Table 3600. Consumer units of one person by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997-98 Total Under 65 and 75 and Item one 25 25-34 35-44 45-54 55-64 over 65-74 over person _______________________________________________________________________________________ Number of consumer units (in thousands)...... 30,507 4,599 4,784 4,264 4,041 3,075 9,743 4,282 5,462 Income before taxes a/ ...................... $22,566 $10,516 $29,413 $33,679 $34,140 $22,672 $15,043 $16,407 $13,912 Income after taxes a/ ....................... 20,541 9,967 26,281 29,929 30,449 20,742 14,295 15,288 13,471 Age of the reference person.................. 50.2 20.9 29.1 39.6 49.3 59.4 76.4 69.8 81.7 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 n.a. n.a. n.a. n.a. n.a. 1.0 1.0 1.0 Earners..................................... .6 .9 .9 .9 .9 .6 .1 .2 .1 Vehicles.................................... 1.0 .7 1.1 1.3 1.3 1.2 .8 1.0 .7 Percent distribution: Male........................................ 42 51 61 59 47 35 22 27 19 Female...................................... 58 49 39 41 53 65 78 73 81 Homeowner................................... 45 3 22 43 57 57 68 68 67 With mortgage.............................. 19 2 20 33 39 25 10 13 7 Without mortgage........................... 26 1 3 10 18 32 58 55 60 Renter...................................... 55 97 78 57 43 43 32 32 33 Black....................................... 11 7 10 13 17 14 10 11 8 White and other............................. 89 93 90 87 83 86 90 89 92 Elementary (1-8)............................ 9 1 1 2 3 10 21 17 24 High school (9-12).......................... 35 19 21 34 31 46 48 48 47 College..................................... 56 80 77 64 66 43 31 34 28 Never attended and other.................... b/ c/ b/ b/ b/ 1 1 1 1 At least one vehicle owned or leased........ 73 57 81 83 82 77 67 73 62 Average annual expenditures.................. $21,173 $13,404 $25,203 $27,404 $27,763 $22,107 $17,094 $18,984 $15,614 Food....................................... 2,581 1,980 2,992 3,118 2,849 2,885 2,207 2,369 2,080 Food at home............................. 1,381 718 1,272 1,454 1,561 1,720 1,491 1,531 1,459 Cereals and bakery products............ 216 121 223 211 220 248 241 242 240 Cereals and cereal products.......... 72 44 82 72 73 76 76 76 76 Bakery products...................... 144 77 141 138 147 172 165 167 165 Meats, poultry, fish, and eggs......... 321 126 256 347 382 427 360 380 344 Beef................................. 88 30 75 94 109 121 96 104 91 Pork................................. 64 19 37 67 73 97 78 74 81 Other meats.......................... 43 23 38 50 42 57 47 45 49 Poultry.............................. 62 27 60 68 83 74 63 68 59 Fish and seafood..................... 47 18 32 53 59 56 55 69 43 Eggs................................. 17 9 14 16 17 21 20 20 20 Dairy products......................... 152 89 132 160 161 184 168 169 168 Fresh milk and cream................. 59 33 53 58 62 69 68 67 69 Other dairy products................. 93 56 80 102 100 116 101 102 99 Fruits and vegetables.................. 252 125 213 227 298 306 297 299 295 Fresh fruits......................... 85 40 69 75 103 98 103 100 106 Fresh vegetables..................... 75 33 60 75 92 90 87 97 79 Processed fruits..................... 58 37 57 48 59 70 66 61 70 Processed vegetables................. 35 15 28 29 44 47 41 42 40 Other food at home..................... 441 257 448 510 499 555 424 440 412 Sugar and other sweets............... 57 29 51 54 68 73 63 68 60 Fats and oils........................ 38 16 28 33 45 55 45 43 46 Miscellaneous foods.................. 198 110 207 241 228 240 187 180 192 Nonalcoholic beverages............... 119 77 122 148 127 145 111 124 101 Food prepared by consumer unit on out-of-town trips................... 29 24 40 33 31 42 18 26 13 Food away from home...................... 1,200 1,262 1,720 1,664 1,288 1,165 716 838 621 Alcoholic beverages......................... 272 291 491 392 325 220 115 159 81 Housing..................................... 7,718 4,155 8,954 9,796 9,853 8,220 6,820 7,382 6,380 Shelter.................................. 4,779 2,837 6,092 6,574 6,177 4,847 3,666 3,918 3,468 Owned dwellings........................ 2,038 119 1,574 3,043 3,457 2,552 1,982 2,329 1,710 Mortgage interest and charges........ 971 73 1,067 1,916 2,103 1,207 390 540 273 Property taxes....................... 555 35 283 646 757 725 758 868 671 Maintenance, repairs, insurance,other expenses............................ 512 12 224 481 597 620 834 921 765 Rented dwellings....................... 