Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | | | | | | | | Item | two or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | more | 25 | | | | | over | | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 74,980 | 3,056 | 15,164 | 19,770 | 15,315 | 9,520 | 12,155 | 7,748 | 4,408 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$46,085 |$23,109 |$42,672 |$52,146 |$59,060 |$47,013 |$30,104 |$32,474 |$25,880 Income after taxes 1/.........................| 42,372 | 22,019 | 39,258 | 47,795 | 53,926 | 43,026 | 28,288 | 30,301 | 24,699 Age of reference person.......................| 46.8 | 22.0 | 29.9 | 39.5 | 49.1 | 59.2 | 73.2 | 69.3 | 80.1 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 3.1 | 3.0 | 3.4 | 3.7 | 3.2 | 2.7 | 2.3 | 2.4 | 2.2 Children under 18...........................| 1.0 | 1.0 | 1.4 | 1.6 | .8 | .3 | .1 | .1 | .1 Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.6 | 1.5 | 1.8 Earners.....................................| 1.6 | 1.6 | 1.7 | 1.9 | 2.1 | 1.6 | .7 | .8 | .4 Vehicles....................................| 2.3 | 1.4 | 1.9 | 2.3 | 2.7 | 2.6 | 2.0 | 2.2 | 1.7 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 66 | 47 | 60 | 63 | 70 | 72 | 75 | 76 | 74 Female....................................| 34 | 53 | 40 | 37 | 30 | 28 | 25 | 24 | 26 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 71 | 18 | 51 | 69 | 81 | 86 | 89 | 89 | 88 With mortgage...........................| 45 | 12 | 45 | 57 | 61 | 44 | 18 | 23 | 10 Without mortgage........................| 26 | 7 | 6 | 12 | 20 | 42 | 71 | 66 | 78 Renter....................................| 29 | 82 | 49 | 31 | 19 | 14 | 11 | 11 | 12 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 20 | 16 | 13 | 11 | 11 | 8 | 9 | 6 White and other...........................| 88 | 80 | 84 | 87 | 89 | 89 | 92 | 91 | 94 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 7 | 5 | 4 | 4 | 6 | 10 | 17 | 15 | 21 High school (9-12)........................| 42 | 55 | 42 | 41 | 37 | 43 | 47 | 47 | 45 College...................................| 50 | 40 | 54 | 54 | 57 | 47 | 36 | 37 | 33 Never attended and other..................| (3) | (3) | (3) | (2) | (3) | 1 | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 90 | 77 | 88 | 91 | 93 | 92 | 91 | 92 | 89 | | | | | | | | | Average annual expenditures.....................|$39,765 |$24,895 |$36,904 |$43,229 |$48,296 |$40,357 |$30,361 |$32,819 |$25,969 | | | | | | | | | Food..........................................| 5,583 | 3,769 | 4,979 | 6,207 | 6,616 | 5,625 | 4,517 | 4,952 | 3,720 Food at home................................| 3,444 | 2,434 | 3,066 | 3,826 | 3,851 | 3,501 | 3,045 | 3,290 | 2,593 Cereals and bakery products...............| 539 | 371 | 473 | 616 | 604 | 532 | 471 | 501 | 415 Cereals and cereal products.............| 197 | 153 | 192 | 231 | 211 | 177 | 161 | 169 | 145 Bakery products.........................| 341 | 218 | 281 | 384 | 393 | 356 | 310 | 332 | 270 Meats, poultry, fish, and eggs............| 898 | 647 | 797 | 980 | 1,022 | 926 | 788 | 862 | 651 Beef....................................| 269 | 220 | 248 | 299 | 307 | 264 | 218 | 238 | 181 Pork....................................| 188 | 129 | 166 | 203 | 208 | 194 | 183 | 199 | 153 Other meats.............................| 118 | 78 | 99 | 137 | 130 | 129 | 102 | 113 | 82 Poultry.................................| 176 | 125 | 164 | 189 | 201 | 181 | 149 | 166 | 118 Fish and seafood........................