Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 15,956 | 1,135 | 3,953 | 3,956 | 3,750 | 1,866 | 1,296 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $42,456 | $21,249 | $34,432 | $45,472 | $56,066 | $51,318 | $28,080 Income after taxes 1/.........................| 39,050 | 20,237 | 32,166 | 41,727 | 50,679 | 46,833 | 26,890 Age of reference person.......................| 43.0 | 21.9 | 29.8 | 39.5 | 49.1 | 58.9 | 71.7 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.2 | 1.2 | 1.1 | .6 | .2 | .2 Persons 65 and over.........................| .2 | (2) | (2) | (2) | (2) | .1 | 1.6 Earners.....................................| 1.7 | 1.5 | 1.5 | 1.7 | 2.1 | 2.0 | 1.1 Vehicles....................................| 2.3 | 1.6 | 1.9 | 2.2 | 2.8 | 3.0 | 2.2 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 65 | 52 | 60 | 60 | 71 | 79 | 67 Female....................................| 35 | 48 | 40 | 40 | 29 | 21 | 33 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 66 | 22 | 47 | 63 | 83 | 89 | 89 With mortgage...........................| 46 | 14 | 40 | 54 | 61 | 50 | 22 Without mortgage........................| 20 | 8 | 7 | 9 | 22 | 39 | 68 Renter....................................| 34 | 78 | 53 | 37 | 17 | 11 | 11 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 13 | 20 | 12 | 14 | 11 | 10 | 15 White and other...........................| 87 | 80 | 88 | 86 | 89 | 90 | 85 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 7 | 4 | 3 | 3 | 6 | 14 | 23 High school (9-12)........................| 46 | 67 | 48 | 43 | 42 | 43 | 49 College...................................| 47 | 30 | 49 | 54 | 51 | 42 | 26 Never attended and other..................| (3) | (4) | (2) | (3) | (3) | (3) | 2 | | | | | | | At least one vehicle owned..................| 90 | 75 | 86 | 91 | 94 | 94 | 92 | | | | | | | Average annual expenditures.....................| $36,068 | $21,277 | $30,636 | $36,383 | $45,010 | $43,068 | $28,939 | | | | | | | Food..........................................| 5,167 | 3,422 | 4,312 | 5,178 | 6,446 | 5,766 | 4,808 Food at home................................| 3,230 | 2,233 | 2,830 | 3,159 | 3,768 | 3,556 | 3,552 Cereals and bakery products...............| 505 | 327 | 440 | 498 | 583 | 541 | 598 Cereals and cereal products.............| 190 | 152 | 180 | 184 | 215 | 175 | 216 Bakery products.........................| 315 | 175 | 260 | 314 | 368 | 366 | 382 Meats, poultry, fish, and eggs............| 897 | 613 | 733 | 896 | 1,077 | 1,039 | 940 Beef....................................| 279 | 201 | 232 | 301 | 309 | 313 | 287 Pork....................................| 187 | 142 | 142 | 184 | 238 | 220 | 193 Other meats.............................| 119 | 69 | 98 | 110 | 143 | 157 | 137 Poultry.................................| 166 | 90 | 140 | 163 | 209 | 189 | 171 Fish and seafood........................| 111 | 82 | 91 | 108 | 140 | 117 | 114 Eggs....................................| 34 | 29 | 30 | 30 | 39 | 43 | 38 | | | | | | | Dairy products............................| 340 | 229 | 302 | 335 | 388 | 368 | 386 Fresh milk and cream....................| 151 | 118 | 144 | 148 | 162 | 159 | 172 Other dairy products....................| 188 | 111 | 158 | 187 | 226 | 209 | 214 Fruits and vegetables.....................| 508 | 298 | 424 | 485 | 607 | 567 | 645 Fresh fruits............................| 154 | 86 | 121 | 145 | 191 | 176 | 204 Fresh vegetables........................| 151 | 75 | 118 | 143 | 184 | 183 | 200 Processed fruits........................| 114 | 77 | 106 | 106 | 132 | 110 | 146 Processed vegetables....................| 89 | 59 | 78 | 91 | 101 | 97 | 95 | | | | | | | Other food at home........................| 980 | 766 | 931 | 945 | 1,112 | 1,041 | 983 Sugar and other sweets..................