Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 15,359 723 1,287 1,487 1,245 2,046 1,691 1,455 2,216 3,209 Income before taxes a/ ...................... $47,876 $1,570 $7,772 $12,433 $17,256 $24,387 $34,354 $44,064 $58,647 $119,080 Income after taxes a/ ....................... 44,472 708 7,793 12,295 16,845 23,168 32,546 41,286 54,748 108,879 Age of the reference person.................. 49.4 39.5 56.7 59.5 58.0 51.7 47.1 45.1 44.7 45.5 Average number in consumer unit: Persons..................................... 2.4 2.1 1.7 1.9 2.0 2.3 2.4 2.4 2.8 3.1 Children under 18........................... .6 .6 .4 .4 .4 .5 .6 .6 .7 .9 Persons 65 and over......................... .3 .2 .5 .6 .7 .5 .3 .2 .1 .1 Earners..................................... 1.3 1.0 .5 .6 .7 1.1 1.4 1.5 1.9 2.1 Vehicles.................................... 1.6 .8 .6 1.0 1.1 1.4 1.7 1.8 2.1 2.4 Percent distribution: Male........................................ 54 49 31 37 47 55 53 60 60 70 Female...................................... 46 51 69 63 53 45 47 40 40 30 Homeowner................................... 62 24 31 50 59 57 61 62 76 85 With mortgage.............................. 36 9 6 14 13 23 33 40 54 70 Without mortgage........................... 26 15 25 35 46 35 28 22 22 16 Renter...................................... 38 76 69 50 41 43 39 38 24 15 Black....................................... 12 18 19 14 13 13 13 12 9 6 White and other............................. 88 82 81 86 87 87 87 88 91 94 Elementary (1-8)............................ 5 7 14 12 13 4 5 2 2 b/ High school (9-12).......................... 43 47 57 59 55 50 45 38 37 23 College..................................... 52 45 29 29 32 45 50 60 61 76 Never attended and other.................... b/ b/ b/ c/ c/ 1 b/ c/ c/ c/ At least one vehicle owned or leased........ 80 49 43 68 72 83 86 88 93 95 Average annual expenditures.................. $40,819 $20,031 $15,695 $21,063 $24,081 $28,925 $35,673 $40,025 $48,534 $76,222 Food........................................ 5,776 3,454 2,636 3,175 4,172 4,399 5,244 6,582 6,917 9,233 Food at home............................. 3,367 2,048 1,848 2,251 2,754 2,978 2,930 3,896 4,097 4,692 Cereals and bakery products............ 525 323 306 362 432 459 501 600 612 716 Cereals and cereal products.......... 179 126 106 130 138 168 178 226 209 222 Bakery products...................... 346 197 201 232 294 292 323 374 404 494 Meats, poultry, fish, and eggs......... 905 685 495 657 725 845 780 1,025 1,070 1,230 Beef................................. 249 175 141 171 186 236 195 281 307 349 Pork................................. 166 69 109 136 143 161 135 192 212 205 Other meats.......................... 121 77 67 100 103 110 114 129 140 160 Poultry.............................. 178 169 81 115 115 169 167 190 206 255 Fish and seafood..................... 154 156 71 103 142 130 136 193 161 217 Eggs................................. 38 39 25 32 36 39 33 40 44 44 Dairy products......................... 384 190 209 247 344 320 365 443 481 520 Fresh milk and cream................. 144 80 94 102 159 120 154 149 177 172 Other dairy products................. 240 109 115 145 185 200 211 294 304 348 Fruits and vegetables.................. 611 369 333 412 507 582 512 690 722 853 Fresh fruits......................... 191 136 110 119 168 182 165 241 206 262 Fresh vegetables..................... 191 110 97 135 153 180 166 194 227 275 Processed fruits..................... 142 63 86 96 110 146 114 151 173 200 Processed vegetables................. 87 60 39 63 75 74 68 105 117 116 Other food at home..................... 942 481 504 573 746 772 772 1,137 1,212 1,374 Sugar and other sweets............... 