Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997-98 Item Total Northeast Midwest South West 25-34 _______________________________________________ Number of consumer units (in thousands)...... 19,944 3,731 4,716 6,987 4,510 Income before taxes a/ ...................... $41,011 $45,957 $41,287 $37,259 $42,426 Income after taxes a/ ....................... 37,647 42,113 37,810 34,696 38,384 Age of the reference person.................. 29.7 29.8 29.8 29.8 29.6 Average number in consumer unit: Persons..................................... 2.8 2.6 2.8 2.9 2.8 Children under 18........................... 1.1 .9 1.1 1.1 1.1 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.5 1.5 1.6 1.5 1.5 Vehicles.................................... 1.8 1.6 2.0 1.8 1.8 Percent distribution: Male........................................ 59 56 60 60 59 Female...................................... 41 44 40 40 41 Homeowner................................... 44 40 49 46 36 With mortgage.............................. 38 35 44 38 32 Without mortgage........................... 6 5 5 9 4 Renter...................................... 56 60 51 54 64 Black....................................... 14 13 10 22 6 White and other............................. 86 87 90 78 94 Elementary (1-8)............................ 3 2 1 3 5 High school (9-12).......................... 36 37 33 41 30 College..................................... 61 61 66 56 65 Never attended and other.................... c/ c/ c/ c/ c/ At least one vehicle owned or leased........ 88 80 92 90 90 Average annual expenditures.................. $34,773 $36,384 $33,952 $32,976 $37,038 Food....................................... 4,624 4,683 4,409 4,429 5,079 Food at home............................. 2,652 2,549 2,485 2,535 3,065 Cereals and bakery products............ 409 412 416 368 462 Cereals and cereal products.......... 159 169 148 142 187 Bakery products...................... 250 243 268 226 274 Meats, poultry, fish, and eggs......... 672 675 578 679 750 Beef................................. 208 188 195 215 224 Pork................................. 129 121 117 139 131 Other meats.......................... 85 90 84 81 89 Poultry.............................. 141 152 106 147 156 Fish and seafood..................... 81 94 54 70 114 Eggs................................. 29 30 23 27 36 Dairy products......................... 293 281 294 266 342 Fresh milk and cream................. 121 108 127 109 145 Other dairy products................. 172 173 168 158 198 Fruits and vegetables.................. 423 430 361 390 527 Fresh fruits......................... 131 133 110 116 171 Fresh vegetables..................... 127 128 100 113 173 Processed fruits..................... 94 96 86 85 112 Processed vegetables................. 72 72 67 75 72 Other food at home..................... 854 750 836 832 984 Sugar and other sweets............... 100 85 101 99 113 Fats and oils........................ 69 75 57 63 83 Miscellaneous foods.................. 416 354 401 406 491 Nonalcoholic beverages............... 224 180 236 230 237 Food prepared by consumer unit on out-of-town trips................... 45 56 40 33 60 Food away from home...................... 1,972 2,134 1,924 1,894 2,014 Alcoholic beverages......................... 376 424 387 289 461 Housing..................................... 11,907 13,251 11,480 10,600 13,249 Shelter.................................. 7,099 8,654 6,558 5,780 8,420 Owned dwellings........................ 3,477 4,164 3,673 2,806 3,742 Mortgage interest and charges........ 2,427 2,618 2,508 1,996 2,854 Property taxes....................... 626 1,011 704 452 494 Maintenance, repairs, insurance,other expenses............................ 424 536 462 359 393 Rented dwellings....................... 3,363 4,110 2,677 2,800 4,335 Other lodging.......................... 259 380 208 174 344 Utilities, fuels, and public services.... 2,225 2,243 2,296 2,370 1,911 Natural gas............................ 261 366 394 159 191 Electricity............................ 794 715 737 1,011 584 Fuel oil and other fuels............... 61 141 70 31 34 Telephone services..................... 890 865 868 933 869 Water and other public services........ 218 156 227 236 233 Household operations..................... 665 536 714 667 716 Personal services...................... 493 344 575 516 495 Other household expenses............... 172 192 140 152 220 Housekeeping supplies.................... 385 340 392 336 484 Laundry and cleaning supplies.......... 111 92 110 107 135 Other household products............... 166 150 159 137 231 Postage and stationery................. 107 98 123 92 118 Household furnishings and equipment...... 1,534 1,478 1,521 1,446 1,718 Household textiles..................... 93 75 79 95 117 Furniture.............................. 458 536 418 433 472 Floor coverings........................ 58 37 121 32 52 Major appliances....................... 141 140 148 148 121 Small appliances, miscellaneous housewares............................ 71 59 74 68 80 Miscellaneous household equipment...... 714 631 679 671 874 Apparel and services....................... 1,869 2,101 1,727 1,748 2,010 Men and boys............................. 428 414 450 398 463 Men, 16 and over....................... 326 327 347 286 367 Boys, 2 to 15.......................... 102 86 103 112 97 Women and girls.......................... 643 792 575 582 686 Women, 16 and over..................... 520 697 449 453 553 Girls, 2 to 15......................... 123 94 125 129 133 Children under 2......................... 