| 119 | 90 | 99 | 118 | 135 | 144 | 126 Fats and oils...........................| 93 | 68 | 72 | 88 | 112 | 107 | 116 Miscellaneous foods.....................| 442 | 397 | 491 | 423 | 453 | 436 | 390 Nonalcoholic beverages..................| 284 | 199 | 235 | 278 | 354 | 304 | 307 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 42 | 11 | 34 | 38 | 59 | 50 | 45 Food away from home.........................| 1,937 | 1,189 | 1,481 | 2,019 | 2,678 | 2,210 | 1,255 | | | | | | | Alcoholic beverages...........................| 274 | 191 | 277 | 253 | 308 | 384 | 167 | | | | | | | Housing.......................................| 11,194 | 7,286 | 10,549 | 11,956 | 12,667 | 12,566 | 8,075 Shelter.....................................| 6,117 | 4,193 | 5,873 | 6,812 | 6,995 | 6,375 | 3,510 Owned dwellings...........................| 3,977 | 910 | 3,027 | 4,604 | 5,202 | 4,967 | 2,678 Mortgage interest and charges...........| 2,431 | 607 | 2,139 | 3,011 | 3,088 | 2,875 | 611 Property taxes..........................| 918 | 133 | 485 | 934 | 1,284 | 1,249 | 1,340 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 628 | 169 | 403 | 659 | 829 | 842 | 727 Rented dwellings..........................| 1,732 | 3,255 | 2,716 | 1,861 | 1,064 | 683 | 440 Other lodging.............................| 409 | 5/28 | 131 | 348 | 728 | 724 | 392 Utilities, fuels, and public services.......| 2,439 | 1,563 | 2,025 | 2,471 | 2,820 | 2,892 | 2,616 Natural gas...............................| 310 | 204 | 227 | 281 | 371 | 394 | 443 Electricity...............................| 987 | 609 | 801 | 1,019 | 1,152 | 1,186 | 1,021 Fuel oil and other fuels..................| 101 | 5/26 | 57 | 114 | 120 | 146 | 140 Telephone services........................| 757 | 600 | 725 | 783 | 827 | 788 | 664 Water and other public services...........| 285 | 123 | 216 | 274 | 349 | 379 | 348 Household operations........................| 616 | 511 | 916 | 663 | 425 | 579 | 260 Personal services.........................| 397 | 465 | 809 | 478 | 110 | 5/140 | 5/35 Other household expenses..................| 219 | 46 | 107 | 185 | 316 | 439 | 225 | | | | | | | Housekeeping supplies.......................| 485 | 231 | 404 | 494 | 560 | 619 | 516 Laundry and cleaning supplies.............| 139 | 66 | 106 | 145 | 144 | 219 | 148 Other household products..................| 228 | 63 | 206 | 241 | 280 | 250 | 223 Postage and stationery....................| 118 | 102 | 91 | 108 | 137 | 150 | 144 Household furnishings and equipment.........| 1,536 | 788 | 1,330 | 1,516 | 1,866 | 2,101 | 1,173 Household textiles........................| 116 | 33 | 83 | 105 | 158 | 144 | 144 Furniture.................................| 358 | 284 | 395 | 369 | 392 | 376 | 155 Floor coverings...........................| 209 | 5/25 | 152 | 137 | 374 | 449 | 5/29 Major appliances..........................| 179 | 137 | 151 | 168 | 204 | 195 | 240 Small appliances, miscellaneous housewares| 104 | 37 | 79 | 118 | 120 | 143 | 91 Miscellaneous household equipment.........| 571 | 272 | 471 | 619 | 619 | 794 | 515 | | | | | | | Apparel and services..........................| 2,046 | 1,313 | 1,818 | 2,159 | 2,483 | 2,359 | 1,387 Men and boys................................| 495 | 237 | 445 | 525 | 632 | 560 | 319 Men, 16 and over..........................| 400 | 208 | 357 | 380 | 535 | 473 | 299 Boys, 2 to 15.............................| 95 | 29 | 88 | 144 | 96 | 87 | 19 Women and girls.............................| 782 | 377 | 597 | 865 | 924 | 1,092 | 608 Women, 16 and over........................| 676 | 321 | 499 | 683 | 842 | 1,016 | 569 Girls, 2 to 15............................| 106 | 56 | 98 | 182 | 82 | 76 | 39 Children under 2............................