Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Item Total Northeast Midwest South West 65-74 Number of consumer units (in thousands)...... 11,558 2,466 2,686 4,153 2,252 Income before taxes a/ ...................... $29,138 $27,618 $28,424 $29,541 $30,777 Income after taxes a/ ....................... 27,560 25,939 26,940 28,284 28,650 Age of the reference person.................. 69.4 69.6 69.6 69.2 69.1 Average number in consumer unit: Persons..................................... 1.9 1.8 1.8 1.9 2.0 Children under 18........................... .1 .1 .1 .1 .1 Persons 65 and over......................... 1.4 1.3 1.4 1.4 1.4 Earners..................................... .6 .6 .6 .6 .7 Vehicles.................................... 1.8 1.4 1.9 1.8 2.0 Percent distribution: Male........................................ 53 54 51 53 54 Female...................................... 47 46 49 47 46 Homeowner................................... 82 77 84 85 81 With mortgage.............................. 23 19 17 25 31 Without mortgage........................... 59 58 67 60 51 Renter...................................... 18 23 16 15 19 Black....................................... 10 9 9 16 3 White and other............................. 90 91 91 84 97 Elementary (1-8)............................ 11 9 10 13 10 High school (9-12).......................... 48 51 56 46 37 College..................................... 41 39 34 40 53 Never attended and other.................... b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 87 82 87 89 89 Average annual expenditures.................. $30,395 $30,360 $31,353 $27,861 $34,010 Food........................................ 4,162 4,647 4,122 3,709 4,532 Food at home............................. 2,667 2,952 2,474 2,507 2,897 Cereals and bakery products............ 406 474 384 390 391 Cereals and cereal products.......... 132 135 120 137 132 Bakery products...................... 275 339 264 253 258 Meats, poultry, fish, and eggs......... 696 796 622 676 712 Beef................................. 202 233 213 172 210 Pork................................. 157 154 151 173 138 Other meats.......................... 90 107 83 83 91 Poultry.............................. 120 135 87 134 115 Fish and seafood..................... 96 136 64 79 127 Eggs................................. 31 30 24 35 31 Dairy products......................... 299 359 270 276 314 Fresh milk and cream................. 113 129 100 113 112 Other dairy products................. 186 230 170 164 201 Fruits and vegetables.................. 513 577 467 455 611 Fresh fruits......................... 165 194 151 136 203 Fresh vegetables..................... 155 176 137 135 192 Processed fruits..................... 113 131 101 101 129 Processed vegetables................. 81 76 78 82 87 Other food at home..................... 753 746 731 710 869 Sugar and other sweets............... 105 112 112 96 107 Fats and oils........................ 84 86 76 85 89 Miscellaneous foods.................. 335 318 323 316 405 Nonalcoholic beverages............... 188 189 175 186 205 Food prepared by consumer unit on out-of-town trips................... 41 40 45 27 62 Food away from home.................... 1,495 1,696 1,649 1,202 1,635 Alcoholic beverages......................... 240 250 209 160 424 Housing..................................... 9,631 10,524 8,989 8,659 11,216 Shelter.................................. 5,023 6,026 4,401 4,132 6,307 Owned dwellings........................ 3,522 4,106 3,135 2,966 4,370 Mortgage interest and charges........ 1,108 935 719 1,115 1,750 Property taxes....................... 1,247 2,011 1,302 872 1,037 Maintenance, repairs, insurance,other expenses............................ 1,167 1,160 1,114 979 1,583 Rented dwellings....................... 960 1,402 762 685 1,217 Other lodging.......................... 541 517 504 481 721 Utilities, fuels, and public services.... 2,403 2,396 2,340 2,502 2,306 Natural gas............................ 304 399 393 200 287 Electricity............................ 927 762 845 1,145 803 Fuel oil and other fuels............... 134 314 102 80 74 Telephone services..................... 715 695 704 741 704 Water and other public services........ 323 226 296 336 438 Household operations..................... 478 391 368 511 644 Personal services...................... 