Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 ___________________________________________________________________________________________________________________ | | Complete reporting of income |_______________________________________________________________________________ Item | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | complete| than | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | Number of consumer units (in | | | | | | | | thousands)......................| 5,930 | 1,562 | 1,300 | 921 | 569 | 798 | 361 | 417 Income before taxes(1).............| $15,310 | $2,539 | $7,080 | $12,321 | $17,060 | $24,316 | $34,181 | $59,439 Income after taxes(1)..............| 14,535 | 2,529 | 6,974 | 12,007 | 16,260 | 22,970 | 31,936 | 55,085 Age of reference person............| 21.3 | 20.1 | 20.9 | 21.7 | 22.0 | 22.4 | 22.5 | 22.6 Average number in consumer unit: | | | | | | | | Persons...........................| 1.8 | 1.3 | 1.5 | 1.9 | 2.1 | 2.1 | 2.3 | 2.7 Children under 18.................| .4 | .2 | .4 | .6 | .5 | .5 | .5 | .5 Persons 65 and over...............| (2)| (2)| (2)| (2)| (2)| (2)| (2)| (2) Earners...........................| 1.2 | 1.0 | 1.0 | 1.2 | 1.4 | 1.5 | 1.7 | 2.0 Vehicles..........................| 1.0 | .6 | .7 | .9 | 1.3 | 1.5 | 1.6 | 2.0 Percent distribution: | | | | | | | | Male..............................| 50 | 50 | 41 | 48 | 54 | 56 | 59 | 59 Female............................| 50 | 50 | 59 | 52 | 46 | 44 | 41 | 41 Percent homeowner.................| 9 | 2 | 3 | 8 | 9 | 17 | 24 | 28 With mortgage....................| 6 | (3)| 1 | 3 | 6 | 10 | 19 | 23 Without mortgage.................| 3 | 1 | 2 | 4 | 3 | 7 | 5 | 6 Renter............................| 91 | 98 | 97 | 92 | 91 | 83 | 76 | 72 Black.............................| 12 | 11 | 14 | 15 | 10 | 12 | 9 | 7 White and other...................| 88 | 89 | 86 | 85 | 90 | 88 | 91 | 93 Elementary (1-8)..................| 2 | 1 | 3 | 4 | 3 | 2 | 1 | 3 High school (9-12)................| 35 | 27 | 31 | 43 | 41 | 38 | 41 | 31 College...........................| 63 | 71 | 66 | 52 | 55 | 61 | 58 | 66 Never attended and other..........| (3)| (3)| (4)| 1 | (4)| (4)| (4)| (4) At least one vehicle owned........| 67 | 48 | 58 | 66 | 81 | 85 | 92 | 94 Average annual expenditures........| $19,104 | $9,930 | $13,812 | $17,106 | $20,781 | $26,757 | $30,598 | $42,810 Food..............................| 2,967 | 1,706 | 2,342 | 3,048 | 3,147 | 3,524 | 3,926 | 4,695 Food at home.....................| 1,649 | 720 | 1,264 | 1,920 | 1,920 | 2,011 | 2,124 | 2,659 Cereals and bakery products.....| 252 | 130 | 176 | 313 | 284 | 305 | 293 | 405 Cereals and cereal products....| 106 | 54 | 74 | 124 | 116 | 120 | 127 | 204 Bakery products................| 145 | 76 | 102 | 189 | 168 | 185 | 166 | 201 Meats, poultry, fish, and eggs..| 405 | 142 | 299 | 529 | 504 | 487 | 444 | 720 Beef...........................| 132 | 48 | 90 | 146 | 157 | 158 | 130 | 318 Pork...........................| 79 | 25 | 58 | 146 | 93 | 95 | 60 | 105 Other meats....................