| 141 | 301 | 272 | 133 | 53 | 38 | 31 Footwear....................................| 331 | 185 | 281 | 368 | 449 | 334 | 182 Other apparel products and services.........| 296 | 213 | 223 | 268 | 425 | 335 | 247 | | | | | | | Transportation................................| 7,072 | 4,653 | 5,980 | 6,730 | 8,896 | 8,970 | 5,553 Vehicle purchases (net outlay)..............| 3,320 | 2,562 | 2,977 | 3,080 | 4,052 | 4,397 | 2,085 Cars and trucks, new......................| 1,744 | 5/992 | 1,457 | 1,624 | 2,090 | 3,155 | 5/614 Cars and trucks, used.....................| 1,547 | 1,549 | 1,510 | 1,393 | 1,925 | 1,242 | 1,471 Other vehicles............................| 29 | 5/21 | 5/9 | 5/64 | 5/38 | (4) | (4) Gasoline and motor oil......................| 1,166 | 777 | 1,007 | 1,155 | 1,403 | 1,365 | 1,054 Other vehicle expenses......................| 2,264 | 1,163 | 1,808 | 2,222 | 2,929 | 2,782 | 2,071 Vehicle finance charges...................| 314 | 215 | 308 | 305 | 391 | 381 | 130 Maintenance and repairs...................| 789 | 422 | 588 | 796 | 1,008 | 956 | 815 Vehicle insurance.........................| 828 | 421 | 646 | 797 | 1,092 | 964 | 878 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 332 | 105 | 265 | 324 | 438 | 480 | 248 Public transportation.......................| 323 | 151 | 188 | 273 | 512 | 426 | 343 | | | | | | | Health care...................................| 1,803 | 537 | 1,301 | 1,571 | 2,124 | 2,524 | 3,187 Health insurance............................| 811 | 198 | 618 | 691 | 845 | 1,213 | 1,626 Medical services............................| 607 | 235 | 470 | 578 | 736 | 799 | 798 Drugs.......................................| 276 | 68 | 154 | 199 | 374 | 365 | 647 Medical supplies............................| 109 | 36 | 59 | 104 | 169 | 148 | 116 | | | | | | | Entertainment.................................| 1,688 | 1,008 | 1,395 | 1,817 | 2,180 | 1,695 | 1,355 Fees and admissions.........................| 440 | 109 | 312 | 457 | 658 | 498 | 357 Television, radios, sound equipment.........| 602 | 498 | 519 | 674 | 651 | 657 | 507 Pets, toys, and playground equipment........| 345 | 260 | 342 | 364 | 416 | 302 | 230 Other entertainment supplies, equipment, | | | | | | | and services...............................| 301 | 142 | 222 | 322 | 455 | 239 | 261 | | | | | | | Personal care products and services...........| 473 | 242 | 440 | 506 | 526 | 557 | 404 | | | | | | | Reading.......................................| 165 | 62 | 117 | 159 | 215 | 225 | 190 | | | | | | | Education.....................................| 583 | 236 | 207 | 447 | 1,310 | 503 | 454 | | | | | | | Tobacco products and smoking supplies.........| 331 | 299 | 284 | 339 | 335 | 466 | 274 | | | | | | | Miscellaneous.................................| 782 | 422 | 670 | 754 | 868 | 1,137 | 765 | | | | | | | Cash contributions............................| 933 | 159 | 440 | 630 | 1,804 | 1,475 | 740 | | | | | | | Personal insurance and pensions...............| 3,558 | 1,447 | 2,846 | 3,884 | 4,849 | 4,442 | 1,581 Life and other personal insurance...........| 457 | 105 | 254 | 453 | 622 | 744 | 507 Pensions and Social Security................| 3,101 | 1,342 | 2,592 | 3,431 | 4,227 | 3,697 | 1,074 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 42,456 | 21,249 | 34,432 | 45,472 | 56,066 | 51,318 | 28,080 Wages and salaries..........................| 35,594 | 18,082 | 30,347 | 40,480 | 48,840 | 40,770 | 9,680 Self-employment income......................| 2,161 | 565 | 1,486 | 2,144 | 3,657 | 2,374 | 1,323 Social Security, private and government | | | | | | | retirement.................................| 2,413 | 5/138 | 261 | 657 | 1,330 | 5,968 | 14,566 Interest, dividends, rental income, other | | | | | | | property income............................