Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Total Item two or Under 25-34 35-44 45-54 55-64 65 and 65-74 75 and more 25 over over persons Number of consumer units (in thousands)...... 77,300 3,806 14,399 20,286 16,978 10,300 11,530 7,179 4,351 Income before taxes a/ ...................... $55,097 $30,795 $51,403 $61,806 $67,989 $58,251 $35,100 $38,224 $29,783 Income after taxes a/ ....................... 51,614 29,945 48,550 57,969 62,819 54,175 33,456 36,163 28,850 Age of the reference person.................. 46.6 21.9 30.0 39.5 49.3 59.1 73.2 69.1 79.8 Average number in consumer unit: Persons..................................... 3.1 2.9 3.4 3.7 3.2 2.6 2.3 2.4 2.2 Children under 18........................... .9 .8 1.5 1.6 .7 .2 .1 .2 .1 Persons 65 and over......................... .3 b/ b/ b/ .1 .1 1.7 1.6 1.8 Earners..................................... 1.7 1.8 1.7 1.9 2.1 1.6 .7 .8 .5 Vehicles.................................... 2.3 1.7 2.0 2.3 2.8 2.6 2.0 2.2 1.7 Percent distribution: Male........................................ 56 40 51 51 58 63 65 65 64 Female...................................... 44 60 49 49 42 37 35 35 36 Homeowner................................... 72 20 52 72 82 87 88 88 88 With mortgage.............................. 47 12 44 60 61 45 23 29 14 Without mortgage........................... 25 8 8 12 21 42 65 60 74 Renter...................................... 28 80 48 28 18 13 12 12 12 Black....................................... 12 16 15 13 12 10 9 10 7 White and other............................. 88 84 85 87 88 90 91 90 93 Elementary (1-8)............................ 5 2 3 3 4 7 13 10 18 High school (9-12).......................... 40 47 39 40 34 42 46 47 45 College..................................... 54 50 57 57 61 50 40 43 36 Never attended and other.................... c/ c/ c/ c/ c/ c/ 1 1 1 At least one vehicle owned or leased........ 93 83 91 93 95 95 92 94 90 Average annual expenditures.................. $45,245 $30,564 $42,330 $49,341 $53,172 $45,829 $34,598 $37,854 $29,269 Food........................................ 6,204 4,639 5,742 6,732 7,317 6,167 4,896 5,182 4,448 Food at home............................. 3,670 2,594 3,391 3,938 4,228 3,677 3,176 3,302 2,980 Cereals and bakery products............ 544 375 490 598 628 525 483 488 476 Cereals and cereal products.......... 190 146 190 213 209 169 158 157 160 Bakery products...................... 355 229 300 386 419 357 325 331 316 Meats, poultry, fish, and eggs......... 991 727 917 1,035 1,148 1,027 858 911 775 Beef................................. 300 223 284 306 353 304 261 283 226 Pork................................. 212 145 191 213 242 235 201 215 179 Other meats.......................... 123 90 110 136 143 120 102 105 98 Poultry.............................. 181 144 177 199 205 172 141 149 127 Fish and seafood..................... 135 89 119 139 160 149 115 120 108 Eggs................................. 41 35 36 42 46 46 38 38 37 Dairy products......................... 393 268 365 437 440 381 343 359 319 Fresh milk and cream................. 160 118 158 180 175 146 137 138 135 Other dairy products................. 233 150 207 257 266 235 206 220 184 Fruits and vegetables.................. 616 399 553 630 709 639 608 610 606 Fresh fruits......................... 190 116 163 192 215 204 198 185 220 Fresh vegetables..................... 190 120 170 188 225 206 180 190 165 Processed fruits..................... 137 99 127 145 151 128 136 137 135 Processed vegetables................. 101 64 93 105 117 101 93 98 87 Other food at home..................... 1,125 824 1,065 1,238 1,302 1,105 884 934 806 Sugar and other sweets............... 140 85 117 162 161 142 121 126 112 Fats and oils........................ 103 70 92 104 123 106 95 103 84 Miscellaneous foods.................. 534 430 550 588 606 493 392 405 370 Nonalcoholic beverages............... 302 223 276 335 356 305 231 243 211 Food prepared by consumer unit on out-of-town trips................... 46 16 30 49 56 60 46 57 29 Food away from home.................... 2,534 2,045 2,351 2,794 3,090 2,489 1,720 1,880 1,467 Alcoholic beverages......................... 376 382 380 403 426 380 247 277 199 Housing..................................... 14,502 10,150 14,505 16,476 16,126 13,869 10,682 11,702 9,005 Shelter.................................. 8,288 6,301 8,616 9,669 9,311 7,340 5,443 6,090 4,376 Owned dwellings........................ 5,793 1,202 5,041 7,214 7,111 5,540 4,033 4,583 3,125 Mortgage interest and charges........ 3,450 770 3,473 4,841 4,320 2,750 1,203 1,552 626 Property taxes....................... 1,375 279 902 1,445 1,692 1,618 1,521 1,614 1,366 Maintenance, repairs, insurance,other expenses............................ 