Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 24,576 2,436 5,007 4,343 2,512 3,430 2,642 1,736 1,450 1,021 Income before taxes a/ ...................... $24,091 $1,989 $7,606 $12,153 $17,285 $24,470 $34,015 $43,586 $57,014 $118,336 Income after taxes a/ ....................... 21,963 1,745 7,434 11,813 16,482 22,590 31,246 39,093 49,980 103,073 Age of the reference person.................. 50.7 36.6 58.5 60.7 52.6 47.8 44.0 44.7 44.1 45.5 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 .1 .5 .6 .4 .2 .1 .1 .1 .1 Earners..................................... .6 .7 .3 .4 .7 .8 .9 .9 1.0 .9 Vehicles.................................... 1.0 .7 .7 1.0 1.0 1.3 1.4 1.4 1.4 1.4 Percent distribution: Male........................................ 43 45 32 33 39 47 51 53 59 68 Female...................................... 57 55 68 67 61 53 49 47 41 32 Homeowner................................... 47 17 41 54 49 47 51 55 66 64 With mortgage.............................. 19 5 5 10 13 21 35 39 53 45 Without mortgage........................... 28 13 35 44 36 27 16 16 13 19 Renter...................................... 53 83 59 46 51 53 49 45 34 36 Black....................................... 11 15 14 8 11 10 10 7 8 6 White and other............................. 89 85 86 92 89 90 90 93 92 94 Elementary (1-8)............................ 7 6 20 11 5 2 2 b/ 1 b/ High school (9-12).......................... 34 34 44 45 41 33 26 16 15 10 College..................................... 58 60 35 44 54 65 73 84 84 89 Never attended and other.................... b/ b/ 1 b/ b/ c/ c/ c/ c/ b/ At least one vehicle owned or leased........ 75 51 55 74 80 88 91 89 91 85 Average annual expenditures.................. $23,266 $12,445 $12,285 $17,534 $19,768 $23,820 $28,927 $34,575 $43,088 $70,928 Food........................................ 2,799 1,874 1,960 2,255 2,645 2,951 3,331 3,768 4,356 5,563 Food at home............................. 1,494 970 1,312 1,430 1,556 1,592 1,480 1,887 1,946 1,954 Cereals and bakery products............ 226 142 217 239 234 237 215 252 271 259 Cereals and cereal products.......... 74 54 73 72 80 77 67 94 84 75 Bakery products...................... 152 88 144 167 154 160 147 159 187 184 Meats, poultry, fish, and eggs......... 345 199 324 324 379 350 303 478 442 482 Beef................................. 90 40 84 82 95 106 72 104 129 144 Pork................................. 66 40 72 59 89 75 52 81 66 54 Other meats.......................... 48 23 50 45 62 48 41 58 64 52 Poultry.............................. 65 46 62 62 58 57 71 79 88 114 Fish and seafood..................... 58 36 38 56 57 47 55 140 77 93 Eggs................................. 18 14 18 20 19 17 13 17 19 25 Dairy products......................... 162 113 143 165 177 177 150 184 200 186 Fresh milk and cream................. 61 49 62 66 62 64 52 63 67 60 Other dairy products................. 101 64 82 99 115 113 99 121 133 125 Fruits and vegetables.................. 272 171 236 269 278 302 263 317 355 367 Fresh fruits......................... 89 61 72 90 86 105 83 100 120 129 Fresh vegetables..................... 79 46 73 77 72 87 75 98 109 114 Processed fruits..................... 62 35 51 63 69 64 67 77 81 81 Processed vegetables................. 41 29 39 39 50 46 39 43 44 43 Other food at home..................... 489 344 392 433 487 525 549 655 679 661 Sugar and other sweets............... 64 37 55 59 61 73 59 104 98 57 Fats and oils........................ 42 26 41 40 48 39 46 51 46 51 Miscellaneous foods.................. 