Table 1201. Income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1997 ____________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ _ | ___________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | \$5,000 |\$10,000 |\$15,000 |\$20,000 |\$30,000 |\$40,000 |\$50,000 | \$70,000 |complete | than | to | to | to | to | to | to | to | and |reporting| \$5,000 | \$9,999 |\$14,999 |\$19,999 |\$29,999 |\$39,999 |\$49,999 |\$69,999 | over | | | | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | | | | Number of consumer units (in thousands).| 84,991 | 4,178 | 8,904 | 9,096 | 7,424 | 12,415 | 10,392 | 7,949 | 11,930 | 12,705 | | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | | | Income before taxes 2/................| \$39,926 | \$2,050 | \$7,708 |\$12,411 |\$17,393 |\$24,599 |\$34,583 |\$44,396 |\$58,249 |\$107,170 Income after taxes 2/.................| 36,684 | 2,015 | 7,668 | 12,264 | 17,009 | 23,538 | 32,123 | 40,655 | 53,145 | 96,037 Age of reference person...............| 47.8 | 39.9 | 54.6 | 54.6 | 51.1 | 48.6 | 45.1 | 44.4 | 44.3 | 45.5 | | | | | | | | | | Average number in consumer unit: | | | | | | | | | | Persons.............................| 2.5 | 1.8 | 1.7 | 2.1 | 2.3 | 2.4 | 2.6 | 2.8 | 3.0 | 3.1 Children under 18...................| .7 | .5 | .4 | .6 | .6 | .6 | .7 | .8 | .9 | .9 Persons 65 and over.................| .3 | .2 | .5 | .6 | .5 | .4 | .2 | .2 | .2 | .1 Earners.............................| 1.3 | .8 | .5 | .7 | 1.0 | 1.2 | 1.5 | 1.7 | 1.9 | 2.1 Vehicles............................| 2.0 | 1.0 | .9 | 1.3 | 1.7 | 1.8 | 2.2 | 2.4 | 2.7 | 3.0 | | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | | Male..............................| 59 | 41 | 34 | 41 | 54 | 59 | 64 | 68 | 72 | 76 Female............................| 41 | 59 | 66 | 59 | 46 | 41 | 36 | 32 | 28 | 24 | | | | | | | | | | Housing tenure: | | | | | | | | | | Homeowner.........................| 64 | 31 | 40 | 53 | 57 | 58 | 62 | 72 | 81 | 88 With mortgage...................| 38 | 12 | 10 | 14 | 20 | 26 | 40 | 51 | 64 | 72 Without mortgage................| 25 | 19 | 30 | 39 | 37 | 31 | 23 | 21 | 17 | 15 Renter............................| 36 | 69 | 60 | 47 | 43 | 42 | 38 | 28 | 19 | 12 | | | | | | | | | | Race of reference person: | | | | | | | | | | Black.............................| 11 | 18 | 18 | 16 | 12 | 13 | 11 | 8 | 8 | 6 White and other...................| 89 | 82 | 82 | 84 | 88 | 87 | 89 | 92 | 92 | 94 | | | | | | | | | | Education of reference person: | | | | | | | | | | Elementary (1-8)..................| 8 | 9 | 22 | 13 | 12 | 8 | 5 | 3 | 1 | 1 High school (9-12)................| 39 | 41 | 46 | 52 | 49 | 44 | 40 | 37 | 32 | 19 College...........................| 53 | 49 | 31 | 34 | 39 | 48 | 55 | 60 | 67 | 80 Never attended and other..........| (3) | 1 | 1 | (3) | (3) | (3) | (3) | (3) | (3) | (4) | | | | | | | | | | At least one vehicle owned or | | | | | | | | | | leased.............................