Table 44. Consumer units of single females by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Complete reporting of income All Item single females Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 complete than to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over Number of consumer units (in thousands)...... 17,859 14,046 1,335 3,414 2,914 1,537 1,824 1,282 1,740 Income before taxes a/ ...................... $20,779 $20,779 $2,559 $7,624 $12,168 $17,286 $24,447 $34,184 $64,340 Income after taxes a/ ....................... 19,132 19,132 2,563 7,439 11,822 16,534 22,435 31,484 56,753 Age of the reference person.................. 55.8 55.8 39.6 63.2 65.8 57.2 52.0 46.6 46.4 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .4 .4 .2 .6 .7 .5 .3 .1 .1 Earners..................................... .5 .5 .7 .3 .3 .6 .7 .9 .9 Vehicles.................................... .8 .9 .6 .6 .8 1.0 1.1 1.1 1.1 Percent distribution: Sex of reference person: Female.................................... 100 100 100 100 100 100 100 100 100 Homeowner................................... 52 52 19 47 61 58 52 53 66 With mortgage.............................. 18 18 6 6 11 16 21 35 50 Without mortgage........................... 35 34 13 42 50 42 32 18 16 Renter...................................... 48 48 81 53 39 42 48 47 34 Black....................................... 12 11 18 15 8 10 8 11 8 White and other............................. 88 89 82 85 92 90 92 89 92 Elementary (1-8)............................ 9 9 8 20 12 4 2 1 1 High school (9-12).......................... 37 36 35 49 48 42 28 21 9 College..................................... 54 54 56 30 41 54 70 77 91 Never attended and other.................... b/ b/ 1 1 b/ b/ c/ c/ b/ At least one vehicle owned or leased........ 71 72 48 54 72 81 89 90 89 Average annual expenditures.................. $20,575 $21,775 $12,016 $12,441 $17,597 $21,140 $24,713 $29,444 $46,763 Food........................................ 2,398 2,497 1,661 1,957 2,194 2,606 2,690 3,102 4,054 Food at home............................. 1,488 1,540 1,038 1,372 1,504 1,701 1,566 1,563 2,177 Cereals and bakery products............ 233 241 160 229 254 253 233 237 306 Cereals and cereal products.......... 73 74 60 78 71 81 71 63 84 Bakery products...................... 160 167 99 151 183 172 162 174 222 Meats, poultry, fish, and eggs......... 333 334 206 337 327 376 311 278 466 Beef................................. 86 84 39 93 81 102 85 67 99 Pork................................. 65 64 41 73 57 91 63 49 64 Other meats.......................... 42 43 23 46 43 58 41 33 50 Poultry.............................. 65 66 55 67 61 49 59 75 94 Fish and seafood..................... 57 59 33 40 65 56 48 41 141 Eggs................................. 17 17 14 18 19 20 15 13 19 Dairy products......................... 163 170 119 148 174 191 183 173 219 Fresh milk and cream................. 61 64 52 62 72 71 65 54 68 Other dairy products................. 102 106 66 86 102 120 117 119 151 Fruits and vegetables.................. 291 299 210 253 298 349 319 299 406 Fresh fruits......................... 97 100 78 80 100 110 107 101 146 Fresh vegetables..................... 88 89 61 78 88 94 102 87 123 Processed fruits..................... 64 66 38 52 67 92 68 76 86 Processed vegetables................. 41 43 33 43 42 54 43 35 50 Other food at home..................... 469 497 343 405 450 530 521 575 781 Sugar and other sweets............... 67 74 46 61 68 71 86 69 128 Fats and oils........................ 45 46 28 44 45 56 44 50 59 Miscellaneous foods.................. 213 227 157 173 200 242 241 292 369 Nonalcoholic beverages............... 121 124 97 115 121 130 120 130 163 Food prepared by consumer unit on out-of-town trips................... 23 26 15 11 17 31 29 34 62 Food away from home.................... 910 956 623 585 689 905 1,124 1,539 1,877 Alcoholic beverages......................... 156 163 146 76 137 97 140 310 382 Housing..................................... 8,025 8,256 4,257 5,015 6,992 8,010 9,351 11,034 16,884 Shelter.................................. 4,762 4,807 2,712 2,704 4,031 4,576 5,441 7,017 9,753 Owned dwellings........................ 2,242 2,255 598 1,026 1,908 2,105 2,220 3,334 5,893 Mortgage interest and charges........ 903 898 212 186 397 580 822 1,721 3,415 Property taxes....................... 697 675 179 447 696 707 692 774 1,353 Maintenance, repairs, insurance,other expenses............................ 642 682 207 393 816 818 707 838 1,126 Rented dwellings....................... 