Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 14,687 | 476 | 4,113 | 6,320 | 2,669 | 721 | 388 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $47,190 | $22,083 | $34,202 | $52,249 | $61,445 | $49,669 | $37,260 Income after taxes 1/.........................| 43,094 | 21,432 | 31,996 | 47,229 | 55,499 | 46,028 | 34,839 Age of reference person.......................| 39.7 | 22.4 | 30.5 | 39.3 | 48.4 | 58.4 | 71.4 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Children under 18...........................| 1.7 | 1.8 | 2.1 | 1.8 | 1.2 | .6 | .8 Persons 65 and over.........................| .1 | (2) | (2) | (2) | (2) | .1 | 1.5 Earners.....................................| 2.0 | 1.6 | 1.6 | 2.0 | 2.6 | 2.4 | 1.6 Vehicles....................................| 2.6 | 1.4 | 2.0 | 2.6 | 3.2 | 3.6 | 2.2 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 74 | 48 | 66 | 78 | 83 | 83 | 60 Female....................................| 26 | 52 | 34 | 22 | 17 | 17 | 40 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 72 | 25 | 54 | 77 | 88 | 87 | 86 With mortgage...........................| 59 | 18 | 45 | 67 | 72 | 50 | 31 Without mortgage........................| 13 | 7 | 9 | 10 | 16 | 37 | 55 Renter....................................| 28 | 75 | 46 | 23 | 12 | 13 | 14 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 12 | 20 | 15 | 10 | 10 | 12 | 26 White and other...........................| 88 | 80 | 85 | 90 | 90 | 88 | 74 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 5 | 3 | 3 | 3 | 5 | 15 | 30 High school (9-12)........................| 46 | 82 | 54 | 41 | 39 | 48 | 49 College...................................| 49 | 15 | 43 | 56 | 56 | 36 | 20 Never attended and other..................| (3) | (4) | (3) | (2) | (2) | 1 | 1 | | | | | | | At least one vehicle owned..................| 93 | 75 | 90 | 94 | 95 | 97 | 96 | | | | | | | Average annual expenditures.....................| $41,932 | $24,185 | $32,624 | $44,025 | $54,932 | $43,448 | $34,819 | | | | | | | Food..........................................| 6,167 | 4,366 | 4,990 | 6,515 | 7,452 | 6,462 | 5,605 Food at home................................| 3,891 | 3,288 | 3,283 | 4,064 | 4,374 | 4,161 | 4,173 Cereals and bakery products...............| 626 | 460 | 521 | 675 | 715 | 624 | 540 Cereals and cereal products.............| 239 | 219 | 207 | 257 | 263 | 208 | 222 Bakery products.........................| 386 | 241 | 314 | 418 | 452 | 416 | 318 Meats, poultry, fish, and eggs............| 1,055 | 1,024 | 822 | 1,087 | 1,201 | 1,310 | 1,311 Beef....................................| 340 | 299 | 267 | 351 | 400 | 390 | 435 Pork....................................| 217 | 302 | 163 | 221 | 220 | 325 | 298 Other meats.............................| 139 | 102 | 113 | 141 | 159 | 200 | 133 Poultry.................................| 200 | 161 | 154 | 210 | 239 | 214 | 272 Fish and seafood........................| 119 | 109 | 89 | 127 | 143 | 127 | 120 Eggs....................................| 40 | 51 | 36 | 38 | 41 | 54 | 54 | | | | | | | Dairy products............................| 425 | 341 | 378 | 440 | 473 | 434 | 427 Fresh milk and cream....................| 186 | 160 | 174 | 190 | 194 | 213 | 188 Other dairy products....................| 238 | 180 | 204 | 250 | 279 | 221 | 239 Fruits and vegetables.....................| 592 | 491 | 504 | 607 | 693 | 607 | 649 Fresh fruits............................| 178 | 125 | 142 | 184 | 228 | 170 | 174 Fresh vegetables........................| 183 | 133 | 159 | 188 | 210 | 181 | 217 Processed fruits........................| 130 | 131 | 111 | 131 | 147 | 137 | 144 Processed vegetables....................| 103 | 101 | 92 | 104 | 108 | 119 | 114 | | | | | | | Other food at home........................