| 88 | 57 | 62 | 78 | 88 | 92 | 94 | 97 | 98 | 98 | | | | | | | | | | Average annual expenditures.............| \$36,146 |\$16,545 |\$15,154 |\$18,737 |\$23,940 |\$27,836 |\$34,376 |\$40,779 |\$48,417 | \$71,656 | | | | | | | | | | Food..................................| 13.6 | 16.4 | 17.2 | 16.0 | 15.7 | 14.8 | 14.2 | 13.3 | 12.8 | 11.6 Food at home........................| 8.2 | 10.4 | 12.2 | 11.5 | 11.0 | 9.7 | 8.9 | 7.9 | 7.3 | 6.0 Cereals and bakery products.......| 1.3 | 1.7 | 1.8 | 1.7 | 1.7 | 1.5 | 1.4 | 1.2 | 1.1 | 1.0 Cereals and cereal products.....| .5 | .6 | .7 | .7 | .7 | .5 | .5 | .4 | .4 | .3 Bakery products.................| .8 | 1.1 | 1.2 | 1.0 | 1.1 | 1.0 | .9 | .8 | .7 | .6 Meats, poultry, fish, and eggs....| 2.1 | 2.7 | 3.3 | 3.2 | 3.0 | 2.6 | 2.3 | 1.9 | 1.8 | 1.4 Beef............................| .6 | .7 | .9 | .9 | .9 | .8 | .7 | .6 | .6 | .4 Pork............................| .4 | .5 | .8 | .8 | .7 | .6 | .5 | .4 | .4 | .3 Other meats.....................| .3 | .4 | .4 | .4 | .4 | .3 | .3 | .3 | .2 | .2 Poultry.........................| .4 | .5 | .6 | .6 | .6 | .5 | .4 | .4 | .3 | .3 Fish and seafood................| .3 | .5 | .4 | .3 | .4 | .3 | .3 | .2 | .2 | .2 Eggs............................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | | Dairy products....................| .9 | 1.1 | 1.3 | 1.3 | 1.2 | 1.1 | 1.0 | .9 | .8 | .7 Fresh milk and cream............| .4 | .5 | .6 | .6 | .5 | .5 | .4 | .4 | .3 | .2 Other dairy products............| .5 | .7 | .7 | .7 | .7 | .6 | .5 | .5 | .5 | .4 Fruits and vegetables.............| 1.3 | 1.7 | 2.1 | 1.9 | 1.8 | 1.6 | 1.4 | 1.2 | 1.2 | 1.0 Fresh fruits....................| .4 | .6 | .6 | .6 | .5 | .5 | .4 | .4 | .4 | .3 Fresh vegetables................| .4 | .5 | .6 | .6 | .6 | .5 | .4 | .3 | .3 | .3 Processed fruits................| .3 | .4 | .5 | .4 | .4 | .3 | .3 | .3 | .3 | .2 Processed vegetables............| .2 | .3 | .4 | .4 | .3 | .3 | .2 | .2 | .2 | .2 | | | | | | | | | | Other food at home................| 2.6 | 3.1 | 3.8 | 3.3 | 3.3 | 2.9 | 2.9 | 2.6 | 2.4 | 1.9 Sugar and other sweets..........| .3 | .4 | .6 | .4 | .4 | .4 | .4 | .3 | .3 | .2 Fats and oils...................| .2 | .3 | .4 | .4 | .4 | .3 | .3 | .2 | .2 | .1 Miscellaneous foods.............| 1.2 | 1.3 | 1.6 | 1.4 | 1.5 | 1.3 | 1.3 | 1.2 | 1.1 | .9 Nonalcoholic beverages..........| .7 | .8 | 1.1 | 1.0 | .8 | .8 | .8 | .7 | .6 | .5 Food prepared by consumer unit | | | | | | | | | | on out-of-town trips...........| .2 | .2 | .1 | .1 | .2 | .1 | .1 | .1 | .2 | .2 Food away from home.................| 5.3 | 6.0 | 4.9 | 4.5 | 4.7 | 5.1 | 5.3 | 5.4 | 5.5 | 5.5 | | | | | | | | | | Alcoholic beverages...................| .9 | 1.1 | 1.0 | .7 | .8 | .9 | .9 | .9 | .9 | 1.0 | | | | | | | | | | Housing...............................| 31.4 | 36.2 | 36.9 | 36.7 | 33.6 | 31.6 | 31.0 | 30.3 | 29.7 | 30.4 Shelter.............................| 17.5 | 20.8 | 19.7 | 20.1 | 18.3 | 17.4 | 17.5 | 17.1 | 16.2 | 17.6 Owned dwellings...................| 10.9 | 7.6 | 6.4 | 8.5 | 7.8 | 8.1 | 9.4 | 10.9 | 12.0 | 13.8 Mortgage interest and charges...| 6.2 | 3.5 | 2.1 | 2.8 | 2.9 | 3.8 | 5.1 | 6.5 | 7.5 | 8.6 Property taxes..................| 2.6 | 2.4 | 2.1 | 2.7 | 2.8 | 2.3 | 2.1 | 2.4 | 2.6 | 3.1 | | | | | | | | | | Maintenance, repairs, | | | | | | | | | | insurance, other expenses......| 2.1 | 1.7 | 2.2 | 2.9 | 2.2 | 2.0 | 2.1 | 2.0 | 1.9 | 2.1 Rented dwellings..................| 5.5 | 12.1 | 12.6 | 10.9 | 9.6 | 8.5 | 7.4 | 5.2 | 3.2 | 1.8 Other lodging.....................| 1.2 | 1.1 | .6 | .7 | .9 | .7 | .7 | .9 | 1.0 | 2.0 Utilities, fuels, and public | | | | | | | | | | services...........................| 6.7 | 8.4 | 10.3 | 9.8 | 8.9 | 8.0 | 7.0 | 6.4 | 6.1 | 4.9 Natural gas.......................| .8 | .9 | 1.3 | 1.2 | 1.1 | 1.0 | .9 | .8 | .7 | .6 Electricity.......................| 2.5 | 3.3 | 4.0 | 3.9 | 3.5 | 3.0 | 2.6 | 2.4 | 2.2 | 1.7 Fuel oil and other fuels..........| .3 | .3 | .6 | .5 | .4 | .4 | .3 | .3 | .3 | .2 Telephone services................| 2.2 | 3.1 | 3.4 | 3.2 | 2.9 | 2.7 | 2.4 | 2.1 | 2.1 | 1.6 Water and other public services...| .8 | .8 | 1.1 | 1.1 | 1.0 | .9 | .8 | .8 | .8 | .7 Household operations................| 1.6 | 1.2 | 1.2 | 1.7 | 1.3 | 1.3 | 1.0 | 1.2 | 1.6 | 2.1 Personal services.................| .8 | .5 | .5 | .7 | .6 | .6 | .5 | .7 | .9 | .9 Other household expenses..........| .8 | .8 | .7 | 1.0 | .7 | .6 | .5 | .6 | .7 | 1.1 | | | | | | | | | | Housekeeping supplies...............| 1.3 | 1.5 | 1.7 | 1.6 | 1.4 | 1.4 | 1.4 | 1.3 | 1.3 | 1.2 Laundry and cleaning supplies.....| .3 | .4 | .5 | .5 | .4 | .4 | .4 | .4 | .3 | .2 Other household products..........| .6 | .7 | .7 | .8 | .6 | .6 | .6 | .6 | .7 | .6 Postage and stationery............| .4 | .4 | .4 | .4 | .4 | .5 | .4 | .3 | .3 | .4 Household furnishings and equipment.| 4.3 | 4.3 | 4.0 | 3.5 | 3.7 | 3.5 | 4.1 | 4.3 | 4.6 | 4.8 Household textiles................| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 | .3 Furniture.........................| 1.1 | .9 | .9 | .8 | .9 | .7 | .9 | .9 | 1.2 | 1.3 Floor coverings...................| .2 | 5/.1 | 5/.1 | .1 | .1 | .1 | .4 | .3 | .2 | .3 Major appliances..................| .5 | .5 | .6 | .5 | .6 | .5 | .6 | .4 | .5 | .4 Small appliances, miscellaneous | | | | | | | | | | housewares.......................| .3 | 1.0 | .3 | .3 | .3 | .2 | .3 | .2 | .3 | .3 Miscellaneous household equipment.| 2.0 | 1.6 | 1.9 | 1.6 | 1.6 | 1.8 | 1.7 | 2.3 | 2.2 | 2.2 | | | | | | | | | | Apparel and services..................| 4.9 | 5.7 | 5.1 | 4.1 | 4.9 | 4.9 | 5.2 | 4.4 | 5.4 | 4.8 Men and boys........................| 1.2 | 1.1 | 1.0 | 1.0 | 1.0 | 1.1 | 1.2 | 1.2 | 1.3 | 1.2 Men, 16 and over..................| .9 | .9 | .8 | .7 | .7 | .8 | 1.0 | .9 | 1.0 | 1.0 Boys, 2 to 15.....................