| 107 | 64 | 88 | 111 | 134 | 116 | 94 | 103 | 78 Eggs....................................| 39 | 31 | 33 | 42 | 42 | 42 | 42 | 43 | 39 | | | | | | | | | Dairy products............................| 373 | 257 | 343 | 437 | 396 | 360 | 326 | 350 | 281 Fresh milk and cream....................| 157 | 122 | 147 | 191 | 155 | 137 | 139 | 147 | 125 Other dairy products....................| 217 | 135 | 196 | 246 | 240 | 223 | 186 | 203 | 156 Fruits and vegetables.....................| 571 | 367 | 484 | 610 | 634 | 611 | 573 | 610 | 506 Fresh fruits............................| 178 | 105 | 148 | 185 | 198 | 193 | 191 | 199 | 177 Fresh vegetables........................| 172 | 103 | 137 | 182 | 194 | 206 | 169 | 178 | 152 Processed fruits........................| 125 | 83 | 112 | 137 | 136 | 120 | 123 | 133 | 105 Processed vegetables....................| 96 | 76 | 88 | 106 | 106 | 92 | 91 | 100 | 72 | | | | | | | | | Other food at home........................| 1,063 | 792 | 968 | 1,183 | 1,196 | 1,072 | 887 | 967 | 739 Sugar and other sweets..................| 137 | 82 | 116 | 150 | 150 | 150 | 135 | 143 | 120 Fats and oils...........................| 98 | 61 | 81 | 102 | 109 | 110 | 104 | 109 | 94 Miscellaneous foods.....................| 474 | 391 | 473 | 546 | 517 | 438 | 353 | 378 | 307 Nonalcoholic beverages..................| 294 | 229 | 257 | 326 | 345 | 300 | 239 | 270 | 182 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 59 | 30 | 42 | 59 | 75 | 75 | 57 | 68 | 37 Food away from home.........................| 2,140 | 1,335 | 1,912 | 2,381 | 2,765 | 2,124 | 1,473 | 1,662 | 1,127 | | | | | | | | | Alcoholic beverages...........................| 330 | 231 | 349 | 343 | 372 | 362 | 235 | 264 | 183 | | | | | | | | | Housing.......................................| 12,467 | 8,010 | 12,434 | 13,965 | 14,390 | 11,876 | 9,277 | 9,936 | 8,111 Shelter.....................................| 6,856 | 4,803 | 7,143 | 8,005 | 7,935 | 6,090 | 4,389 | 4,754 | 3,746 Owned dwellings...........................| 4,623 | 835 | 3,946 | 5,650 | 5,934 | 4,528 | 3,176 | 3,495 | 2,615 Mortgage interest and charges...........| 2,679 | 474 | 2,751 | 3,754 | 3,583 | 2,119 | 697 | 922 | 302 Property taxes..........................| 1,120 | 207 | 742 | 1,132 | 1,409 | 1,325 | 1,278 | 1,333 | 1,181 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 824 | 153 | 453 | 764 | 942 | 1,084 | 1,200 | 1,239 | 1,132 Rented dwellings..........................| 1,741 | 3,851 | 2,969 | 1,925 | 1,256 | 853 | 685 | 666 | 717 Other lodging.............................| 492 | 117 | 228 | 429 | 745 | 709 | 529 | 594 | 414 | | | | | | | | | Utilities, fuels, and public services.......| 2,720 | 1,682 | 2,420 | 2,838 | 3,082 | 2,928 | 2,547 | 2,648 | 2,370 Natural gas...............................| 338 | 151 | 293 | 344 | 351 | 382 | 380 | 381 | 380 Electricity...............................| 1,050 | 662 | 896 | 1,095 | 1,196 | 1,133 | 1,021 | 1,054 | 963 Fuel oil and other fuels..................| 124 | 38 | 77 | 119 | 155 | 144 | 157 | 173 | 128 Telephone services........................| 881 | 732 | 907 | 935 | 999 | 898 | 638 | 688 | 552 Water and other public services...........| 327 | 98 | 248 | 344 | 381 | 371 | 350 | 352 | 347 Household operations........................| 644 | 359 | 816 | 817 | 548 | 430 | 508 | 436 | 636 Personal services.........................