132 72 51 82 96 99 103 152 185 205 Fats and oils........................ 92 67 45 65 90 84 77 113 116 115 Miscellaneous foods.................. 421 187 207 244 340 351 342 509 539 626 Nonalcoholic beverages............... 254 125 185 169 200 211 217 306 316 347 Food prepared by consumer unit on out-of-town trips................... 43 d/ 30 17 13 21 27 32 56 56 81 Food away from home.................... 2,409 1,407 789 924 1,418 1,421 2,314 2,687 2,820 4,541 Alcoholic beverages......................... 429 415 120 234 237 315 391 418 504 758 Housing..................................... 13,575 7,200 6,083 8,404 8,950 10,094 11,522 13,077 14,915 24,755 Shelter.................................. 8,177 4,460 3,809 5,064 5,301 5,938 7,037 8,055 9,017 14,829 Owned dwellings........................ 5,251 1,749 1,267 2,420 2,494 2,851 3,971 4,459 6,356 11,819 Mortgage interest and charges........ 2,626 733 297 726 650 1,023 1,707 2,312 3,492 6,682 Property taxes....................... 1,781 605 667 1,075 1,188 1,221 1,505 1,399 2,122 3,488 Maintenance, repairs, insurance,other expenses............................ 845 412 302 619 656 607 759 749 742 1,649 Rented dwellings....................... 2,434 2,452 2,382 2,471 2,612 2,785 2,757 3,221 2,110 1,837 Other lodging.......................... 493 258 160 173 194 302 309 375 550 1,173 Utilities, fuels, and public services.... 2,503 1,424 1,429 1,883 2,053 2,221 2,396 2,472 2,830 3,662 Natural gas............................ 385 159 223 300 381 370 399 367 421 528 Electricity............................ 812 449 441 590 680 724 770 834 950 1,168 Fuel oil and other fuels............... 236 136 116 218 204 222 217 211 245 349 Telephone services..................... 855 593 557 638 616 724 796 858 963 1,266 Water and other public services........ 215 88 91 137 171 181 215 202 251 350 Household operations..................... 666 256 218 258 356 360 370 461 606 1,733 Personal services...................... 318 d/ 56 115 57 151 152 183 233 333 846 Other household expenses............... 349 200 103 200 205 207 187 228 273 887 Housekeeping supplies.................... 599 218 185 380 352 489 476 549 728 1,091 Laundry and cleaning supplies.......... 148 61 66 80 90 126 111 116 159 287 Other household products............... 294 113 72 136 170 225 244 234 418 543 Postage and stationery................. 157 d/ 44 46 164 93 138 121 200 151 261 Household furnishings and equipment...... 1,629 842 442 819 887 1,087 1,242 1,540 1,734 3,440 Household textiles..................... 132 47 67 46 106 116 126 91 146 243 Furniture.............................. 405 316 117 195 97 188 279 334 398 998 Floor coverings........................ 49 d/ 9 d/ 6 78 d/ 18 33 32 18 27 123 Major appliances....................... 187 79 76 106 169 199 190 175 177 298 Small appliances, miscellaneous housewares............................ 108 41 45 29 65 54 76 78 154 234 Miscellaneous household equipment...... 748 350 131 365 434 497 539 843 832 1,543 Apparel and services........................ 2,207 1,520 787 789 1,638 1,215 1,865 1,848 2,765 4,352 Men and boys............................. 518 401 161 112 234 267 485 384 671 1,104 Men, 16 and over....................... 411 241 129 79 172 205 383 305 540 899 Boys, 2 to 15.......................... 107 160 32 33 62 62 102 79 131 206 Women and girls.......................... 875 621 271 336 930 435 645 819 1,150 1,627 Women, 16 and over..................... 745 508 243 269 871 367 541 749 961 1,357 Girls, 2 to 15......................... 130 113 28 67 59 68 105 70 188 270 Children under 2......................... 93 76 53 61 46 56 72 102 115 162 Footwear................................. 382 d/ 258 195 139 299 204 391 257 512 687 Other apparel products and services...... 