Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Item Total Northeast Midwest South West 45-54 Number of consumer units (in thousands)...... 21,388 4,192 4,976 7,186 5,035 Income before taxes a/ ...................... $59,351 $64,849 $59,607 $52,928 $63,157 Income after taxes a/ ....................... 54,302 59,707 53,424 49,220 57,479 Age of the reference person.................. 49.3 49.4 49.3 49.3 49.3 Average number in consumer unit: Persons..................................... 2.7 2.8 2.6 2.7 2.7 Children under 18........................... .6 .6 .5 .6 .6 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.8 1.9 1.9 1.7 1.8 Vehicles.................................... 2.4 2.1 2.7 2.3 2.5 Percent distribution: Male........................................ 58 58 58 56 59 Female...................................... 42 42 42 44 41 Homeowner................................... 76 73 82 77 71 With mortgage.............................. 54 49 56 53 56 Without mortgage........................... 22 24 26 24 15 Renter...................................... 24 27 18 23 29 Black....................................... 12 12 9 20 5 White and other............................. 88 88 91 80 95 Elementary (1-8)............................ 4 3 2 6 5 High school (9-12).......................... 34 37 37 37 24 College..................................... 62 60 62 57 71 Never attended and other.................... c/ c/ c/ c/ 1 At least one vehicle owned or leased........ 92 86 94 93 94 Average annual expenditures.................. $46,482 $49,715 $46,431 $41,502 $51,006 Food........................................ 6,123 6,785 6,143 5,517 6,450 Food at home............................. 3,501 3,854 3,376 3,186 3,806 Cereals and bakery products............ 535 612 520 464 592 Cereals and cereal products.......... 177 194 175 162 188 Bakery products...................... 358 417 345 303 404 Meats, poultry, fish, and eggs......... 925 1,043 807 915 957 Beef................................. 277 297 245 277 292 Pork................................. 192 192 174 206 187 Other meats.......................... 116 144 116 102 115 Poultry.............................. 165 202 140 157 169 Fish and seafood..................... 138 169 102 137 149 Eggs................................. 37 39 30 36 44 Dairy products......................... 366 427 379 300 401 Fresh milk and cream................. 138 152 142 113 160 Other dairy products................. 228 274 237 187 240 Fruits and vegetables.................. 595 681 556 520 674 Fresh fruits......................... 180 205 170 150 215 Fresh vegetables..................... 185 206 163 163 223 Processed fruits..................... 131 166 131 110 133 Processed vegetables................. 99 105 93 97 103 Other food at home..................... 1,081 1,093 1,113 987 1,182 Sugar and other sweets............... 135 135 140 132 136 Fats and oils........................ 99 106 91 97 105 Miscellaneous foods.................. 497 497 534 435 553 Nonalcoholic beverages............... 300 302 305 283 320 Food prepared by consumer unit on out-of-town trips................... 50 53 44 40 67 Food away from home.................... 2,621 2,931 2,767 2,331 2,644 Alcoholic beverages......................... 369 389 415 309 399 Housing..................................... 14,346 16,171 13,589 12,327 16,461 Shelter.................................. 8,413 9,971 7,631 6,655 10,398 Owned dwellings........................ 6,080 6,938 5,881 4,893 7,258 Mortgage interest and charges........ 3,598 3,591 3,140 2,995 4,918 Property taxes....................... 1,458 2,330 1,589 975 1,290 Maintenance, repairs, insurance,other expenses............................ 1,024 1,017 1,152 922 1,050 Rented dwellings....................... 1,574 2,050 988 1,228 2,252 Other lodging.......................... 758 983 761 535 888 Utilities, fuels, and public services.... 2,839 3,034 2,905 2,896 2,528 Natural gas............................ 325 428 458 193 294 Electricity............................ 1,059 1,039 986 1,274 842 Fuel oil and other fuels............... 102 289 82 51 38 Telephone services..................... 1,008 1,009 1,047 1,029 937 Water and other public services........ 345 269 332 349 417 Household operations..................... 594 681 471 521 748 Personal services...................... 147 137 122 130 205 Other household expenses............... 447 543 349 391 543 Housekeeping supplies.................... 552 515 564 550 577 Laundry and cleaning supplies.......... 136 125 144 139 134 Other household products............... 272 257 254 286 282 Postage and stationery................. 144 133 166 125 161 Household furnishings and equipment...... 1,948 1,970 2,018 1,705 2,211 Household textiles..................... 146 173 149 108 180 Furniture.............................. 459 457 449 400 554 Floor coverings........................ 51 60 58 50 38 Major appliances....................... 222 189 234 191 283 Small appliances, miscellaneous housewares............................ 128 143 137 107 140 Miscellaneous household equipment...... 941 949 990 850 1,016 Apparel and services........................ 2,242 2,590 2,160 2,085 2,265 Men and boys............................. 563 647 575 484 600 Men, 16 and over....................... 476 529 479 419 516 Boys, 2 to 15.......................... 87 119 96 65 84 Women and girls.......................... 906 1,044 894 871 853 Women, 16 and over..................... 778 883 749 754 754 Girls, 2 to 15......................... 128 161 146 117 99 Children under 2......................... 54 56 52 50 60 Footwear................................. 