Table 3650. Consumer units of five or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Total Item five or Under 25-34 35-44 45-54 55-64 65 and more 25 over persons Number of consumer units (in thousands)...... 10,967 347 2,647 4,593 2,313 634 433 Income before taxes a/ ...................... $54,057 $37,937 $41,848 $58,949 $63,394 $55,115 $40,709 Income after taxes a/ ....................... 51,282 36,442 40,319 55,924 59,035 52,972 39,291 Age of the reference person.................. 41.0 21.8 30.4 39.3 48.6 58.6 71.5 Average number in consumer unit: Persons..................................... 5.6 5.6 5.6 5.6 5.6 5.9 5.9 Children under 18........................... 2.8 2.4 3.2 3.1 2.3 1.9 1.8 Persons 65 and over......................... .1 b/ .1 c/ .1 .1 .2 1.7 Earners..................................... 2.3 2.4 1.9 2.1 2.9 2.8 2.2 Vehicles.................................... 2.5 2.1 2.0 2.4 3.1 3.0 2.7 Percent distribution: Male........................................ 57 34 50 58 65 56 58 Female...................................... 43 66 50 42 35 44 42 Homeowner................................... 69 40 52 73 80 76 85 With mortgage.............................. 54 27 45 61 61 49 34 Without mortgage........................... 15 13 7 12 19 27 51 Renter...................................... 31 60 48 27 20 24 15 Black....................................... 17 16 20 14 17 26 23 White and other............................. 83 84 80 86 83 74 77 Elementary (1-8)............................ 9 9 7 7 9 20 15 High school (9-12).......................... 44 63 55 41 37 46 46 College..................................... 46 28 38 52 53 33 34 Never attended and other.................... 1 d/ e/ e/ 1 1 5 At least one vehicle owned or leased........ 92 87 88 94 94 88 91 Average annual expenditures.................. $48,505 $35,097 $40,468 $50,949 $56,172 $48,594 $40,449 Food........................................ 7,775 6,536 6,884 7,931 8,875 7,926 6,195 Food at home............................. 5,039 4,593 4,787 5,008 5,607 5,128 4,131 Cereals and bakery products............ 780 648 719 798 889 703 602 Cereals and cereal products.......... 309 272 308 311 339 264 242 Bakery products...................... 471 376 412 486 550 439 360 Meats, poultry, fish, and eggs......... 1,372 1,631 1,358 1,287 1,503 1,557 1,218 Beef................................. 413 470 410 396 446 452 335 Pork................................. 294 388 298 263 321 375 272 Other meats.......................... 181 167 172 176 197 207 155 Poultry.............................. 253 310 252 240 273 269 232 Fish and seafood..................... 169 218 168 153 198 173 158 Eggs................................. 62 78 57 59 67 81 64 Dairy products......................... 567 410 542 586 606 542 434 Fresh milk and cream................. 246 204 246 248 263 240 171 Other dairy products................. 321 206 296 339 342 302 263 Fruits and vegetables.................. 816 765 774 788 930 873 742 Fresh fruits......................... 253 225 235 250 286 267 240 Fresh vegetables..................... 242 259 235 221 283 300 211 Processed fruits..................... 180 162 154 181 210 183 169 Processed vegetables................. 140 119 151 136 150 123 122 Other food at home..................... 1,506 1,138 1,394 1,549 1,680 1,454 1,135 Sugar and other sweets............... 210 176 167 221 255 187 177 Fats and oils........................ 140 126 141 130 161 154 123 Miscellaneous foods.................. 710 516 705 742 737 635 494 Nonalcoholic beverages............... 389 302 339 397 447 419 296 Food prepared by consumer unit on out-of-town trips................... 57 b/ 18 42 59 79 57 45 Food away from home.................... 2,736 1,943 2,097 2,923 3,268 2,799 2,064 Alcoholic beverages......................... 289 251 245 333 279 270 144 Housing..................................... 15,292 10,501 13,365 16,653 16,018 15,514 11,899 Shelter.................................. 8,715 5,925 7,561 9,688 9,229 8,045 5,922 Owned dwellings........................ 6,230 2,016 4,446 7,391 6,973 5,874 4,751 Mortgage interest and charges........ 4,090 1,329 2,980 5,047 4,400 3,508 2,117 Property taxes....................... 1,314 351 874 1,488 1,628 1,401 1,135 Maintenance, repairs, insurance,other expenses............................ 826 336 592 856 945 965 1,499 Rented dwellings....................... 