Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to and of income $10,000 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 8279 742 689 622 1440 1148 1097 1345 1196 Income before taxes 1/.................... 42662 6118 12325 17569 24580 34455 44769 58109 106182 Income after taxes 1/..................... 39579 6209 12449 17516 22761 32640 41985 53476 96436 Age of reference person................... 40.4 39.1 40.4 39.2 39.1 38.7 40.3 42.4 43.4 Average number in consumer unit:.......... Persons.................................. 5.7 5.7 5.8 5.7 5.8 5.7 5.6 5.6 5.5 Children under 18........................ 2.9 3.2 3.4 3.1 3.1 3 2.7 2.8 2.4 Persons 65 and over...................... 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 Earners.................................. 2.1 1.3 1.3 1.8 2 2.2 2.5 2.6 2.8 Vehicles................................. 2.5 1.2 1.2 1.8 2.3 2.5 2.8 3.5 3.3 Percent distribution: Male..................................... 73 42 45 61 77 80 80 84 87 Female................................... 27 58 55 39 23 20 20 16 13 Percent homeowner........................ 64 37 28 36 51 68 78 83 93 With mortgage........................... 52 24 11 26 38 54 69 72 84 Without mortgage........................ 12 13 17 10 13 14 9 11 10 Renter................................... 36 63 72 64 49 32 22 17 7 Black.................................... 15 31 35 31 17 12 7 6 5 White and other.......................... 85 69 65 69 83 88 93 94 95 Elementary (1-8)......................... 13 28 30 26 17 8 6 5 3 High school (9-12)....................... 45 58 54 53 54 54 47 32 21 College.................................. 41 14 14 20 27 36 47 64 76 Never attended and other................. 1 1 2 1 1 2 0 0 0 At least one vehicle owned............... 90 65 63 89 91 97 99 99 99 Average annual expenditures............... 39537 19311 18648 24060 29383 35066 43588 51830 70722 Food..................................... 6596 4563 4661 5814 5551 6098 7042 7659 9257 Food at home............................ 4636 3876 3837 4969 4259 4427 4670 4901 5564 Cereals and bakery products............ 756 629 641 678 635 705 795 883 932 Cereals and cereal products........... 312 251 286 291 287 288 320 354 362 Bakery products....................... 444 378 355 388 348 417 475 528 571 Meats, poultry, fish, and eggs......... 1240 1152 1095 1568 1244 1116 1161 1127 1494 Beef.................................. 390 323 331 485 396 358 383 367 453 Pork.................................. 282 307 249 477 296 254 250 210 299 Other meats........................... 174 166 140 206 144 183 175 179 197 Poultry............................... 206 203 236 188 212 157 183 204 264 Fish and seafood...................... 134 111 82 141 139 110 117 121 223 Eggs.................................. 55 42 59 71 57 55 53 46 59 Dairy products......................... 554 460 416 600 513 549 590 629 585 Fresh milk and cream.................. 275 252 218 347 278 239 296 295 265 Other dairy products.................. 279 208 198 254 236 310 294 334 320 Fruits and vegetables.................. 698 701 590 699 646 630 714 724 852 Fresh fruits.......................... 214 174 158 226 210 198 232 217 262 Fresh vegetables...................... 200 148 198 242 188 163 191 211 240 Processed fruits...................... 155 146 118 105 148 150 156 178 203 Processed vegetables.................. 129 233 116 126 100 118 134 119 147 Other food at home..................... 1387 934 1096 1423 1220 1427 1411 1538 1700 Sugar and other sweets................ 185 125 145 197 162 199 175 225 204 Fats and oils......................... 131 94 112 178 122 142 128 121 140 Miscellaneous foods................... 638 443 545 593 545 648 711 721 738 Nonalcoholic beverages................ 368 262 279 436 331 391 340 375 470 Food prep. by cu, out-of-town trips... 65 10 14 19 61 48 56 95 148 Food away from home..................... 1960 687 824 845 1293 1671 2372 2758 3693 Alcoholic beverages...................... 230 42 80 105 173 223 296 275 447 Housing.................................. 11928 6657 6857 8182 9062 10415 13240 14565 20754 Shelter................................. 6683 3547 3954 4849 4935 5863 7433 8026 11844 Owned dwellings........................ 