Table 2000. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1997 (Aggregates in millions of dollars, unless otherwise indicated) _______________________________________________________________________________________________________________________________ | | | | | Less than college graduate | College graduate | | | _____________________________________________ _____________________________ | | | | | | | | | | | | | | High | | | | Item |Aggregate | | Less | | school | | | |Master's, | | | than | High |graduate|Associate| |Bachelor's| profes- | | Total | high | school | with | degree | Total | degree | sional, | | | school |graduate| some | | | |doctorate | | |graduate| |college | | | | | | | | | 1/ | | | | | | | | | | | | | _______________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).| 105,576| 79,713 | 18,920 | 30,782 | 21,587 | 8,423 | 25,863 | 16,808 | 9,055 Percent distribution of consumer units..| 100.0| 75.5 | 17.9 | 29.2 | 20.4 | 8.0 | 24.5 | 15.9 | 8.6 | | | | | | | | | Consumer unit characteristics (mean | | | | | | | | | values): | | | | | | | | | | | | | | | | | | Income before taxes 2/................| $39,926|$32,380 |$21,413 |$33,461 |$36,397 | $43,090 |$62,721 | $57,308 | $72,744 Income after taxes 2/.................| 36,684| 30,156 | 20,484 | 31,411 | 33,324 | 39,468 | 56,408 | 51,736 | 65,058 Age of reference person...............| 47.7| 48.5 | 56.4 | 48.7 | 43.1 | 44.1 | 45.3 | 44.3 | 47.3 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.............................| 2.5| 2.5 | 2.7 | 2.6 | 2.4 | 2.6 | 2.5 | 2.4 | 2.5 Children under 18...................| .7| .7 | .7 | .7 | .6 | .7 | .6 | .7 | .6 Persons 65 and over.................| .3| .3 | .5 | .3 | .2 | .2 | .2 | .2 | .2 Earners.............................| 1.3| 1.3 | 1.0 | 1.3 | 1.4 | 1.5 | 1.5 | 1.5 | 1.5 Vehicles............................| 2.0| 1.9 | 1.6 | 2.0 | 1.9 | 2.2 | 2.1 | 2.1 | 2.3 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male..............................| 59| 57 | 52 | 59 | 57 | 59 | 65 | 64 | 66 Female............................| 41| 43 | 48 | 41 | 43 | 41 | 35 | 36 | 34 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.........................| 64| 61 | 59 | 65 | 57 | 67 | 71 | 69 | 73 With mortgage...................| 38| 34 | 23 | 34 | 38 | 47 | 51 | 49 | 54 Without mortgage................| 26| 28 | 36 | 31 | 19 | 20 | 20 | 20 | 19 Renter............................| 36| 39 | 41 | 35 | 43 | 33 | 29 | 31 | 27 | | | | | | | | | Race of reference person: | | | | | | | | | Black.............................| 12| 14 | 17 | 13 | 12 | 12 | 6 | 7 | 5 White and other...................| 88| 86 | 83 | 87 | 88 | 88 | 94 | 93 | 95 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..................| 7| 10 | 41 | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. High school (9-12)................| 39| 52 | 57 | 100 | n.a. | n.a. | n.a. | n.a. | n.a. College...........................| 53| 38 | n.a. | n.a. | 100 | 100 | 100 | 100 | 100 Never attended and other..........