(1)........| 3,149 | (4)-307 | 185 | 322 | 704 | 1,304 | 2,398 | 2,343 | 4,345 | 10,509 Social Security, private and | | | | | | | | | | government retireme...........| 4,013 | 363 | 3,106 | 4,454 | 5,476 | 5,137 | 4,769 | 2,953 | 3,420 | 4,065 Interest, dividends, rental | | | | | | | | | | income, other proper..........| 1,174 | 27 | 138 | 231 | 453 | 649 | 748 | 901 | 1,321 | 3,844 Unemployment and workers.........| 284 | (4)79 | 121 | 254 | 251 | 298 | 257 | 297 | 318 | 444 Public assistance, supplemental | | | | | | | | | | security income,..............| 514 | 329 | 1,343 | 1,231 | 710 | 604 | 287 | 183 | 228 | 55 Regular contributions for support| 306 | 159 | 164 | 260 | 346 | 255 | 340 | 345 | 435 | 330 Other income.....................| 281 | 123 | 246 | 311 | 278 | 253 | 278 | 128 | 223 | 485 Personal taxes....................| 4,270 | 44 | 130 | 318 | 602 | 1,640 | 2,990 | 4,551 | 5,905 | 13,946 Federal income taxes.............| 3,327 | 31 | 83 | 186 | 422 | 1,248 | 2,255 | 3,485 | 4,674 | 10,996 State and local income taxes(1)..| 829 | 15 | 33 | 57 | 122 | 328 | 653 | 951 | 1,093 | 2,645 Other taxes......................| 115 | (4)-2 | 13 | 75 | 59 | 65 | 81 | 116 | 137 | 306 Income after taxes................| 37,855 | 2,222 | 7,537 | 12,313 | 16,706 | 22,998 | 31,544 | 40,016 | 52,332 | 96,844 Net change in total assets and | | | | | | | | | | liabilities....................| -1,864 | -889 | -1,304 | -219 | 1,194 | -2,107 | -5,887 | -841 | -157 | -4,109 Net change in total assets(1)....| 6,566 | 921 | 82 | 864 | 3,211 | 2,351 | 2,215 | 4,674 | 9,572 | 22,507 Net change in total liabilities..| 8,430 | 1,809 | 1,386 | 1,083 | 2,016 | 4,458 | 8,102 | 5,515 | 9,729 | 26,617 Other money receipts..............| 629 | 385 | 175 | 286 | 259 | 377 | 436 | 652 | 257 | 1,994 Mortgage principal paid on owned | | | | | | | | | | property.......................| -1,180 | -272 | -215 | -318 | -340 | -435 | -872 | -1,176 | -1,762 | -3,372 Estimated market value of owned | | | | | | | | | | home...........................| 99,100 | 44,953 | 42,527 | 56,773 | 61,316 | 70,579 | 79,374 | 90,633 | 123,667 | 216,776 Estimated monthly rental value of | | | | | | | | | | owned home.....................| 603 | 255 | 242 | 344 | 413 | 427 | 516 | 615 | 778 | 1,236 Gifts of goods and services.......| 1,202 | 583 | 500 | 519 | 789 | 749 | 908 | 1,171 | 1,434 | 2,793 Food.............................| 63 | (4)8 | (4)16 | 25 | 38 | 27 | 73 | 75 | 90 | 129 Housing..........................| 304 | 187 | 111 | 174 | 190 | 169 | 228 | 248 | 342 | 746 Housekeeping supplies...........| 38 | (4)6 | 10 | 26 | 35 | 20 | 34 | 46 | 51 | 74 Household textiles..............| 9 | 11 | 2 | 4 | 7 | 6 | 5 | 8 | 12 | 23 Appliances and miscellaneous | | | | | | | | | | housewares...................| 29 | (4)15 | (4)9 | 33 | 36 | 9 | 35 | 13 | 31 | 55 Major appliances...............| 8 | (4)1 | (3)| (4)4 | (4)18 | (4)2 | 14 | (4)6 | 5 | 15 Small appliances and | | | | | | | | | | miscellaneous housewares....| 21 | (4)14 | (4)9 | 29 | (4)18 | 8 | 21 | 7 | 26 | 41 Miscellaneous household | | | | | | | | | | equipment....................| 93 | 48 | 25 | 38 | 41 | 51 | 55 | 57 | 124 | 259 Other housing...................| 134 | 108 | 65 | 73 | 72 | 83 | 98 | 123 | 124 | 335 Apparel and services.............| 297 | 111 | 50 | 107 | 258 | 210 | 244 | 340 | 333 | 661 Males, 2 and over...............| 58 | (4)28 | 18 | 30 | 40 | 57 | 49 | 57 | 53 | 126 Females, 2 and over.............| 99 | (4)51 | 24 | 32 | 54 | 61 | 66 | 133 | 157 | 202 Children under 2................| 48 | (4)15 | (4)6 | 18 | 19 | 35 | 64 | 98 | 58 | 74 Other apparel products and | | | | | | | | | | services.....................| 92 | (4)17 | (4)2 | (4)27 | (4)145 | (4)57 | 66 | (4)52 | (4)65 | 258 Jewelry and watches............| 60 | (3)| (4)1 | (4)15 | (4)140 | (4)29 | (4)36 | (4)17 | (4)21 | (4)191 All other apparel products and | | | | | | | | | | services....................| 32 | (4)17 | (4)2 | (4)12 | (4)5 | (4)28 | (4)31 | (4)35 | (4)44 | 68 Transportation...................| 87 | 42 | 38 | 44 | 23 | 120 | 48 | 55 | 114 | 188 Health care......................| 52 | (3)| (4)171 | (4)6 | (4)88 | (4)23 | (4)18 | 34 | 18 | 97 Entertainment....................| 112 | 56 | 42 | 59 | 21 | 77 | 104 | 123 | 131 | 260 Toys, games, hobbies, and | | | | | | | | | | tricycles....................| 41 | (4)18 | (4)7 | (4)30 | (4)5 | (4)23 | 40 | (4)56 | 62 | 79 Other entertainment.............| 71 | 38 | 36 | 29 | 16 | 53 | 64 | 67 | 70 | 181 Education........................| 133 | (4)145 | (4)37 | (4)27 | (4)61 | (4)23 | (4)46 | 144 | 214 | 371 All other gifts..................| 154 | 34 | 35 | 77 | 110 | 100 | 147 | 152 | 192 | 341 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.