4318 1113 818 1467 2178 3711 5130 6044 10276 Mortgage interest and charges......... 3000 542 428 1104 1404 2669 3774 4193 7176 Property taxes........................ 833 302 196 255 431 621 771 1225 2133 Maintenance, rep., ins., oth. exp..... 485 268 194 108 343 421 584 626 967 Rented dwellings....................... 2102 2402 3092 3363 2673 1997 2095 1624 648 Other lodging.......................... 263 31 43 19 85 155 208 358 920 Utilities, fuels, and public services... 2666 2132 2060 2061 2320 2550 2850 3115 3517 Natural gas............................ 373 338 310 298 330 321 357 432 521 Electricity............................ 1040 846 765 791 878 969 1119 1229 1429 Fuel oil and other fuels............... 90 41 95 55 60 83 110 146 95 Telephone.............................. 835 651 670 711 811 828 897 899 1015 Water and other public services........ 328 255 220 207 241 348 366 409 458 Household operations.................... 684 152 187 168 403 463 744 817 1915 Personal services...................... 462 91 95 97 295 367 454 557 1285 Other household expenses............... 222 61 92 71 108 95 290 261 629 Housekeeping supplies................... 551 397 259 364 416 483 656 742 823 Laundry and cleaning supplies.......... 179 89 128 180 149 159 210 227 214 Other household products............... 251 273 102 156 177 215 294 304 419 Postage and stationery................. 122 35 29 28 90 110 151 211 190 Household furnishings and equipment..... 1343 429 399 741 988 1056 1558 1864 2655 Household textiles..................... 118 55 5 44 54 121 140 139 292 Furniture.............................. 348 169 129 275 209 255 283 496 772 Floor coverings........................ 69 1 35 13 14 38 73 70 247 Major appliances....................... 178 106 90 88 177 231 133 253 224 Small appliances, misc. housewares..... 84 26 17 40 43 74 140 137 120 Miscellaneous household equipment...... 547 72 123 281 490 337 789 770 1000 Apparel and services..................... 2522 1222 1292 1776 1839 2183 2890 2910 4698 Men and boys............................ 650 317 177 445 476 523 847 865 1124 Men, 16 and over....................... 419 174 80 217 300 288 532 569 857 Boys, 2 to 15.......................... 232 142 97 228 176 236 315 296 267 Women and girls......................... 926 413 515 455 480 755 1111 1095 2027 Women, 16 and over..................... 647 244 381 338 288 503 786 770 1479 Girls, 2 to 15......................... 279 169 134 117 193 252 325 325 548 Children under 2........................ 183 156 102 249 249 142 175 172 189 Footwear................................ 460 193 279 408 415 459 517 442 749 Other apparel products and services..... 302 143 218 218 220 304 240 336 609 Transportation........................... 7060 3722 2776 3585 5635 6412 7987 10196 11366 Vehicle purchases (net outlay).......... 3106 2154 1208 1328 2617 2808 3773 4789 4084 Cars and trucks, new................... 1124 12 599 0 573 1104 1525 2108 1911 Cars and trucks, used.................. 1955 2142 609 1328 2038 1651 2179 2668 2127 Other vehicles......................... 26 0 0 0 6 53 69 13 45 Gasoline and motor oil.................. 1365 744 660 923 1249 1294 1512 1838 1928 Other vehicle expenses.................. 2294 753 663 1157 1585 2135 2477 3195 4608 Vehicle finance charges................ 345 48 88 160 224 371 418 569 572 Maintenance and repairs................ 804 395 269 488 624 806 980 1019 1346 Vehicle insurance...................... 768 199 249 390 593 722 780 1151 1432 Veh. rent., leas., licen., oth. chges.. 377 111 58 119 143 236 299 456 1259 Public transportation................... 295 70 245 177 184 175 224 374 747 Health care.............................. 1667 808 566 837 1220 1887 1921 2457 2499 Health insurance........................ 693 258 160 372 594 794 845 920 1062 Medical services........................ 653 296 214 301 405 757 731 1101 933 Drugs................................... 221 104 161 130 162 231 241 308 323 Medical supplies........................ 101 149 30 35 59 106 104 129 181 Entertainment............................ 1965 639 571 865 1273 1608 2114 2857 4192 Fees and admissions..................... 503 94 55 140 200 268 596 882 1286 Television, radios, sound equipment..... 672 261 285 361 568 539 738 923 1213 Pets, toys, and playground equipment.... 