Table 3. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 27948 2147 4153 3308 2728 4726 3568 2475 4843 Income before taxes 1/.................... 30649 2552 7443 12391 17250 24868 34327 44445 78906 Income after taxes 1/..................... 27883 2373 7243 11967 16347 22949 31414 40657 69949 Age of reference person................... 47.6 49.4 57.3 51.1 46.5 44.7 43.4 43.6 44.7 Average number in consumer unit:.......... Persons.................................. 2.5 1.7 2 2.4 2.5 2.6 2.7 2.9 3.1 Children under 18........................ 0.7 0.4 0.5 0.6 0.7 0.7 0.7 0.8 0.8 Persons 65 and over...................... 0.3 0.4 0.6 0.5 0.4 0.3 0.2 0.2 0.1 Earners.................................. 1.4 0.7 0.6 1 1.2 1.5 1.7 1.8 2 Vehicles................................. 1.9 0.9 1.1 1.5 1.7 2 2.4 2.6 2.9 Percent distribution: Male..................................... 63 40 40 52 62 66 74 77 81 Female................................... 37 60 60 48 38 34 26 23 19 Percent homeowner........................ 64 41 54 56 53 59 69 78 88 With mortgage........................... 38 11 14 19 27 36 46 60 75 Without mortgage........................ 26 30 40 37 26 23 23 18 12 Renter................................... 36 59 46 44 47 41 31 22 12 Black.................................... 17 31 27 22 19 16 13 7 7 White and other.......................... 83 69 73 78 81 84 87 93 93 Elementary (1-8)......................... 13 28 28 19 17 8 5 4 2 High school (9-12)....................... 42 40 46 55 49 53 41 36 22 College.................................. 44 30 23 26 33 39 54 59 76 Never attended and other................. 1 1 3 1 0 0 0 0 0 At least one vehicle owned............... 88 59 69 86 93 95 98 97 98 Average annual expenditures............... 28337 12080 13469 17086 21624 24922 31129 37999 55994 Food..................................... 4169 2305 2456 3111 3593 3769 4583 5762 6717 Food at home............................ 2535 1556 1887 2247 2363 2374 2726 3304 3404 Cereals and bakery products............ 365 216 269 317 365 336 393 465 494 Cereals and cereal products........... 136 89 106 126 138 128 135 163 179 Bakery products....................... 229 127 163 191 228 208 258 301 315 Meats, poultry, fish, and eggs......... 714 469 559 670 661 678 765 967 876 Beef.................................. 237 141 192 189 211 224 264 340 305 Pork.................................. 156 113 129 163 152 155 157 212 164 Other meats........................... 99 68 76 96 100 102 95 119 120 Poultry............................... 114 79 88 109 97 102 129 141 150 Fish and seafood...................... 78 43 45 78 70 65 88 118 109 Eggs.................................. 31 25 30 37 31 30 32 37 28 Dairy products......................... 281 173 209 246 266 271 306 344 379 Fresh milk and cream.................. 131 80 116 130 124 133 139 161 148 Other dairy products.................. 150 93 93 117 143 138 166 183 231 Fruits and vegetables.................. 403 268 299 358 374 361 441 498 556 Fresh fruits.......................... 118 75 85 96 114 99 128 145 176 Fresh vegetables...................... 120 77 89 117 117 113 133 137 158 Processed fruits...................... 86 54 60 74 77 76 92 115 125 Processed vegetables.................. 79 62 64 71 66 73 87 101 98 Other food at home..................... 772 431 551 655 697 728 821 1031 1098 Sugar and other sweets................ 96 56 86 91 93 85 97 116 129 Fats and oils......................... 71 42 65 67 66 70 69 89 88 Miscellaneous foods................... 349 191 233 289 301 333 367 491 515 Nonalcoholic beverages................ 222 131 159 194 225 215 249 273 293 Food prep. by cu, out-of-town trips... 33 11 8 15 13 26 40 62 74 Food away from home..................... 1634 749 569 864 1230 1394 1857 2457 3313 Alcoholic beverages...................... 259 139 90 109 247 244 306 364 484 Housing.................................. 8165 4059 4532 5287 6192 7215 8634 10334 15655 Shelter................................. 4251 2089 2061 2617 3211 3713 4397 5567 8533 Owned dwellings........................ 2652 781 932 1119 1319 1831 2616 3985 6904 Mortgage interest and charges......... 