Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 65-74 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 11,985 | 2,592 | 3,349 | 3,999 | 2,045 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $25,236 | $25,389 | $25,804 | $21,051 | $32,188 Income after taxes 1/.........................| 23,774 | 23,798 | 24,104 | 20,089 | 30,283 Age of reference person.......................| 69.4 | 69.5 | 69.6 | 69.2 | 69.2 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 1.9 | 1.8 | 1.8 | 2.0 | 1.9 Children under 18...........................| .1 | .1 | .1 | .2 | .1 Persons 65 and over.........................| 1.4 | 1.4 | 1.4 | 1.3 | 1.4 Earners.....................................| .6 | .5 | .6 | .6 | .6 Vehicles....................................| 1.7 | 1.3 | 1.8 | 1.7 | 2.0 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 59 | 58 | 56 | 59 | 63 Female....................................| 41 | 42 | 44 | 41 | 37 | | | | | Housing tenure: | | | | | Homeowner.................................| 81 | 78 | 80 | 84 | 83 With mortgage...........................| 20 | 17 | 14 | 24 | 24 Without mortgage........................| 62 | 62 | 66 | 59 | 59 Renter....................................| 19 | 22 | 20 | 16 | 17 | | | | | Race of reference person: | | | | | Black.....................................| 10 | 7 | 8 | 17 | 2 White and other...........................| 90 | 93 | 92 | 83 | 98 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 18 | 12 | 16 | 26 | 12 High school (9-12)........................| 49 | 60 | 50 | 44 | 40 College...................................| 33 | 28 | 34 | 29 | 47 Never attended and other..................| 1 | (2) | (3) | 1 | 1 | | | | | At least one vehicle owned..................| 85 | 78 | 89 | 86 | 87 | | | | | Average annual expenditures.....................| $25,159 | $26,662 | $24,328 | $23,153 | $28,523 | | | | | Food..........................................| 3,713 | 4,068 | 3,605 | 3,333 | 4,198 Food at home................................| 2,474 | 2,776 | 2,255 | 2,330 | 2,717 Cereals and bakery products...............| 401 | 450 | 389 | 385 | 394 Cereals and cereal products.............| 134 | 145 | 129 | 135 | 124 Bakery products.........................| 268 | 305 | 259 | 250 | 270 Meats, poultry, fish, and eggs............| 646 | 810 | 562 | 596 | 669 Beef....................................| 187 | 217 | 162 | 163 | 235 Pork....................................| 137 | 159 | 125 | 147 | 108 Other meats.............................| 87 | 122 | 83 | 70 | 81 Poultry.................................| 118 | 144 | 99 | 110 | 131 Fish and seafood........................| 87 | 140 | 63 | 75 | 85 Eggs....................................| 30 | 28 | 30 | 32 | 29 | | | | | Dairy products............................| 266 | 297 | 234 | 254 | 296 Fresh milk and cream....................| 109 | 120 | 93 | 112 | 111 Other dairy products....................| 157 | 177 | 141 | 142 | 185 Fruits and vegetables.....................| 436 | 515 | 388 | 403 | 481 Fresh fruits............................| 146 | 182 | 138 | 123 | 163 Fresh vegetables........................| 133 | 168 | 104 | 127 | 147 Processed fruits........................| 86 | 96 | 87 | 77 | 95 Processed vegetables....................| 70 | 69 | 59 | 76 | 75 | | | | | Other food at home........................| 725 | 704 | 682 | 692 | 877 Sugar and other sweets..................| 102 | 117 | 92 | 95 | 111 Fats and oils...........................| 82 | 90 | 67 | 83 | 91 Miscellaneous foods.....................| 298 | 255 | 275 | 293 | 396 Nonalcoholic beverages..................| 195 | 202 | 193 | 188 | 204 Food prepared by consumer unit | | | | | on out-of-town trips...................| 48 | 40 | 55 | 33 | 75 Food away from home.........................| 1,239 | 1,292 | 1,351 | 1,003 | 1,481 | | | | | Alcoholic beverages...........................| 219 | 269 | 196 | 172 | 284 | | | | | Housing.......................................| 7,968 | 9,341 | 7,255 | 7,220 | 8,821 Shelter.....................................| 3,981 | 5,172 | 3,435 | 3,186 | 4,920 Owned dwellings...........................| 2,719 | 3,475 | 2,184 | 2,356 | 3,347 Mortgage interest and charges...........| 658 | 768 | 378 | 617 | 1,055 Property taxes..........................