2,491 2,376 4,291 3,299 2,398 2,003 1,501 1,316 1,647 Other lodging.......................... 250 341 226 232 322 292 182 273 111 Utilities, fuels, and public services.... 1,549 714 1,540 1,716 1,860 1,750 1,683 1,788 1,600 Natural gas............................ 189 50 161 195 211 192 255 241 266 Electricity............................ 563 207 488 604 696 689 654 708 611 Fuel oil and other fuels............... 60 d/ 5 27 62 43 83 102 104 100 Telephone services..................... 582 424 766 707 707 600 455 523 401 Water and other public services........ 155 29 97 149 202 186 217 210 223 Household operations..................... 265 40 136 224 275 245 454 378 514 Personal services...................... 57 d/ 3 d/ 19 d/ 29 d/ 44 d/ 7 136 d/ 55 200 Other household expenses............... 208 38 116 195 231 238 318 323 314 Housekeeping supplies.................... 245 102 187 235 315 322 282 282 283 Laundry and cleaning supplies.......... 51 15 54 53 55 69 57 58 57 Other household products............... 108 47 73 92 147 136 133 136 130 Postage and stationery................. 85 41 60 89 113 116 92 87 96 Household furnishings and equipment...... 879 461 999 1,047 1,226 1,055 735 1,017 514 Household textiles..................... 60 20 48 51 52 105 75 85 67 Furniture.............................. 212 111 314 268 317 173 152 232 89 Floor coverings........................ 63 d/ 9 50 53 29 80 102 189 35 Major appliances....................... 94 33 79 129 181 102 80 102 62 Small appliances, miscellaneous housewares............................ 50 35 50 72 63 56 42 55 32 Miscellaneous household equipment...... 400 253 458 473 584 540 284 354 230 Apparel and services....................... 942 844 1,264 1,228 1,050 1,024 644 756 557 Men and boys............................. 195 173 394 265 199 179 92 103 84 Men, 16 and over....................... 182 172 368 248 179 161 84 92 79 Boys, 2 to 15.......................... 13 d/ 1 26 17 20 18 8 11 5 Women and girls.......................... 389 348 346 513 448 444 330 355 311 Women, 16 and over..................... 373 345 335 492 411 423 320 340 305 Girls, 2 to 15......................... 15 d/ 3 11 21 37 22 10 15 6 Children under 2......................... 11 d/ 7 d/ 17 d/ 6 d/ 15 d/ 24 d/ 7 d/ 8 d/ 6 Footwear................................. 160 168 190 205 144 203 118 134 105 Other apparel products and services...... 187 149 317 240 244 174 97 156 51 Transportation............................. 3,286 2,359 4,593 4,504 5,038 3,035 1,904 2,405 1,511 Vehicle purchases (net outlay)........... 1,304 997 1,861 1,923 2,286 863 636 881 444 Cars and trucks, new................... 620 455 721 905 1,184 d/ 490 330 423 258 Cars and trucks, used.................. 650 504 1,106 998 1,090 370 247 352 165 Other vehicles......................... 34 d/ 38 d/ 34 d/ 20 d/ 12 d/ 4 d/ 58 d/ 106 d/ 21 Gasoline and motor oil................... 548 471 714 745 687 597 343 433 273 Other vehicle expenses................... 1,146 654 1,615 1,515 1,718 1,202 732 828 657 Vehicle finance charges................ 108 68 226 175 153 78 30 42 21 Maintenance and repairs................ 392 262 441 493 597 453 282 316 256 Vehicle insurance...................... 405 200 555 538 527 445 307 344 278 Vehicle rental, leases, licenses, other charges......................... 241 124 393 310 440 226 114 127 103 Public transportation.................... 289 237 403 321 347 373 193 264 137 Health care................................ 1,234 220 672 922 1,130 1,398 2,112 2,054 2,157 Health insurance......................... 568 76 289 375 481 534 1,069 1,063 1,074 Medical services......................... 359 77 256 362 367 503 494 494 493 Drugs.................................... 242 42 83 133 202 286 460 425 488 Medical supplies......................... 64 25 45 51 80 75 89 72 102 Entertainment.............................. 991 841 1,376 1,358 1,236 1,022 606 797 456 Fees and admissions...................... 280 285 418 329 327 271 172 251 110 Television, radios, sound equipment...... 356 333 472 440 423 273 270 319 232 Pets, toys, and playground equipment..... 163 80 178 206 233 232 124 158 98 Other entertainment supplies, equipment,and services.................. 192 143 308 384 252 246 39 69 15 Personal care products and services........ 255 153 288 290 295 302 238 233 242 Reading.................................... 122 62 130 139 156 137 122 133 113 Education.................................. 423 1,490 622 210 275 112 75 127 34 Tobacco products and smoking supplies...... 