1625 370 281 405 676 1060 1606 2801 4668 Property taxes........................ 479 198 254 304 261 338 523 583 1090 Maintenance, rep., ins., oth. exp..... 548 213 396 410 382 433 487 601 1147 Rented dwellings....................... 1328 1190 1063 1389 1758 1724 1561 1231 825 Other lodging.......................... 270 118 66 109 135 157 220 351 803 Utilities, fuels, and public services... 1992 1177 1503 1678 1755 1958 2128 2343 2873 Natural gas............................ 145 90 148 139 108 127 132 160 213 Electricity............................ 948 519 662 784 846 934 1024 1130 1415 Fuel oil and other fuels............... 56 60 67 57 57 67 53 33 48 Telephone.............................. 612 396 448 494 558 606 679 755 841 Water and other public services........ 231 113 178 204 186 223 241 265 356 Household operations.................... 441 145 178 206 242 304 489 555 1107 Personal services...................... 210 59 59 60 111 163 306 322 484 Other household expenses............... 230 86 119 147 130 141 183 233 623 Housekeeping supplies................... 409 208 251 309 290 362 412 546 741 Laundry and cleaning supplies.......... 118 78 87 105 102 116 123 163 155 Other household products............... 182 86 103 132 103 148 180 253 369 Postage and stationery................. 109 44 62 72 85 97 110 130 216 Household furnishings and equipment..... 1073 440 538 476 694 879 1207 1323 2403 Household textiles..................... 93 93 37 41 39 60 117 85 224 Furniture.............................. 272 82 132 122 242 203 313 338 598 Floor coverings........................ 78 7 137 20 22 45 73 129 148 Major appliances....................... 137 60 100 86 126 139 156 133 228 Small appliances, misc. housewares..... 77 54 20 40 56 54 105 92 167 Miscellaneous household equipment...... 417 143 111 167 209 379 443 546 1038 Apparel and services..................... 1669 743 788 1003 1251 1353 1936 2064 3418 Men and boys............................ 406 151 172 295 235 305 459 547 875 Men, 16 and over....................... 323 96 106 187 182 232 379 446 762 Boys, 2 to 15.......................... 83 54 66 108 53 73 79 101 113 Women and girls......................... 684 326 359 342 497 541 822 844 1413 Women, 16 and over..................... 598 296 332 297 443 464 727 706 1230 Girls, 2 to 15......................... 86 29 26 46 54 77 95 138 183 Children under 2........................ 74 42 56 42 38 71 87 108 123 Footwear................................ 232 130 105 181 269 199 251 280 386 Other apparel products and services..... 273 94 97 142 212 237 319 285 622 Transportation........................... 5339 1882 2192 3328 4613 5067 6049 7461 10006 Vehicle purchases (net outlay).......... 2335 682 844 1487 2217 2212 2430 3308 4547 Cars and trucks, new................... 1210 148 327 454 956 1319 1251 1557 2782 Cars and trucks, used.................. 1105 533 492 1023 1237 888 1162 1653 1754 Other vehicles......................... 21 1 25 10 24 5 18 98 11 Gasoline and motor oil.................. 1100 555 585 786 947 1150 1372 1430 1668 Other vehicle expenses.................. 1673 545 680 962 1300 1546 2047 2547 3115 Vehicle finance charges................ 327 71 99 140 255 312 417 532 648 Maintenance and repairs................ 613 261 272 391 475 557 745 939 1077 Vehicle insurance...................... 569 167 252 352 462 540 702 824 1027 Veh. rent., leas., licen., oth. chges.. 164 47 57 79 109 137 183 253 363 Public transportation................... 230 99 83 93 148 159 200 177 675 Health care.............................. 1644 1039 1175 1349 1530 1541 1824 1934 2391 Health insurance........................ 669 317 517 563 583 685 803 853 870 Medical services........................ 581 469 292 350 499 555 603 668 1047 Drugs................................... 298 204 305 337 301 236 325 303 345 Medical supplies........................ 95 49 60 99 147 66 93 110 129 Entertainment............................ 1296 429 612 618 825 1029 1407 1789 2923 Fees and admissions..................... 324 93 77 102 183 250 372 397 870 Television, radios, sound equipment..... 440 190 191 281 345 400 472 617 854 Pets, toys, and playground equipment.... 