339 164 107 141 129 253 272 285 318 772 Transportation.............................. 6,611 2,740 2,133 3,788 3,236 4,899 7,372 7,076 8,323 11,184 Vehicle purchases (net outlay)........... 2,719 d/ 792 d/ 925 2,007 1,046 1,910 3,720 3,217 3,473 4,094 Cars and trucks, new................... 1,404 d/ 107 d/ 423 d/ 848 d/ 520 860 2,069 1,489 1,871 2,326 Cars and trucks, used.................. 1,302 684 502 1,144 526 1,049 1,651 1,728 1,582 1,727 Other vehicles......................... d/ 13 c/ c/ d/ 16 c/ d/ 1 c/ c/ d/ 20 d/ 41 Gasoline and motor oil................... 1,007 542 316 501 532 811 1,028 1,096 1,394 1,613 Other vehicle expenses................... 2,299 1,007 653 962 1,237 1,738 2,084 2,257 2,911 4,344 Vehicle finance charges................ 237 51 39 64 93 154 245 323 393 396 Maintenance and repairs................ 639 305 235 308 497 552 538 617 731 1,134 Vehicle insurance...................... 828 370 261 403 495 680 836 833 1,071 1,405 Vehicle rental, leases, licenses, other charges.............................. 595 282 118 187 152 352 464 484 717 1,409 Public transportation.................... 586 399 239 318 420 439 540 506 546 1,134 Health care................................. 1,890 725 1,043 1,479 1,945 1,974 1,789 1,631 1,974 2,710 Health insurance......................... 875 392 605 770 1,056 993 852 773 869 1,059 Medical services......................... 558 183 173 231 330 494 503 472 640 1,091 Drugs.................................... 346 125 207 367 471 392 338 294 332 395 Medical supplies......................... 110 d/ 25 58 110 88 96 96 92 134 165 Entertainment............................... 1,957 919 731 969 1,002 1,308 1,615 1,752 2,473 3,823 Fees and admissions...................... 588 307 153 199 243 294 383 461 633 1,463 Television, radios, sound equipment...... 674 396 356 433 489 524 586 726 820 1,066 Pets, toys, and playground equipment..... 342 130 144 151 205 272 304 315 477 584 Other entertainment supplies, equipment,and services.................. 353 86 79 186 64 218 341 251 543 711 Personal care products and services......... 598 306 289 353 389 495 548 645 719 956 Reading..................................... 194 91 88 101 123 147 166 181 216 365 Education................................... 776 1,081 526 217 121 421 543 334 682 1,930 Tobacco products and smoking supplies....... 341 211 257 260 240 354 408 331 395 403 Miscellaneous............................... 827 512 488 299 393 593 734 716 1,173 1,447 Cash contributions.......................... 1,258 329 279 500 708 730 690 1,307 1,572 2,819 Personal insurance and pensions............. 4,381 528 233 496 929 1,980 2,788 4,126 5,904 11,487 Life and other personal insurance........ 414 138 93 157 186 228 287 280 422 1,054 Pensions and Social Security............. 3,967 390 141 339 743 1,752 2,501 3,846 5,482 10,433 Sources of income and personal taxes: a/ Money income before taxes.................. 47,876 1,570 7,772 12,433 17,256 24,387 34,354 44,064 58,647 119,080 Wages and salaries....................... 39,042 1,607 1,468 3,490 6,704 14,743 26,804 36,247 52,732 105,311 Self-employment income................... 2,098 d/ -1139 d/ 90 d/ 204 d/ 297 692 701 1,558 1,729 7,340 Social Security, private and government retirement................... 4,955 483 4,578 7,409 8,528 7,682 5,439 5,020 3,022 2,903 Interest, dividends, rental income, other property income................... 825 51 55 175 697 561 450 705 365 2,397 Unemployment and workers'' compensation, veterans'' benefits..................... 194 d/ 5 d/ 125 d/ 86 d/ 164 230 276 204 257 214 Public assistance, supplemental security, income, food stamps..................... 