152 159 125 144 185 Footwear................................. 316 302 300 332 317 Other apparel products and services...... 331 436 277 292 359 Transportation............................. 6,890 6,841 6,828 7,141 6,605 Vehicle purchases (net outlay)........... 3,164 2,958 3,149 3,637 2,616 Cars and trucks, new................... 1,177 918 1,084 1,453 1,061 Cars and trucks, used.................. 1,931 2,034 2,001 2,150 1,432 Other vehicles......................... 56 d/ 5 d/ 64 d/ 34 d/ 123 Gasoline and motor oil................... 1,069 911 1,092 1,121 1,096 Other vehicle expenses................... 2,274 2,273 2,299 2,132 2,468 Vehicle finance charges................ 420 324 441 515 330 Maintenance and repairs................ 583 519 586 555 674 Vehicle insurance...................... 714 811 673 682 727 Vehicle rental, leases, licenses, other charges......................... 557 620 598 380 736 Public transportation.................... 383 699 288 251 425 Health care................................ 1,210 1,096 1,283 1,266 1,141 Health insurance......................... 591 604 584 652 492 Medical services......................... 397 296 473 380 428 Drugs.................................... 156 125 157 169 158 Medical supplies......................... 66 72 68 64 63 Entertainment.............................. 1,797 1,743 1,794 1,684 2,026 Fees and admissions...................... 407 489 390 326 482 Television, radios, sound equipment...... 581 536 608 578 597 Pets, toys, and playground equipment..... 357 339 379 351 356 Other entertainment supplies, equipment,and services.................. 452 380 416 430 591 Personal care products and services........ 374 343 342 349 468 Reading.................................... 134 164 144 106 141 Education.................................. 491 712 462 394 488 Tobacco products and smoking supplies...... 256 270 319 266 165 Miscellaneous.............................. 765 710 733 761 848 Cash contributions......................... 579 407 614 685 520 Personal insurance and pensions............ 3,502 3,639 3,431 3,260 3,838 Life and other personal insurance........ 247 279 246 269 188 Pensions and Social Security............. 3,255 3,360 3,184 2,991 3,650 Sources of income and personal taxes: a/ Money income before taxes................. 41,011 45,957 41,287 37,259 42,426 Wages and salaries....................... 38,000 43,201 38,735 34,596 38,278 Self-employment income................... 1,373 966 1,123 1,256 2,088 Social Security, private and government retirement................... 218 130 215 289 186 Interest, dividends, rental income, other property income................... 213 203 282 130 270 Unemployment and workers'' compensation, veterans'' benefits..................... 161 127 154 152 205 Public assistance, supplemental security, income, food stamps..................... 415 599 373 321 453 Regular contributions for support........ 385 393 277 308 595 Other income............................. 247 338 128 208 349 Personal taxes............................. 3,364 3,844 3,477 2,564 4,042 Federal income taxes..................... 2,577 2,843 2,506 2,117 3,107 State and local income taxes............. 723 930 902 397 861 Other taxes.............................. 64 70 69 50 74 Income after taxes.......................... 37,647 42,113 37,810 34,696 38,384 Net change in total assets and liabilities.. -1,878 -3,648 -1,714 801 -4,735 Net change in total assets............... 8,292 6,728 8,558 6,343 12,327 Net change in total liabilities.......... 10,170 10,375 10,272 5,542 17,062 Other financial information: Other money receipts..................... 482 356 440 608 435 Mortgage principal paid on owned property................................ -673 -698 -794 -600 -638 Estimated market value of owned home..... 46,856 54,052 46,138 39,670 52,788 Estimated monthly rental value of owned home.............................. 372 402 393 339 376 Gifts of goods and services................. 702 698 621 707 784 Food..................................... 31 37 24 26 42 Housing.................................. 252 197 223 273 295 Housekeeping supplies.................. 32 30 41 32 26 Household textiles..................... 9 d/ 10 4 9 14 Appliances and miscellaneous housewares............................ 21 13 25 27 14 Major appliances..................... 3 d/ 7 d/ 3 d/ 4 d/ 1 Small appliances and miscellaneous housewares.......................... 18 6 22 24 12 Miscellaneous household equipment...... 62 65 52 58 76 Other housing.......................... 128 79 101 148 166 Apparel and services..................... 197 238 182 190 193 Males, 2 and over...................... 50 75 48 37 53 Females, 2 and over.................... 52 42 55 48 61 Children under 2....................... 42 51 37 41 42 Other apparel products and services.... 53 71 42 62 37 Jewelry and watches.................. 29 46 18 27 30 All other apparel products and services............................ 24 d/ 25 d/ 24 35 d/ 7 Transportation........................... 23 30 13 13 43 Health care.............................. 6 d/ 7 d/ 4 d/ 7 8 Entertainment............................ 64 70 59 64 63 Toys, games, hobbies, and tricycles.... 25 32 26 23 22 Other entertainment.................... 39 38 33 42 41 Education................................ 30 d/ 41 32 25 28 All other gifts.......................... 98 79 85 110 111 _____________________________________________ a/ Components of income and taxes are derived from complete income reporters only see glossary. b/ Value less than 0.05. c/ Value less than 0.5. d/ Data are likely to have large sampling errors.