2,058 3,808 2,933 1,874 1,478 1,670 937 Other lodging.......................... 427 b/ 101 182 423 778 502 234 Utilities, fuels, and public services.... 3,254 2,305 2,881 3,230 3,595 3,980 3,670 Natural gas............................ 422 249 365 428 442 551 552 Electricity............................ 1,215 918 1,115 1,197 1,326 1,407 1,374 Fuel oil and other fuels............... 91 b/ 39 60 94 112 125 129 Telephone services..................... 1,115 849 997 1,093 1,249 1,411 1,136 Water and other public services........ 412 250 344 419 465 486 479 Household operations..................... 841 293 967 982 651 534 484 Personal services...................... 522 184 749 607 275 321 b/ 111 Other household expenses............... 319 110 218 375 376 214 373 Housekeeping supplies.................... 733 445 532 832 664 1,149 636 Laundry and cleaning supplies.......... 255 150 190 260 192 711 178 Other household products............... 332 225 239 395 319 325 311 Postage and stationery................. 146 b/ 70 103 176 152 114 147 Household furnishings and equipment...... 1,748 1,532 1,424 1,921 1,880 1,805 1,187 Household textiles..................... 126 52 138 137 97 110 164 Furniture.............................. 425 413 418 500 360 271 246 Floor coverings........................ 48 b/ 24 32 47 82 b/ 32 b/ 27 Major appliances....................... 259 272 191 293 237 356 258 Small appliances, miscellaneous housewares............................ 99 86 87 90 119 171 50 Miscellaneous household equipment...... 792 685 558 855 984 866 442 Apparel and services........................ 2,837 2,630 2,382 2,989 3,187 2,902 2,052 Men and boys............................. 717 483 649 780 755 623 609 Men, 16 and over....................... 419 358 329 426 502 458 491 Boys, 2 to 15.......................... 298 125 320 355 253 165 118 Women and girls.......................... 1,035 630 658 1,188 1,224 1,158 679 Women, 16 and over..................... 707 402 366 799 899 930 550 Girls, 2 to 15......................... 328 228 292 389 324 228 129 Children under 2......................... 189 368 255 168 155 121 173 Footwear................................. 601 960 573 556 662 753 b/ 390 Other apparel products and services...... 295 189 248 296 391 247 201 Transportation.............................. 9,647 8,053 8,336 9,647 11,806 9,063 8,256 Vehicle purchases (net outlay)........... 4,567 4,257 4,194 4,665 5,438 3,337 3,205 Cars and trucks, new................... 1,728 b/ 1,676 1,363 1,882 2,081 b/ 1,193 b/ 1,258 Cars and trucks, used.................. 2,805 2,581 2,796 2,745 3,349 2,007 1,947 Other vehicles......................... 34 d/ b/ 35 b/ 38 b/ 9 b/ 137 d/ Gasoline and motor oil................... 1,704 1,452 1,478 1,721 1,985 1,722 1,588 Other vehicle expenses................... 2,954 2,173 2,406 2,849 3,781 3,365 3,025 Vehicle finance charges................ 489 386 478 483 542 533 357 Maintenance and repairs................ 843 623 624 795 1,205 771 1,034 Vehicle insurance...................... 986 592 765 936 1,327 1,184 1,078 Vehicle rental, leases, licenses, other charges.............................. 635 571 538 634 708 877 556 Public transportation.................... 422 172 258 412 602 640 438 Health care................................. 2,021 1,040 1,419 1,948 2,690 2,237 3,334 Health insurance......................... 964 470 724 888 1,299 1,063 1,711 Medical services......................... 617 343 423 656 811 560 649 Drugs.................................... 332 174 205 300 436 497 730 Medical supplies......................... 108 b/ 53 67 104 143 117 244 Entertainment............................... 2,474 1,316 2,031 2,800 2,744 2,060 1,719 Fees and admissions...................... 668 282 438 824 754 481 556 Television, radios, sound equipment...... 796 699 727 799 902 835 623 Pets, toys, and playground equipment..... 448 211 431 518 420 295 342 Other entertainment supplies, equipment,and services.................. 561 125 435 660 667 450 198 Personal care products and services......... 719 610 547 760 837 757 700 Reading..................................... 135 83 86 144 181 131 137 Education................................... 930 648 367 941 1,724 817 411 Tobacco products and smoking supplies....... 411 304 389 406 408 577 449 Miscellaneous............................... 884 408 826 899 878 950 1,486 Cash contributions.......................... 