Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997-98 Total Item 65 and Northeast Midwest South West over _______________________________________________ Number of consumer units (in thousands)...... 21,883 4,661 5,682 7,480 4,061 Income before taxes a/ ...................... $23,987 $25,655 $22,157 $21,886 $28,276 Income after taxes a/ ....................... 22,764 24,551 21,049 21,022 26,151 Age of the reference person.................. 74.6 74.7 74.7 74.5 74.7 Average number in consumer unit: Persons..................................... 1.7 1.7 1.6 1.7 1.8 Children under 18........................... .1 .1 b/ .1 .1 Persons 65 and over......................... 1.4 1.4 1.3 1.3 1.4 Earners..................................... .4 .4 .4 .4 .4 Vehicles.................................... 1.5 1.3 1.6 1.5 1.7 Percent distribution: Male........................................ 51 51 52 50 52 Female...................................... 49 49 48 50 48 Homeowner................................... 80 72 80 83 82 With mortgage.............................. 15 10 12 18 19 Without mortgage........................... 65 62 68 65 62 Renter...................................... 20 28 20 17 18 Black....................................... 9 7 7 13 4 White and other............................. 91 93 93 87 96 Elementary (1-8)............................ 18 16 17 21 15 High school (9-12).......................... 47 51 53 44 39 College..................................... 34 33 30 33 45 Never attended and other.................... 1 c/ c/ 1 1 At least one vehicle owned or leased........ 81 74 83 84 83 Average annual expenditures.................. $24,515 $24,851 $22,928 $23,711 $27,745 Food....................................... 3,473 3,791 3,376 3,179 3,735 Food at home............................. 2,279 2,479 2,146 2,139 2,462 Cereals and bakery products............ 361 416 357 326 364 Cereals and cereal products.......... 116 133 113 106 117 Bakery products...................... 245 284 244 221 247 Meats, poultry, fish, and eggs......... 584 654 547 551 610 Beef................................. 166 178 161 152 183 Pork................................. 132 123 138 147 110 Other meats.......................... 77 96 82 61 75 Poultry.............................. 103 132 87 97 106 Fish and seafood..................... 75 93 55 65 99 Eggs................................. 30 32 24 29 37 Dairy products......................... 249 273 225 247 259 Fresh milk and cream................. 103 108 93 109 102 Other dairy products................. 146 165 132 138 156 Fruits and vegetables.................. 430 479 393 394 483 Fresh fruits......................... 144 165 142 124 157 Fresh vegetables..................... 129 146 111 119 151 Processed fruits..................... 91 101 82 81 107 Processed vegetables................. 66 67 58 70 68 Other food at home..................... 655 657 624 620 747 Sugar and other sweets............... 95 95 100 87 100 Fats and oils........................ 73 76 67 71 79 Miscellaneous foods.................. 277 274 254 258 338 Nonalcoholic beverages............... 171 173 161 171 182 Food prepared by consumer unit on out-of-town trips................... 40 39 42 34 48 Food away from home...................... 1,194 1,312 1,230 1,041 1,272 Alcoholic beverages......................... 195 282 148 124 279 Housing..................................... 8,253 9,340 7,303 7,570 9,591 Shelter.................................. 4,137 5,194 3,634 3,321 5,130 Owned dwellings........................ 2,714 3,294 2,364 2,209 3,469 Mortgage interest and charges........ 604 491 426 575 1,036 Property taxes....................... 1,072 1,796 1,075 688 948 Maintenance, repairs, insurance,other expenses............................ 1,038 1,007 863 946 1,486 Rented dwellings....................... 1,071 1,445 970 857 1,179 Other lodging.......................... 351 455 300 255 481 Utilities, fuels, and public services.... 2,164 2,258 2,098 2,198 2,085 Natural gas............................ 314 441 410 193 258 Electricity............................ 862 754 787 1,036 770 Fuel oil and other fuels............... 118 270 99 70 59 Telephone services..................... 573 563 542 591 594 Water and other public services........ 297 230 259 309 404 Household operations..................... 456 374 276 535 662 Personal services...................... 113 132 50 123 159 Other household expenses............... 343 242 225 411 504 Housekeeping supplies.................... 403 411 401 366 453 Laundry and cleaning supplies.......... 94 104 98 81 101 Other household products............... 181 173 179 178 198 Postage and stationery................. 127 134 124 107 154 Household furnishings and equipment...... 1,093 1,103 896 1,150 1,261 Household textiles..................... 90 114 71 91 93 Furniture.............................. 206 146 187 211 291 Floor coverings........................ 142 184 107 215 28 Major appliances....................... 132 113 101 162 139 Small appliances, miscellaneous housewares............................ 62 65 42 74 66 Miscellaneous household equipment...... 463 481 388 397 644 Apparel and services....................... 931 907 887 985 932 Men and boys............................. 191 188 214 161 210 Men, 16 and over....................... 169 162 194 141 185 Boys, 2 to 15.......................... 22 26 20 20 25 Women and girls.......................... 420 386 420 452 405 Women, 16 and over..................... 396 361 398 427 380 Girls, 2 to 15......................... 24 25 22 25 25 Children under 2......................... 