342 356 1,091 794 581 244 290 d/ 16 d/ 93 147 Regular contributions for support........ 211 d/ 67 115 d/ 66 206 129 332 99 292 335 Other income............................. 209 d/ 141 251 209 d/ 78 106 61 215 157 433 Personal taxes............................. 3,404 862 -21 139 411 1,220 1,808 2,777 3,899 10,201 Federal income taxes..................... 2,533 788 -68 15 186 735 1,202 1,914 2,787 7,997 State and local income taxes............. 666 1 -7 -11 71 255 399 655 893 1,882 Other taxes.............................. 205 d/ 74 54 135 154 230 207 208 218 322 Income after taxes......................... 44,472 708 7,793 12,295 16,845 23,168 32,546 41,286 54,748 108,879 Net change in total assets and liabilities... 2,072 54,691 5,265 3,843 -2,307 -2,310 -5,168 -3,834 -2,699 2,400 Net change in total assets............... 7,604 54,047 4,196 4,087 -3,123 -1,239 2,209 2,375 3,138 18,239 Net change in total liabilities.......... 5,532 -644 -1,069 243 -816 1,072 7,377 6,209 5,837 15,839 Other financial information: Other money receipts..................... 847 d/ 64 327 28 263 690 165 481 484 2,712 Mortgage principal paid on owned property................................ -1,254 -338 -158 -387 -553 -674 -885 -1,029 -1,502 -3,069 Estimated market value of owned home..... 93,210 42,999 30,096 56,776 66,370 71,596 70,793 75,265 96,897 188,302 Estimated monthly rental value of owned home.................................... 677 249 241 464 517 531 576 571 777 1,232 Gifts of goods and services................. 1,241 662 458 547 546 748 1,095 985 1,270 2,745 Food..................................... 97 d/ 47 d/ 9 13 13 17 101 52 50 315 Alcoholic beverages...................... 18 d/ 27 d/ 3 d/ 7 d/ 4 12 23 21 25 25 Housing.................................. 315 171 96 149 160 240 295 239 347 632 Housekeeping supplies.................. 47 d/ 9 12 14 24 32 35 70 66 84 Household textiles..................... 21 c/ d/ 19 d/ 3 d/ 8 d/ 43 24 d/ 17 d/ 17 29 Appliances and miscellaneous housewares........................... 41 d/ 3 d/ 11 d/ 14 d/ 54 22 21 d/ 26 66 81 Major appliances..................... 12 c/ d/ 1 d/ 9 d/ 49 d/ 13 d/ 6 d/ 9 d/ 7 12 Small appliances and miscellaneous housewares......................... 29 d/ 3 d/ 10 d/ 5 d/ 5 d/ 9 d/ 15 d/ 17 59 70 Miscellaneous household equipment...... 74 6 12 18 47 50 98 41 77 161 Other housing.......................... 131 154 42 100 27 94 117 84 121 277 Apparel and services..................... 297 88 98 118 164 191 250 347 367 573 Males, 2 and over...................... 71 d/ 31 15 24 45 27 72 77 93 143 Females, 2 and over.................... 107 d/ 7 d/ 29 19 61 60 59 164 142 225 Children under 2....................... 55 d/ 22 28 46 26 40 45 47 67 95 Other apparel products and services.... 64 d/ 28 d/ 26 d/ 29 d/ 32 63 74 58 64 110 Jewelry and watches.................. 36 d/ 19 d/ 3 d/ 17 d/ 13 d/ 63 36 26 35 58 All other apparel products and services............................ 28 d/ 9 d/ 23 d/ 12 d/ 19 d/ 1 d/ 38 d/ 32 d/ 29 52 Transportation........................... 67 73 3 18 35 18 55 25 41 202 Health care.............................. 21 d/ 4 d/ 1 d/ 30 d/ 6 d/ 45 d/ 18 d/ 5 10 35 Entertainment............................ 102 25 29 106 71 88 78 94 121 170 Toys, games, hobbies, and tricycles.... 37 d/ 11 13 19 34 39 32 41 50 52 Other entertainment.................... 65 14 15 87 38 49 46 53 71 118 Personal care products and services...... 17 d/ 3 d/ 5 d/ 9 d/ 21 8 6 d/ 8 33 32 Reading.................................. 3 b/ 3 4 1 2 1 3 3 3 Education................................ 211 d/ 202 d/ 47 d/ 53 d/ 15 44 157 d/ 121 165 637 All other gifts.......................... 93 20 163 42 55 81 111 70 110 119 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.