Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 21,390 | 4,364 | 4,845 | 7,230 | 4,951 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $41,547 | $43,398 | $39,867 | $39,343 | $44,620 Income after taxes 1/.........................| 37,169 | 38,452 | 36,060 | 35,482 | 39,467 Age of reference person.......................| 39.5 | 39.6 | 39.2 | 39.6 | 39.5 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.3 | 3.2 | 3.4 | 3.1 | 3.3 Children under 18...........................| 1.3 | 1.3 | 1.5 | 1.2 | 1.4 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.8 | 1.7 | 1.8 | 1.7 | 1.8 Vehicles....................................| 2.3 | 1.9 | 2.5 | 2.2 | 2.5 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 70 | 69 | 74 | 69 | 69 Female....................................| 30 | 31 | 26 | 31 | 31 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 66 | 67 | 69 | 66 | 63 With mortgage...........................| 57 | 57 | 59 | 55 | 57 Without mortgage........................| 9 | 10 | 10 | 11 | 6 Renter....................................| 34 | 33 | 31 | 34 | 37 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 12 | 11 | 18 | 6 White and other...........................| 88 | 88 | 89 | 82 | 94 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 3 | 2 | 5 | 5 High school (9-12)........................| 38 | 42 | 42 | 39 | 29 College...................................| 58 | 55 | 56 | 56 | 65 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | | | | | At least one vehicle owned..................| 91 | 85 | 93 | 92 | 94 | | | | | Average annual expenditures.....................| $36,027 | $37,431 | $33,714 | $34,493 | $39,445 | | | | | Food..........................................| 5,392 | 5,586 | 5,146 | 5,130 | 5,904 Food at home................................| 3,230 | 3,308 | 3,027 | 3,084 | 3,611 Cereals and bakery products...............| 498 | 548 | 493 | 453 | 529 Cereals and cereal products.............| 181 | 177 | 188 | 171 | 193 Bakery products.........................| 317 | 371 | 305 | 282 | 336 Meats, poultry, fish, and eggs............| 840 | 909 | 716 | 859 | 887 Beef....................................| 279 | 291 | 241 | 282 | 307 Pork....................................| 166 | 154 | 151 | 187 | 158 Other meats.............................| 121 | 134 | 116 | 118 | 120 Poultry.................................| 137 | 165 | 114 | 136 | 139 Fish and seafood........................| 102 | 131 | 63 | 100 | 120 Eggs....................................| 35 | 34 | 29 | 35 | 43 | | | | | Dairy products............................| 373 | 398 | 360 | 325 | 438 Fresh milk and cream....................| 169 | 182 | 170 | 149 | 189 Other dairy products....................| 204 | 216 | 190 | 177 | 250 Fruits and vegetables.....................| 509 | 551 | 445 | 459 | 617 Fresh fruits............................| 156 | 163 | 136 | 124 | 220 Fresh vegetables........................| 147 | 160 | 126 | 138 | 172 Processed fruits........................| 118 | 139 | 106 | 100 | 140 Processed vegetables....................| 88 | 89 | 77 | 98 | 85 | | | | | Other food at home........................| 1,010 | 901 | 1,013 | 987 | 1,140 Sugar and other sweets..................| 123 | 115 | 123 | 118 | 138 Fats and oils...........................| 89 | 84 | 89 | 90 | 91 Miscellaneous foods.....................| 473 | 396 | 489 | 459 | 548 Nonalcoholic beverages..................| 279 | 269 | 271 | 277 | 300 Food prepared by consumer unit | | | | | on out-of-town trips...................| 46 | 37 | 42 | 44 | 62 Food away from home.........................| 2,163 | 2,279 | 2,119 | 2,047 | 2,293 | | | | | Alcoholic beverages...........................| 362 | 427 | 312 | 323 | 419 | | | | | Housing.......................................| 11,195 | 12,614 | 10,068 | 9,939 | 12,921 Shelter.....................................| 6,418 | 7,530 | 5,476 | 5,431 | 7,801 Owned dwellings...........................| 4,438 | 5,202 | 3,939 | 3,752 | 5,258 Mortgage interest and charges...........| 3,064 | 3,425 | 2,601 | 2,576 | 3,910 Property taxes..........................| 797 | 1,126 | 787 | 592 | 818 Maintenance, repairs, insurance, | | | | | other expenses.........................