395 222 122 212 307 477 429 452 689 Other supplies, equip., and services.... 395 62 110 153 198 324 351 600 1003 Personal care products and services...... 537 228 274 361 410 485 617 678 911 Reading.................................. 160 46 39 84 108 144 169 235 331 Education................................ 638 81 138 175 442 497 719 986 1413 Tobacco products and smoking supplies.... 352 346 389 378 360 384 316 367 294 Miscellaneous............................ 918 465 282 341 516 725 1122 1449 1762 Cash contributions....................... 859 139 107 160 441 794 909 1446 1960 Personal insurance and pensions.......... 4105 354 615 1396 2353 3212 4246 5750 10839 Life and other personal insurance....... 557 127 108 155 294 319 438 530 1976 Pensions and Social Security............ 3549 227 507 1241 2059 2893 3808 5220 8864 Money income before taxes 1/.............. 42662 6118 12325 17569 24580 34455 44769 58109 106182 Wages and salaries....................... 35803 2004 5265 11673 19593 29714 40109 51828 90286 Self-employment income................... 2740 -237 543 535 1063 2004 1464 2668 10974 Soc. Sec., priv. and gov. retirement..... 1427 1056 1417 1465 1055 859 1521 1790 2141 Int., divid., rent. inc., property inc... 401 18 31 116 74 212 261 676 1393 Unemp. and workers' compen., vet. ben.... 418 139 430 364 532 462 632 218 465 Pub. ass., supp. sec. inc., foodstamps... 1386 2921 4419 2946 1872 600 379 374 108 Regular contributions for support........ 313 53 192 205 222 365 290 423 559 Other income............................. 173 164 28 265 170 240 113 132 256 Personal taxes 1/......................... 3083 -91 -124 53 1819 1815 2784 4633 9746 Federal income taxes..................... 2241 -106 -134 -32 1409 1317 1850 3279 7325 State and local income taxes............. 725 -11 -5 74 364 430 802 1080 2188 Other taxes.............................. 117 27 15 11 45 68 132 273 234 Income after taxes 1/..................... 39579 6209 12449 17516 22761 32640 41985 53476 96436 Net change in total assets and liabilities -3205 -1772 405 -4632 -857 -4629 -8878 -5747 1167 Net change in total assets............... 4655 -1459 636 196 4013 1955 -1483 6609 19873 Net change in total liabilities.......... 7860 313 231 4828 4870 6584 7395 12356 18707 Other money receipts...................... 176 64 2 135 53 187 141 371 314 Mortgage principal paid, owned property... -1376 -257 -271 -321 -416 -874 -1175 -1958 -4425 Estimated market value of owned home...... 70801 24420 12564 25819 34153 63609 72773 102793 169732 Est. monthly rental value of owned home... 470 182 102 215 262 422 519 706 980 Gifts of goods and services............... 842 403 285 319 706 615 995 1276 1463 Food.................................... 51 2 10 29 19 40 77 73 110 Housing................................. 272 86 46 73 263 157 341 467 447 Housekeeping supplies................. 39 6 3 11 25 29 69 63 61 Household textiles.................... 9 0 0 0 13 4 19 17 1 Appliances and misc. housewares....... 19 1 1 3 5 9 49 36 30 Major appliances.................... 4 0 0 0 2 0 3 11 8 Small appl. and misc. housewares.... 16 1 1 3 3 9 46 26 22 Miscellaneous household equipment..... 63 4 7 21 37 24 88 95 155 Other housing......................... 142 75 36 39 182 91 116 255 199 Apparel and services.................... 214 249 37 130 80 248 235 280 403 Males 2 and over...................... 55 28 1 13 21 85 126 70 54 Females 2 and over.................... 73 115 8 28 21 69 48 82 207 Children under 2...................... 50 74 25 69 30 54 38 55 67 Other apparel products and services... 37 33 4 19 8 41 23 73 75 Jewelry and watches................. 17 1 1 0 3 7 9 64 27 All other apparel products and serv. 20 32 3 19 5 34 13 10 48 Transportation.......................... 26 17 0 9 26 24 19 33 53 Health care............................. 32 9 0 0 3 14 26 140 19 Entertainment........................... 55 22 18 20 43 40 71 67 114 Toys, games, hobbies, and tricycles... 21 11 6 12 18 19 24 31 34 Other entertainment................... 33 11 12 9 25 20 47 36 80 Education............................... 97 2 11 3 233 47 96 53 189 All other gifts......................... 95 16 161 54 38 47 131 163 128 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.