968 152 666 928 1,099 1,173 1,309 1,416 1,132 Rented dwellings....................... 1,922 4,943 3,335 1,961 1,363 903 824 774 907 Other lodging.......................... 573 156 240 494 837 896 586 733 344 Utilities, fuels, and public services.... 3,013 1,971 2,706 3,170 3,361 3,214 2,772 2,910 2,545 Natural gas............................ 408 208 357 434 443 436 419 419 418 Electricity............................ 1,109 721 966 1,159 1,228 1,212 1,063 1,118 973 Fuel oil and other fuels............... 119 43 69 113 135 149 167 164 173 Telephone services..................... 1,015 846 1,028 1,077 1,147 1,016 747 817 632 Water and other public services........ 362 153 286 387 409 401 376 392 350 Household operations..................... 810 433 1,012 1,044 664 567 703 716 678 Personal services...................... 396 318 756 637 180 120 114 110 122 Other household expenses............... 414 115 257 407 484 448 589 606 556 Housekeeping supplies.................... 599 300 505 644 668 703 569 615 499 Laundry and cleaning supplies.......... 161 105 148 172 167 200 135 146 117 Other household products............... 292 130 233 331 334 340 263 289 223 Postage and stationery................. 146 65 124 141 168 164 172 180 160 Household furnishings and equipment...... 1,792 1,145 1,666 1,950 2,122 2,044 1,194 1,371 907 Household textiles..................... 130 50 119 135 157 159 101 125 64 Furniture.............................. 461 388 505 499 530 420 296 344 216 Floor coverings........................ 53 10 39 57 64 64 51 56 42 Major appliances....................... 221 129 226 215 255 233 195 207 175 Small appliances, miscellaneous housewares............................ 104 62 80 109 132 132 73 81 60 Miscellaneous household equipment...... 823 505 697 934 984 1,036 477 556 350 Apparel and services........................ 2,145 1,673 2,179 2,428 2,734 1,880 1,176 1,329 933 Men and boys............................. 522 348 517 581 698 454 295 361 191 Men, 16 and over....................... 397 293 357 366 579 410 264 317 179 Boys, 2 to 15.......................... 125 56 160 214 118 44 32 43 13 Women and girls.......................... 831 487 729 972 1,101 793 491 532 426 Women, 16 and over..................... 674 427 550 689 956 726 454 488 399 Girls, 2 to 15......................... 157 60 179 283 146 67 37 44 27 Children under 2......................... 109 191 208 119 73 63 26 36 11 Footwear................................. 387 378 419 435 487 311 190 200 174 Other apparel products and services...... 297 269 306 320 375 259 174 200 130 Transportation.............................. 9,064 6,835 9,039 9,680 10,608 9,260 6,302 7,249 4,738 Vehicle purchases (net outlay)........... 4,285 3,328 4,481 4,633 4,897 4,339 2,796 3,288 1,983 Cars and trucks, new................... 1,995 1,038 1,784 2,076 2,220 2,534 1,622 1,822 1,290 Cars and trucks, used.................. 2,242 2,270 2,621 2,489 2,635 1,769 1,167 1,455 693 Other vehicles......................... 48 d/ 20 77 69 42 d/ 36 d/ 7 d/ 11 e/ Gasoline and motor oil................... 1,544 1,264 1,466 1,679 1,827 1,565 1,062 1,218 804 Other vehicle expenses................... 2,773 1,990 2,729 2,915 3,354 2,794 1,965 2,208 1,566 Vehicle finance charges................ 432 378 517 468 497 428 184 237 97 Maintenance and repairs................ 743 548 620 784 923 757 612 682 496 Vehicle insurance...................... 950 701 864 949 1,163 987 793 855 691 Vehicle rental, leases, licenses, other charges.............................. 649 363 726 714 771 622 376 433 282 Public transportation.................... 462 253 363 453 531 562 479 535 385 Health care................................. 2,401 787 1,430 1,975 2,530 3,015 4,165 3,990 4,451 Health insurance......................... 1,169 389 756 958 1,157 1,371 2,148 2,027 2,346 Medical services......................... 653 218 409 609 778 847 820 888 709 Drugs.................................... 466 136 198 318 463 650 1,015 905 1,197 Medical supplies......................... 113 43 67 90 132 146 181 170 200 Entertainment............................... 2,262 1,372 2,078 2,686 2,546 2,501 1,426 1,635 1,081 Fees and admissions...................... 618 275 488 774 741 637 424 489 316 Television, radios, sound equipment...... 725 595 717 836 815 667 504 561 411 Pets, toys, and playground equipment..... 399 260 397 481 438 418 232 268 173 Other entertainment supplies, equipment,and services.................. 520 241 476 596 551 779 266 317 180 Personal care products and services......... 608 426 564 636 713 612 526 559 476 Reading..................................... 157 58 115 149 183 197 181 191 165 Education................................... 734 1,090 496 735 1,340 522 210 237 166 Tobacco products and smoking supplies....... 