Table 2. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 59,077| 1,835| 3,813| 5,007| 5,174| 9,089| 7,835| 6,546| 9,528| 10,250 Income before taxes 1/......................................| $44,128| $1,162| $7,601| $12,561| $17,366| $24,694| $34,734| $44,593| $58,662| $104,942 Income after taxes 1/.......................................| 40,548| 965| 7,486| 12,404| 17,009| 23,657| 32,541| 41,285| 53,637| 94,021 Age of reference person.....................................| 46.9| 44.2| 48.2| 50.3| 52.2| 49.0| 45.6| 44.7| 43.9| 45.7 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 3.1| 2.9| 3.0| 3.0| 2.9| 3.1| 3.2| 3.2| 3.3| 3.3 Children under 18..........................................| 1.0| 1.1| 1.1| 1.0| 0.9| 0.9| 1.0| 0.9| 1.0| 0.9 Persons 65 and over........................................| 0.3| 0.3| 0.4| 0.6| 0.6| 0.5| 0.3| 0.2| 0.1| 0.1 Earners....................................................| 1.6| 1.1| 0.8| 0.9| 1.1| 1.4| 1.7| 1.9| 2.1| 2.2 Vehicles...................................................| 2.3| 1.6| 1.3| 1.5| 1.8| 2.1| 2.5| 2.7| 2.8| 2.9 Percent distribution: | | | | | | | | | | Male.......................................................| 68| 48| 37| 52| 61| 67| 71| 76| 77| 80 Female.....................................................| 32| 52| 63| 48| 39| 33| 29| 24| 23| 20 Percent homeowner..........................................| 71| 47| 45| 52| 62| 65| 70| 77| 83| 90 With mortgage.............................................| 46| 20| 16| 19| 24| 32| 43| 56| 66| 74 Without mortgage..........................................| 25| 27| 29| 33| 38| 33| 27| 21| 17| 16 Renter.....................................................| 29| 53| 55| 48| 38| 35| 30| 23| 17| 10 Black......................................................| 12| 22| 27| 19| 13| 13| 9| 9| 7| 6 White and other............................................| 88| 78| 73| 81| 87| 87| 91| 91| 93| 94 Elementary (1-8)...........................................| 8| 11| 22| 17| 15| 11| 6| 4| 2| 1 High school (9-12).........................................| 44| 55| 55| 56| 55| 54| 46| 44| 37| 20 College....................................................| 48| 32| 22| 27| 30| 34| 47| 52| 61| 79 Never attended and other...................................| 0| 1| 1| 1| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 92| 72| 68| 80| 88| 93| 97| 98| 98| 97 Average annual expenditures.................................| $40,262| $22,486| $18,358| $21,040| $24,596| $29,077| $35,206| $41,201| $49,530| $72,685 Food.......................................................| 5,640| 3,761| 3,436| 3,755| 4,285| 4,557| 5,307| 5,951| 6,517| 8,303 Food at home..............................................| 3,515| 2,768| 2,773| 2,781| 3,079| 3,093| 3,378| 3,700| 3,863| 4,423 Cereals and bakery products..............................| 553| 453| 414| 416| 474| 474| 541| 582| 615| 712 Cereals and cereal products.............................| 207| 179| 174| 178| 189| 188| 202| 218| 219| 245 Bakery products.........................................| 346| 274| 241| 239| 286| 285| 338| 364| 397| 467 Meats, poultry, fish, and eggs...........................| 918| 798| 823| 829| 911| 838| 884| 940| 961| 1,048 Beef....................................................| 277| 233| 248| 238| 275| 251| 282| 290| 306| 295 Pork....................................................| 192| 149| 201| 172| 221| 189| 189| 202| 195| 186 Other meats.............................................| 125| 127| 98| 116| 117| 108| 115| 121| 137| 153 Poultry.................................................| 174| 151| 146| 152| 159| 152| 172| 188| 175| 216 Fish and seafood........................................