172 116 177 273 258 249 93 141 55 Miscellaneous.............................. 685 210 624 948 985 1,183 538 726 390 Cash contributions......................... 868 85 511 1,137 1,198 473 1,282 1,229 1,323 Personal insurance and pensions............ 1,623 597 2,508 3,090 3,115 1,847 340 474 235 Life and other personal insurance........ 161 27 103 193 234 220 191 183 197 Pensions and Social Security............. 1,462 571 2,405 2,897 2,881 1,628 149 292 38 Sources of income and personal taxes: a/ Money income before taxes................. 22,566 10,516 29,413 33,679 34,140 22,672 15,043 16,407 13,912 Wages and salaries....................... 15,493 8,448 27,014 29,421 29,284 15,856 1,241 2,247 406 Self-employment income................... 980 156 832 2,655 2,472 608 215 332 d/ 117 Social Security, private and government retirement................... 4,464 d/ 66 206 528 1,008 4,296 11,670 11,527 11,789 Interest, dividends, rental income, other property income................... 790 322 240 323 557 771 1,571 1,825 1,360 Unemployment and workers'' compensation, veterans'' benefits..................... 144 d/ 17 153 203 223 459 42 d/ 40 44 Public assistance, supplemental security, income, food stamps..................... 202 28 115 248 288 460 187 280 109 Regular contributions for support........ 271 802 557 125 148 d/ 113 54 47 60 Other income............................. 223 677 294 176 159 110 65 110 28 Personal taxes............................. 2,025 549 3,132 3,750 3,691 1,930 749 1,118 442 Federal income taxes..................... 1,543 431 2,418 2,869 2,907 1,444 515 789 288 State and local income taxes............. 400 116 694 815 679 371 98 175 34 Other taxes.............................. 82 2 20 67 106 115 135 154 120 Income after taxes.......................... 20,541 9,967 26,281 29,929 30,449 20,742 14,295 15,288 13,471 Net change in total assets and liabilities.. -236 1,038 -912 632 -1,391 -889 -199 2,463 -2,286 Net change in total assets............... 2,445 1,674 2,949 5,907 4,092 1,875 543 3,310 -1,627 Net change in total liabilities.......... 2,680 636 3,861 5,275 5,482 2,764 742 847 660 Other financial information: Other money receipts..................... 345 286 266 332 701 308 282 516 99 Mortgage principal paid on owned property................................ -469 -25 -293 -889 -1,067 -777 -235 -367 -132 Estimated market value of owned home..... 44,518 2,771 21,268 45,734 56,626 59,254 65,435 72,108 60,203 Estimated monthly rental value of owned home.............................. 332 22 187 365 444 434 456 483 435 Gifts of goods and services................. 832 592 753 848 1,259 957 763 904 653 Food..................................... 47 42 28 87 87 50 22 25 19 Housing.................................. 219 188 171 199 318 253 213 249 184 Housekeeping supplies.................. 28 19 17 51 35 37 21 21 21 Household textiles..................... 10 d/ 2 d/ 1 d/ 5 15 20 13 11 14 Appliances and miscellaneous housewares............................ 21 15 21 25 27 34 15 23 9 Major appliances..................... 5 d/ 5 d/ 2 d/ 6 d/ 3 d/ 12 6 12 d/ 2 Small appliances and miscellaneous housewares.......................... 15 10 19 19 24 22 8 10 7 Miscellaneous household equipment...... 52 36 49 55 90 64 43 58 31 Other housing.......................... 108 117 84 65 150 98 121 137 109 Apparel and services..................... 178 98 227 169 295 226 133 191 87 Males, 2 and over...................... 44 16 52 39 76 50 41 49 34 Females, 2 and over.................... 55 26 49 71 97 68 44 53 38 Children under 2....................... 11 d/ 7 d/ 17 d/ 6 d/ 15 24 7 d/ 8 d/ 6 Other apparel products and services.... 67 50 109 53 107 84 41 81 10 Jewelry and watches.................. 44 38 80 37 60 39 29 59 5 All other apparel products and services............................ 23 d/ 12 d/ 29 d/ 16 48 45 12 d/ 22 d/ 4 Transportation........................... 38 39 28 29 44 62 35 54 21 Health care.............................. 53 d/ 1 6 24 35 46 124 21 205 Entertainment............................ 75 27 79 82 126 78 73 122 34 Toys, games, hobbies, and tricycles.... 25 8 25 33 28 41 24 31 18 Other entertainment.................... 50 19 54 48 99 37 49 90 17 Education................................ 91 160 21 54 213 68 64 111 d/ 27 All other gifts.......................... 132 37 193 205 141 173 100 131 75 _____________________________________________ a/ Components of income and taxes are derived from complete income reporters only see glossary. b/ Value less than 0.5. c/ No data reported. d/ Data are likely to have large sampling errors. n.a. Not applicable.