Table 57. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1998 (Aggregates in millions of dollars, unless otherwise indicated) Item Aggregate Under 25-34 35-44 45-54 55-64 65 and 65-74 75 and 25 over over _________________________________________________________________________________________________________________ Number of consumer units (in thousands)...... 107,182 8,255 19,969 24,241 20,058 12,829 21,830 11,874 9,957 Percent distribution of consumer units....... 100.0 7.7 18.6 22.6 18.7 12.0 20.4 11.1 9.3 Income before taxes a/ ...................... $41,622 $16,839 $41,782 $50,894 $58,705 $44,238 $24,011 $27,037 $20,229 Income after taxes a/ ....................... 38,358 15,973 38,430 46,762 53,257 40,834 22,892 25,654 19,442 Age of the reference person.................. 47.6 21.4 29.7 39.5 49.2 59.4 74.7 69.3 81.0 Average number in consumer unit: Persons..................................... 2.5 1.8 2.8 3.3 2.7 2.2 1.7 1.9 1.5 Children under 18........................... .7 .4 1.1 1.4 .6 .2 .1 .1 b/ Persons 65 and over......................... .3 b/ b/ b/ b/ .1 1.4 1.4 1.3 Earners..................................... 1.3 1.2 1.5 1.7 1.8 1.3 .4 .6 .2 Vehicles.................................... 2.0 1.1 1.8 2.2 2.5 2.3 1.5 1.8 1.2 Percent distribution: Male........................................ 58 52 58 59 63 61 51 57 45 Female...................................... 42 48 42 41 37 39 49 43 55 Homeowner................................... 64 10 43 69 77 78 80 83 76 With mortgage.............................. 39 7 37 58 57 38 15 21 9 Without mortgage........................... 26 3 6 11 20 40 65 63 67 Renter...................................... 36 90 57 31 23 22 20 17 24 Black....................................... 12 12 14 14 12 11 9 10 7 White and other............................. 88 88 86 86 88 89 91 90 93 Elementary (1-8)............................ 7 2 3 3 4 9 17 14 21 High school (9-12).......................... 39 33 36 39 32 45 46 47 45 College..................................... 54 65 62 58 63 46 36 38 33 Never attended and other.................... c/ d/ c/ c/ c/ 1 1 1 1 At least one vehicle owned or leased........ 87 67 88 91 93 90 81 87 75 Annual aggregate expenditures................ $3,806,893 4.2 18.2 27.0 23.9 12.7 14.2 8.7 5.5 Food....................................... 514,578 4.8 17.4 27.6 23.0 12.5 14.7 9.1 5.6 Food at home............................. 297,339 4.1 16.7 27.6 22.4 12.5 16.7 9.9 6.7 Cereals and bakery products............ 45,435 3.9 16.6 28.4 21.7 11.9 17.4 10.1 7.3 Cereals and cereal products.......... 15,655 4.2 18.7 29.6 21.4 10.2 15.8 9.1 6.7 Bakery products...................... 29,780 3.8 15.5 27.8 21.9 12.8 18.3 10.6 7.7 Meats, poultry, fish, and eggs......... 77,381 3.6 16.2 27.7 22.8 13.1 16.6 10.2 6.4 Beef................................. 23,366 4.0 16.4 27.9 22.7 13.0 15.9 10.2 5.7 Pork................................. 15,600 3.4 14.3 27.1 22.6 14.3 18.3 10.8 7.6 Other meats.......................... 9,849 3.7 17.1 27.6 22.6 12.0 17.0 9.9 7.1 Poultry.............................. 