| (3) | (3) | 1 | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. | | | | | | | | | At least one vehicle owned or | | | | | | | | | leased.............................| 87| 85 | 75 | 86 | 88 | 93 | 94 | 94 | 95 | | | | | | | | | Annual aggregate expenditures...........|$3,674,032| 64.0 | 11.1 | 24.7 | 19.7 | 8.4 | 36.0 | 21.6 | 14.5 | | | | | | | | | Food..................................| 505,791| 66.0 | 13.1 | 25.9 | 18.9 | 8.1 | 34.0 | 19.1 | 14.9 Food at home........................| 303,340| 70.1 | 16.1 | 27.6 | 18.3 | 8.1 | 29.9 | 17.6 | 12.3 Cereals and bakery products.......| 47,710| 69.2 | 15.5 | 27.4 | 18.3 | 8.1 | 30.8 | 18.5 | 12.3 Cereals and cereal products.....| 16,998| 69.1 | 16.1 | 26.2 | 18.8 | 8.0 | 30.9 | 18.6 | 12.3 Bakery products.................| 30,712| 69.3 | 15.2 | 28.0 | 18.0 | 8.1 | 30.7 | 18.4 | 12.3 Meats, poultry, fish, and eggs....| 78,267| 73.9 | 18.8 | 28.7 | 18.3 | 8.0 | 26.1 | 15.4 | 10.7 Beef............................| 23,545| 75.3 | 18.5 | 29.1 | 19.5 | 8.3 | 24.7 | 15.3 | 9.3 Pork............................| 16,549| 77.3 | 21.2 | 31.1 | 17.2 | 7.9 | 22.7 | 13.7 | 9.0 Other meats.....................| 10,142| 74.6 | 18.6 | 28.6 | 19.1 | 8.3 | 25.4 | 15.0 | 10.4 Poultry.........................| 15,272| 70.7 | 17.4 | 27.5 | 18.1 | 7.8 | 29.3 | 17.0 | 12.3 Fish and seafood................| 9,326| 67.5 | 17.5 | 25.2 | 17.0 | 7.8 | 32.5 | 17.1 | 15.5 Eggs............................| 3,433| 76.8 | 20.3 | 30.6 | 18.1 | 7.8 | 23.2 | 12.9 | 10.2 | | | | | | | | | Dairy products....................| 33,038| 69.3 | 14.9 | 27.7 | 18.5 | 8.2 | 30.7 | 17.7 | 13.0 Fresh milk and cream............| 13,494| 72.8 | 17.5 | 28.7 | 17.9 | 8.6 | 27.2 | 16.2 | 11.1 Other dairy products............| 19,544| 66.8 | 13.2 | 27.0 | 18.8 | 7.9 | 33.2 | 18.8 | 14.4 Fruits and vegetables.............| 50,093| 67.0 | 15.9 | 25.7 | 17.3 | 8.1 | 33.0 | 18.5 | 14.5 Fresh fruits....................| 15,847| 66.3 | 15.8 | 25.3 | 16.8 | 8.4 | 33.7 | 18.3 | 15.4 Fresh vegetables................| 15,035| 65.7 | 16.5 | 24.4 | 17.0 | 7.7 | 34.3 | 19.0 | 15.3 Processed fruits................| 10,772| 65.5 | 14.3 | 25.2 | 17.8 | 8.2 | 34.5 | 19.4 | 15.1 Processed vegetables............| 8,439| 72.6 | 17.3 | 29.2 | 18.2 | 7.9 | 27.4 | 16.6 | 10.7 | | | | | | | | | Other food at home................| 94,232| 69.4 | 14.6 | 27.8 | 18.8 | 8.3 | 30.6 | 18.4 | 12.2 Sugar and other sweets..........| 12,039| 70.2 | 15.3 | 27.7 | 19.1 | 8.1 | 29.8 | 17.7 | 12.2 Fats and oils...................| 8,537| 73.2 | 18.0 | 28.5 | 18.2 | 8.4 | 26.8 | 15.8 | 11.0 Miscellaneous foods.............| 42,452| 68.5 | 13.6 | 27.4 | 18.9 | 8.5 | 31.5 | 19.2 | 12.3 Nonalcoholic beverages..........| 25,752| 71.4 | 15.9 | 28.9 | 18.5 | 8.1 | 28.6 | 17.0 | 11.7 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...........| 5,453| 60.4 | 8.5 | 24.4 | 19.4 | 8.2 | 39.6 | 24.5 | 15.1 Food away from home.................| 202,451| 59.7 | 8.5 | 23.3 | 19.9 | 8.1 | 40.3 | 21.5 | 18.8 | | | | | | | | | Alcoholic beverages...................| 32,576| 58.2 | 7.8 | 22.3 | 20.0 | 8.1 | 41.8 | 25.6 | 16.2 | | | | | | | | | Housing...............................