| 52 | 19 | 38 | 57 | 76 | 67 | 57 | 93 Poultry........................| 83 | 24 | 64 | 110 | 105 | 102 | 106 | 130 Fish and seafood...............| 40 | (5)16 | 37 | 49 | (5)48 | 39 | 63 | (5)49 Eggs...........................| 19 | 9 | 13 | 21 | 24 | 26 | 27 | 25 Dairy products..................| 182 | 89 | 140 | 202 | 220 | 220 | 233 | 279 Fresh milk and cream...........| 84 | 47 | 66 | 100 | 94 | 100 | 112 | 112 Other dairy products...........| 97 | 42 | 74 | 102 | 126 | 120 | 121 | 167 Fruits and vegetables...........| 252 | 102 | 187 | 307 | 277 | 322 | 320 | 410 Fresh fruits...................| 76 | 33 | 53 | 99 | 67 | 104 | 98 | 115 Fresh vegetables...............| 70 | 23 | 40 | 81 | 82 | 96 | 112 | 113 Processed fruits...............| 60 | 30 | 47 | 71 | 73 | 70 | 69 | 92 Processed vegetables...........| 47 | 16 | 48 | 55 | 55 | 52 | 41 | 89 Other food at home..............| 558 | 256 | 462 | 569 | 636 | 677 | 833 | 845 Sugar and other sweets.........| 59 | 25 | 65 | 58 | 80 | 78 | 67 | 68 Fats and oils..................| 39 | 14 | 38 | 55 | 49 | 47 | 46 | 44 Miscellaneous foods............| 272 | 118 | 196 | 256 | 328 | 341 | 457 | 418 Nonalcoholic beverages.........| 159 | 79 | 142 | 171 | 150 | 192 | 226 | 233 Food prepared by consumer unit | | | | | | | | on out-of-town tr...........| 28 | 22 | 23 | 28 | 28 | 20 | (5)38 | 83 Food away from home..............| 1,318 | 986 | 1,078 | 1,128 | 1,227 | 1,513 | 1,803 | 2,036 Alcoholic beverages...............| 279 | 238 | 298 | 286 | 189 | 321 | 251 | 375 Housing...........................| 5,710 | 3,056 | 4,077 | 5,061 | 6,829 | 8,283 | 9,521 | 12,001 Shelter..........................| 3,537 | 1,939 | 2,471 | 3,201 | 4,384 | 5,073 | 6,011 | 7,354 Owned dwellings.................| 438 | (5)65 | 64 | 235 | 293 | 831 | 1,199 | 2,239 Mortgage interest and charges..| 251 | (5)41 | (5)32 | (5)107 | (5)172 | 405 | 757 | 1,414 Property taxes.................| 111 | 18 | 21 | 41 | 81 | 273 | 186 | 555 Maintenance, repairs, | | | | | | | | insurance, other expenses...| 76 | (5)6 | (5)12 | (5)87 | (5)39 | 152 | 256 | 270 Rented dwellings................| 2,859 | 1,534 | 2,139 | 2,839 | 3,883 | 4,108 | 4,676 | 4,753 Other lodging...................| 240 | 341 | 268 | 127 | 208 | 134 | (5)136 | 363 Utilities, fuels, and public | | | | | | | | services......................| 1,091 | 594 | 867 | 998 | 1,389 | 1,523 | 1,691 | 2,095 Natural gas.....................| 88 | 45 | 69 | 81 | 113 | 125 | 91 | 216 Electricity.....................| 384 | 183 | 296 | 362 | 497 | 555 | 640 | 756 Fuel oil and other fuels........| 19 | (5)7 | (5)14 | (5)18 | (5)28 | (5)25 | (5)38 | (5)37 Telephone services..............| 545 | 332 | 453 | 485 | 680 | 739 | 821 | 966 Water and other public services.| 55 | 27 | 35 | 52 | 72 | 78 | 102 | 119 Household operations.............| 178 | 53 | 122 | 177 | 221 | 181 | 418 | 545 Personal services...............| 123 | (5)21 | 75 | 133 | 176 | 135 | 298 | (5)389 Other household expenses........| 54 | 32 | 47 | 44 | 45 | 46 | 120 | 156 Housekeeping supplies............