1,016 b/ 545 613 1,084 1,448 550 1,517 Personal insurance and pensions............. 4,075 2,173 2,976 4,414 5,097 4,840 2,149 Life and other personal insurance........ 498 118 265 501 705 910 496 Pensions and Social Security............. 3,577 2,055 2,711 3,913 4,392 3,930 1,652 Sources of income and personal taxes: a/ Money income before taxes.................. 54,057 37,937 41,848 58,949 63,394 55,115 40,709 Wages and salaries....................... 48,318 32,885 38,394 54,046 56,961 45,597 20,747 Self-employment income................... 1,966 b/ 226 1,247 2,174 2,799 1,845 b/ 1,368 Social Security, private and government retirement................... 1,707 b/ 2,751 397 618 1,743 4,513 16,034 Interest, dividends, rental income, other property income................... 345 b/ 9 146 393 518 413 320 Unemployment and workers'' compensation, veterans'' benefits..................... 251 b/ 153 238 262 304 b/ 147 b/ 172 Public assistance, supplemental security, income, food stamps..................... 832 956 939 672 661 1,587 1,545 Regular contributions for support........ 406 b/ 623 378 575 177 b/ 94 b/ 321 Other income............................. 233 b/ 334 109 210 230 b/ 920 b/ 201 Personal taxes............................. 2,775 1,496 1,529 3,025 4,359 2,143 1,418 Federal income taxes..................... 2,042 1,271 1,013 2,273 3,297 1,492 781 State and local income taxes............. 621 185 454 661 869 557 362 Other taxes.............................. 112 b/ 41 62 92 193 94 275 Income after taxes......................... 51,282 36,442 40,319 55,924 59,035 52,972 39,291 Net change in total assets and liabilities... -1,679 4,445 -1,290 -1,297 -3,754 -178 -4,138 Net change in total assets............... 6,854 7,724 8,544 8,418 3,795 3,893 -103 Net change in total liabilities.......... 8,533 3,279 9,835 9,715 7,549 4,072 4,035 Other financial information: Other money receipts..................... 287 b/ 38 192 290 276 192 b/ 1,231 Mortgage principal paid on owned property................................ -1,635 -631 -872 -1,944 -2,242 -1,465 -835 Estimated market value of owned home..... 102,680 34,326 59,933 116,712 125,652 125,491 113,754 Estimated monthly rental value of owned home.................................... 703 275 460 787 856 742 784 Gifts of goods and services................. 838 288 546 914 1,117 950 533 Food..................................... 69 b/ 12 33 73 117 73 b/ 17 Alcoholic beverages...................... 14 d/ 5 20 17 b/ 13 d/ Housing.................................. 238 124 217 252 290 143 151 Housekeeping supplies.................. 39 b/ 19 33 41 50 b/ 29 b/ 38 Household textiles..................... 8 b/ 10 b/ 12 8 b/ 3 b/ 6 b/ 6 Appliances and miscellaneous housewares........................... 24 b/ 7 b/ 5 21 58 b/ 24 b/ 6 Major appliances..................... 11 d/ b/ 1 7 37 b/ 9 b/ 4 Small appliances and miscellaneous housewares......................... 12 b/ 7 b/ 4 14 21 b/ 15 b/ 2 Miscellaneous household equipment...... 50 b/ 4 21 74 49 26 b/ 17 Other housing.......................... 118 84 147 108 131 b/ 57 84 Apparel and services..................... 199 66 157 204 267 204 119 Males, 2 and over...................... 43 b/ 11 31 51 58 b/ 22 b/ 14 Females, 2 and over.................... 52 b/ 9 42 62 58 33 b/ 34 Children under 2....................... 62 b/ 28 48 65 83 54 56 Other apparel products and services.... 41 b/ 18 36 26 68 b/ 96 b/ 15 Jewelry and watches.................. 10 b/ 10 9 5 22 b/ 9 b/ 7 All other apparel products and services............................ 31 b/ 7 b/ 27 21 b/ 46 b/ 87 b/ 8 Transportation........................... 64 b/ 5 17 90 80 42 59 Health care.............................. 8 b/ 7 b/ 4 b/ 4 18 b/ 21 b/ 12 Entertainment............................ 84 b/ 29 45 114 82 50 83 Toys, games, hobbies, and tricycles.... 22 b/ 10 19 27 20 b/ 16 b/ 23 Other entertainment.................... 62 b/ 19 26 88 62 34 60 Personal care products and services...... 19 b/ 8 6 29 17 25 b/ 1 Reading.................................. 1 b/ 1 e/ 1 1 b/ 1 e/ Education................................ 82 b/ 8 22 69 175 b/ 147 b/ 49 All other gifts.......................... 61 b/ 29 38 58 54 230 39 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Data are likely to have large sampling errors. c Value less than 0.05. d No data reported. e Value less than 0.5. n.a. Not applicable.