Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,329 | 880 | 3,796 | 4,334 | 3,996 | 1,910 | 1,413 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $46,907 | $23,227 | $41,414 | $48,787 | $61,561 | $44,966 | $32,679 Income after taxes 1/.........................| 43,170 | 22,161 | 38,064 | 44,237 | 56,743 | 41,287 | 31,689 Age of reference person.......................| 43.6 | 21.9 | 29.8 | 39.2 | 48.9 | 58.9 | 72.3 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.0 | 1.2 | 1.1 | .6 | .3 | .2 Persons 65 and over.........................| .2 | (2) | (2) | (2) | (2) | .1 | 1.6 Earners.....................................| 1.8 | 1.7 | 1.6 | 1.7 | 2.1 | 1.9 | 1.2 Vehicles....................................| 2.3 | 1.5 | 1.9 | 2.1 | 2.8 | 2.7 | 2.3 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 60 | 48 | 56 | 52 | 69 | 70 | 67 Female....................................| 40 | 52 | 44 | 48 | 31 | 30 | 33 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 67 | 19 | 49 | 64 | 82 | 86 | 88 With mortgage...........................| 48 | 10 | 43 | 53 | 64 | 53 | 23 Without mortgage........................| 19 | 9 | 6 | 11 | 18 | 33 | 65 Renter....................................| 33 | 81 | 51 | 36 | 18 | 14 | 12 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 16 | 20 | 18 | 17 | 10 | 17 | 14 White and other...........................| 84 | 80 | 82 | 83 | 90 | 83 | 86 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 6 | 3 | 3 | 5 | 10 | 21 High school (9-12)........................| 42 | 57 | 44 | 41 | 34 | 43 | 46 College...................................| 52 | 37 | 53 | 56 | 60 | 46 | 31 Never attended and other..................| (3) | (4) | (2) | (4) | (4) | 1 | 1 | | | | | | | At least one vehicle owned..................| 89 | 80 | 88 | 88 | 93 | 92 | 91 | | | | | | | Average annual expenditures.....................| $40,238 | $25,744 | $35,932 | $40,574 | $50,041 | $40,618 | $32,103 | | | | | | | Food..........................................| 5,469 | 3,580 | 4,451 | 5,586 | 6,646 | 5,854 | 5,412 Food at home................................| 3,362 | 2,347 | 2,814 | 3,361 | 3,859 | 3,791 | 3,664 Cereals and bakery products...............| 512 | 321 | 424 | 509 | 611 | 559 | 575 Cereals and cereal products.............| 186 | 117 | 167 | 183 | 215 | 199 | 201 Bakery products.........................| 326 | 204 | 257 | 325 | 395 | 361 | 374 Meats, poultry, fish, and eggs............| 883 | 673 | 717 | 881 | 1,015 | 1,010 | 955 Beef....................................| 266 | 240 | 210 | 270 | 311 | 284 | 278 Pork....................................| 185 | 116 | 163 | 187 | 197 | 232 | 196 Other meats.............................| 115 | 79 | 94 | 117 | 123 | 119 | 171 Poultry.................................| 174 | 140 | 144 | 170 | 208 | 205 | 160 Fish and seafood........................| 102 | 70 | 76 | 99 | 131 | 125 | 96 Eggs....................................| 39 | 27 | 31 | 38 | 44 | 47 | 55 | | | | | | | Dairy products............................| 353 | 239 | 310 | 363 | 389 | 389 | 370 Fresh milk and cream....................| 146 | 122 | 135 | 147 | 153 | 153 | 156 Other dairy products....................| 207 | 117 | 175 | 216 | 236 | 236 | 213 Fruits and vegetables.....................| 563 | 343 | 431 | 571 | 652 | 691 | 642 Fresh fruits............................| 168 | 99 | 128 | 175 | 190 | 189 | 222 Fresh vegetables........................| 182 | 84 | 120 | 186 | 210 | 280 | 199 Processed fruits........................| 120 | 86 | 107 | 113 | 141 | 135 | 123 Processed vegetables....................| 93 | 74 | 76 | 96 | 111 | 88 | 99 | | | | | | | Other food at home........................| 1,052 | 772 | 931 | 1,038 | 1,192 | 1,141 | 1,122 Sugar and other sweets..................