| 186 | 107 | 170 | 144 | 145 | 255 | 229 | 342 Laundry and cleaning supplies...| 58 | 11 | 46 | 36 | 65 | 103 | 91 | 104 Other household products........| 70 | 40 | 71 | 70 | 56 | 74 | 101 | 109 Postage and stationery..........| 58 | 56 | 52 | 38 | (5)24 | 77 | 37 | 129 Household furnishings and | | | | | | | | equipment.....................| 718 | 362 | 447 | 540 | 690 | 1,251 | 1,171 | 1,665 Household textiles..............| 45 | 24 | 27 | 29 | 47 | 64 | 75 | 152 Furniture.......................| 208 | 59 | 81 | 154 | 222 | 421 | 430 | 666 Floor coverings.................| 14 | (5)3 | (5)6 | (5)7 | (5)8 | (5)4 | (5)13 | (5)106 Major appliances................| 62 | 16 | 29 | 62 | 101 | 100 | 117 | 147 Small appliances, miscellaneous | | | | | | | | housewares...................| 43 | 31 | 30 | 60 | 42 | 53 | 75 | 41 Miscellaneous household | | | | | | | | equipment....................| 347 | 229 | 274 | 229 | 269 | 609 | 461 | 553 Apparel and services..............| 1,236 | 579 | 1,182 | 1,063 | 1,420 | 1,720 | 1,649 | 1,769 Men and boys.....................| 273 | 133 | 284 | 359 | 219 | 352 | 299 | 342 Men, 16 and over................| 247 | 115 | 258 | 331 | 208 | 324 | 263 | 282 Boys, 2 to 15...................| 27 | 17 | 26 | 28 | 11 | 28 | 36 | 60 Women and girls..................| 449 | 215 | 423 | 312 | 509 | 620 | 623 | 778 Women, 16 and over..............| 413 | 205 | 395 | 291 | 394 | 579 | 549 | 743 Girls, 2 to 15..................| 36 | (5)10 | 28 | 20 | 115 | 42 | 74 | (5)35 Children under 2.................| 119 | 33 | 135 | 58 | 161 | 275 | 116 | 90 Footwear.........................| 248 | (5)110 | 257 | 239 | (5)343 | 303 | (5)232 | (5)391 Other apparel products and | | | | | | | | services......................| 147 | 89 | 81 | 95 | 187 | 170 | 379 | 169 Transportation....................| 4,066 | 1,552 | 2,230 | 3,727 | 4,219 | 6,663 | 7,412 | 11,854 Vehicle purchases (net outlay)...| 2,019 | 598 | 1,033 | 1,967 | 1,780 | 3,297 |(5)3,975 | 6,718 Cars and trucks, new............| 549 | (4)| (5)282 | (5)609 | (5)80 | (5)497 |(5)1,734 |(5)3,017 Cars and trucks, used...........| 1,451 | 598 | 751 | 1,347 | 1,700 | 2,759 | 2,236 | 3,539 Other vehicles..................| (5)19 | (4)| (4)| (5)11 | (4)| (5)42 | (5)5 | (5)162 Gasoline and motor oil...........| 719 | 435 | 479 | 658 | 853 | 1,050 | 1,133 | 1,492 Other vehicle expenses...........| 1,131 | 391 | 552 | 943 | 1,388 | 2,033 | 2,068 | 3,201 Vehicle finance charges.........| 169 | 24 | 57 | 100 | 184 | 346 | 441 | 624 Maintenance and repairs.........| 333 | 192 | 206 | 363 | 442 | 541 | 427 | 548 Vehicle insurance...............| 382 | 89 | 161 | 321 | 513 | 711 | 866 | 1,072 Vehicle rental, leases, | | | | | | | | licenses, other charges......| 247 | 87 | 128 | 159 | 249 | 435 | 334 | 957 Public transportation............| 197 | 128 | 166 | 158 | 198 | 283 | 237 | 444 Health care.......................| 423 | 126 | 264 | 360 | 482 | 702 | 822 | 1,168 Health insurance.................| 183 | 23 | 52 | 166 | 163 | 362 | 482 | 645 Medical services.................| 136 | 56 | 98 | 104 | 192 | 189 | 210 | 380 Drugs............................