227 160 174 198 221 250 265 302 323 312 Nonalcoholic beverages............... 128 96 111 118 131 132 140 146 160 188 Food prepared by consumer unit on out-of-town trips................... 28 26 13 17 26 31 39 52 52 54 Food away from home.................... 1,305 904 648 826 1,089 1,359 1,851 1,881 2,410 3,609 Alcoholic beverages......................... 317 227 108 200 260 342 399 533 562 1,117 Housing..................................... 8,204 4,369 4,850 6,657 7,298 8,569 9,980 11,646 14,027 22,400 Shelter.................................. 5,017 2,803 2,777 3,954 4,346 5,232 6,480 7,623 8,956 12,923 Owned dwellings........................ 2,198 513 909 1,669 1,655 2,045 2,960 3,877 5,781 6,718 Mortgage interest and charges........ 1,007 172 193 340 457 910 1,703 2,192 3,797 3,723 Property taxes....................... 621 188 369 627 565 578 659 839 1,166 1,911 Maintenance, repairs, insurance,other expenses............................ 570 152 348 702 632 557 598 846 818 1,084 Rented dwellings....................... 2,503 2,018 1,757 2,092 2,521 2,961 3,256 3,374 2,632 3,863 Other lodging.......................... 317 272 111 193 170 227 264 372 543 2,342 Utilities, fuels, and public services.... 1,567 887 1,258 1,508 1,567 1,663 1,765 1,943 2,163 2,642 Natural gas............................ 180 84 148 182 197 179 210 212 256 277 Electricity............................ 574 317 506 586 568 617 595 661 736 902 Fuel oil and other fuels............... 51 20 48 55 71 50 54 61 35 83 Telephone services..................... 602 398 428 522 556 650 744 824 883 1,090 Water and other public services........ 160 68 127 163 175 167 161 184 253 290 Household operations..................... 418 91 233 342 428 304 226 454 516 3,070 Personal services...................... 150 d/ 2 125 92 d/ 217 d/ 30 d/ 31 d/ 184 d/ 18 d/ 1,543 Other household expenses............... 268 90 108 251 211 274 195 270 498 1,527 Housekeeping supplies.................... 282 130 181 265 270 322 312 285 501 612 Laundry and cleaning supplies.......... 62 30 49 68 68 76 64 60 78 69 Other household products............... 126 58 75 119 119 136 130 120 244 336 Postage and stationery................. 94 42 58 78 83 110 119 105 179 207 Household furnishings and equipment...... 920 458 401 587 687 1,048 1,197 1,341 1,891 3,153 Household textiles..................... 75 32 48 54 66 98 90 79 97 233 Furniture.............................. 214 108 96 153 130 232 293 254 389 923 Floor coverings........................ 30 d/ 12 18 23 29 36 27 16 43 147 Major appliances....................... 118 44 41 94 95 114 192 124 301 344 Small appliances, miscellaneous housewares............................ 66 29 29 34 46 77 64 59 302 115 Miscellaneous household equipment...... 419 233 169 229 321 491 531 810 759 1,391 Apparel and services........................ 1,035 653 521 536 742 1,209 1,418 1,651 1,639 3,720 Men and boys............................. 211 100 65 82 91 242 380 459 401 753 Men, 16 and over....................... 197 94 60 76 82 206 361 449 387 718 Boys, 2 to 15.......................... 14 6 5 6 8 35 19 10 14 35 Women and girls.......................... 396 392 223 237 402 486 553 434 656 742 Women, 16 and over..................... 384 390 215 233 386 467 525 420 640 727 Girls, 2 to 15......................... 13 d/ 2 8 4 16 19 28 14 d/ 17 15 Children under 2......................... 12 b/ d/ 7 d/ 9 d/ 5 d/ 14 d/ 32 d/ 18 d/ 8 d/ 15 Footwear................................. 158 d/ 49 117 84 97 210 228 372 192 d/ 301 Other apparel products and services...... 