14,635 3.5 18.1 29.1 22.8 12.1 14.4 8.5 5.8 Fish and seafood..................... 10,465 3.0 15.3 26.9 23.9 13.5 17.5 11.6 5.9 Eggs................................. 3,466 5.0 16.3 24.8 21.1 14.0 18.8 10.5 8.3 Dairy products......................... 32,242 4.3 17.2 28.7 20.9 12.2 16.7 9.7 7.0 Fresh milk and cream................. 12,858 4.3 17.8 29.7 19.3 11.7 17.1 9.7 7.4 Other dairy products................. 19,384 4.2 16.8 28.0 22.0 12.5 16.5 9.7 6.8 Fruits and vegetables.................. 50,484 3.9 16.0 25.5 22.8 13.3 18.5 10.7 7.8 Fresh fruits......................... 15,944 3.7 15.2 24.5 23.3 14.1 19.3 11.0 8.2 Fresh vegetables..................... 15,509 3.5 16.4 25.3 23.0 13.4 18.4 10.9 7.5 Processed fruits..................... 10,852 4.6 16.3 25.6 22.7 12.7 18.1 9.6 8.4 Processed vegetables................. 8,180 3.9 16.2 27.9 21.6 12.7 17.7 10.8 6.8 Other food at home..................... $91,797 4.5 17.5 27.9 22.8 12.0 15.3 9.3 6.0 Sugar and other sweets............... 11,677 3.8 15.8 28.1 22.0 12.7 17.6 10.4 7.2 Fats and oils........................ 8,229 4.0 15.5 26.5 22.7 12.8 18.5 10.7 7.8 Miscellaneous foods.................. 41,491 4.7 18.7 28.4 22.5 11.1 14.5 8.7 5.8 Nonalcoholic beverages............... 24,684 4.7 17.1 28.8 23.0 11.9 14.5 8.9 5.6 Food prepared by consumer unit on out-of-town trips................... 5,716 4.0 16.7 22.2 25.5 16.9 14.7 10.7 4.0 Food away from home...................... 217,239 5.7 18.3 27.7 23.8 12.5 12.0 7.9 4.1 Alcoholic beverages......................... 33,058 7.5 22.1 24.6 20.6 12.4 12.8 8.4 4.4 Housing..................................... 1,255,217 4.0 19.1 27.4 22.6 12.3 14.6 8.6 6.0 Shelter.................................. 716,015 4.4 20.2 28.4 22.7 11.3 13.0 7.6 5.4 Owned dwellings........................ 454,991 .8 15.4 31.7 25.9 12.7 13.5 8.6 5.0 Mortgage interest and charges........ 263,117 .8 18.9 36.9 26.9 11.0 5.5 4.1 1.4 Property taxes....................... 108,832 .6 11.2 25.9 25.9 14.7 21.8 13.1 8.7 Maintenance, repairs, insurance,other expenses............................ 83,042 .8 10.1 23.0 22.6 15.4 28.1 16.9 11.3 Rented dwellings....................... 211,972 12.2 32.4 23.2 13.6 7.3 11.2 4.8 6.5 Other lodging.......................... 49,052 4.0 11.4 20.4 32.2 15.9 16.1 11.2 4.9 Utilities, fuels, and public services.... 257,743 3.7 17.2 25.3 22.5 13.0 18.4 10.9 7.5 Natural gas............................ 30,426 2.6 16.9 24.6 21.7 13.5 20.8 11.3 9.4 Electricity............................ 98,725 3.5 16.2 25.0 22.6 13.1 19.6 11.7 7.8 Fuel oil and other fuels............... 9,133 1.2 11.7 22.5 23.3 15.9 25.3 15.0 10.4 Telephone services..................... 88,914 5.2 19.9 25.8 22.4 12.0 14.6 9.1 5.5 Water and other public services........ 30,546 1.7 14.3 26.0 23.3 13.6 21.2 12.1 9.1 Household operations..................... 58,495 2.8 23.2 30.1 17.1 9.5 17.3 7.9 9.5 Personal services...................... 27,827 4.0 35.4 38.4 10.2 2.7 9.2 1.9 7.3 Other household expenses............... 