| 129 | 89 | 95 | 125 | 152 | 150 | 177 Fats and oils...........................| 94 | 58 | 75 | 86 | 108 | 114 | 140 Miscellaneous foods.....................| 482 | 377 | 485 | 486 | 513 | 469 | 471 Nonalcoholic beverages..................| 293 | 216 | 236 | 291 | 342 | 350 | 299 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 53 | 33 | 40 | 50 | 78 | 57 | 35 Food away from home.........................| 2,107 | 1,233 | 1,637 | 2,225 | 2,787 | 2,063 | 1,748 | | | | | | | Alcoholic beverages...........................| 279 | 164 | 254 | 290 | 329 | 282 | 253 | | | | | | | Housing.......................................| 12,776 | 8,560 | 12,492 | 13,383 | 15,012 | 11,999 | 9,129 Shelter.....................................| 7,058 | 4,973 | 7,179 | 7,545 | 8,457 | 6,036 | 3,968 Owned dwellings...........................| 4,629 | 837 | 4,023 | 4,917 | 6,383 | 4,456 | 3,011 Mortgage interest and charges...........| 2,814 | 380 | 2,739 | 3,194 | 3,954 | 2,305 | 829 Property taxes..........................| 1,085 | 251 | 826 | 1,007 | 1,511 | 1,274 | 1,077 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 731 | 206 | 458 | 717 | 918 | 877 | 1,105 Rented dwellings..........................| 1,953 | 4,032 | 2,932 | 2,227 | 1,225 | 901 | 673 Other lodging.............................| 476 | 104 | 224 | 401 | 849 | 679 | 284 Utilities, fuels, and public services.......| 2,782 | 1,749 | 2,397 | 2,748 | 3,198 | 3,159 | 2,874 Natural gas...............................| 337 | 173 | 292 | 338 | 354 | 395 | 431 Electricity...............................| 1,064 | 712 | 882 | 1,052 | 1,231 | 1,199 | 1,156 Fuel oil and other fuels..................| 126 | 5/34 | 70 | 116 | 173 | 190 | 147 Telephone services........................| 938 | 740 | 910 | 931 | 1,049 | 993 | 770 Water and other public services...........| 316 | 89 | 243 | 311 | 392 | 382 | 370 Household operations........................| 771 | 626 | 1,166 | 879 | 597 | 495 | 334 Personal services.........................| 505 | 537 | 1,003 | 604 | 187 | 5/263 | 5/75 Other household expenses..................| 265 | 89 | 164 | 275 | 410 | 232 | 259 | | | | | | | Housekeeping supplies.......................| 573 | 268 | 396 | 500 | 827 | 761 | 561 Laundry and cleaning supplies.............| 148 | 108 | 130 | 141 | 182 | 158 | 141 Other household products..................| 240 | 75 | 163 | 223 | 322 | 329 | 281 Postage and stationery....................| 185 | 86 | 102 | 136 | 324 | 274 | 139 Household furnishings and equipment.........| 1,592 | 943 | 1,354 | 1,712 | 1,933 | 1,547 | 1,391 Household textiles........................| 83 | 83 | 67 | 82 | 108 | 72 | 74 Furniture.................................| 358 | 299 | 394 | 351 | 398 | 253 | 353 Floor coverings...........................| 108 | 5/45 | 53 | 207 | 84 | 5/94 | 5/50 Major appliances..........................| 188 | 154 | 161 | 205 | 204 | 212 | 155 Small appliances, miscellaneous housewares| 92 | 47 | 78 | 70 | 116 | 149 | 89 Miscellaneous household equipment.........| 763 | 314 | 601 | 797 | 1,024 | 767 | 671 | | | | | | | Apparel and services..........................| 2,081 | 1,550 | 1,803 | 2,048 | 2,762 | 1,934 | 1,614 Men and boys................................| 512 | 256 | 472 | 437 | 733 | 565 | 374 Men, 16 and over..........................| 400 | 197 | 341 | 293 | 611 | 505 | 327 Boys, 2 to 15.............................| 113 | 59 | 131 | 144 | 121 | 60 | 47 Women and girls.............................| 791 | 442 | 581 | 832 | 1,094 | 730 | 725 Women, 16 and over........................| 650 | 322 | 461 | 623 | 966 | 605 | 677 Girls, 2 to 15............................| 141 | 120 | 121 | 209 | 128 | 124 | 48 Children under 2............................