383 379 358 384 413 Other apparel products and services...... 336 464 282 296 340 Transportation.............................. 8,917 8,537 8,708 8,873 9,500 Vehicle purchases (net outlay)........... 3,987 3,358 3,842 4,429 4,023 Cars and trucks, new................... 1,880 1,703 1,437 2,097 2,155 Cars and trucks, used.................. 2,059 1,624 2,390 2,282 1,777 Other vehicles......................... 48 d/ 31 d/ 15 d/ 50 91 Gasoline and motor oil................... 1,473 1,338 1,495 1,437 1,616 Other vehicle expenses................... 2,974 3,116 2,929 2,676 3,324 Vehicle finance charges................ 410 314 419 462 408 Maintenance and repairs................ 845 825 802 777 999 Vehicle insurance...................... 1,026 1,169 966 984 1,028 Vehicle rental, leases, licenses, other charges.............................. 693 808 743 453 889 Public transportation.................... 482 725 441 331 537 Health care................................. 2,192 2,040 2,265 2,247 2,167 Health insurance......................... 959 872 1,014 995 927 Medical services......................... 726 750 714 692 768 Drugs.................................... 388 292 405 466 339 Medical supplies......................... 118 126 132 94 133 Entertainment............................... 2,347 2,601 2,398 1,847 2,809 Fees and admissions...................... 648 814 671 477 733 Television, radios, sound equipment...... 718 755 740 661 747 Pets, toys, and playground equipment..... 401 367 416 371 458 Other entertainment supplies, equipment,and services.................. 580 665 571 338 870 Personal care products and services......... 651 685 627 632 674 Reading..................................... 194 253 205 136 216 Education................................... 1,136 1,751 1,263 796 983 Tobacco products and smoking supplies....... 385 391 429 396 321 Miscellaneous............................... 1,006 908 1,060 913 1,165 Cash contributions.......................... 1,477 1,493 1,821 1,178 1,550 Personal insurance and pensions............. 5,098 5,120 5,348 4,248 6,044 Life and other personal insurance........ 582 718 567 520 571 Pensions and Social Security............. 4,516 4,403 4,781 3,728 5,474 Sources of income and personal taxes: a/ Money income before taxes.................. 59,351 64,849 59,607 52,928 63,157 Wages and salaries....................... 51,518 58,702 53,077 44,958 52,961 Self-employment income................... 3,925 2,849 2,995 3,655 5,992 Social Security, private and government retirement................... 1,892 1,397 1,813 2,267 1,866 Interest, dividends, rental income, other property income................... 898 688 890 901 1,069 Unemployment and workers'' compensation, veterans'' benefits..................... 288 273 253 297 323 Public assistance, supplemental security, income, food stamps..................... 311 335 260 257 410 Regular contributions for support........ 290 305 208 336 295 Other income............................. 228 298 112 257 241 Personal taxes............................. 5,048 5,142 6,183 3,708 5,678 Federal income taxes..................... 3,940 3,893 4,674 3,034 4,483 State and local income taxes............. 901 1,018 1,284 461 1,030 Other taxes.............................. 207 231 225 214 164 Income after taxes......................... 54,302 59,707 53,424 49,220 57,479 Net change in total assets and liabilities... 2,943 11,141 2,769 604 -372 Net change in total assets............... 8,964 15,397 8,301 4,604 10,488 Net change in total liabilities.......... 6,021 4,256 5,532 4,000 10,860 Other financial information: Other money receipts..................... 580 468 381 802 551 Mortgage principal paid on owned property................................ -1,903 -2,138 -1,979 -1,452 -2,276 Estimated market value of owned home..... 112,329 122,459 108,362 89,314 140,666 Estimated monthly rental value of owned home.................................... 755 851 738 638 859 Gifts of goods and services................. 1,719 2,087 1,982 1,397 1,617 Food..................................... 165 200 216 129 136 Alcoholic beverages...................... 16 17 23 8 18 Housing.................................. 427 441 533 338 438 Housekeeping supplies.................. 44 50 46 39 41 Household textiles..................... 24 20 24 13 44 Appliances and miscellaneous housewares........................... 44 41 60 41 34 Major appliances..................... 14 6 18 21 8 Small appliances and miscellaneous housewares......................... 30 35 43 20 26 Miscellaneous household equipment...... 90 73 109 65 123 Other housing.......................... 225 257 294 179 196 Apparel and services..................... 298 310 271 301 312 Males, 2 and over...................... 81 84 97 75 72 Females, 2 and over.................... 121 126 84 139 128 Children under 2....................... 42 47 41 38 45 Other apparel products and services.... 54 54 49 48 68 Jewelry and watches.................. 20 24 28 13 18 All other apparel products and services............................ 34 30 20 35 50 Transportation........................... 91 74 80 109 92 Health care.............................. 43 27 38 63 31 Entertainment............................ 113 123 125 87 128 Toys, games, hobbies, and tricycles.... 36 42 45 28 32 Other entertainment.................... 77 82 80 59 96 Personal care products and services...... 18 15 19 14 28 Reading.................................. 2 2 2 1 4 Education................................ 443 763 543 285 304 All other gifts.......................... 103 116 131 61 124 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.