30,668 1.6 12.1 22.6 23.4 15.6 24.7 13.3 11.4 Housekeeping supplies.................... 51,546 2.9 13.9 26.4 20.9 19.3 16.7 9.9 6.8 Laundry and cleaning supplies.......... 12,586 3.1 17.2 27.3 22.1 13.3 17.1 10.2 6.9 Other household products............... 24,850 2.8 12.1 25.4 19.5 25.0 15.1 8.9 6.2 Postage and stationery................. 14,110 2.9 14.0 27.4 22.2 14.5 19.1 11.4 7.7 Household furnishings and equipment...... 171,418 3.9 17.5 25.9 24.6 14.2 13.9 9.2 4.7 Household textiles..................... 11,260 2.9 15.5 23.3 24.6 16.1 17.7 13.5 4.3 Furniture.............................. 40,444 3.2 21.7 27.9 21.8 13.5 11.9 8.0 3.9 Floor coverings........................ 15,459 e/ 1.5 6.0 23.3 35.4 11.2 22.5 14.6 7.9 Major appliances....................... 17,583 4.7 15.2 27.0 23.1 14.2 15.9 9.9 6.0 Small appliances, miscellaneous housewares............................ 8,572 4.8 15.2 25.9 23.8 15.3 15.0 10.4 4.5 Miscellaneous household equipment...... 78,101 4.6 18.8 25.5 24.4 14.7 12.1 7.7 4.3 Apparel and services....................... 179,110 5.1 19.6 30.2 24.3 10.9 10.0 7.0 3.0 Men and boys............................. 42,659 4.6 19.3 32.2 24.5 10.4 9.0 6.5 2.4 Men, 16 and over....................... 33,572 5.2 18.4 28.5 26.4 11.5 9.9 7.1 2.8 Boys, 2 to 15.......................... 9,087 2.0 22.9 45.9 17.5 6.4 5.4 4.4 1.0 Women and girls.......................... 69,691 4.7 16.5 30.2 26.3 11.0 11.3 7.5 3.8 Women, 16 and over..................... 58,618 5.2 15.4 27.6 27.5 11.9 12.5 8.1 4.4 Girls, 2 to 15......................... 11,072 2.2 22.4 44.3 20.2 5.9 5.0 4.0 1.0 Children under 2......................... 7,799 9.8 35.9 29.0 12.3 6.9 6.1 3.8 e/ 2.2 Footwear................................. 30,038 5.4 18.9 32.8 22.8 10.6 9.6 7.0 2.6 Other apparel products and services...... 28,923 5.0 23.7 24.6 23.7 13.0 10.0 7.4 2.6 Transportation............................. 709,105 4.8 18.9 26.9 24.1 12.9 12.4 8.3 4.1 Vehicle purchases (net outlay)........... 317,722 5.4 19.4 28.3 23.5 12.4 10.9 7.6 3.4 Cars and trucks, new................... 148,237 2.7 16.1 29.1 26.1 14.2 11.9 7.5 4.5 Cars and trucks, used.................. 164,243 7.5 22.6 27.9 21.4 11.1 9.5 7.2 2.3 Other vehicles......................... 5,241 e/ 17.8 15.4 16.3 18.7 e/ 3.5 e/ 28.2 e/ 23.9 e/ 4.3 Gasoline and motor oil................... 108,989 5.0 18.6 26.8 24.1 12.7 12.9 8.7 4.2 Other vehicle expenses................... $236,385 4.1 19.0 26.4 24.8 12.9 12.8 8.2 4.6 Vehicle finance charges................ 34,212 5.1 24.6 27.8 24.8 10.6 7.1 5.8 1.3 Maintenance and repairs................ 68,665 4.3 16.5 26.5 24.6 13.0 15.0 9.2 5.8 Vehicle insurance...................... 79,166 4.0 17.2 24.9 25.5 13.1 15.2 9.6 5.6 Vehicle rental, leases, licenses, other charges......................... 54,341 3.4 21.3 27.4 24.1 13.7 9.9 6.5 3.5 Public transportation.................... 46,010 4.2 16.0 20.8 23.7 16.1 19.2 13.2 6.0 Health care................................ 203,911 1.8 11.6 20.1 21.5 13.6 31.4 17.1 14.3 Health insurance......................... 97,878 1.7 12.3 19.6 19.3 13.0 34.1 18.8 15.3 Medical services......................... 