| 1,193 | 973 | 1,059 | 1,255 | 1,292 | 1,187 | 1,246 Sugar and other sweets..................| 150 | 110 | 137 | 161 | 154 | 150 | 166 Fats and oils...........................| 109 | 105 | 86 | 117 | 113 | 127 | 140 Miscellaneous foods.....................| 545 | 478 | 526 | 567 | 583 | 446 | 458 Nonalcoholic beverages..................| 332 | 249 | 271 | 344 | 374 | 388 | 453 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 57 | 5/31 | 39 | 66 | 68 | 76 | 5/29 Food away from home.........................| 2,276 | 1,078 | 1,707 | 2,451 | 3,077 | 2,300 | 1,432 | | | | | | | Alcoholic beverages...........................| 282 | 147 | 245 | 301 | 320 | 280 | 300 | | | | | | | Housing.......................................| 13,143 | 8,033 | 11,151 | 14,042 | 15,636 | 11,859 | 10,744 Shelter.....................................| 7,206 | 4,471 | 6,050 | 7,913 | 8,220 | 6,319 | 5,960 Owned dwellings...........................| 5,211 | 829 | 3,455 | 6,087 | 6,729 | 5,201 | 4,524 Mortgage interest and charges...........| 3,390 | 573 | 2,314 | 4,150 | 4,230 | 2,457 | 1,814 Property taxes..........................| 1,116 | 156 | 654 | 1,243 | 1,618 | 1,498 | 948 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 706 | 5/99 | 487 | 694 | 880 | 1,245 | 1,762 Rented dwellings..........................| 1,576 | 3,583 | 2,426 | 1,362 | 737 | 744 | 903 Other lodging.............................| 419 | 5/58 | 169 | 464 | 755 | 374 | 533 Utilities, fuels, and public services.......| 2,703 | 2,042 | 2,283 | 2,758 | 3,200 | 3,059 | 2,999 Natural gas...............................| 334 | 218 | 281 | 321 | 400 | 395 | 663 Electricity...............................| 1,107 | 766 | 939 | 1,179 | 1,260 | 1,141 | 1,032 Fuel oil and other fuels..................| 117 | 5/74 | 86 | 123 | 144 | 175 | 5/119 Telephone services........................| 810 | 839 | 712 | 787 | 978 | 949 | 779 Water and other public services...........| 335 | 145 | 265 | 348 | 418 | 399 | 406 Household operations........................| 832 | 408 | 975 | 958 | 591 | 361 | 307 Personal services.........................| 568 | 303 | 843 | 635 | 236 | 5/85 | 5/50 Other household expenses..................| 264 | 105 | 132 | 323 | 355 | 275 | 257 | | | | | | | Housekeeping supplies.......................| 532 | 344 | 466 | 514 | 730 | 436 | 524 Laundry and cleaning supplies.............| 149 | 123 | 137 | 152 | 159 | 138 | 211 Other household products..................| 242 | 144 | 211 | 231 | 342 | 201 | 251 Postage and stationery....................| 141 | 77 | 118 | 131 | 229 | 97 | 63 Household furnishings and equipment.........| 1,870 | 768 | 1,377 | 1,899 | 2,895 | 1,683 | 954 Household textiles........................| 157 | 5/26 | 85 | 167 | 289 | 84 | 127 Furniture.................................| 464 | 269 | 390 | 473 | 564 | 625 | 345 Floor coverings...........................| 129 | 5/5 | 42 | 133 | 305 | 5/53 | 5/38 Major appliances..........................| 188 | 116 | 185 | 191 | 195 | 186 | 224 Small appliances, miscellaneous housewares| 104 | 53 | 86 | 120 | 112 | 105 | 83 Miscellaneous household equipment.........| 828 | 298 | 589 | 816 | 1,429 | 631 | 137 | | | | | | | Apparel and services..........................| 2,384 | 2,195 | 1,902 | 2,548 | 3,018 | 1,621 | 2,151 Men and boys................................| 593 | 336 | 405 | 646 | 845 | 378 | 754 Men, 16 and over..........................| 400 | 187 | 259 | 389 | 657 | 341 | 622 Boys, 2 to 15.............................| 193 | 149 | 146 | 257 | 188 | 36 | 132 Women and girls.............................| 951 | 645 | 635 | 1,079 | 1,322 | 621 | 641 Women, 16 and over........................| 715 | 510 | 473 | 750 | 1,103 | 513 | 589 Girls, 2 to 15............................| 236 | 135 | 162 | 329 | 219 | 109 | 52 Children under 2............................