| .2 | .3 | .2 | .3 | .2 | .3 | .2 | .3 | .2 | .2 Women and girls.....................| 1.9 | 1.9 | 2.1 | 1.5 | 2.0 | 2.0 | 2.0 | 1.6 | 2.2 | 1.9 Women, 16 and over................| 1.6 | 1.5 | 1.9 | 1.3 | 1.6 | 1.7 | 1.6 | 1.3 | 1.9 | 1.6 Girls, 2 to 15....................| .3 | .4 | .2 | .2 | .3 | .3 | .4 | .4 | .3 | .3 Children under 2....................| .2 | .1 | .3 | .2 | .3 | .3 | .3 | .2 | .2 | .2 Footwear............................| .9 | 1.6 | 1.2 | .9 | 1.2 | .9 | 1.0 | .8 | .9 | .7 Other apparel products and services.| .7 | 1.0 | .5 | .5 | .5 | .6 | .7 | .5 | .8 | .8 | | | | | | | | | | Transportation........................| 18.5 | 15.4 | 14.6 | 16.8 | 17.7 | 18.9 | 20.8 | 20.7 | 19.5 | 17.3 Vehicle purchases (net outlay)......| 7.9 | 5.7 | 5.8 | 6.7 | 7.2 | 8.2 | 9.8 | 10.0 | 8.4 | 6.8 | | | | | | | | | | Cars and trucks, new..............| 3.6 | 5/0.4 | 5/1.5 | 2.9 | 1.7 | 3.5 | 4.6 | 4.1 | 4.0 | 4.0 Cars and trucks, used.............| 4.1 | 5.3 | 4.2 | 3.8 | 5.4 | 4.5 | 5.2 | 5.7 | 4.4 | 2.7 Other vehicles....................| .1 | (6) | 5/.1 | (4) | 5/.1 | 5/.2 | 5/.1 | 5/.2 | .1 | .2 Gasoline and motor oil..............| 3.1 | 3.3 | 3.2 | 3.4 | 3.5 | 3.5 | 3.4 | 3.3 | 3.2 | 2.5 Other vehicle expenses..............| 6.4 | 5.2 | 4.7 | 5.8 | 6.0 | 6.3 | 6.7 | 6.6 | 6.9 | 6.5 Vehicle finance charges...........| .8 | .6 | .4 | .5 | .7 | .8 | 1.0 | 1.1 | 1.1 | .7 Maintenance and repairs...........| 2.0 | 1.9 | 1.7 | 2.4 | 2.1 | 2.2 | 2.0 | 1.8 | 2.0 | 1.9 Vehicle insurance.................| 2.2 | 1.5 | 1.7 | 2.1 | 2.3 | 2.4 | 2.5 | 2.2 | 2.3 | 1.9 Vehicle rental, leases, licenses, | | | | | | | | | | other charges....................| 1.4 | 1.1 | .9 | .8 | .9 | .9 | 1.1 | 1.4 | 1.5 | 2.0 Public transportation...............| 1.1 | 1.2 | 1.0 | .8 | .9 | .9 | .8 | .9 | 1.0 | 1.5 | | | | | | | | | | Health care...........................| 5.3 | 5.1 | 8.0 | 8.3 | 7.6 | 6.9 | 5.3 | 5.0 | 4.6 | 3.7 Health insurance....................| 2.5 | 2.1 | 3.9 | 4.3 | 3.6 | 3.3 | 2.5 | 2.4 | 2.3 | 1.6 Medical services....................| 1.5 | 1.5 | 1.7 | 1.5 | 2.2 | 1.8 | 1.4 | 1.5 | 1.3 | 1.4 Drugs...............................| .9 | 1.1 | 2.0 | 2.1 | 1.6 | 1.4 | 1.0 | .8 | .6 | .5 Medical supplies....................| .3 | .3 | .5 | .5 | .3 | .4 | .3 | .3 | .3 | .3 | | | | | | | | | | Entertainment.........................| 5.2 | 4.5 | 4.3 | 4.4 | 4.4 | 4.6 | 4.4 | 5.0 | 5.5 | 6.0 Fees and admissions.................| 1.4 | 1.3 | .8 | .8 | .9 | 1.0 | 1.1 | 1.2 | 1.4 | 1.9 Television, radios, sound equipment.| 1.6 | 1.8 | 2.0 | 2.1 | 1.9 | 1.8 | 1.7 | 1.7 | 1.6 | 1.4 Pets, toys, and playground | | | | | | | | | | equipment..........................| .9 | .9 | .9 | .9 | .8 | .9 | .9 | .9 | 1.1 | .9 Other entertainment supplies, | | | | | | | | | | equipment, and services............| 1.2 | .6 | .6 | .7 | .8 | .8 | .7 | 1.3 | 1.4 | 1.8 | | | | | | | | | | Personal care products and services...