| 110| 103| 90| 109| 97| 98| 84| 104| 112| 157 Eggs....................................................| 39| 35| 40| 43| 42| 40| 42| 36| 36| 40 Dairy products...........................................| 383| 300| 279| 285| 314| 341| 386| 404| 428| 485 Fresh milk and cream....................................| 162| 140| 133| 138| 143| 160| 169| 176| 174| 169 Other dairy products....................................| 222| 160| 146| 147| 171| 180| 217| 228| 255| 316 Fruits and vegetables....................................| 572| 427| 431| 464| 520| 513| 538| 571| 613| 748 Fresh fruits............................................| 178| 127| 130| 138| 162| 157| 163| 173| 193| 245 Fresh vegetables........................................| 170| 119| 122| 140| 157| 153| 163| 163| 176| 229 Processed fruits........................................| 126| 101| 96| 102| 109| 111| 116| 135| 135| 162 Processed vegetables....................................| 98| 80| 82| 84| 93| 92| 95| 101| 109| 112 Other food at home.......................................| 1,088| 791| 826| 786| 859| 927| 1,029| 1,201| 1,245| 1,431 Sugar and other sweets..................................| 144| 93| 112| 114| 117| 131| 135| 163| 156| 182 Fats and oils...........................................| 101| 88| 92| 98| 99| 93| 99| 105| 106| 110 Miscellaneous foods.....................................| 482| 350| 343| 323| 366| 404| 450| 545| 575| 639 Nonalcoholic beverages..................................| 303| 225| 255| 225| 252| 263| 292| 329| 336| 384 Food prepared by consumer unit on out-of-town trips.....| 58| 36| 23| 26| 25| 37| 53| 60| 72| 115 Food away from home.......................................| 2,125| 993| 663| 974| 1,205| 1,464| 1,929| 2,251| 2,653| 3,880 Alcoholic beverages........................................| 334| 161| 104| 140| 160| 189| 269| 371| 398| 692 Housing....................................................| 12,184| 7,805| 6,384| 7,287| 7,943| 9,032| 10,618| 11,754| 14,579| 21,560 Shelter...................................................| 6,635| 4,434| 3,454| 3,873| 4,154| 4,674| 5,633| 6,397| 7,865| 12,326 Owned dwellings..........................................| 4,524| 2,007| 1,283| 1,635| 2,041| 2,449| 3,489| 4,463| 6,053| 10,094 Mortgage interest and charges...........................| 2,648| 878| 465| 640| 788| 1,139| 1,952| 2,697| 3,796| 6,471 Property taxes..........................................| 1,077| 614| 433| 537| 684| 695| 832| 966| 1,342| 2,209 Maintenance, repairs, insurance, other expenses.........| 799| 514| 385| 459| 569| 615| 705| 801| 915| 1,414 Rented dwellings.........................................| 1,650| 2,160| 2,088| 2,108| 1,890| 1,990| 1,817| 1,558| 1,306| 998 Other lodging............................................| 461| 268| 83| 130| 223| 235| 327| 376| 505| 1,234 Utilities, fuels, and public services.....................| 2,596| 2,121| 1,908| 2,064| 2,221| 2,325| 2,509| 2,616| 2,856| 3,441 Natural gas..............................................| 320| 281| 252| 271| 262| 280| 287| 321| 332| 454 Electricity..............................................| 1,015| 834| 754| 834| 886| 939| 1,004| 1,013| 1,115| 1,279 Fuel oil and other fuels.................................| 112| 70| 91| 86| 113| 111| 112| 117| 120| 130 Telephone services.......................................| 833| 722| 619| 651| 696| 733| 816| 827| 929| 1,110 Water and other public services..........................| 317| 214| 192| 222| 264| 262| 291| 339| 359| 468 Household operations......................................| 648| 269| 174| 285| 328| 392| 589| 638| 697| 1,461 Personal services........................................