| 597 | 139 | 152 | 334 | 1,011 | 1,062 | 1,419 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 356 | 127 | 295 | 524 | 262 | 474 | 349 Public assistance, supplemental security | | | | | | | income, food stamps........................| 763 | 1,759 | 1,201 | 612 | 413 | 366 | 464 Regular contributions for support...........| 426 | 195 | 480 | 607 | 448 | 5/135 | 5/245 Other income................................| 145 | 244 | 209 | 115 | 103 | 169 | 5/35 | | | | | | | Personal taxes................................| 3,405 | 1,011 | 2,266 | 3,745 | 5,386 | 4,484 | 1,190 Federal income taxes........................| 2,521 | 693 | 1,653 | 2,794 | 4,056 | 3,319 | 759 State and local income taxes................| 720 | 283 | 521 | 828 | 1,082 | 910 | 153 Other taxes.................................| 164 | 35 | 92 | 123 | 249 | 255 | 278 | | | | | | | Income after taxes............................| 39,050 | 20,237 | 32,166 | 41,727 | 50,679 | 46,833 | 26,890 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,298 | -1,807 | -1,195 | -1,591 | -1,333 | -3,054 | 2,357 Net change in total assets..................| 4,411 | 3,683 | 4,871 | 6,340 | 2,742 | 3,735 | 3,556 Net change in total liabilities.............| 5,709 | 5,490 | 6,067 | 7,931 | 4,075 | 6,789 | 1,198 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 904 | 1,459 | 1,237 | 186 | 1,111 | 1,487 | 160 Mortgage principal paid on owned property...| -1,286 | -127 | -534 | -1,267 | -2,251 | -2,243 | -480 Estimated market value of owned home........| 74,652 | 13,688 | 39,452 | 67,388 | 105,320 | 116,575 | 108,488 Estimated monthly rental value of owned home| 495 | 118 | 327 | 483 | 645 | 734 | 600 | | | | | | | Gifts of goods and services...................| 1,242 | 269 | 700 | 988 | 2,158 | 1,778 | 1,120 Food........................................| 129 | 5/20 | 39 | 84 | 284 | 207 | 72 Housing.....................................| 324 | 96 | 250 | 325 | 488 | 344 | 245 Housekeeping supplies.....................| 43 | 5/9 | 42 | 44 | 49 | 39 | 57 Household textiles........................| 11 | 5/3 | 5/6 | 5/3 | 18 | 5/17 | 5/27 Appliances and miscellaneous housewares...| 33 | 5/5 | 23 | 28 | 50 | 56 | 5/27 Major appliances........................| 6 | 5/4 | 5/0 | 7 | 10 | 11 | 5/1 Small appliances and miscellaneous | | | | | | | housewares.............................| 27 | 5/1 | 23 | 20 | 40 | 45 | 5/26 Miscellaneous household equipment.........| 85 | 5/19 | 69 | 117 | 122 | 56 | 33 Other housing.............................| 152 | 58 | 111 | 133 | 249 | 175 | 102 Apparel and services........................| 273 | 101 | 248 | 248 | 314 | 448 | 229 Males, 2 and over.........................| 70 | 5/2 | 56 | 54 | 83 | 153 | 71 Females, 2 and over.......................| 114 | 5/58 | 94 | 113 | 143 | 159 | 82 Children under 2..........................| 50 | 25 | 75 | 52 | 42 | 37 | 31 Other apparel products and services.......| 40 | 5/16 | 23 | 30 | 46 | 99 | 45 Jewelry and watches.....................| 16 | 5/10 | 8 | 16 | 16 | 29 | 5/32 All other apparel products and services.| 23 | 5/6 | 14 | 14 | 30 | 69 | 5/13 Transportation..............................| 76 | 3 | 19 | 64 | 89 | 261 | 44 Health care.................................| 49 | 5/8 | 5/2 | 62 | 50 | 52 | 5/173 Entertainment...............................| 81 | 5/16 | 56 | 65 | 129 | 118 | 68 Toys, games, hobbies, and tricycles.......| 32 | 5/8 | 29 | 21 | 44 | 51 | 37 Other entertainment.......................| 49 | 7 | 28 | 44 | 85 | 67 | 31 Education...................................| 216 | 5/1 | 5/9 | 80 | 657 | 212 | 5/174 All other gifts.............................| 95 | 25 | 77 | 59 | 148 | 135 | 114 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.