| 71 | 28 | 68 | 57 | 99 | 96 | 90 | 121 Medical supplies.................| 34 | 19 | 46 | 32 | (5)27 | 54 | (5)41 | (5)22 Entertainment.....................| 1,073 | 646 | 864 | 996 | 1,215 | 1,170 | 1,741 | 2,215 Fees and admissions..............| 269 | 227 | 221 | 223 | 226 | 289 | 337 | 634 Television, radios, sound | | | | | | | | equipment.....................| 440 | 282 | 370 | 402 | 533 | 554 | 582 | 854 Pets, toys, and playground | | | | | | | | equipment.....................| 190 | 75 | 135 | 166 | 184 | 133 | 524 | 360 Other entertainment supplies, | | | | | | | | equipment and serv............| 175 | 62 | 138 | 205 | 271 | 193 | 299 | 367 Personal care products and | | | | | | | | services.......................| 310 | 170 | 239 | 254 | 284 | 495 | 425 | 584 Reading...........................| 71 | 51 | 58 | 58 | 71 | 96 | 96 | 148 Education.........................| 1,069 | 1,409 | 1,466 | 781 | 930 | 669 | (5)371 | 744 Tobacco products and smoking | | | | | | | | supplies.......................| 202 | 115 | 150 | 217 | 276 | 276 | 270 | 360 Miscellaneous.....................| 305 | 85 | 176 | 311 | 393 | 475 | 413 | 946 Cash contributions................| 173 | 24 | 50 | 79 | 93 | 346 | 758 | 588 Personal insurance and pensions...| 1,218 | 174 | 415 | 865 | 1,236 | 2,018 | 2,942 | 5,364 Life and other personal insurance| 62 | (5)19 | 25 | 112 | 58 | 75 | 126 | 160 Pensions and Social Security.....| 1,155 | 154 | 390 | 753 | 1,178 | 1,943 | 2,816 | 5,204 Money income before taxes.........| 15,310 | 2,539 | 7,080 | 12,321 | 17,060 | 24,316 | 34,181 | 59,439 Wages and salaries...............| 13,038 | 1,907 | 4,881 | 9,457 | 14,416 | 21,760 | 31,790 | 53,257 Self-employment income(1)........| 420 | (5)7 | (5)53 | (5)160 | (5)292 | (5)599 | (5)614 |(5)3,353 Social Security, private and | | | | | | | | government retireme...........| 138 | (5)1 | (5)134 | (5)112 | (5)381 | (5)209 | (5)96 | (5)295 Interest, dividends, rental | | | | | | | | income, other proper..........| 105 | 14 | 63 | 100 | 94 | 109 | 36 | 653 Unemployment and workers.........| 71 | (5)17 | (5)59 | (5)145 | (5)95 | (5)52 | (5)84 | (5)139 Public assistance, supplemental | | | | | | | | security income,..............| 441 | 161 | 870 | 855 | 333 | 187 | 237 | (5)57 Regular contributions for support| 593 | 241 | 659 | 779 | 596 | 607 | (5)656 |(5)1,205 Other income.....................| 504 | 192 | 360 | 713 | 853 | 793 | (5)669 | 480 Personal taxes....................| 776 | 10 | 106 | 314 | 800 | 1,347 | 2,244 | 4,354 Federal income taxes.............| 611 | 2 | 63 | 230 | 620 | 1,007 | 1,799 | 3,641 State and local income taxes(1)..| 163 | 8 | 41 | 84 | 176 | 337 | 435 | 716 Other taxes......................| 1 | (5)0 | (5)2 | (5)0 | (5)3 | (5)3 | (5)10 | (5)-4 Income after taxes................| 14,535 | 2,529 | 6,974 | 12,007 | 16,260 | 22,970 | 31,936 | 55,085 Net change in total assets and | | | | | | | | liabilities....................| -594 | 133 | -1,071 | -1,492 | -651 | 216 | -284 | -1,591 Net change in total assets(1)....