| 154 | 395 | 260 | 165 | 68 | 41 | 40 Footwear....................................| 370 | 269 | 301 | 405 | 459 | 356 | 276 Other apparel products and services.........| 253 | 187 | 188 | 209 | 408 | 242 | 198 | | | | | | | Transportation................................| 8,032 | 6,770 | 7,945 | 7,532 | 9,819 | 7,570 | 6,174 Vehicle purchases (net outlay)..............| 3,590 | 3,902 | 4,104 | 3,426 | 4,004 | 2,663 | 2,602 Cars and trucks, new......................| 1,571 | 5/757 | 1,569 | 1,830 | 2,001 | 907 | 5/966 Cars and trucks, used.....................| 1,985 | 3,032 | 2,513 | 1,559 | 1,952 | 1,747 | 1,636 Other vehicles............................| 34 | 5/113 | 5/23 | 5/37 | 5/51 | 5/8 | (4) Gasoline and motor oil......................| 1,344 | 1,048 | 1,166 | 1,270 | 1,661 | 1,498 | 1,129 Other vehicle expenses......................| 2,650 | 1,626 | 2,382 | 2,467 | 3,430 | 2,889 | 2,059 Vehicle finance charges...................| 412 | 251 | 476 | 392 | 501 | 366 | 206 Maintenance and repairs...................| 766 | 489 | 633 | 744 | 993 | 867 | 601 Vehicle insurance.........................| 900 | 570 | 731 | 805 | 1,154 | 1,069 | 901 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 573 | 317 | 541 | 527 | 782 | 587 | 350 Public transportation.......................| 448 | 194 | 293 | 369 | 724 | 520 | 383 | | | | | | | Health care...................................| 1,963 | 697 | 1,346 | 1,831 | 2,320 | 2,482 | 3,119 Health insurance............................| 931 | 347 | 680 | 824 | 1,020 | 1,192 | 1,695 Medical services............................| 630 | 220 | 412 | 690 | 836 | 709 | 593 Drugs.......................................| 295 | 105 | 184 | 230 | 320 | 419 | 687 Medical supplies............................| 107 | 25 | 71 | 86 | 143 | 163 | 143 | | | | | | | Entertainment.................................| 1,999 | 1,098 | 1,653 | 2,058 | 2,673 | 2,176 | 1,190 Fees and admissions.........................| 479 | 174 | 362 | 482 | 735 | 419 | 333 Television, radios, sound equipment.........| 679 | 579 | 654 | 698 | 773 | 708 | 448 Pets, toys, and playground equipment........| 377 | 196 | 350 | 379 | 467 | 409 | 269 Other entertainment supplies, equipment, | | | | | | | and services...............................| 464 | 150 | 287 | 498 | 697 | 640 | 140 | | | | | | | Personal care products and services...........| 610 | 367 | 552 | 605 | 719 | 641 | 600 | | | | | | | Reading.......................................| 168 | 78 | 123 | 167 | 205 | 199 | 205 | | | | | | | Education.....................................| 678 | 394 | 362 | 577 | 1,404 | 522 | 173 | | | | | | | Tobacco products and smoking supplies.........| 326 | 406 | 280 | 326 | 349 | 385 | 260 | | | | | | | Miscellaneous.................................| 1,002 | 500 | 799 | 882 | 1,210 | 1,109 | 1,507 | | | | | | | Cash contributions............................| 969 | 221 | 422 | 1,072 | 1,338 | 1,514 | 808 | | | | | | | Personal insurance and pensions...............| 3,886 | 1,358 | 3,451 | 4,216 | 5,254 | 3,950 | 1,661 Life and other personal insurance...........| 451 | 74 | 305 | 420 | 633 | 576 | 485 Pensions and Social Security................| 3,435 | 1,284 | 3,145 | 3,796 | 4,621 | 3,375 | 1,176 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 46,907 | 23,227 | 41,414 | 48,787 | 61,561 | 44,966 | 32,679 Wages and salaries..........................| 39,658 | 21,329 | 38,520 | 42,470 | 53,287 | 35,344 | 13,588 Self-employment income......................| 2,588 | 5/233 | 1,356 | 3,541 | 4,373 | 1,768 | 531 Social Security, private and government | | | | | | | retirement.................................| 2,885 | 5/273 | 220 | 645 | 2,070 | 6,244 | 16,378 Interest, dividends, rental income, other | | | | | | | property income............................