| 353| 100| 59| 153| 162| 229| 394| 440| 429| 654 Other household expenses.................................| 295| 169| 115| 132| 166| 162| 194| 198| 269| 807 Housekeeping supplies.....................................| 578| 329| 251| 351| 428| 466| 505| 614| 633| 960 Laundry and cleaning supplies............................| 148| 91| 106| 122| 116| 139| 140| 169| 149| 195 Other household products.................................| 260| 146| 101| 153| 167| 203| 231| 274| 308| 433 Postage and stationery...................................| 170| 92| 44| 76| 146| 124| 134| 171| 177| 332 Household furnishings and equipment.......................| 1,727| 653| 597| 714| 811| 1,176| 1,383| 1,489| 2,528| 3,372 Household textiles.......................................| 90| 49| 42| 37| 48| 60| 78| 79| 116| 182 Furniture................................................| 373| 126| 153| 176| 212| 239| 325| 332| 439| 799 Floor coverings..........................................| 195| 10| 35| 50| 37| 172| 77| 111| 530| 270 Major appliances.........................................| 198| 126| 129| 101| 159| 170| 206| 178| 251| 288 Small appliances, miscellaneous housewares...............| 107| 53| 37| 73| 56| 75| 92| 67| 145| 207 Miscellaneous household equipment........................| 763| 290| 201| 277| 299| 460| 605| 722| 1,048| 1,626 Apparel and services.......................................| 2,135| 1,238| 939| 1,047| 1,239| 1,543| 1,594| 2,147| 2,590| 4,048 Men and boys..............................................| 522| 235| 208| 238| 306| 372| 407| 522| 642| 1,006 Men, 16 and over.........................................| 400| 148| 118| 157| 238| 270| 304| 398| 480| 827 Boys, 2 to 15............................................| 122| 87| 90| 81| 68| 102| 103| 124| 162| 179 Women and girls...........................................| 860| 510| 341| 371| 473| 614| 628| 896| 1,091| 1,627 Women, 16 and over.......................................| 713| 424| 271| 263| 389| 471| 487| 752| 899| 1,428 Girls, 2 to 15...........................................| 147| 86| 70| 108| 84| 143| 141| 144| 192| 199 Children under 2..........................................| 113| 78| 99| 72| 57| 101| 111| 144| 125| 154 Footwear..................................................| 346| 222| 207| 244| 247| 291| 248| 348| 424| 547 Other apparel products and services.......................| 294| 193| 84| 123| 155| 165| 201| 237| 309| 715 Transportation.............................................| 7,651| 4,704| 3,344| 3,917| 4,635| 5,910| 7,257| 8,044| 9,754| 12,756 Vehicle purchases (net outlay)............................| 3,470| 2,450| 1,600| 1,776| 2,049| 2,795| 3,405| 3,625| 4,385| 5,590 Cars and trucks, new.....................................| 1,506| 567| 683| 578| 826| 889| 1,159| 1,543| 1,994| 3,111 Cars and trucks, used....................................| 1,921| 1,881| 899| 1,198| 1,222| 1,893| 2,240| 2,055| 2,331| 2,327 Other vehicles...........................................| 43| 3| 18| 0| 1| 12| 6| 27| 60| 152 Gasoline and motor oil....................................| 1,259| 770| 647| 763| 861| 1,042| 1,270| 1,425| 1,612| 1,766 Other vehicle expenses....................................| 2,471| 1,240| 943| 1,181| 1,498| 1,830| 2,261| 2,663| 3,225| 4,278 Vehicle finance charges..................................| 346| 138| 105| 131| 184| 252| 359| 457| 470| 549 Maintenance and repairs..................................| 778| 477| 342| 427| 476| 643| 730| 849| 987| 1,228 Vehicle insurance........................................| 850| 378| 331| 454| 599| 654| 821| 941| 1,100| 1,354 Vehicle rental, leases, licenses, other charges..........