2,274 2,297 1,940 1,575 1,932 2,248 2,974 3,376 3,135 Other lodging.......................... 246 255 174 104 190 222 247 307 725 Utilities, fuels, and public services.... 1,619 1,637 927 1,376 1,630 1,686 1,785 1,828 2,363 Natural gas............................ 200 196 84 167 204 216 183 235 291 Electricity............................ 594 598 333 549 620 618 659 590 782 Fuel oil and other fuels............... 53 56 27 52 62 70 52 63 63 Telephone services..................... 595 607 416 459 554 572 696 756 957 Water and other public services........ 176 181 67 150 190 209 196 185 269 Household operations..................... 470 531 86 316 350 600 396 243 1,884 Personal services...................... 171 204 d/ 2 180 d/ 58 d/ 321 d/ 2 d/ 4 d/ 904 Other household expenses............... 299 327 84 136 292 280 394 239 980 Housekeeping supplies.................... 293 326 152 204 303 364 405 394 604 Laundry and cleaning supplies.......... 63 70 42 56 78 95 83 66 78 Other household products............... 123 134 46 85 123 155 167 168 249 Postage and stationery................. 107 122 64 62 102 114 154 160 276 Household furnishings and equipment...... 882 955 381 415 679 784 1,324 1,551 2,280 Household textiles..................... 94 105 31 59 70 115 155 133 233 Furniture.............................. 210 229 74 117 184 132 310 266 614 Floor coverings........................ 33 36 d/ 13 22 34 21 66 28 73 Major appliances....................... 118 131 d/ 32 46 120 105 145 291 288 Small appliances, miscellaneous housewares............................ 62 68 38 34 40 69 115 92 145 Miscellaneous household equipment...... 365 386 193 137 230 341 533 740 927 Apparel and services........................ 1,051 1,156 919 559 628 1,071 1,458 1,562 2,949 Men and boys............................. 46 57 56 15 38 39 94 63 155 Men, 16 and over....................... 30 38 d/ 50 d/ 9 d/ 29 d/ 28 d/ 32 d/ 38 d/ 131 Boys, 2 to 15.......................... 16 19 d/ 6 6 9 10 62 25 24 Women and girls.......................... 603 659 689 295 357 742 874 1,050 1,359 Women, 16 and over..................... 590 643 685 284 351 731 851 998 1,342 Girls, 2 to 15......................... 14 15 d/ 4 10 6 11 23 51 17 Children under 2......................... 14 14 b/ d/ 10 d/ 13 d/ 9 d/ 19 d/ 26 d/ 21 Footwear................................. 153 159 d/ 69 131 93 153 246 217 260 Other apparel products and services...... 233 268 104 108 127 128 224 205 1,155 Transportation.............................. 2,985 3,085 1,537 1,551 2,593 3,242 3,515 5,195 5,973 Vehicle purchases (net outlay)........... 1,252 1,286 d/ 536 653 1,225 1,353 1,259 2,439 2,323 Cars and trucks, new................... 698 720 d/ 362 d/ 266 688 862 d/ 535 1,781 1,229 Cars and trucks, used.................. 554 565 d/ 174 386 538 491 724 658 1,094 Other vehicles......................... c/ c/ c/ c/ c/ c/ c/ c/ c/ Gasoline and motor oil................... 433 441 321 265 362 487 575 610 703 Other vehicle expenses................... 1,036 1,084 547 475 789 1,149 1,418 1,805 2,254 Vehicle finance charges................ 98 106 31 28 46 93 185 208 271 Maintenance and repairs................ 332 351 204 200 273 377 505 460 634 Vehicle insurance...................... 381 397 189 183 357 440 508 643 710 Vehicle rental, leases, licenses, other charges.............................. 226 229 123 64 112 240 221 493 639 Public transportation.................... 264 275 133 158 218 253 264 341 693 Health care................................. 1,515 1,585 753 1,330 1,989 2,082 1,524 1,339 1,860 Health insurance......................... 692 707 288 693 961 844 637 571 680 Medical services......................... 391 422 252 211 401 665 480 462 699 Drugs.................................... 350 365 177 356 524 471 293 239 342 Medical supplies......................... 83 91 35 69 102 102 114 67 139 Entertainment............................... 840 906 783 429 739 844 1,127 1,099 1,937 Fees and admissions...................... 227 248 185 78 161 166 271 339 759 Television, radios, sound equipment...... 333 349 212 222 306 375 421 424 630 Pets, toys, and playground equipment..... 173 188 74 91 132 249 247 240 419 Other entertainment supplies, equipment,and services.................. 106 122 312 38 141 55 188 96 128 Personal care products and services......... 335 361 201 237 321 424 339 567 639 Reading..................................... 128 137 71 69 121 137 176 209 253 Education................................... 349 359 963 266 206 194 211 303 677 Tobacco products and smoking supplies....... 