| 1,147 | 1,766 | 1,106 | 869 | 975 Maintenance, repairs, insurance, | | | | | other expenses.........................| 914 | 941 | 701 | 870 | 1,317 Rented dwellings..........................| 810 | 1,143 | 833 | 529 | 900 Other lodging.............................| 452 | 554 | 418 | 301 | 673 Utilities, fuels, and public services.......| 2,158 | 2,307 | 2,061 | 2,188 | 2,068 Natural gas...............................| 306 | 388 | 407 | 186 | 272 Electricity...............................| 873 | 803 | 753 | 1,064 | 787 Fuel oil and other fuels..................| 131 | 297 | 120 | 79 | 41 Telephone services........................| 564 | 564 | 562 | 557 | 584 Water and other public services...........| 284 | 256 | 221 | 303 | 384 Household operations........................| 363 | 410 | 322 | 315 | 466 Personal services.........................| 30 | 4/48 | 4/31 | 4/16 | 4/34 Other household expenses..................| 333 | 361 | 292 | 299 | 432 | | | | | Housekeeping supplies.......................| 460 | 553 | 416 | 459 | 411 Laundry and cleaning supplies.............| 105 | 114 | 100 | 98 | 117 Other household products..................| 206 | 277 | 161 | 205 | 188 Postage and stationery....................| 149 | 163 | 155 | 156 | 107 Household furnishings and equipment.........| 1,006 | 899 | 1,021 | 1,072 | 955 Household textiles........................| 88 | 93 | 93 | 93 | 61 Furniture.................................| 201 | 140 | 272 | 175 | 212 Floor coverings...........................| 76 | 77 | 81 | 79 | 4/56 Major appliances..........................| 157 | 122 | 179 | 148 | 184 Small appliances, miscellaneous housewares| 71 | 72 | 60 | 70 | 87 Miscellaneous household equipment.........| 414 | 394 | 336 | 508 | 356 | | | | | Apparel and services..........................| 1,083 | 1,293 | 1,124 | 982 | 969 Men and boys................................| 251 | 286 | 305 | 215 | 198 Men, 16 and over..........................| 220 | 263 | 267 | 180 | 176 Boys, 2 to 15.............................| 31 | 23 | 38 | 35 | 22 Women and girls.............................| 474 | 550 | 487 | 449 | 412 Women, 16 and over........................| 432 | 518 | 448 | 401 | 364 Girls, 2 to 15............................| 42 | 32 | 39 | 48 | 49 Children under 2............................| 21 | 28 | 21 | 16 | 21 Footwear....................................| 164 | 195 | 170 | 144 | 158 Other apparel products and services.........| 174 | 233 | 142 | 159 | 180 | | | | | Transportation................................| 4,341 | 3,594 | 4,699 | 3,991 | 5,383 Vehicle purchases (net outlay)..............| 1,623 | 1,064 | 2,117 | 1,444 | 1,869 Cars and trucks, new......................| 890 | 628 | 1,088 | 724 | 1,221 Cars and trucks, used.....................| 732 | 436 | 1,028 | 720 | 644 Other vehicles............................| 4/1 | (3) | 4/1 | (3) | 4/3 Gasoline and motor oil......................| 757 | 635 | 722 | 792 | 902 Other vehicle expenses......................| 1,521 | 1,380 | 1,458 | 1,495 | 1,850 Vehicle finance charges...................| 100 | 68 | 95 | 123 | 107 Maintenance and repairs...................| 542 | 487 | 488 | 556 | 670 Vehicle insurance.........................| 598 | 619 | 556 | 576 | 683 Vehicle rental, leases, licenses, | | | | | other charges............................| 281 | 207 | 320 | 240 | 390 Public transportation.......................| 440 | 514 | 401 | 260 | 761 | | | | | Health care...................................| 2,605 | 2,485 | 2,675 | 2,609 | 2,640 Health insurance............................| 1,497 | 1,447 | 1,551 | 1,524 | 1,418 Medical services............................| 506 | 553 | 493 | 390 | 698 Drugs.......................................| 520 | 427 | 536 | 614 | 428 Medical supplies............................| 82 | 58 | 95 | 81 | 96 | | | | | Entertainment.................................| 1,103 | 972 | 1,057 | 949 | 1,647 Fees and admissions.........................| 374 | 342 | 321 | 278 | 691 Television, radios, sound equipment.........| 394 | 381 | 340 | 387 | 514 Pets, toys, and playground equipment........| 178 | 166 | 169 | 168 | 228 Other entertainment supplies, equipment, | | | | | and services...............................| 157 | 84 | 228 | 117 | 214 | | | | | Personal care products and services...........| 355 | 391 | 312 | 340 | 402 | | | | | Reading.......................................