| 340 | 286 | 636 | 543 | 143 | 86 | 105 | 68 | 168 Other household expenses..................| 303 | 72 | 180 | 274 | 405 | 344 | 404 | 367 | 468 | | | | | | | | | Housekeeping supplies.......................| 551 | 233 | 440 | 577 | 666 | 647 | 534 | 576 | 457 Laundry and cleaning supplies.............| 143 | 89 | 131 | 158 | 159 | 148 | 125 | 136 | 104 Other household products..................| 252 | 94 | 193 | 272 | 295 | 304 | 251 | 271 | 214 Postage and stationery....................| 157 | 50 | 116 | 147 | 212 | 195 | 159 | 170 | 140 Household furnishings and equipment.........| 1,695 | 933 | 1,616 | 1,729 | 2,159 | 1,781 | 1,299 | 1,522 | 901 Household textiles........................| 89 | 55 | 79 | 85 | 122 | 103 | 65 | 73 | 51 Furniture.................................| 410 | 316 | 477 | 407 | 496 | 419 | 238 | 311 | 110 Floor coverings...........................| 114 | 4/21 | 74 | 140 | 112 | 104 | 161 | 180 | 128 Major appliances..........................| 201 | 125 | 170 | 197 | 234 | 264 | 176 | 187 | 156 Small appliances, miscellaneous housewares| 102 | 45 | 81 | 103 | 126 | 139 | 85 | 91 | 74 Miscellaneous household equipment.........| 779 | 372 | 733 | 796 | 1,069 | 752 | 573 | 680 | 382 | | | | | | | | | Apparel and services..........................| 2,075 | 1,542 | 2,156 | 2,299 | 2,579 | 1,815 | 1,301 | 1,581 | 789 Men and boys................................| 501 | 299 | 500 | 557 | 655 | 437 | 322 | 393 | 193 Men, 16 and over..........................| 382 | 242 | 356 | 360 | 544 | 379 | 287 | 345 | 182 Boys, 2 to 15.............................| 119 | 57 | 144 | 197 | 111 | 57 | 35 | 48 | 12 Women and girls.............................| 818 | 508 | 804 | 913 | 1,018 | 751 | 564 | 664 | 380 Women, 16 and over........................| 673 | 434 | 655 | 647 | 893 | 672 | 525 | 613 | 363 Girls, 2 to 15............................| 145 | 74 | 149 | 266 | 125 | 79 | 39 | 51 | 17 Children under 2............................| 106 | 220 | 189 | 106 | 81 | 57 | 31 | 35 | 24 Footwear....................................| 365 | 297 | 368 | 449 | 399 | 338 | 219 | 274 | 118 Other apparel products and services.........| 284 | 218 | 295 | 273 | 426 | 231 | 165 | 215 | 73 | | | | | | | | | Transportation................................| 7,696 | 6,126 | 7,483 | 7,963 | 9,393 | 7,960 | 5,582 | 6,306 | 4,309 Vehicle purchases (net outlay)..............| 3,397 | 3,298 | 3,561 | 3,477 | 3,970 | 3,363 | 2,390 | 2,785 | 1,696 Cars and trucks, new......................| 1,478 | 690 | 1,306 | 1,582 | 1,739 | 1,640 | 1,264 | 1,411 | 1,006 Cars and trucks, used.....................| 1,870 | 2,575 | 2,211 | 1,794 | 2,196 | 1,716 | 1,101 | 1,335 | 691 Other vehicles............................| 49 | 4/33 | 43 | 101 | 35 | 4/7 | 4/24 | 4/38 | (5) Gasoline and motor oil......................| 1,295 | 963 | 1,214 | 1,392 | 1,590 | 1,366 | 894 | 1,019 | 675 Other vehicle expenses......................| 2,547 | 1,648 | 2,358 | 2,678 | 3,272 | 2,620 | 1,830 | 1,988 | 1,550 Vehicle finance charges...................| 357 | 297 | 434 | 387 | 447 | 326 | 141 | 184 | 65 Maintenance and repairs...................| 774 | 429 | 645 | 836 | 987 | 828 | 614 | 657 | 537 Vehicle insurance.........................| 856 | 551 | 752 | 862 | 1,072 | 937 | 719 | 791 | 592 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 560 | 370 | 528 | 593 | 767 | 528 | 356 | 356 | 356 Public transportation.......................