263 79 175 149 191 236 283 346 508 Other supplies, equip., and services.... 269 68 170 87 106 143 280 430 691 Personal care products and services...... 389 160 213 256 322 357 430 554 684 Reading.................................. 140 52 57 68 101 123 175 179 290 Education................................ 340 291 109 176 186 184 276 414 923 Tobacco products and smoking supplies.... 285 169 199 282 325 310 341 320 305 Miscellaneous............................ 855 441 330 430 561 713 1036 1186 1778 Cash contributions....................... 954 161 327 221 565 911 898 1086 2580 Personal insurance and pensions.......... 2833 211 392 849 1312 2104 3232 4552 7840 Life and other personal insurance....... 368 118 184 198 242 291 384 470 837 Pensions and Social Security............ 2465 93 207 651 1070 1813 2847 4082 7003 Money income before taxes 1/.............. 30649 2552 7443 12391 17250 24868 34327 44445 78906 Wages and salaries....................... 23387 850 2079 6418 11683 18565 27170 37956 64310 Self-employment income................... 1947 -459 124 384 417 868 1883 1491 7839 Soc. Sec., priv. and gov. retirement..... 3418 1286 3819 4081 3829 3764 3271 3117 3260 Int., divid., rent. inc., property inc... 1040 62 129 366 435 914 1178 1353 2919 Unemp. and workers' compen., vet. ben.... 166 61 102 177 268 231 241 105 116 Pub. ass., supp. sec. inc., foodstamps... 350 502 951 645 300 160 144 61 76 Regular contributions for support........ 258 174 144 219 241 282 357 325 299 Other income............................. 82 76 94 100 77 83 82 38 87 Personal taxes 1/......................... 2766 179 200 424 903 1919 2913 3788 8957 Federal income taxes..................... 2293 145 115 334 719 1504 2435 3082 7599 State and local income taxes............. 381 25 33 54 144 297 394 606 1151 Other taxes.............................. 92 10 52 37 41 117 83 101 207 Income after taxes 1/..................... 27883 2373 7243 11967 16347 22949 31414 40657 69949 Net change in total assets and liabilities 105 -688 57 505 767 -837 776 721 -38 Net change in total assets............... 2336 -67 -81 1381 810 722 4436 5351 5475 Net change in total liabilities.......... 2231 620 -138 875 43 1559 3660 4630 5513 Other money receipts...................... 333 125 16 124 210 439 174 174 1003 Mortgage principal paid, owned property... -560 -203 -153 -222 -250 -392 -496 -848 -1536 Estimated market value of owned home...... 50397 22407 26171 30775 29496 37778 49106 66855 113614 Est. monthly rental value of owned home... 338 141 191 221 218 271 349 458 694 Gifts of goods and services............... 916 476 294 422 544 598 789 937 2578 Food.................................... 90 68 23 22 48 41 91 76 283 Housing................................. 247 95 81 129 126 160 242 255 691 Housekeeping supplies................. 31 10 15 24 19 17 39 50 65 Household textiles.................... 12 0 6 3 4 5 21 13 35 Appliances and misc. housewares....... 29 3 5 16 15 34 29 32 70 Major appliances.................... 8 0 2 8 4 18 7 5 11 Small appl. and misc. housewares.... 21 3 4 8 11 16 22 27 59 Miscellaneous household equipment..... 53 7 11 21 23 41 49 73 149 Other housing......................... 123 76 44 65 66 63 104 87 373 Apparel and services.................... 213 61 112 145 172 172 214 220 471 Males 2 and over...................... 60 18 29 59 44 43 41 78 134 Females 2 and over.................... 82 22 42 35 68 66 94 74 193 Children under 2...................... 28 8 22 13 19 25 35 36 54 Other apparel products and services... 43 13 19 39 40 38 45 32 91 Jewelry and watches................. 21 5 3 11 10 17 22 16 60 All other apparel products and serv. 23 8 16 27 30 22 22 16 31 Transportation.......................... 78 4 4 5 18 17 25 25 385 Health care............................. 32 133 15 6 14 11 27 25 59 Entertainment........................... 59 20 22 46 38 56 47 63 138 Toys, games, hobbies, and tricycles... 22 6 11 9 18 27 21 26 42 Other entertainment................... 37 14 11 37 20 29 27 37 96 Education............................... 94 41 9 28 26 43 31 110 359 All other gifts......................... 101 54 28 40 102 98 110 163 192 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary