Table 34. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 19,775 1,008 1,664 1,902 1,710 2,809 2,339 1,806 2,585 3,953 Income before taxes a/ ...................... $45,736 $832 $7,787 $12,416 $17,536 $24,686 $34,653 $44,425 $58,678 $115,033 Income after taxes a/ ....................... 41,583 541 7,552 12,126 16,970 23,525 32,190 40,899 53,298 102,225 Age of the reference person.................. 46.5 35.6 49.7 52.0 48.8 47.8 46.4 45.4 44.5 45.3 Average number in consumer unit: Persons..................................... 2.6 1.7 1.7 2.1 2.5 2.5 2.6 2.7 3.0 3.1 Children under 18........................... .7 .5 .4 .6 .7 .7 .7 .7 .9 .8 Persons 65 and over......................... .3 .1 .4 .5 .5 .4 .3 .2 .2 .1 Earners..................................... 1.4 .9 .6 .8 .9 1.2 1.4 1.6 1.8 2.1 Vehicles.................................... 2.0 .9 .9 1.3 1.5 1.8 2.2 2.3 2.6 3.0 Percent distribution: Male........................................ 58 48 35 44 50 57 60 64 72 68 Female...................................... 42 52 65 56 50 43 40 36 28 32 Homeowner................................... 59 21 35 40 45 51 59 63 75 86 With mortgage.............................. 40 8 9 14 16 24 40 49 62 75 Without mortgage........................... 19 13 26 26 29 26 19 14 13 12 Renter...................................... 41 79 65 60 55 49 41 37 25 14 Black....................................... 4 5 8 5 6 4 4 4 4 3 White and other............................. 96 95 92 95 94 96 96 96 96 97 Elementary (1-8)............................ 6 5 13 12 13 8 7 3 2 1 High school (9-12).......................... 30 37 39 39 41 39 32 26 24 16 College..................................... 63 57 46 48 45 53 61 71 74 83 Never attended and other.................... b/ 1 2 b/ 2 b/ c/ c/ b/ c/ At least one vehicle owned or leased........ 88 57 57 76 87 92 97 97 98 98 Average annual expenditures.................. $41,872 $17,693 $16,032 $21,247 $25,247 $30,274 $35,674 $43,128 $50,552 $81,908 Food........................................ 5,452 2,998 2,577 3,405 3,990 4,442 4,981 5,894 6,469 9,138 Food at home............................. 3,173 1,732 1,731 2,487 2,593 2,754 3,069 3,579 3,711 4,602 Cereals and bakery products............ 470 244 258 379 369 400 450 501 562 700 Cereals and cereal products.......... 169 101 99 130 145 150 174 185 206 229 Bakery products...................... 300 143 159 250 223 250 276 316 356 471 Meats, poultry, fish, and eggs......... 759 394 376 645 731 675 704 878 850 1,070 Beef................................. 218 110 112 187 186 206 200 268 245 302 Pork................................. 140 79 71 117 150 134 136 153 165 178 Other meats.......................... 93 58 52 87 86 90 86 107 99 120 Poultry.............................. 146 57 74 125 126 110 142 151 173 230 Fish and seafood..................... 122 60 40 91 139 98 102 158 128 193 Eggs................................. 39 30 27 39 43 38 39 41 41 46 Dairy products......................... 348 223 200 264 287 299 345 393 408 493 Fresh milk and cream................. 132 91 82 114 117 123 131 158 155 160 Other dairy products................. 216 132 118 150 170 176 214 235 253 334 Fruits and vegetables.................. 572 339 322 424 483 507 578 638 663 807 Fresh fruits......................... 187 134 101 144 153 167 178 186 234 268 Fresh vegetables..................... 182 103 97 130 169 163 202 207 196 250 Processed fruits..................... 120 64 75 88 95 99 118 154 136 172 Processed vegetables................. 83 37 49 62 66 79 80 91 97 117 Other food at home..................... 1,024 532 574 774 723 872 992 1,169 1,228 1,532 Sugar and other sweets............... 127 67 72 96 84 119 115 130 167 186 Fats and oils........................ 86 39 51 67 84 77 87 110 90 118 Miscellaneous foods.................. 480 260 276 361 299 390 481 579 604 702 Nonalcoholic beverages............... 265 132 146 219 213 227 250 294 294 401 Food prepared by consumer unit on out-of-town trips................... 66 35 29 32 42 60 60 56 72 126 Food away from home.................... 2,279 1,266 847 919 1,397 1,688 1,912 2,315 2,758 4,536 Alcoholic beverages......................... 403 328 127 164 227 305 328 436 451 805 Housing..................................... 13,862 6,664 6,167 8,084 9,164 10,243 12,174 14,012 15,962 25,920 Shelter.................................. 8,524 4,258 3,887 5,247 5,464 6,340 7,643 8,897 9,686 15,605 Owned dwellings........................ 5,186 1,195 1,234 1,730 1,960 2,707 4,072 5,066 6,951 12,246 Mortgage interest and charges........ 3,324 507 451 688 760 1,291 2,632 3,582 4,767 8,421 Property taxes....................... 905 297 309 433 531 559 662 763 1,035 2,071 Maintenance, repairs, insurance,other expenses............................ 957 391 474 608 668 858 778 721 1,148 1,754 Rented dwellings....................... 2,755 2,736 2,466 3,315 3,220 3,351 3,281 3,445 2,228 1,707 Other lodging.......................... 582 327 186 202 284 282 290 386 507 1,652 Utilities, fuels, and public services.... 2,172 1,127 1,239 1,478 1,784 1,908 2,125 2,283 2,572 3,238 Natural gas............................ 253 122 143 155 203 219 231 266 296 405 Electricity............................ 720 372 444 545 626 645 719 766 829 1,010 Fuel oil and other fuels............... 37 d/ 27 21 21 31 43 55 38 43 40 Telephone services..................... 826 484 481 558 678 743 823 853 966 1,209 Water and other public services........ 336 122 150 199 246 258 296 360 438 574 Household operations..................... 801 250 271 316 627 410 417 691 586 2,167 Personal services...................... 363 62 126 83 388 183 172 373 246 975 Other household expenses............... 438 187 145 234 239 227 245 318 340 1,192 Housekeeping supplies.................... 545 255 227 377 394 424 502 558 779 870 Laundry and cleaning supplies.......... 136 71 62 113 122 105 149 160 154 196 Other household products............... 245 110 92 154 167 202 213 246 386 388 Postage and stationery................. 164 74 73 110 105 116 141 153 239 286 Household furnishings and equipment...... 1,820 775 544 665 895 1,161 1,487 1,583 2,340 4,040 Household textiles..................... 146 62 46 45 116 157 95 109 199 277 Furniture.............................. 449 172 86 158 190 243 357 319 393 1,219 Floor coverings........................ 51 d/ 75 d/ 5 3 35 29 9 26 30 162 Major appliances....................... 166 100 60 102 104 105 141 129 203 340 Small appliances, miscellaneous housewares............................ 115 60 40 52 69 92 96 105 113 244 Miscellaneous household equipment...... 893 305 306 305 381 535 788 895 1,402 1,798 Apparel and services........................ 1,900 1,220 645 982 1,270 1,586 1,586 2,185 2,018 3,540 Men and boys............................. 461 176 132 165 257 399 343 594 584 881 Men, 16 and over....................... 376 135 106 131 177 299 238 523 484 763 Boys, 2 to 15.......................... 84 41 26 34 80 100 105 72 100 119 Women and girls.......................... 685 735 238 418 429 565 590 785 732 1,176 Women, 16 and over..................... 580 695 205 372 350 480 511 643 625 977 Girls, 2 to 15......................... 104 40 33 46 79 85 79 142 108 199 Children under 2......................... 