| 155 | 426 | 303 | 101 | 48 | 67 | 65 Footwear....................................| 372 | 551 | 325 | 376 | 427 | 213 | 5/461 Other apparel products and services.........| 314 | 236 | 235 | 347 | 376 | 342 | 230 | | | | | | | Transportation................................| 7,816 | 4,672 | 5,959 | 7,932 | 10,484 | 10,307 | 6,459 Vehicle purchases (net outlay)..............| 3,525 | 2,420 | 2,790 | 3,519 | 4,681 | 4,667 | 2,670 Cars and trucks, new......................| 1,723 | 5/954 | 926 | 1,842 | 2,865 | 5/2,002 | 5/813 Cars and trucks, used.....................| 1,738 | 1,465 | 1,793 | 1,642 | 1,703 | 2,524 | 1,857 Other vehicles............................| 63 | (4) | 71 | 5/36 | 5/113 | 5/142 | (4) Gasoline and motor oil......................| 1,372 | 862 | 1,087 | 1,414 | 1,722 | 1,800 | 1,120 Other vehicle expenses......................| 2,559 | 1,194 | 1,871 | 2,643 | 3,520 | 3,285 | 2,156 Vehicle finance charges...................| 367 | 222 | 338 | 389 | 395 | 356 | 311 Maintenance and repairs...................| 848 | 440 | 585 | 875 | 1,191 | 1,135 | 765 Vehicle insurance.........................| 904 | 433 | 634 | 897 | 1,326 | 1,356 | 723 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 440 | 98 | 314 | 482 | 608 | 438 | 357 Public transportation.......................| 361 | 196 | 210 | 355 | 561 | 555 | 513 | | | | | | | Health care...................................| 1,898 | 862 | 1,486 | 2,032 | 2,218 | 2,300 | 2,447 Health insurance............................| 832 | 265 | 682 | 884 | 946 | 881 | 1,411 Medical services............................| 709 | 463 | 540 | 799 | 766 | 973 | 472 Drugs.......................................| 256 | 117 | 197 | 240 | 353 | 338 | 481 Medical supplies............................| 101 | 5/18 | 67 | 109 | 154 | 108 | 84 | | | | | | | Entertainment.................................| 2,469 | 1,004 | 1,758 | 2,503 | 3,863 | 2,331 | 1,267 Fees and admissions.........................| 600 | 140 | 313 | 711 | 870 | 681 | 379 Television, radios, sound equipment.........| 968 | 511 | 631 | 781 | 2,043 | 735 | 548 Pets, toys, and playground equipment........| 421 | 228 | 415 | 445 | 451 | 353 | 210 Other entertainment supplies, equipment, | | | | | | | and services...............................| 481 | 125 | 399 | 566 | 498 | 562 | 130 | | | | | | | Personal care products and services...........| 516 | 383 | 415 | 536 | 673 | 475 | 386 | | | | | | | Reading.......................................| 189 | 70 | 125 | 210 | 246 | 242 | 166 | | | | | | | Education.....................................| 718 | 156 | 229 | 579 | 1,941 | 807 | 308 | | | | | | | Tobacco products and smoking supplies.........| 330 | 484 | 318 | 309 | 345 | 423 | 321 | | | | | | | Miscellaneous.................................| 923 | 197 | 673 | 969 | 1,354 | 896 | 768 | | | | | | | Cash contributions............................| 871 | 5/69 | 468 | 800 | 1,628 | 1,039 | 1,755 | | | | | | | Personal insurance and pensions...............| 4,226 | 1,548 | 2,905 | 4,749 | 5,754 | 4,406 | 2,143 Life and other personal insurance...........| 543 | 90 | 343 | 585 | 802 | 694 | 470 Pensions and Social Security................| 3,683 | 1,458 | 2,562 | 4,164 | 4,952 | 3,712 | 1,673 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 47,190 | 22,083 | 34,202 | 52,249 | 61,445 | 49,669 | 37,260 Wages and salaries..........................| 40,776 | 16,795 | 30,545 | 46,176 | 52,315 | 39,170 | 19,458 Self-employment income......................| 3,196 | 5/2,005 | 1,247 | 3,573 | 6,239 | 2,243 | 5/1,182 Social Security, private and government | | | | | | | retirement.................................| 1,093 | 5/170 | 277 | 374 | 1,239 | 5,078 | 14,614 Interest, dividends, rental income, other | | | | | | | property income............................