| 1,189,819| 64.4 | 11.5 | 24.5 | 19.9 | 8.5 | 35.6 | 21.6 | 14.0 Shelter.............................| 669,759| 62.9 | 10.8 | 23.6 | 19.9 | 8.6 | 37.1 | 22.4 | 14.7 Owned dwellings...................| 415,427| 59.4 | 8.7 | 22.7 | 18.9 | 9.1 | 40.6 | 24.3 | 16.3 Mortgage interest and charges...| 234,934| 57.2 | 7.1 | 20.8 | 19.4 | 9.9 | 42.8 | 25.8 | 17.0 Property taxes..................| 102,530| 60.1 | 10.1 | 24.9 | 17.3 | 7.8 | 39.9 | 23.6 | 16.3 Maintenance, repairs, | | | | | | | | | insurance, other expenses......| 77,964| 64.8 | 11.6 | 25.6 | 19.5 | 8.1 | 35.2 | 21.0 | 14.2 Rented dwellings..................| 209,376| 73.3 | 16.5 | 26.5 | 22.6 | 7.7 | 26.7 | 17.3 | 9.4 Other lodging.....................| 44,956| 47.8 | 4.3 | 17.7 | 16.9 | 8.9 | 52.2 | 28.4 | 23.8 Utilities, fuels, and public | | | | | | | | | services...........................| 254,681| 71.7 | 15.6 | 28.4 | 19.3 | 8.6 | 28.3 | 17.7 | 10.6 Natural gas.......................| 31,774| 70.7 | 16.0 | 27.6 | 18.2 | 8.8 | 29.3 | 18.5 | 10.8 Electricity.......................| 95,934| 74.0 | 16.5 | 30.0 | 19.2 | 8.3 | 26.0 | 16.5 | 9.5 Fuel oil and other fuels..........| 11,373| 75.6 | 17.0 | 34.9 | 16.2 | 7.5 | 24.4 | 15.0 | 9.4 Telephone services................| 85,416| 69.7 | 14.4 | 26.2 | 20.2 | 8.8 | 30.3 | 18.8 | 11.5 Water and other public services...| 30,184| 70.2 | 15.0 | 27.6 | 19.0 | 8.7 | 29.8 | 18.3 | 11.5 Household operations................| 57,905| 54.4 | 6.5 | 20.2 | 18.6 | 9.2 | 45.6 | 27.7 | 17.8 Personal services.................| 27,777| 59.5 | 6.1 | 23.9 | 19.4 | 10.0 | 40.5 | 27.2 | 13.3 Other household expenses..........| 30,128| 49.8 | 6.8 | 16.8 | 17.8 | 8.3 | 50.2 | 28.2 | 22.0 | | | | | | | | | Housekeeping supplies...............| 47,914| 65.7 | 12.0 | 25.2 | 19.8 | 8.7 | 34.3 | 20.8 | 13.6 Laundry and cleaning supplies.....| 12,202| 72.6 | 16.7 | 28.0 | 18.7 | 9.2 | 27.4 | 17.6 | 9.8 Other household products..........| 22,125| 64.2 | 11.4 | 24.5 | 19.5 | 8.8 | 35.8 | 21.3 | 14.5 Postage and stationery............| 13,588| 61.9 | 8.7 | 23.7 | 21.2 | 8.2 | 38.1 | 22.8 | 15.3 Household furnishings and equipment.| 159,560| 62.0 | 9.2 | 23.7 | 21.4 | 7.7 | 38.0 | 22.6 | 15.4 Household textiles................| 8,353| 60.7 | 8.6 | 24.1 | 20.2 | 7.8 | 39.3 | 22.8 | 16.5 Furniture.........................| 40,894| 61.1 | 9.3 | 24.2 | 20.4 | 7.3 | 38.9 | 24.1 | 14.7 Floor coverings...................| 8,198| 64.0 | 4.9 | 29.1 | 22.9 | 7.1 | 36.0 | 21.6 | 14.4 Major appliances..................| 17,861| 69.0 | 13.6 | 26.4 | 20.8 | 8.3 | 31.0 | 18.6 | 12.4 Small appliances, miscellaneous | | | | | | | | | housewares.......................| 9,689| 60.9 | 11.6 | 23.5 | 19.8 | 6.0 | 39.1 | 22.0 | 17.0 Miscellaneous household equipment.| 74,566| 60.9 | 8.3 | 22.1 | 22.3 | 8.1 | 39.1 | 22.8 | 16.4 | | | | | | | | | Apparel and services..................| 182,168| 61.9 | 10.6 | 24.0 | 19.8 | 7.5 | 38.1 | 21.9 | 16.2 Men and boys........................| 42,883| 63.2 | 11.2 | 24.2 | 19.9 | 7.9 | 36.8 | 21.7 | 15.2 Men, 16 and over..................