83 d/ 37 d/ 34 50 42 67 87 125 109 123 Footwear................................. 309 d/ 106 118 183 355 361 350 396 263 409 Other apparel products and services...... 363 166 124 166 186 194 217 285 329 951 Transportation.............................. 7,479 2,275 2,578 3,637 4,539 5,942 6,730 7,867 9,237 14,201 Vehicle purchases (net outlay)........... 3,180 d/ 500 1,066 1,532 1,960 2,600 2,801 3,382 3,525 6,394 Cars and trucks, new................... 1,499 d/ 47 d/ 304 d/ 504 855 1,009 1,288 1,434 1,088 3,899 Cars and trucks, used.................. 1,627 451 762 1,028 1,092 1,558 1,469 1,870 2,338 2,379 Other vehicles......................... 54 d/ 2 c/ c/ d/ 13 d/ 33 d/ 45 d/ 77 98 116 Gasoline and motor oil................... 1,134 599 470 618 832 964 1,114 1,244 1,524 1,754 Other vehicle expenses................... 2,628 983 741 1,288 1,501 1,982 2,428 2,857 3,575 4,834 Vehicle finance charges................ 315 81 50 77 154 215 328 370 566 547 Maintenance and repairs................ 809 331 291 595 468 720 771 903 1,042 1,295 Vehicle insurance...................... 826 317 265 423 616 722 820 905 1,074 1,355 Vehicle rental, leases, licenses, other charges.............................. 678 255 135 194 263 326 508 680 893 1,636 Public transportation.................... 537 193 302 199 246 396 387 384 614 1,219 Health care................................. 1,900 757 1,036 1,456 1,922 1,714 1,805 1,945 2,123 2,785 Health insurance......................... 863 340 492 692 765 824 863 915 924 1,239 Medical services......................... 586 236 287 341 647 492 546 542 681 941 Drugs.................................... 333 142 190 338 404 330 311 347 332 421 Medical supplies......................... 118 40 67 85 105 68 85 142 186 184 Entertainment............................... 2,167 1,166 704 1,023 991 1,334 1,577 2,237 2,704 4,666 Fees and admissions...................... 555 288 164 175 226 338 427 523 708 1,261 Television, radios, sound equipment...... 630 315 323 405 433 470 567 625 834 1,052 Pets, toys, and playground equipment..... 368 152 134 176 198 244 273 413 562 690 Other entertainment supplies, equipment,and services.................. 614 412 84 267 135 282 311 677 599 1,663 Personal care products and services......... 479 297 245 254 268 365 434 508 550 883 Reading..................................... 187 97 73 115 107 138 160 171 243 348 Education................................... 664 904 619 291 422 400 292 629 631 1,354 Tobacco products and smoking supplies....... 219 175 173 205 213 215 258 264 252 195 Miscellaneous............................... 1,111 384 503 556 575 762 990 1,116 1,408 2,179 Cash contributions.......................... 1,399 150 258 473 522 1,032 1,239 1,235 1,686 3,266 Personal insurance and pensions............. 4,651 277 326 603 1,037 1,795 3,120 4,627 6,817 12,626 Life and other personal insurance........ 361 82 78 110 164 211 250 361 463 864 Pensions and Social Security............. 4,290 195 248 494 874 1,584 2,870 4,266 6,355 11,762 Sources of income and personal taxes: a/ Money income before taxes.................. 45,735 832 7,787 12,416 17,536 24,686 34,653 44,425 58,666 115,033 Wages and salaries....................... 35,199 1,776 2,621 5,280 8,916 15,610 25,550 35,503 48,988 93,663 Self-employment income................... 3,286 -2,013 134 315 805 1,318 1,378 2,590 3,569 11,126 Social Security, private and government retirement................... 4,306 333 3,214 5,260 5,642 6,036 5,363 4,615 3,823 3,063 Interest, dividends, rental income, other property income................... 1,650 37 119 179 385 552 1,047 650 1,124 5,898 Unemployment and workers'' compensation, veterans'' benefits..................... 224 d/ 95 57 51 354 198 255 309 357 230 Public assistance, supplemental security, income, food stamps..................... 422 286 1,249 753 818 349 293 242 277 85 Regular contributions for support........ 301 127 168 382 317 309 584 330 295 171 Other income............................. 346 192 225 195 299 314 181 186 232 797 Personal taxes............................. 4,153 291 235 290 566 1,161 2,463 3,526 5,380 12,808 Federal income taxes..................... 3,200 228 171 184 330 855 1,869 2,740 4,146 9,970 State and local income taxes............. 812 33 33 77 93 252 484 666 1,052 2,506 Other taxes.............................. 141 d/ 30 31 29 143 53 111 121 182 331 Income after taxes......................... 41,583 541 7,552 12,126 16,970 23,525 32,190 40,899 53,298 102,225 Net change in total assets and liabilities... -2,472 -918 1,404 -1,605 2,501 -810 -769 -7,155 -7,188 -4,034 Net change in total assets............... 9,951 -124 1,476 515 4,777 4,061 8,126 4,994 5,689 33,180 Net change in total liabilities.......... 12,423 794 72 2,120 2,276 4,871 8,895 12,149 12,877 37,214 Other financial information: Other money receipts..................... 938 363 586 146 406 217 319 668 1,506 2,475 Mortgage principal paid on owned property................................ -1,719 -8,139 -189 -274 -553 -424 -843 -1,242 -1,957 -3,427 Estimated market value of owned home..... 107,493 38,218 45,312 52,027 61,876 66,589 94,803 92,736 119,232 233,370 Estimated monthly rental value of owned home.................................... 656 191 286 351 411 438 603 620 776 1,308 Gifts of goods and services................. 1,236 601 485 443 644 977 919 1,171 1,459 2,621 Food..................................... 107 d/ 32 22 34 46 38 35 113 130 300 Housing.................................. 341 202 115 117 159 261 260 371 366 737 Housekeeping supplies.................. 57 33 24 27 44 50 42 67 85 92 Household textiles..................... 21 d/ 5 d/ 2 d/ 2 24 9 23 8 34 48 Appliances and miscellaneous housewares........................... 33 d/ 13 d/ 6 d/ 10 6 41 26 37 31 69 Major appliances..................... 7 d/ 2 d/ 2 d/ 3 d/ 1 d/ 5 d/ 9 d/ 8 d/ 7 13 Small appliances and miscellaneous housewares......................... 26 d/ 12 d/ 5 d/ 7 d/ 5 36 17 29 23 56 Miscellaneous household equipment...... 78 34 22 33 14 65 52 91 101 166 Other housing.......................... 152 116 60 46 70 97 117 168 115 363 Apparel and services..................... 215 169 98 78 102 187 231 249 326 316 Males, 2 and over...................... 58 62 d/ 22 35 11 60 55 41 111 80 Females, 2 and over.................... 67 d/ 29 42 18 40 57 61 80 82 118 Children under 2....................... 34 d/ 17 d/ 19 d/ 11 d/ 17 30 50 31 49 48 Other apparel products and services.... 56 d/ 61 d/ 15 14 34 41 64 97 85 69 Jewelry and watches.................. 32 d/ 33 d/ 3 d/ 8 15 18 42 66 57 37 All other apparel products and services............................ 23 d/ 28 d/ 12 d/ 6 d/ 19 d/ 23 d/ 22 d/ 31 d/ 28 32 Transportation........................... 86 24 13 59 22 121 67 67 113 151 Health care.............................. 57 d/ 21 d/ 50 d/ 26 d/ 153 14 64 d/ 12 38 100 Entertainment............................ 111 34 32 43 54 68 69 121 121 268 Toys, games, hobbies, and tricycles.... 30 d/ 7 8 20 14 21 28 35 42 53 Other entertainment.................... 81 28 23 22 40 47 41 86 78 215 Education................................ 150 d/ 30 d/ 59 d/ 21 d/ 25 74 30 119 183 453 All other gifts.......................... 170 89 95 65 85 214 164 120 182 297 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.