| 457 | 218 | 349 | 415 | 561 | 610 | 468 | 515 | 387 | | | | | | | | | Health care...................................| 2,046 | 664 | 1,335 | 1,747 | 2,113 | 2,421 | 3,398 | 3,218 | 3,712 Health insurance............................| 976 | 326 | 654 | 811 | 907 | 1,090 | 1,809 | 1,715 | 1,974 Medical services............................| 609 | 202 | 431 | 605 | 727 | 762 | 674 | 665 | 690 Drugs.......................................| 344 | 101 | 179 | 223 | 336 | 430 | 759 | 682 | 894 Medical supplies............................| 116 | 35 | 72 | 108 | 143 | 138 | 155 | 156 | 154 | | | | | | | | | Entertainment.................................| 2,146 | 1,124 | 1,930 | 2,510 | 2,604 | 2,251 | 1,430 | 1,576 | 1,172 Fees and admissions.........................| 536 | 226 | 412 | 641 | 699 | 513 | 414 | 464 | 325 Television, radios, sound equipment.........| 641 | 506 | 633 | 716 | 733 | 613 | 468 | 504 | 406 Pets, toys, and playground equipment........| 396 | 216 | 424 | 459 | 448 | 408 | 228 | 274 | 144 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 574 | 177 | 460 | 694 | 723 | 717 | 320 | 333 | 297 | | | | | | | | | Personal care products and services...........| 608 | 380 | 552 | 643 | 713 | 608 | 548 | 567 | 513 | | | | | | | | | Reading.......................................| 178 | 77 | 133 | 170 | 213 | 214 | 199 | 211 | 177 | | | | | | | | | Education.....................................| 594 | 522 | 436 | 634 | 1,142 | 443 | 171 | 206 | 108 | | | | | | | | | Tobacco products and smoking supplies.........| 296 | 312 | 276 | 330 | 336 | 313 | 197 | 239 | 121 | | | | | | | | | Miscellaneous.................................| 916 | 413 | 779 | 924 | 1,155 | 1,008 | 829 | 891 | 720 | | | | | | | | | Cash contributions............................| 1,052 | 243 | 503 | 938 | 1,406 | 1,495 | 1,333 | 1,180 | 1,602 | | | | | | | | | Personal insurance and pensions...............| 3,778 | 1,483 | 3,560 | 4,556 | 5,264 | 3,966 | 1,343 | 1,691 | 731 Life and other personal insurance...........| 450 | 95 | 282 | 444 | 614 | 627 | 413 | 482 | 292 Pensions and Social Security................| 3,328 | 1,387 | 3,278 | 4,113 | 4,651 | 3,339 | 930 | 1,209 | 440 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 46,085 | 23,109 | 42,672 | 52,146 | 59,060 | 47,013 | 30,104 | 32,474 | 25,880 Wages and salaries..........................| 36,980 | 20,223 | 39,486 | 46,144 | 50,878 | 34,989 | 8,426 | 11,075 | 3,705 Self-employment income......................| 2,636 | 709 | 1,450 | 3,520 | 4,442 | 2,472 | 1,122 | 1,047 | 1,256 Social Security, private and government | | | | | | | | | retirement.................................| 4,483 | 242 | 253 | 652 | 1,789 | 7,323 | 17,833 | 17,674 | 18,118 Interest, dividends, rental income, other | | | | | | | | | property income............................| 809 | 43 | 120 | 509 | 732 | 1,250 | 2,078 | 2,043 | 2,141 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 236 | 116 | 187 | 254 | 326 | 262 | 172 | 150 | 210 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 499 | 1,063 | 619 | 500 | 436 | 469 | 318 | 275 | 395 Regular contributions for support...........| 273 | 398 | 354 | 389 | 280 | 110 | 72 | 89 | 4/40 Other income................................| 168 | 314 | 204 | 178 | 178 | 138 | 83 | 121 | 4/15 | | | | | | | | | Personal taxes................................| 3,713 | 1,090 | 3,414 | 4,350 | 5,133 | 3,987 | 1,816 | 2,172 | 1,181 Federal income taxes........................