| 34,034| 61.1 | 10.7 | 22.9 | 19.6 | 7.9 | 38.9 | 23.1 | 15.8 Boys, 2 to 15.....................| 8,848| 71.1 | 13.1 | 28.9 | 21.2 | 8.0 | 28.9 | 16.2 | 12.6 Women and girls.....................| 71,671| 61.4 | 10.1 | 24.2 | 19.5 | 7.7 | 38.6 | 22.8 | 15.8 Women, 16 and over................| 60,493| 60.2 | 9.5 | 24.0 | 19.6 | 7.0 | 39.8 | 23.1 | 16.7 Girls, 2 to 15....................| 11,178| 68.1 | 13.3 | 24.8 | 18.9 | 11.1 | 31.9 | 20.6 | 11.3 Children under 2....................| 8,117| 69.0 | 11.5 | 29.9 | 19.0 | 8.6 | 31.0 | 20.8 | 10.3 Footwear............................| 33,126| 66.5 | 12.1 | 25.0 | 20.8 | 8.6 | 33.5 | 19.3 | 14.1 Other apparel products and services.| 26,372| 53.2 | 8.7 | 20.0 | 19.5 | 4.9 | 46.8 | 23.5 | 23.4 | | | | | | | | | Transportation........................| 681,669| 67.1 | 11.5 | 26.1 | 20.7 | 8.9 | 32.9 | 20.7 | 12.2 Vehicle purchases (net outlay)......| 288,830| 69.2 | 12.5 | 26.4 | 21.2 | 9.1 | 30.8 | 20.3 | 10.5 Cars and trucks, new..............| 129,741| 62.4 | 5.0 | 26.7 | 20.2 | 10.6 | 37.6 | 24.5 | 13.0 Cars and trucks, used.............| 154,513| 75.2 | 19.1 | 26.4 | 22.5 | 7.3 | 24.8 | 16.8 | 8.1 Other vehicles....................| 4,576| 61.3 | 4/3.8 | 21.6 | 4/7.3 | 28.6 | 38.7 | 4/19.5 | 4/19.2 Gasoline and motor oil..............| 115,872| 71.4 | 12.9 | 29.3 | 20.2 | 9.0 | 28.6 | 18.3 | 10.3 Other vehicle expenses..............| 235,459| 65.4 | 10.0 | 25.5 | 21.0 | 8.8 | 34.6 | 21.0 | 13.6 Vehicle finance charges...........| 30,914| 74.9 | 11.5 | 30.8 | 22.6 | 10.0 | 25.1 | 16.9 | 8.2 Maintenance and repairs...........| 71,947| 64.4 | 10.9 | 24.1 | 21.2 | 8.2 | 35.6 | 20.7 | 14.9 Vehicle insurance.................| 79,709| 68.0 | 11.5 | 27.6 | 20.1 | 8.9 | 32.0 | 20.0 | 12.0 Vehicle rental, leases, licenses, | | | | | | | | | other charges....................| 52,889| 57.3 | 5.9 | 21.3 | 21.2 | 8.9 | 42.7 | 25.4 | 17.2 Public transportation...............| 41,508| 49.9 | 8.3 | 18.0 | 16.6 | 7.0 | 50.1 | 27.9 | 22.2 | | | | | | | | | Health care...........................| 194,300| 68.6 | 15.4 | 27.2 | 18.3 | 7.7 | 31.4 | 18.8 | 12.5 Health insurance....................| 93,042| 70.1 | 16.2 | 28.4 | 18.0 | 7.6 | 29.9 | 18.0 | 11.8 Medical services....................| 56,065| 63.6 | 11.4 | 24.3 | 19.2 | 8.6 | 36.4 | 21.6 | 14.8 Drugs...............................| 33,804| 74.1 | 20.2 | 30.1 | 17.1 | 6.7 | 25.9 | 15.5 | 10.4 Medical supplies....................| 11,389| 64.9 | 14.3 | 22.7 | 20.5 | 7.4 | 35.1 | 21.9 | 13.2 | | | | | | | | | Entertainment.........................| 191,334| 61.2 | 8.2 | 23.9 | 20.0 | 9.1 | 38.8 | 23.0 | 15.8 Fees and admissions.................| 49,699| 49.5 | 4.3 | 17.7 | 19.3 | 8.3 | 50.5 | 29.8 | 20.7 Television, radios, sound equipment.| 60,946| 70.3 | 11.9 | 27.7 | 21.7 | 9.0 | 29.7 | 18.5 | 11.1 Pets, toys, and playground | | | | | | | | | equipment..........................| 34,409| 63.8 | 9.1 | 25.4 | 20.8 | 8.6 | 36.2 | 21.7 | 14.4 Other entertainment supplies, | | | | | | | | | equipment, and services............