| 525 | 19 | 113 | 465 | 635 | 874 | 1,369 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 239 | 5/87 | 204 | 251 | 282 | 196 | 318 Public assistance, supplemental security | | | | | | | income, food stamps........................| 489 | 808 | 516 | 646 | 352 | 377 | 259 Regular contributions for support...........| 379 | 5/310 | 364 | 593 | 420 | 5/87 | 5/52 Other income................................| 145 | 167 | 121 | 177 | 143 | 76 | 5/184 | | | | | | | Personal taxes................................| 3,737 | 1,066 | 3,350 | 4,550 | 4,817 | 3,679 | 990 Federal income taxes........................| 2,889 | 833 | 2,591 | 3,585 | 3,699 | 2,746 | 737 State and local income taxes................| 725 | 231 | 696 | 856 | 904 | 786 | 137 Other taxes.................................| 123 | 5/1 | 63 | 109 | 214 | 148 | 116 | | | | | | | Income after taxes............................| 43,170 | 22,161 | 38,064 | 44,237 | 56,743 | 41,287 | 31,689 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| 890 | -1,419 | -698 | 1,234 | 2,079 | 1,094 | 1,900 Net change in total assets..................| 6,725 | 2,936 | 8,232 | 7,549 | 7,704 | 3,111 | 4,629 Net change in total liabilities.............| 5,835 | 4,355 | 8,930 | 6,316 | 5,625 | 2,016 | 2,729 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 363 | 72 | 312 | 202 | 482 | 704 | 375 Mortgage principal paid on owned property...| -1,288 | -125 | -746 | -1,165 | -2,120 | -1,827 | -764 Estimated market value of owned home........| 84,001 | 9,797 | 54,402 | 79,066 | 117,228 | 107,346 | 99,305 Estimated monthly rental value of owned home| 570 | 108 | 408 | 544 | 746 | 733 | 651 | | | | | | | Gifts of goods and services...................| 1,282 | 472 | 753 | 1,003 | 2,321 | 1,438 | 992 Food........................................| 91 | 28 | 37 | 85 | 191 | 78 | 26 Housing.....................................| 341 | 144 | 252 | 288 | 596 | 307 | 211 Housekeeping supplies.....................| 35 | 5/19 | 24 | 28 | 52 | 47 | 31 Household textiles........................| 8 | 5/2 | 4 | 6 | 14 | 6 | 9 Appliances and miscellaneous housewares...| 25 | 5/8 | 20 | 11 | 43 | 51 | 5/16 Major appliances........................| 7 | 5/1 | 5/0 | 2 | 20 | 12 | 5/3 Small appliances and miscellaneous | | | | | | | housewares.............................| 18 | 5/6 | 19 | 8 | 23 | 39 | 5/13 Miscellaneous household equipment.........| 98 | 21 | 53 | 102 | 184 | 81 | 40 Other housing.............................| 176 | 94 | 151 | 141 | 304 | 122 | 115 Apparel and services........................| 297 | 137 | 280 | 224 | 383 | 381 | 356 Males, 2 and over.........................| 75 | 5/19 | 74 | 59 | 89 | 136 | 48 Females, 2 and over.......................| 90 | 41 | 81 | 59 | 92 | 123 | 217 Children under 2..........................| 45 | 32 | 57 | 50 | 37 | 38 | 40 Other apparel products and services.......| 87 | 5/44 | 69 | 57 | 166 | 84 | 5/51 Jewelry and watches.....................| 57 | 5/27 | 5/50 | 5/26 | 5/136 | 5/33 | 5/11 All other apparel products and services.| 30 | 5/18 | 5/19 | 31 | 30 | 51 | 5/40 Transportation..............................| 66 | 9 | 26 | 46 | 120 | 70 | 120 Health care.................................| 25 | 5/0 | 5/8 | 15 | 52 | 41 | 5/22 Entertainment...............................| 105 | 5/63 | 64 | 92 | 150 | 164 | 74 Toys, games, hobbies, and tricycles.......| 40 | 5/40 | 5/27 | 35 | 51 | 5/53 | 5/43 Other entertainment.......................| 65 | 22 | 37 | 57 | 99 | 111 | 31 Education...................................| 242 | 5/12 | 5/33 | 165 | 677 | 170 | 5/47 All other gifts.............................| 115 | 78 | 54 | 87 | 152 | 227 | 137 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.