| 2,802 | 844 | 2,593 | 3,296 | 3,938 | 3,038 | 1,229 | 1,429 | 872 State and local income taxes................| 767 | 243 | 758 | 912 | 1,021 | 752 | 382 | 528 | 122 Other taxes.................................| 144 | 3 | 62 | 143 | 175 | 196 | 205 | 215 | 187 | | | | | | | | | Income after taxes............................| 42,372 | 22,019 | 39,258 | 47,795 | 53,926 | 43,026 | 28,288 | 30,301 | 24,699 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -170 | -606 | -2,396 | 743 | 383 | 224 | 225 | 1,388 | -1,819 Net change in total assets..................| 6,247 | 2,755 | 9,678 | 8,006 | 6,264 | 3,515 | 2,106 | 3,842 | -947 Net change in total liabilities.............| 6,418 | 3,361 | 12,073 | 7,263 | 5,881 | 3,291 | 1,881 | 2,454 | 872 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 412 | 61 | 284 | 350 | 514 | 562 | 513 | 651 | 272 Mortgage principal paid on owned property...| -1,234 | -163 | -790 | -1,487 | -1,920 | -1,568 | -521 | -664 | -268 Estimated market value of owned home........| 87,535 | 10,939 | 53,406 | 87,854 |109,826 |108,388 |104,429 |106,032 |101,611 Estimated monthly rental value of owned home| 602 | 103 | 416 | 610 | 725 | 731 | 689 | 705 | 661 | | | | | | | | | Gifts of goods and services...................| 1,185 | 478 | 754 | 914 | 1,954 | 1,584 | 1,083 | 1,217 | 838 Food........................................| 76 | 25 | 35 | 66 | 142 | 90 | 61 | 61 | 59 Housing.....................................| 305 | 153 | 248 | 247 | 488 | 371 | 233 | 238 | 223 Housekeeping supplies.....................| 43 | 16 | 36 | 42 | 48 | 55 | 45 | 49 | 38 Household textiles........................| 9 | 3 | 5 | 5 | 12 | 15 | 9 | 11 | 5 Appliances and miscellaneous housewares...| 31 | 9 | 20 | 20 | 49 | 56 | 28 | 27 | 29 Major appliances........................| 8 | 4/4 | 5 | 3 | 15 | 13 | 7 | 3 | 13 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 23 | 5 | 15 | 17 | 33 | 43 | 21 | 24 | 17 Miscellaneous household equipment.........| 81 | 28 | 54 | 66 | 141 | 111 | 57 | 65 | 43 Other housing.............................| 142 | 96 | 134 | 113 | 238 | 134 | 94 | 86 | 108 Apparel and services........................| 311 | 170 | 231 | 261 | 444 | 389 | 308 | 383 | 170 Males, 2 and over.........................| 80 | 30 | 60 | 54 | 121 | 103 | 91 | 122 | 34 Females, 2 and over.......................| 99 | 52 | 59 | 98 | 113 | 135 | 121 | 143 | 82 Children under 2..........................| 46 | 26 | 53 | 41 | 61 | 53 | 26 | 29 | 21 Other apparel products and services.......| 86 | 4/61 | 58 | 68 | 149 | 98 | 70 | 90 | 4/33 Jewelry and watches.....................| 51 | 4/43 | 32 | 37 | 108 | 43 | 33 | 49 | 4/5 All other apparel products and services.| 35 | 4/18 | 26 | 31 | 41 | 55 | 37 | 41 | 4/28 Transportation..............................| 61 | 10 | 29 | 36 | 85 | 81 | 108 | 119 | 89 Health care.................................| 31 | 4/9 | 7 | 15 | 52 | 55 | 47 | 35 | 4/69 Entertainment...............................| 109 | 47 | 85 | 97 | 138 | 174 | 91 | 114 | 50 Toys, games, hobbies, and tricycles.......| 45 | 4/16 | 40 | 43 | 42 | 85 | 40 | 49 | 4/24 Other entertainment.......................| 64 | 31 | 45 | 54 | 96 | 90 | 51 | 65 | 25 Education...................................| 164 | 4/9 | 40 | 94 | 456 | 179 | 91 | 109 | 4/59 All other gifts.............................| 129 | 56 | 78 | 98 | 150 | 245 | 144 | 158 | 120 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.