259 111 109 124 148 258 225 369 381 1,909 Transportation.............................. 3,572 1,978 1,571 2,820 3,242 3,727 5,282 5,536 6,302 9,012 Vehicle purchases (net outlay)........... 1,486 762 609 1,319 1,334 1,353 2,407 2,184 2,340 4,253 Cars and trucks, new................... 679 d/ 282 d/ 260 706 638 436 1,385 1,150 d/ 708 1,817 Cars and trucks, used.................. 761 479 345 599 696 865 922 1,034 1,310 2,313 Other vehicles......................... 45 d/ 1 d/ 4 d/ 14 b/ d/ 52 d/ 100 c/ d/ 321 d/ 123 Gasoline and motor oil................... 562 403 306 447 543 666 794 816 860 921 Other vehicle expenses................... 1,244 629 499 855 1,144 1,465 1,759 2,076 2,575 2,869 Vehicle finance charges................ 126 45 29 55 97 192 215 267 280 249 Maintenance and repairs................ 414 260 201 315 383 522 487 665 777 808 Vehicle insurance...................... 433 207 189 361 429 511 632 664 786 804 Vehicle rental, leases, licenses, other charges.............................. 272 117 79 124 235 240 424 480 733 1,008 Public transportation.................... 280 185 157 199 220 243 322 460 527 968 Health care................................. 1,345 566 1,149 1,740 1,597 1,290 1,175 1,436 1,587 1,948 Health insurance......................... 605 229 593 825 691 553 538 623 562 784 Medical services......................... 378 187 198 375 490 412 397 531 603 704 Drugs.................................... 288 122 302 446 343 239 190 176 298 360 Medical supplies......................... 75 27 56 94 72 86 49 106 125 99 Entertainment............................... 1,085 738 489 804 822 1,118 1,306 1,753 2,381 3,001 Fees and admissions...................... 291 190 102 171 173 269 363 558 651 1,179 Television, radios, sound equipment...... 415 253 252 335 385 446 502 569 784 902 Pets, toys, and playground equipment..... 191 84 89 121 185 225 208 307 496 449 Other entertainment supplies, equipment,and services.................. 188 211 46 177 78 178 232 319 451 470 Personal care products and services......... 271 149 194 246 260 261 379 337 413 449 Reading..................................... 130 69 65 115 117 149 165 200 241 264 Education................................... 422 1,022 422 263 325 347 204 404 352 851 Tobacco products and smoking supplies....... 189 155 154 172 209 220 238 201 161 245 Miscellaneous............................... 719 302 333 547 557 766 853 886 1,175 3,292 Cash contributions.......................... 1,111 130 222 722 714 916 884 1,206 3,114 8,671 Personal insurance and pensions............. 2,068 215 247 456 980 1,955 3,312 5,019 6,780 10,398 Life and other personal insurance........ 152 47 88 118 128 198 162 204 312 436 Pensions and Social Security............. 1,915 168 159 339 852 1,757 3,150 4,814 6,468 9,961 Sources of income and personal taxes: a/ Money income before taxes.................. 24,091 1,989 7,606 12,153 17,285 24,470 34,015 43,586 57,014 118,336 Wages and salaries....................... 16,267 1,608 1,673 3,637 9,073 16,375 28,125 36,147 48,828 83,153 Self-employment income................... 1,060 -690 96 193 410 1,096 1,273 2,077 3,155 9,870 Social Security, private and government retirement................... 4,682 487 4,770 7,367 6,241 5,280 2,980 3,700 2,960 5,510 Interest, dividends, rental income, other property income................... 1,298 35 88 283 679 942 902 1,231 1,665 17,900 Unemployment and workers'' compensation, veterans'' benefits..................... 