| 174 | 177 | 187 | 135 | 224 | | | | | Education.....................................| 206 | 249 | 75 | 309 | 152 | | | | | Tobacco products and smoking supplies.........| 167 | 155 | 153 | 192 | 157 | | | | | Miscellaneous.................................| 634 | 651 | 531 | 639 | 773 | | | | | Cash contributions............................| 1,366 | 1,728 | 1,234 | 1,184 | 1,481 | | | | | Personal insurance and pensions...............| 1,224 | 1,288 | 1,222 | 1,098 | 1,392 Life and other personal insurance...........| 414 | 569 | 489 | 353 | 213 Pensions and Social Security................| 810 | 718 | 733 | 745 | 1,179 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 25,236 | 25,389 | 25,804 | 21,051 | 32,188 Wages and salaries..........................| 6,271 | 6,796 | 5,612 | 5,141 | 8,816 Self-employment income......................| 1,343 | 901 | 1,673 | 702 | 2,587 Social Security, private and government | | | | | retirement.................................| 14,813 | 15,510 | 15,809 | 12,888 | 16,143 Interest, dividends, rental income, other | | | | | property income............................| 2,096 | 1,635 | 2,255 | 1,365 | 3,797 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 227 | 198 | 96 | 351 | 222 Public assistance, supplemental security | | | | | income, food stamps........................| 296 | 277 | 163 | 481 | 168 Regular contributions for support...........| 74 | 4/17 | 4/34 | 4/62 | 4/227 Other income................................| 117 | 4/55 | 161 | 4/62 | 227 | | | | | Personal taxes................................| 1,463 | 1,591 | 1,700 | 962 | 1,905 Federal income taxes........................| 980 | 940 | 1,148 | 647 | 1,406 State and local income taxes................| 244 | 344 | 244 | 133 | 335 Other taxes.................................| 239 | 307 | 308 | 181 | 164 | | | | | Income after taxes............................| 23,774 | 23,798 | 24,104 | 20,089 | 30,283 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 45 | 779 | 1,105 | -108 | -2,323 Net change in total assets..................| 866 | 2,125 | 1,585 | 680 | -1,546 Net change in total liabilities.............| 821 | 1,346 | 480 | 788 | 778 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 382 | 122 | 425 | 131 | 1,132 Mortgage principal paid on owned property...| -591 | -708 | -361 | -484 | -1,031 Estimated market value of owned home........| 90,097 | 107,454 | 68,504 | 65,958 | 150,687 Estimated monthly rental value of owned home| 559 | 601 | 500 | 472 | 773 | | | | | Gifts of goods and services...................| 956 | 1,152 | 835 | 886 | 1,038 Food........................................| 44 | 87 | 22 | 43 | 27 Housing.....................................| 220 | 254 | 185 | 241 | 191 Housekeeping supplies.....................| 37 | 52 | 41 | 29 | 29 Household textiles........................| 12 | 4/22 | 4/9 | 4/10 | 4/5 Appliances and miscellaneous housewares...| 33 | 30 | 30 | 27 | 53 Major appliances........................| 9 | 4/7 | 8 | 4/5 | 20 Small appliances and miscellaneous | | | | | housewares.............................| 24 | 23 | 22 | 21 | 33 Miscellaneous household equipment.........| 77 | 75 | 53 | 115 | 37 Other housing.............................| 62 | 75 | 52 | 60 | 67 Apparel and services........................| 242 | 313 | 238 | 212 | 220 Males, 2 and over.........................| 71 | 82 | 77 | 68 | 53 Females, 2 and over.......................| 91 | 92 | 104 | 87 | 79 Children under 2..........................| 19 | 28 | 16 | 15 | 19 Other apparel products and services.......| 61 | 111 | 40 | 42 | 69 Jewelry and watches.....................| 28 | 77 | 12 | 14 | 21 All other apparel products and services.| 33 | 4/33 | 28 | 28 | 48 Transportation..............................| 47 | 30 | 44 | 26 | 116 Health care.................................| 32 | 4/16 | 69 | 22 | 4/8 Entertainment...............................| 87 | 78 | 66 | 84 | 135 Toys, games, hobbies, and tricycles.......| 33 | 35 | 32 | 28 | 41 Other entertainment.......................| 54 | 43 | 34 | 56 | 95 Education...................................| 102 | 4/185 | 4/34 | 137 | 4/40 All other gifts.............................| 182 | 189 | 177 | 121 | 301 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ No data reported. 4/ Data are likely to have large sampling errors.