117 121 112 104 118 144 150 97 130 Miscellaneous............................... 639 696 293 403 528 578 866 674 1,807 Cash contributions.......................... 775 888 127 237 648 802 1,294 642 2,979 Personal insurance and pensions............. 1,261 1,566 192 208 383 909 1,873 3,312 6,238 Life and other personal insurance........ 136 147 56 94 136 132 240 177 236 Pensions and Social Security............. 1,125 1,419 136 114 248 777 1,633 3,136 6,003 Sources of income and personal taxes: a/ Money income before taxes.................. 20,779 20,779 2,559 7,624 12,168 17,286 24,447 34,184 64,340 Wages and salaries....................... 12,478 12,478 1,387 1,281 2,855 7,968 15,853 27,357 48,551 Self-employment income................... 466 466 -84 46 d/ 80 296 356 1,050 2,193 Social Security, private and government retirement................... 5,521 5,521 637 5,364 8,396 7,308 6,398 3,825 3,515 Interest, dividends, rental income, other property income................... 1,585 1,585 12 84 325 873 1,219 1,136 9,190 Unemployment and workers'' compensation, veterans'' benefits..................... 75 75 d/ 27 44 d/ 24 d/ 161 136 d/ 85 d/ 112 Public assistance, supplemental security, income, food stamps..................... 194 194 257 549 104 d/ 88 d/ 34 d/ 4 d/ 1 Regular contributions for support........ 265 265 179 109 208 324 222 d/ 600 d/ 481 Other income............................. 194 194 143 148 176 267 229 127 298 Personal taxes............................. 1,647 1,647 -4 185 347 752 2,013 2,700 7,587 Federal income taxes..................... 1,220 1,220 -20 107 203 472 1,488 2,030 5,842 State and local income taxes............. 323 323 -5 13 56 156 362 549 1,569 Other taxes.............................. 104 104 21 65 88 125 163 121 177 Income after taxes......................... 19,132 19,132 2,563 7,439 11,822 16,534 22,435 31,484 56,753 Net change in total assets and liabilities... -275 -657 -1,073 10 1,564 -2,509 -526 -6,218 233 Net change in total assets............... 2,208 1,975 349 126 2,133 -1,120 1,833 872 10,282 Net change in total liabilities.......... 2,483 2,632 1,422 116 569 1,388 2,359 7,090 10,049 Other financial information: Other money receipts..................... 379 404 123 306 114 359 322 592 1,281 Mortgage principal paid on owned property................................ -425 -425 -74 -107 -284 -330 -372 -677 -1,509 Estimated market value of owned home..... 55,775 55,826 20,404 41,785 53,935 58,095 56,630 56,363 110,458 Estimated monthly rental value of owned home.................................... 395 389 128 274 411 456 409 430 667 Gifts of goods and services................. 749 821 447 427 528 1,009 1,031 961 1,940 Food..................................... 42 47 d/ 30 18 23 40 46 133 106 Housing.................................. 228 238 107 140 181 285 318 242 523 Housekeeping supplies.................. 35 39 d/ 16 13 22 50 48 67 102 Household textiles..................... 23 22 d/ 4 17 10 30 d/ 25 d/ 19 65 Appliances and miscellaneous housewares........................... 26 32 d/ 7 d/ 3 37 58 58 36 50 Major appliances..................... 10 13 d/ 1 d/ 1 d/ 21 d/ 45 d/ 15 d/ 13 d/ 7 Small appliances and miscellaneous housewares......................... 16 19 d/ 7 d/ 3 16 d/ 12 43 23 43 Miscellaneous household equipment...... 52 56 11 22 24 53 114 82 135 Other housing.......................... 92 90 69 85 87 95 72 37 172 Apparel and services..................... 166 180 93 127 104 239 246 184 372 Males, 2 and over...................... 46 57 57 15 37 39 95 62 155 Females, 2 and over.................... 61 60 d/ 4 31 28 145 92 64 117 Children under 2....................... 14 14 b/ d/ 10 d/ 13 d/ 9 d/ 19 d/ 26 21 Other apparel products and services.... 44 49 31 71 25 46 40 31 79 Jewelry and watches.................. 23 26 d/ 15 43 20 15 14 13 44 All other apparel products and services............................ 22 22 d/ 17 d/ 28 d/ 5 d/ 32 d/ 26 d/ 18 d/ 34 Transportation........................... 38 44 59 7 14 19 127 22 109 Health care.............................. 59 68 d/ 57 35 42 d/ 238 d/ 19 d/ 48 100 Entertainment............................ 64 71 34 29 86 71 80 86 143 Toys, games, hobbies, and tricycles.... 25 28 21 14 19 30 25 42 65 Other entertainment.................... 39 44 13 16 66 41 55 44 78 Education................................ 66 77 d/ 31 d/ 21 d/ 9 d/ 16 d/ 67 d/ 90 387 All other gifts.......................... 87 96 36 51 69 100 129 157 200 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.