| 639 | 5/62 | 373 | 734 | 644 | 1,759 | 563 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 445 | 5/325 | 470 | 482 | 386 | 413 | 5/175 Public assistance, supplemental security | | | | | | | income, food stamps........................| 621 | 2,267 | 917 | 443 | 169 | 726 | 1,134 Regular contributions for support...........| 277 | 5/255 | 259 | 344 | 202 | 5/201 | 5/63 Other income................................| 142 | 5/203 | 114 | 122 | 252 | 5/78 | 5/71 | | | | | | | Personal taxes................................| 4,096 | 651 | 2,206 | 5,019 | 5,945 | 3,641 | 2,421 Federal income taxes........................| 3,039 | 368 | 1,559 | 3,795 | 4,436 | 2,571 | 1,733 State and local income taxes................| 860 | 271 | 512 | 1,018 | 1,236 | 815 | 375 Other taxes.................................| 197 | 5/12 | 135 | 207 | 274 | 255 | 313 | | | | | | | Income after taxes............................| 43,094 | 21,432 | 31,996 | 47,229 | 55,499 | 46,028 | 34,839 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -3,196 | 91 | -4,050 | -3,609 | -2,155 | -3,065 | 1,144 Net change in total assets..................| 7,695 | 153 | 3,627 | 11,681 | 7,853 | 3,999 | 937 Net change in total liabilities.............| 10,892 | 62 | 7,676 | 15,290 | 10,008 | 7,064 | -207 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 508 | 5/27 | 188 | 839 | 421 | 312 | 5/55 Mortgage principal paid on owned property...| -1,966 | -220 | -796 | -2,861 | -2,138 | -1,895 | -888 Estimated market value of owned home........| 85,678 | 10,863 | 46,486 | 94,243 | 128,863 | 107,866 | 115,148 Estimated monthly rental value of owned home| 564 | 124 | 356 | 620 | 776 | 741 | 623 | | | | | | | Gifts of goods and services...................| 876 | 431 | 639 | 770 | 1,615 | 791 | 780 Food........................................| 76 | 5/6 | 31 | 56 | 223 | 39 | 5/34 Housing.....................................| 270 | 194 | 259 | 244 | 390 | 203 | 235 Housekeeping supplies.....................| 46 | 5/24 | 41 | 44 | 72 | 28 | 5/11 Household textiles........................| 19 | 5/3 | 5/3 | 30 | 5/30 | 5/8 | 5/1 Appliances and miscellaneous housewares...| 22 | 5/5 | 29 | 17 | 25 | 5/18 | 5/36 Major appliances........................| 4 | (4) | 5/5 | 4 | 6 | 5/3 | 5/10 Small appliances and miscellaneous | | | | | | | housewares.............................| 18 | 5/5 | 24 | 14 | 19 | 5/15 | 5/27 Miscellaneous household equipment.........| 71 | 5/29 | 66 | 80 | 84 | 5/47 | 5/7 Other housing.............................| 112 | 134 | 120 | 74 | 179 | 102 | 5/180 Apparel and services........................| 254 | 175 | 229 | 251 | 334 | 198 | 257 Males, 2 and over.........................| 63 | 5/17 | 48 | 69 | 86 | 41 | 5/73 Females, 2 and over.......................| 108 | 5/60 | 100 | 109 | 140 | 81 | 77 Children under 2..........................| 43 | 63 | 52 | 39 | 41 | 41 | 5/25 Other apparel products and services.......| 40 | 5/34 | 29 | 34 | 66 | 5/35 | 5/83 Jewelry and watches.....................| 15 | 5/3 | 5 | 15 | 26 | 5/27 | 5/44 All other apparel products and services.| 25 | 5/31 | 5/24 | 19 | 40 | 5/8 | 5/39 Transportation..............................| 40 | 19 | 26 | 28 | 97 | 38 | 33 Health care.................................| 14 | 5/0 | 5/5 | 17 | 26 | 5/4 | 5/19 Entertainment...............................| 73 | 5/19 | 41 | 69 | 126 | 95 | 112 Toys, games, hobbies, and tricycles.......| 28 | 5/14 | 21 | 27 | 42 | 38 | 5/23 Other entertainment.......................| 45 | 5/6 | 20 | 42 | 84 | 57 | 89 Education...................................| 80 | (4) | 5/4 | 36 | 326 | 5/79 | 5/25 All other gifts.............................| 68 | 18 | 44 | 70 | 94 | 136 | 64 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.