21 d/ 13 d/ 7 33 27 Footwear................................. 160 181 133 186 135 Other apparel products and services...... 140 138 112 153 155 Transportation............................. 3,919 3,359 3,599 4,205 4,473 Vehicle purchases (net outlay)........... 1,538 1,028 1,422 1,930 1,563 Cars and trucks, new................... 793 522 801 903 891 Cars and trucks, used.................. 701 438 615 947 671 Other vehicles......................... d/ 43 d/ 67 d/ 6 d/ 80 e/ Gasoline and motor oil................... 647 553 647 678 696 Other vehicle expenses................... 1,379 1,352 1,248 1,353 1,633 Vehicle finance charges................ 103 78 102 121 100 Maintenance and repairs................ 482 427 426 476 626 Vehicle insurance...................... 550 577 501 523 636 Vehicle rental, leases, licenses, other charges......................... 244 270 218 232 272 Public transportation.................... 355 426 282 244 582 Health care................................ 2,895 2,731 3,057 2,890 2,864 Health insurance......................... 1,526 1,523 1,653 1,511 1,378 Medical services......................... 580 542 522 512 830 Drugs.................................... 653 521 720 759 516 Medical supplies......................... 136 143 162 108 141 Entertainment.............................. 1,063 1,019 1,013 990 1,304 Fees and admissions...................... 309 321 238 240 512 Television, radios, sound equipment...... 350 410 306 322 390 Pets, toys, and playground equipment..... 193 190 172 203 212 Other entertainment supplies, equipment,and services.................. 211 98 297 225 191 Personal care products and services........ 327 316 305 347 335 Reading.................................... 169 189 177 140 187 Education.................................. 128 186 89 137 96 Tobacco products and smoking supplies...... 154 154 144 160 156 Miscellaneous.............................. 656 698 598 569 841 Cash contributions......................... 1,427 934 1,296 1,577 1,902 Personal insurance and pensions............ 926 946 938 838 1,048 Life and other personal insurance........ 329 260 349 397 255 Pensions and Social Security............. 597 686 589 441 794 Sources of income and personal taxes: a/ Money income before taxes................. 23,987 25,655 22,157 21,886 28,276 Wages and salaries....................... 5,297 6,480 4,886 3,961 6,939 Self-employment income................... 617 1,120 659 361 491 Social Security, private and government retirement................... 15,705 15,930 14,849 15,534 16,859 Interest, dividends, rental income, other property income................... 1,883 1,731 1,404 1,606 3,134 Unemployment and workers'' compensation, veterans'' benefits..................... 99 97 121 76 112 Public assistance, supplemental security, income, food stamps..................... 212 220 141 193 326 Regular contributions for support........ 70 d/ 55 d/ 39 68 129 Other income............................. 106 d/ 23 58 86 287 Personal taxes............................. 1,224 1,104 1,108 864 2,126 Federal income taxes..................... 866 700 733 624 1,635 State and local income taxes............. 159 140 175 71 313 Other taxes.............................. 198 264 200 169 178 Income after taxes.......................... 22,764 24,551 21,049 21,022 26,151 Net change in total assets and liabilities.. 617 3,377 -634 969 -1,449 Net change in total assets............... 2,128 3,238 706 3,098 1,059 Net change in total liabilities.......... 1,512 -139 1,341 2,129 2,508 Other financial information: Other money receipts..................... 462 363 523 248 886 Mortgage principal paid on owned property................................ -401 -395 -352 -377 -521 Estimated market value of owned home..... 88,244 97,474 72,714 69,636 133,655 Estimated monthly rental value of owned home.............................. 603 649 519 531 798 Gifts of goods and services................. 900 946 772 828 1,158 Food..................................... 44 50 34 40 54 Housing.................................. 221 242 186 231 228 Housekeeping supplies.................. 31 29 39 20 37 Household textiles..................... 15 10 15 18 17 Appliances and miscellaneous housewares............................ 23 22 21 24 28 Major appliances..................... 6 d/ 3 10 3 10 Small appliances and miscellaneous housewares.......................... 17 19 11 20 18 Miscellaneous household equipment...... 50 53 52 53 38 Other housing.......................... 102 128 59 116 108 Apparel and services..................... 190 176 179 216 177 Males, 2 and over...................... 56 54 67 52 51 Females, 2 and over.................... 73 72 75 76 66 Children under 2....................... 20 13 7 32 25 Other apparel products and services.... 41 36 30 56 35 Jewelry and watches.................. 22 15 9 38 18 All other apparel products and services............................ 19 d/ 21 21 17 d/ 17 Transportation........................... 83 56 61 66 176 Health care.............................. 69 44 90 26 144 Entertainment............................ 85 107 70 73 103 Toys, games, hobbies, and tricycles.... 30 34 31 31 24 Other entertainment.................... 55 73 39 42 80 Education................................ 80 d/ 143 41 87 d/ 51 All other gifts.......................... 129 128 111 91 224 _____________________________________________ a/ Components of income and taxes are derived from complete income reporters only see glossary. b/ Value less than 0.05. c/ Value less than 0.5. d/ Data are likely to have large sampling errors. e/ No data reported.