| 46,281| 59.7 | 7.0 | 24.4 | 17.9 | 10.5 | 40.3 | 22.7 | 17.6 | | | | | | | | | Personal care products and services...| 55,644| 67.3 | 11.2 | 25.6 | 22.1 | 8.4 | 32.7 | 20.5 | 12.3 | | | | | | | | | Reading...............................| 17,270| 56.5 | 8.2 | 21.6 | 18.9 | 7.7 | 43.5 | 23.7 | 19.8 | | | | | | | | | Education.............................| 60,241| 49.7 | 3.9 | 14.5 | 21.3 | 10.0 | 50.3 | 26.9 | 23.4 | | | | | | | | | Tobacco products and smoking supplies.| 27,839| 86.8 | 20.9 | 36.8 | 20.3 | 8.8 | 13.2 | 9.2 | 4.0 | | | | | | | | | Miscellaneous.........................| 89,432| 66.1 | 11.2 | 27.3 | 19.2 | 8.4 | 33.9 | 20.0 | 13.9 | | | | | | | | | Cash contributions....................| 105,671| 53.0 | 9.8 | 19.6 | 16.9 | 6.6 | 47.0 | 28.3 | 18.7 | | | | | | | | | Personal insurance and pensions.......| 340,278| 57.0 | 7.3 | 22.1 | 18.9 | 8.8 | 43.0 | 25.3 | 17.7 Life and other personal insurance...| 39,975| 62.8 | 11.5 | 24.3 | 19.1 | 7.9 | 37.2 | 22.6 | 14.6 Pensions and Social Security........| 300,303| 56.2 | 6.7 | 21.8 | 18.9 | 8.9 | 43.8 | 25.6 | 18.2 | | | | | | | | | Sources of income and personal taxes: 2/| | | | | | | | | | | | | | | | | | Money income before taxes.............| 3,393,329| 60.9 | 9.8 | 23.9 | 18.4 | 8.8 | 39.1 | 23.2 | 15.9 Wages and salaries..................| 2,677,703| 58.8 | 7.5 | 23.2 | 18.5 | 9.6 | 41.2 | 24.7 | 16.5 Self-employment income..............| 167,347| 55.0 | 8.1 | 23.1 | 20.0 | 3.8 | 45.0 | 23.7 | 21.4 Social Security, private and | | | | | | | | | government retirement..............| 385,053| 75.2 | 23.1 | 29.2 | 17.1 | 5.8 | 24.8 | 14.4 | 10.4 Interest, dividends, rental income, | | | | | | | | | other property income..............| 69,871| 51.6 | 8.9 | 21.8 | 13.8 | 7.1 | 48.4 | 25.9 | 22.5 Unemployment and workers' | | | | | | | | | compensation, veterans' benefits...| 17,511| 85.3 | 23.4 | 31.5 | 19.2 | 11.2 | 14.7 | 12.4 | 2.3 Public assistance, supplemental | | | | | | | | | security income, food stamps.......| 32,480| 96.1 | 44.7 | 31.7 | 12.6 | 7.1 | 3.9 | 2.7 | 1.1 Regular contributions for support...| 24,922| 66.5 | 5.6 | 22.0 | 30.8 | 8.1 | 33.5 | 17.7 | 15.7 Other income........................| 18,442| 64.5 | 12.2 | 18.0 | 28.5 | 5.9 | 35.5 | 23.8 | 11.7 | | | | | | | | | Personal taxes........................| 275,498| 51.6 | 5.2 | 18.0 | 19.2 | 9.1 | 48.4 | 27.8 | 20.7 Federal income taxes................| 209,750| 50.6 | 4.8 | 17.4 | 19.4 | 9.0 | 49.4 | 28.2 | 21.1 State and local income taxes........| 54,803| 53.6 | 6.0 | 18.8 | 19.0 | 9.7 | 46.4 | 26.8 | 19.6 Other taxes.........................| 10,945| 58.9 | 8.9 | 26.8 | 15.1 | 8.0 | 41.1 | 23.9 | 17.2 | | | | | | | | | Income after taxes....................| 3,117,831| 61.8 | 10.2 | 24.4 | 18.4 | 8.8 | 38.2 | 22.8 | 15.5 | | | | | | | | | _______________________________________________________________________________________________________________________________ 1/ Beginning in 1996, this column does not include reference persons with Associate degrees 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. n.a. Not applicable.