129 d/ 46 58 57 184 241 288 d/ 117 d/ 83 d/ 137 Public assistance, supplemental security, income, food stamps..................... 180 208 599 114 85 d/ 19 d/ 9 d/ 40 d/ 32 d/ 2 Regular contributions for support........ 236 146 135 290 322 236 d/ 324 d/ 196 d/ 228 d/ 368 Other income............................. 239 148 188 212 290 282 114 78 63 d/ 1,397 Personal taxes............................. 2,128 244 173 340 803 1,881 2,769 4,493 7,033 15,263 Federal income taxes..................... 1,614 202 101 205 546 1,380 2,105 3,378 5,600 11,872 State and local income taxes............. 409 9 17 54 149 345 555 1,001 1,265 3,046 Other taxes.............................. 105 34 55 80 107 155 110 115 168 345 Income after taxes......................... 21,963 1,745 7,434 11,813 16,482 22,590 31,246 39,093 49,980 103,073 Net change in total assets and liabilities... 531 -418 274 1,147 -2,004 1,185 -3,911 -2,645 -1,479 25,202 Net change in total assets............... 3,618 444 171 2,131 -283 3,004 2,354 1,133 10,507 43,778 Net change in total liabilities.......... 3,087 863 -104 983 1,721 1,819 6,265 3,778 11,987 18,577 Other financial information: Other money receipts..................... 813 212 363 115 280 278 592 878 341 11,672 Mortgage principal paid on owned property................................ -524 -65 -103 -221 -244 -399 -1,227 -765 -1,311 -2,742 Estimated market value of owned home..... 49,712 17,765 33,553 46,234 44,415 47,470 50,252 61,590 90,159 161,507 Estimated monthly rental value of owned home.................................... 364 117 231 359 360 356 390 474 797 789 Gifts of goods and services................. 868 537 411 524 786 880 1,024 1,145 1,534 3,609 Food..................................... 44 29 14 18 48 32 79 51 54 248 Housing.................................. 220 166 139 161 202 265 211 247 314 708 Housekeeping supplies.................. 29 12 15 18 30 38 43 27 84 d/ 30 Household textiles..................... 14 d/ 3 13 6 15 d/ 13 d/ 18 d/ 35 d/ 10 d/ 40 Appliances and miscellaneous housewares........................... 22 d/ 7 d/ 3 26 32 38 24 19 d/ 27 37 Major appliances..................... 9 d/ 3 d/ 1 d/ 14 d/ 24 d/ 13 d/ 7 d/ 3 d/ 3 d/ 11 Small appliances and miscellaneous housewares......................... 13 d/ 4 d/ 2 12 8 26 17 16 d/ 24 d/ 26 Miscellaneous household equipment...... 55 34 28 24 41 82 58 93 98 166 Other housing.......................... 100 111 80 86 84 93 68 74 95 435 Apparel and services..................... 182 80 105 82 164 251 205 294 413 417 Males, 2 and over...................... 45 39 12 27 23 59 63 79 133 73 Females, 2 and over.................... 53 4 25 23 90 68 56 58 118 165 Children under 2....................... 12 b/ d/ 7 d/ 9 d/ 5 d/ 14 32 d/ 18 d/ 8 d/ 15 Other apparel products and services.... 72 36 61 23 46 110 55 139 154 163 Jewelry and watches.................. 53 23 40 17 25 87 42 120 99 133 All other apparel products and services............................ 19 d/ 13 d/ 21 d/ 5 d/ 21 d/ 23 d/ 13 d/ 18 d/ 55 d/ 30 Transportation........................... 43 58 9 20 26 77 30 40 68 194 Health care.............................. 76 d/ 43 34 85 162 16 103 d/ 54 121 214 Entertainment............................ 79 37 28 67 57 68 111 131 126 323 Toys, games, hobbies, and tricycles.... 25 14 10 16 23 24 38 33 46 87 Other entertainment.................... 54 24 18 51 34 44 73 98 80 237 Education................................ 88 77 d/ 35 d/ 23 d/ 36 60 57 150 d/ 225 646 All other gifts.......................... 137 47 48 69 92 111 227 177 214 860 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.