| 496| 247| 165| 168| 239| 282| 351| 415| 668| 1,147 Public transportation.....................................| 451| 244| 155| 197| 227| 243| 320| 330| 532| 1,121 Health care................................................| 2,040| 1,185| 1,267| 1,514| 2,011| 2,013| 1,989| 2,127| 2,209| 2,591 Health insurance..........................................| 978| 563| 563| 776| 1,035| 1,002| 998| 1,068| 1,017| 1,144 Medical services..........................................| 603| 368| 387| 281| 481| 493| 584| 620| 739| 919 Drugs.....................................................| 344| 220| 278| 370| 407| 421| 307| 319| 312| 347 Medical supplies..........................................| 115| 35| 39| 88| 88| 98| 100| 120| 141| 180 Entertainment..............................................| 2,159| 1,023| 741| 943| 943| 1,346| 1,756| 2,509| 2,706| 4,334 Fees and admissions.......................................| 535| 194| 107| 210| 206| 232| 406| 446| 703| 1,345 Television, radios, sound equipment.......................| 641| 339| 374| 378| 424| 484| 581| 706| 829| 997 Pets, toys, and playground equipment......................| 437| 207| 142| 218| 187| 322| 411| 400| 551| 820 Other entertainment supplies, equipment and services......| 548| 282| 119| 137| 127| 307| 357| 957| 623| 1,172 Personal care products and services........................| 605| 363| 303| 343| 396| 480| 556| 668| 706| 986 Reading....................................................| 186| 93| 74| 82| 111| 135| 173| 182| 227| 351 Education..................................................| 544| 374| 157| 171| 175| 220| 405| 478| 729| 1,347 Tobacco products and smoking supplies......................| 307| 279| 254| 277| 284| 344| 351| 315| 339| 257 Miscellaneous..............................................| 931| 756| 441| 457| 623| 757| 951| 1,048| 1,072| 1,461 Cash contributions.........................................| 1,185| 311| 527| 408| 595| 663| 886| 1,148| 1,475| 2,706 Personal insurance and pensions............................| 4,361| 432| 387| 701| 1,196| 1,888| 3,093| 4,458| 6,227| 11,294 Life and other personal insurance.........................| 472| 183| 147| 201| 273| 306| 374| 469| 602| 977 Pensions and Social Security..............................| 3,889| 249| 240| 500| 922| 1,582| 2,719| 3,989| 5,625| 10,317 Money income before taxes 1/...............................| 44,128| 1,162| 7,601| 12,561| 17,366| 24,694| 34,734| 44,593| 58,662| 104,942 Wages and salaries........................................| 35,015| 1,348| 2,305| 4,966| 8,759| 15,966| 26,810| 36,953| 51,126| 88,091 Self-employment income....................................| 2,670| -2,007| 110| 294| 492| 842| 1,305| 1,975| 2,540| 9,949 Social Security, private and government retirement........| 4,393| 633| 2,585| 4,656| 6,528| 6,226| 5,033| 4,036| 3,119| 3,829 Interest, dividends, rental income, other property income.| 813| 116| 52| 123| 195| 412| 580| 699| 1,044| 2,263 Unemployment and workers' compensation, veterans' benefits| 270| 62| 113| 174| 272| 329| 356| 337| 271| 250 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 558| 849| 2,159| 1,970| 767| 541| 227| 184| 70| 74 Regular contributions for support.........................| 256| 92| 165| 266| 251| 240| 299| 226| 289| 285 Other income..............................................| 153| 69| 113| 111| 102| 138| 123| 182| 203| 201 Personal taxes 1/..........................................| 3,580| 197| 115| 157| 357| 1,037| 2,193| 3,308| 5,025| 10,921 Federal income taxes......................................| 2,650| 130| 27| 16| 166| 685| 1,546| 2,415| 3,713| 8,363 State and local income taxes..............................