| 1,487 | -121 | -895 | -488 | 1,312 | 5,020 | 9,809 | 5,566 Net change in total liabilities..| 2,081 | -254 | 176 | 1,004 | 1,962 | 4,804 | 10,094 | 7,157 Other money receipts..............| 200 | 285 | 326 | 138 | (5)151 | (5)38 | (5)62 | (5)120 Mortgage principal paid on owned | | | | | | | | property.......................| -81 | (5)-28 | (5)-16 | (5)-54 | -112 | -92 | -163 | -402 Estimated market value of owned | | | | | | | | home...........................| 8,047 |(5)1,504 |(5)1,811 | 2,843 | 5,140 | 9,006 | 12,430 | 61,813 Estimated monthly rental value of | | | | | | | | owned home.....................| 50 | (5)11 | (5)14 | 36 | 44 | 89 | 123 | 208 Gifts of goods and services.......| 595 | 714 | 592 | 502 | 444 | 537 | 515 | 591 Food.............................| 41 | 56 | 30 | (5)19 | (5)40 | 45 | (5)31 | (5)49 Housing..........................| 187 | 217 | 207 | 165 | 186 | 164 | 111 | 171 Housekeeping supplies...........| 22 | (5)22 | (5)27 | (5)21 | (5)17 | (5)19 | (5)15 | (5)37 Household textiles..............| 3 | (5)2 | (5)2 | (5)3 | (5)2 | (5)3 | (5)14 | (5)4 Appliances and miscellaneous | | | | | | | | housewares...................| 11 | (5)15 | (5)11 | (5)5 | (5)26 | (5)11 | (5)5 | (5)2 Major appliances...............| (5)2 | (5)1 | (5)0 | (5)3 | (5)19 | (4)| (4)| (4) Small appliances and | | | | | | | | miscellaneous housewares....| 8 | (5)14 | (5)11 | (5)3 | (5)7 | (5)11 | (5)5 | (5)2 Miscellaneous household | | | | | | | | equipment....................| 40 | 17 | 54 | 42 | 28 | 48 | (5)17 | 88 Other housing...................| 110 | 161 | 113 | 94 | 113 | 84 | (5)61 | (5)40 Apparel and services.............| 123 | 80 | 136 | 93 | 104 | 122 | 199 | 181 Males, 2 and over...............| 32 | (5)27 | (5)52 | (5)20 | (5)48 | (5)29 | (5)13 | (5)37 Females, 2 and over.............| 43 | (5)34 | (5)40 | (5)19 | (5)34 | 61 | (5)60 | (5)73 Children under 2................| 19 | (5)13 | (5)25 | (5)17 | (5)22 | (5)20 | (5)17 | (5)29 Other apparel products and | | | | | | | | services.....................| 28 | (5)7 | (5)19 | (5)37 | (5)0 | (5)12 | (5)108 | (5)42 Jewelry and watches............| (5)14 | (5)6 | (5)14 | (5)17 | (5)0 | (5)2 | (5)46 | (5)20 All other apparel products and | | | | | | | | services....................| 15 | (5)0 | (5)5 | (5)20 | (5)0 | (5)10 | (5)63 | (5)22 Transportation...................| 17 | 16 | 13 | 16 | 28 | 21 | 16 | 7 Health care......................| (5)5 | (5)0 | (2)| (5)1 | (5)2 | (5)4 | (5)2 | (5)59 Entertainment....................| 47 | 26 | 53 | 38 | (5)21 | 49 | (5)76 | (5)93 Toys, games, hobbies, and | | | | | | | | tricycles....................| (5)16 | (5)11 | (5)4 | (5)2 | (5)5 | (5)5 | (5)48 | (5)71 Other entertainment.............| 31 | 15 | 49 | 36 | 17 | 44 | 28 | (5)22 Education........................| 115 | 271 | (5)100 | (5)41 | (5)12 | (5)79 | (5)40 | (4) All other gifts..................| 60 | 47 | 53 | 129 | 51 | 55 | 40 | 31 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.05. 3 Value less than 0.5. 4 No data reported. 5 Data are likely to have large sampling errors.