| 1.5 | 1.3 | 1.7 | 1.8 | 1.7 | 1.8 | 1.7 | 1.4 | 1.5 | 1.3 | | | | | | | | | | Reading...............................| .5 | .4 | .5 | .5 | .5 | .5 | .5 | .4 | .5 | .5 | | | | | | | | | | Education.............................| 1.5 | 4.1 | 2.5 | 1.6 | 1.2 | 1.3 | 1.2 | 1.2 | 1.5 | 1.6 | | | | | | | | | | Tobacco products and smoking supplies.| .8 | 1.3 | 1.4 | 1.3 | 1.1 | .9 | .9 | .7 | .7 | .4 | | | | | | | | | | Miscellaneous.........................| 2.5 | 3.2 | 3.2 | 2.4 | 2.8 | 2.5 | 2.6 | 3.0 | 2.4 | 2.0 | | | | | | | | | | Cash contributions....................| 3.0 | 3.4 | 1.5 | 2.0 | 3.5 | 3.6 | 2.4 | 2.9 | 2.5 | 3.7 | | | | | | | | | | Personal insurance and pensions.......| 10.6 | 1.8 | 2.2 | 3.4 | 4.5 | 6.9 | 9.0 | 10.8 | 12.7 | 15.8 Life and other personal insurance...| 1.1 | .6 | .8 | .9 | .9 | 1.1 | .9 | .9 | 1.2 | 1.3 Pensions and Social Security........| 9.5 | 1.3 | 1.4 | 2.5 | 3.6 | 5.9 | 8.1 | 9.9 | 11.5 | 14.5 | | | | | | | | | | Sources of income and personal taxes: 2/| | | | | | | | | | | | | | | | | | | | Money income before taxes.............| \$39,926 | \$2,050 | \$7,708 |\$12,411 |\$17,393 |\$24,599 |\$34,583 |\$44,396 |\$58,249 |\$107,170 Wages and salaries..................| 78.9 | 88.3 | 25.0 | 37.1 | 51.8 | 64.8 | 77.4 | 82.0 | 86.3 | 86.6 Self-employment income..............| 4.9 | -57.3 | 1.1 | 2.1 | 2.3 | 4.7 | 3.9 | 4.3 | 3.7 | 7.1 Social Security, private and | | | | | | | | | | government retirement..............| 11.3 | 26.1 | 51.9 | 46.7 | 37.5 | 24.2 | 13.8 | 9.7 | 6.2 | 3.3 Interest, dividends, rental income, | | | | | | | | | | other property income..............| 2.1 | 3.4 | 1.1 | 1.3 | 1.8 | 2.0 | 1.9 | 2.4 | 2.2 | 2.1 Unemployment and workers' | | | | | | | | | | compensation, veterans' benefits...| .5 | 2.9 | 1.5 | 1.4 | 1.0 | 1.1 | .5 | .5 | .4 | .2 Public assistance, supplemental | | | | | | | | | | security income, food stamps.......| 1.0 | 21.6 | 14.7 | 7.6 | 2.5 | 1.1 | .7 | .2 | .2 | (4) Regular contributions for support...| .7 | 5.3 | 2.2 | 2.1 | 1.6 | 1.5 | 1.1 | .5 | .5 | .3 Other income........................| .5 | 9.8 | 2.5 | 1.7 | 1.5 | .7 | .7 | .3 | .3 | .3 | | | | | | | | | | Personal taxes........................| 8.1 | 1.7 | .5 | 1.2 | 2.2 | 4.3 | 7.1 | 8.4 | 8.8 | 10.4 Federal income taxes................| 6.2 | -1.0 | -.3 | .2 | 1.0 | 3.0 | 5.3 | 6.4 | 6.8 | 8.1 State and local income taxes........| 1.6 | .4 | .2 | .4 | .7 | .9 | 1.5 | 1.7 | 1.7 | 2.0 Other taxes.........................| .3 | 2.3 | .6 | .6 | .5 | .4 | .3 | .4 | .3 | .3 | | | | | | | | | | Income after taxes....................| 91.9 | 98.3 | 99.5 | 98.8 | 97.8 | 95.7 | 92.9 | 91.6 | 91.2 | 89.6 | | | | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ See "Quintiles of income before taxes" table for expenditures and income of all consumer units and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ Value less than 0.05. 5/ Data are likely to have large sampling errors. 6/ No data reported.