| 760| 29| 34| 83| 96| 232| 489| 707| 1,093| 2,225 Other taxes...............................................| 171| 38| 54| 58| 94| 120| 158| 186| 219| 333 Income after taxes 1/......................................| 40,548| 965| 7,486| 12,404| 17,009| 23,657| 32,541| 41,285| 53,637| 94,021 Net change in total assets and liabilities.................| -1,752| 39| -608| -1,516| -1,955| -1,990| -886| -4,223| -2,561| -636 Net change in total assets................................| 4,439| 1,865| 134| 633| 1,350| 883| 4,498| 2,262| 5,807| 13,147 Net change in total liabilities...........................| 6,192| 1,825| 743| 2,149| 3,305| 2,873| 5,384| 6,485| 8,367| 13,783 Other money receipts.......................................| 450| 151| 281| 165| 252| 206| 199| 434| 525| 1,156 Mortgage principal paid on owned property..................| -1,270| -758| -259| -289| -415| -574| -817| -1,206| -1,729| -3,227 Estimated market value of owned home.......................| 83,589| 46,244| 34,788| 40,152| 50,363| 57,672| 69,681| 79,024| 98,470| 169,109 Estimated monthly rental value of owned home...............| 578| 325| 248| 313| 384| 422| 499| 570| 706| 1,056 Gifts of goods and services................................| 1,207| 765| 486| 438| 738| 645| 909| 1,094| 1,431| 2,682 Food......................................................| 80| 29| 24| 32| 38| 44| 47| 72| 97| 199 Housing...................................................| 308| 253| 111| 164| 197| 156| 252| 257| 356| 666 Housekeeping supplies....................................| 48| 25| 8| 13| 28| 35| 35| 48| 51| 105 Household textiles.......................................| 8| 5| 3| 3| 5| 4| 9| 9| 9| 15 Appliances and miscellaneous housewares..................| 35| 33| 7| 10| 20| 18| 43| 18| 40| 78 Major appliances........................................| 7| 0| 3| 1| 9| 5| 10| 5| 9| 11 Small appliances and miscellaneous housewares...........| 28| 33| 5| 9| 11| 13| 32| 14| 31| 67 Miscellaneous household equipment........................| 83| 55| 33| 31| 42| 36| 60| 85| 117| 172 Other housing............................................| 134| 136| 60| 106| 102| 63| 106| 96| 139| 296 Apparel and services......................................| 322| 210| 110| 97| 256| 206| 267| 316| 356| 650 Males, 2 and over........................................| 82| 96| 17| 24| 72| 56| 78| 83| 86| 150 Females, 2 and over......................................| 112| 44| 35| 29| 92| 67| 97| 88| 130| 241 Children under 2.........................................| 52| 24| 30| 25| 17| 39| 52| 70| 55| 92 Other apparel products and services......................| 76| 45| 28| 20| 75| 44| 40| 76| 84| 166 Jewelry and watches.....................................| 39| 4| 20| 8| 37| 16| 20| 35| 42| 96 All other apparel products and services.................| 37| 40| 8| 12| 39| 28| 20| 41| 42| 70 Transportation............................................| 58| 58| 9| 29| 22| 30| 42| 40| 84| 133 Health care...............................................| 29| 10| 113| 4| 8| 15| 15| 22| 32| 50 Entertainment.............................................| 131| 94| 29| 32| 64| 79| 109| 131| 181| 264 Toys, games, hobbies, and tricycles......................| 53| 18| 12| 12| 24| 43| 42| 51| 76| 102 Other entertainment......................................| 78| 76| 17| 19| 41| 36| 67| 80| 105| 162 Education.................................................| 138| 53| 11| 15| 55| 23| 59| 123| 160| 454 All other gifts...........................................| 140| 58| 80| 63| 98| 94| 119| 133| 164| 267 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.