| 577 | 651 | 551 | 583 | 530 Rented dwellings..........................| 1,634 | 1,810 | 1,275 | 1,365 | 2,222 Other lodging.............................| 346 | 518 | 263 | 314 | 321 | | | | | Utilities, fuels, and public services.......| 2,181 | 2,349 | 2,176 | 2,250 | 1,938 Natural gas...............................| 271 | 317 | 432 | 157 | 239 Electricity...............................| 886 | 821 | 814 | 1,092 | 715 Fuel oil and other fuels..................| 98 | 290 | 75 | 44 | 31 Telephone services........................| 683 | 713 | 633 | 685 | 703 Water and other public services...........| 243 | 207 | 223 | 273 | 250 Household operations........................| 591 | 615 | 485 | 538 | 752 Personal services.........................| 337 | 338 | 300 | 273 | 466 Other household expenses..................| 254 | 276 | 185 | 265 | 286 | | | | | Housekeeping supplies.......................| 500 | 528 | 493 | 443 | 571 Laundry and cleaning supplies.............| 144 | 149 | 151 | 131 | 152 Other household products..................| 221 | 238 | 227 | 193 | 244 Postage and stationery....................| 135 | 141 | 115 | 119 | 175 Household furnishings and equipment.........| 1,505 | 1,592 | 1,438 | 1,277 | 1,859 Household textiles........................| 125 | 124 | 127 | 116 | 135 Furniture.................................| 382 | 411 | 434 | 322 | 391 Floor coverings...........................| 115 | 261 | 93 | 84 | 56 Major appliances..........................| 166 | 141 | 167 | 172 | 180 Small appliances, miscellaneous housewares| 87 | 82 | 87 | 68 | 121 Miscellaneous household equipment.........| 630 | 573 | 530 | 515 | 976 | | | | | Apparel and services..........................| 2,330 | 2,449 | 2,044 | 2,241 | 2,672 Men and boys................................| 592 | 617 | 542 | 540 | 706 Men, 16 and over..........................| 434 | 458 | 358 | 392 | 563 Boys, 2 to 15.............................| 158 | 159 | 184 | 148 | 143 Women and girls.............................| 972 | 1,013 | 897 | 916 | 1,106 Women, 16 and over........................| 763 | 771 | 662 | 731 | 918 Girls, 2 to 15............................| 209 | 242 | 235 | 186 | 188 Children under 2............................| 83 | 92 | 66 | 79 | 99 Footwear....................................| 331 | 375 | 258 | 303 | 416 Other apparel products and services.........| 351 | 352 | 280 | 402 | 345 | | | | | Transportation................................| 6,193 | 5,957 | 6,129 | 6,352 | 6,229 Vehicle purchases (net outlay)..............| 2,604 | 2,533 | 2,579 | 2,785 | 2,426 Cars and trucks, new......................| 1,382 | 1,424 | 1,322 | 1,655 | 1,005 Cars and trucks, used.....................| 1,198 | 1,069 | 1,233 | 1,115 | 1,397 Other vehicles............................| 24 | 40 | 24 | 4/16 | 24 Gasoline and motor oil......................| 1,221 | 1,037 | 1,249 | 1,312 | 1,221 Other vehicle expenses......................| 2,035 | 1,918 | 2,040 | 2,005 | 2,175 Vehicle finance charges...................| 371 | 285 | 406 | 415 | 350 Maintenance and repairs...................| 716 | 625 | 761 | 698 | 777 Vehicle insurance.........................| 683 | 780 | 607 | 657 | 708 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 265 | 228 | 266 | 235 | 340 Public transportation.......................| 333 | 470 | 260 | 249 | 407 | | | | | Health care...................................| 1,452 | 1,432 | 1,244 | 1,627 | 1,417 Health insurance............................| 535 | 546 | 428 | 629 | 493 Medical services............................| 638 | 640 | 555 | 662 | 681 Drugs.......................................| 182 | 159 | 160 | 225 | 162 Medical supplies............................| 97 | 87 | 102 | 110 | 82 | | | | | Entertainment.................................| 1,806 | 1,807 | 1,901 | 1,664 | 1,916 Fees and admissions.........................| 515 | 570 | 515 | 463 | 542 Television, radios, sound equipment.........| 580 | 549 | 586 | 585 | 595 Pets, toys, and playground equipment........| 362 | 375 | 395 | 332 | 362 Other entertainment supplies, equipment, | | | | | and services...............................| 348 | 313 | 405 | 285 | 417 | | | | | Personal care products and services...........| 463 | 470 | 414 | 446 | 537 | | | | | Reading.......................................