58,109 1.9 12.8 23.2 25.5 14.2 22.4 12.1 10.3 Drugs.................................... 37,029 1.7 7.6 15.9 20.2 15.0 39.5 21.4 18.1 Medical supplies......................... 10,895 1.8 12.0 22.6 23.9 11.4 28.4 14.0 14.4 Entertainment.............................. 186,973 4.3 18.6 28.9 22.8 13.2 12.2 8.4 3.8 Fees and admissions...................... 48,082 4.6 17.5 26.6 26.2 12.1 13.1 8.4 4.7 Television, radios, sound equipment...... 57,273 5.7 19.2 27.3 22.4 12.3 13.0 7.9 5.1 Pets, toys, and playground equipment..... 35,275 3.1 19.7 29.2 22.0 13.0 13.0 8.6 4.5 Other entertainment supplies, equipment,and services.................. 46,343 3.0 18.3 33.0 20.6 15.4 9.6 8.8 .8 Personal care products and services........ 42,876 4.9 16.9 25.1 23.6 12.7 16.8 9.5 7.3 Reading.................................... 17,250 3.1 15.6 22.7 24.3 13.7 20.6 12.4 8.2 Education.................................. 62,137 15.1 16.0 23.4 33.9 8.0 3.6 2.9 .7 Tobacco products and smoking supplies...... 29,260 5.2 17.2 28.5 23.1 14.7 11.3 8.3 2.9 Miscellaneous.............................. 92,160 2.7 16.7 25.6 22.3 16.3 16.4 10.6 5.9 Cash contributions......................... 118,899 1.4 11.3 20.3 25.4 13.5 28.1 14.8 13.2 Personal insurance and pensions............ 362,358 2.4 20.2 29.5 29.3 13.2 5.3 4.0 1.4 Life and other personal insurance........ 42,709 1.2 11.9 24.4 27.1 18.8 16.6 10.5 6.0 Pensions and Social Security............. 319,648 2.5 21.3 30.2 29.6 12.5 3.8 3.1 .8 Sources of income and personal taxes: a/ Money income before taxes................. 3,501,058 3.0 19.3 27.4 25.9 12.2 12.1 7.6 4.5 Wages and salaries....................... 2,766,479 3.3 22.6 31.0 28.8 11.1 3.2 2.7 .5 Self-employment income................... 188,347 1.2 14.4 31.4 30.1 17.9 4.9 3.5 1.5 Social Security, private and government retirement................... 388,481 e/ .1 .9 2.9 6.6 16.3 73.2 41.3 31.9 Interest, dividends, rental income, other property income................... 73,280 2.3 6.0 8.3 20.2 16.5 46.9 25.7 21.2 Unemployment and workers'' compensation, veterans'' benefits..................... 16,228 3.1 16.2 23.1 28.3 20.5 8.9 6.0 2.9 Public assistance, supplemental security, income, food stamps..................... 27,799 8.7 22.0 27.4 17.7 12.3 11.8 7.7 4.1 Regular contributions for support........ 21,840 18.6 24.0 33.5 12.8 5.2 5.7 1.8 4.0 Other income............................. 18,602 16.9 19.4 29.0 16.6 7.8 10.4 8.9 1.5 Personal taxes............................. 274,527 2.0 19.8 28.4 30.7 12.0 7.2 4.9 2.2 Federal income taxes..................... 207,922 2.0 20.2 28.4 31.3 11.7 6.4 4.4 2.0 State and local income taxes............. 52,981 2.2 21.2 29.5 30.4 11.8 4.8 3.7 1.1 Other taxes.............................. 13,624 .3 8.5 23.6 22.5 16.4 28.7 17.8 10.9 Income after taxes.......................... 3,226,532 3.1 19.3 27.3 25.5 12.2 12.5 7.8 4.7 _____________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.05. c/ Value less than 0.5. d/ No data reported. e/ Data are likely to have large sampling errors.