360 372 348 420 392 377 204 242 142 Miscellaneous............................... 857 439 703 804 1,002 846 1,083 1,245 817 Cash contributions.......................... 1,314 334 709 1,169 1,694 1,527 1,898 2,058 1,633 Personal insurance and pensions............. 4,260 2,009 4,042 5,049 5,560 4,676 1,603 1,958 1,016 Life and other personal insurance........ 504 81 286 462 650 770 540 623 404 Pensions and Social Security............. 3,756 1,927 3,756 4,587 4,910 3,907 1,062 1,335 612 Sources of income and personal taxes: a/ Money income before taxes.................. 55,097 30,795 51,403 61,806 67,989 58,251 35,100 38,224 29,783 Wages and salaries....................... 45,470 27,199 48,389 56,187 59,597 43,600 10,483 13,795 4,846 Self-employment income................... 2,727 1,446 1,394 2,852 4,132 4,315 1,302 1,437 1,071 Social Security, private and government retirement................... 4,865 404 424 827 2,001 7,975 20,533 20,246 21,021 Interest, dividends, rental income, other property income................... 951 162 147 623 1,082 1,469 2,192 2,152 2,260 Unemployment and workers'' compensation, veterans'' benefits..................... 215 92 163 282 238 305 97 126 47 Public assistance, supplemental security, income, food stamps..................... 406 618 393 437 362 415 353 358 345 Regular contributions for support........ 334 603 352 471 399 105 87 69 117 Other income............................. 129 270 141 126 177 67 54 40 77 Personal taxes............................. 3,483 851 2,853 3,837 5,170 4,076 1,643 2,061 933 Federal income taxes..................... 2,678 600 2,194 2,987 3,998 3,069 1,236 1,561 684 State and local income taxes............. 651 240 596 710 968 768 208 263 114 Other taxes.............................. 154 11 63 140 203 239 199 237 135 Income after taxes......................... 51,614 29,945 48,550 57,969 62,819 54,175 33,456 36,163 28,850 Net change in total assets and liabilities... -918 527 -4,235 -4,897 2,093 -909 5,308 7,542 1,621 Net change in total assets............... 7,575 5,368 9,159 6,863 10,079 3,875 7,199 9,820 2,873 Net change in total liabilities.......... 8,493 4,841 13,393 11,760 7,986 4,783 1,891 2,278 1,252 Other financial information: Other money receipts..................... 486 231 166 432 453 764 866 1,058 549 Mortgage principal paid on owned property................................ -1,590 -266 -1,102 -1,849 -2,293 -1,857 -909 -1,227 -385 Estimated market value of owned home..... 114,385 19,974 70,454 114,494 136,065 135,329 149,587 167,826 119,488 Estimated monthly rental value of owned home.................................... 753 166 534 788 894 881 837 857 804 Gifts of goods and services................. 1,170 647 659 962 1,904 1,561 935 949 911 Food..................................... 85 16 32 68 180 117 36 34 39 Alcoholic beverages...................... 16 7 21 20 18 10 6 5 7 Housing.................................. 314 172 231 265 446 408 275 252 309 Housekeeping supplies.................. 47 29 42 47 51 65 41 42 40 Household textiles..................... 15 d/ 5 12 10 21 28 13 16 9 Appliances and miscellaneous housewares........................... 31 11 21 27 44 48 25 27 22 Major appliances..................... 8 d/ 1 6 4 15 11 6 7 d/ 4 Small appliances and miscellaneous housewares......................... 23 10 15 23 29 38 19 20 19 Miscellaneous household equipment...... 69 39 45 66 91 96 57 63 47 Other housing.......................... 151 88 112 114 240 170 138 104 191 Apparel and services..................... 269 166 206 243 361 360 217 254 156 Males, 2 and over...................... 71 49 45 54 101 108 69 84 44 Females, 2 and over.................... 99 39 62 83 152 141 84 89 76 Children under 2....................... 52 42 63 56 57 56 23 32 10 Other apparel products and services.... 46 37 37 50 51 56 40 49 26 Jewelry and watches.................. 13 9 11 13 14 15 13 18 6 All other apparel products and services............................ 33 28 26 37 36 41 27 31 d/ 20 Transportation........................... 76 144 28 56 103 114 77 69 88 Health care.............................. 29 d/ 3 8 20 40 56 41 53 20 Entertainment............................ 91 53 65 84 111 125 87 103 59 Toys, games, hobbies, and tricycles.... 32 15 24 25 35 59 32 39 20 Other entertainment.................... 59 38 41 59 77 66 55 64 39 Personal care products and services...... 20 17 12 24 25 25 10 12 8 Reading.................................. 2 c/ 1 1 2 2 4 4 4 Education................................ 191 43 22 119 520 214 74 45 121 All other gifts.......................... 79 26 33 61 99 130 110 117 98 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. e No data reported. n.a. Not applicable.