| 189 | 201 | 203 | 162 | 202 | | | | | Education.....................................| 486 | 541 | 477 | 472 | 469 | | | | | Tobacco products and smoking supplies.........| 325 | 323 | 373 | 329 | 273 | | | | | Miscellaneous.................................| 1,138 | 1,237 | 890 | 1,159 | 1,267 | | | | | Cash contributions............................| 940 | 668 | 875 | 1,078 | 1,042 | | | | | Personal insurance and pensions...............| 3,756 | 3,717 | 3,639 | 3,571 | 4,177 Life and other personal insurance...........| 430 | 475 | 438 | 466 | 327 Pensions and Social Security................| 3,327 | 3,242 | 3,201 | 3,105 | 3,850 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 41,547 | 43,398 | 39,867 | 39,343 | 44,620 Wages and salaries..........................| 35,796 | 36,549 | 35,895 | 34,111 | 37,429 Self-employment income......................| 3,527 | 4,257 | 2,116 | 3,225 | 4,628 Social Security, private and government | | | | | retirement.................................| 503 | 374 | 401 | 649 | 496 Interest, dividends, rental income, other | | | | | property income............................| 629 | 1,010 | 426 | 453 | 754 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 280 | 412 | 219 | 230 | 301 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 316 | 261 | 346 | 321 | 325 Regular contributions for support...........| 374 | 313 | 365 | 267 | 578 Other income................................| 121 | 221 | 100 | 86 | 108 | | | | | Personal taxes................................| 4,378 | 4,946 | 3,807 | 3,860 | 5,152 Federal income taxes........................| 3,403 | 3,752 | 2,782 | 3,253 | 3,891 State and local income taxes................| 842 | 1,004 | 886 | 512 | 1,130 Other taxes.................................| 132 | 190 | 139 | 95 | 132 | | | | | Income after taxes............................| 37,169 | 38,452 | 36,060 | 35,482 | 39,467 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -784 | 1,433 | -206 | -1,377 | -2,440 Net change in total assets..................| 4,350 | 4,558 | 3,644 | 2,545 | 7,495 Net change in total liabilities.............| 5,135 | 3,125 | 3,850 | 3,921 | 9,935 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 431 | 448 | 271 | 379 | 650 Mortgage principal paid on owned property...| -856 | -912 | -789 | -846 | -885 Estimated market value of owned home........| 76,034 | 101,842 | 59,114 | 57,620 | 96,737 Estimated monthly rental value of owned home| 464 | 558 | 415 | 386 | 543 | | | | | Gifts of goods and services...................| 964 | 973 | 928 | 967 | 988 Food........................................| 98 | 117 | 92 | 90 | 99 Housing.....................................| 261 | 326 | 218 | 263 | 246 Housekeeping supplies.....................| 44 | 46 | 33 | 35 | 67 Household textiles........................| 12 | 11 | 12 | 10 | 16 Appliances and miscellaneous housewares...| 24 | 22 | 21 | 30 | 22 Major appliances........................| 6 | 8 | 4 | 7 | 4 Small appliances and miscellaneous | | | | | housewares.............................| 18 | 13 | 17 | 23 | 18 Miscellaneous household equipment.........| 72 | 108 | 58 | 71 | 56 Other housing.............................| 109 | 139 | 93 | 118 | 85 Apparel and services........................| 267 | 252 | 328 | 234 | 261 Males 2 and over..........................| 62 | 62 | 61 | 58 | 68 Females 2 and over........................| 120 | 109 | 174 | 92 | 115 Children under 2..........................| 33 | 41 | 31 | 30 | 33 Other apparel products and services.......| 51 | 40 | 62 | 54 | 45 Jewelry and watches.....................| 26 | 23 | 17 | 34 | 27 All other apparel products and services.| 25 | 17 | 45 | 20 | 18 Transportation..............................| 44 | 26 | 35 | 57 | 47 Health care.................................| 33 | 16 | 19 | 27 | 69 | | | | | Entertainment...............................| 65 | 72 | 74 | 55 | 64 Toys, games, hobbies, and tricycles.......| 25 | 27 | 30 | 20 | 24 Other entertainment.......................| 40 | 45 | 44 | 35 | 40 Education...................................| 86 | 66 | 71 | 120 | 71 All other gifts.............................| 112 | 97 | 91 | 122 | 130 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.