93 c/ 70 c/ 63 144 60 Other household expenses............... 385 322 305 367 584 Housekeeping supplies.................... 502 554 548 427 527 Laundry and cleaning supplies.......... 114 106 120 116 109 Other household products............... 236 239 266 194 277 Postage and stationery................. 152 210 162 117 141 Household furnishings and equipment...... 1,225 1,157 1,331 1,086 1,432 Household textiles..................... 122 167 109 108 113 Furniture.............................. 261 223 287 226 334 Floor coverings........................ 36 37 46 33 30 Major appliances....................... 185 168 174 190 206 Small appliances, miscellaneous housewares............................ 108 75 119 129 88 Miscellaneous household equipment...... 514 487 595 400 662 Apparel and services........................ 1,200 1,524 1,098 1,014 1,317 Men and boys............................. 291 336 338 245 270 Men, 16 and over....................... 259 300 314 210 237 Boys, 2 to 15.......................... 32 36 24 35 33 Women and girls.......................... 495 689 411 395 573 Women, 16 and over..................... 463 666 387 355 534 Girls, 2 to 15......................... 32 23 25 40 38 Children under 2......................... 31 50 20 29 26 Footwear................................. 202 252 149 200 218 Other apparel products and services...... 181 197 180 145 230 Transportation.............................. 5,627 4,850 6,023 5,387 6,446 Vehicle purchases (net outlay)........... 2,526 1,801 2,992 2,528 2,759 Cars and trucks, new................... 1,554 1,167 1,888 1,638 1,426 Cars and trucks, used.................. 965 634 1,093 890 1,315 Other vehicles......................... c/ 6 d/ c/ 12 d/ c/ 19 Gasoline and motor oil................... 882 750 868 896 1,019 Other vehicle expenses................... 1,745 1,734 1,662 1,628 2,071 Vehicle finance charges................ 164 108 147 180 215 Maintenance and repairs................ 577 568 472 556 751 Vehicle insurance...................... 656 686 621 629 713 Vehicle rental, leases, licenses, other charges.............................. 349 373 423 262 393 Public transportation.................... 473 565 500 335 596 Health care................................. 3,077 2,704 3,326 3,116 3,118 Health insurance......................... 1,590 1,411 1,703 1,648 1,544 Medical services......................... 630 570 708 527 790 Drugs.................................... 720 569 785 824 617 Medical supplies......................... 138 153 131 117 168 Entertainment............................... 1,494 1,282 1,901 1,257 1,675 Fees and admissions...................... 437 410 479 361 557 Television, radios, sound equipment...... 472 514 423 444 539 Pets, toys, and playground equipment..... 256 221 264 248 296 Other entertainment supplies, equipment,and services.................. 328 137 735 204 283 Personal care products and services......... 480 534 448 446 527 Reading..................................... 175 200 188 135 205 Education................................... 157 96 68 173 300 Tobacco products and smoking supplies....... 213 197 204 212 244 Miscellaneous............................... 768 815 694 762 817 Cash contributions.......................... 1,842 1,552 2,858 1,384 1,793 Personal insurance and pensions............. 1,330 1,184 1,225 1,447 1,398 Life and other personal insurance........ 472 407 385 622 369 Pensions and Social Security............. 858 776 841 825 1,029 Sources of income and personal taxes: a/ Money income before taxes.................. 29,138 27,618 28,424 29,541 30,777 Wages and salaries....................... 8,669 8,760 9,024 7,912 9,499 Self-employment income................... 1,337 446 1,633 1,703 1,301 Social Security, private and government retirement................... 16,754 16,255 15,739 17,539 17,009 Interest, dividends, rental income, other property income................... 1,762 1,700 1,539 1,919 1,795 Unemployment and workers'' compensation, veterans'' benefits..................... 123 48 c/ 145 163 105 Public assistance, supplemental security, income, food stamps..................... 254 352 160 199 353 Regular contributions for support........ 86 c/ 5 c/ 119 61 178 Other income............................. 153 c/ 51 c/ 65 46 538 Personal taxes............................. 1,578 1,678 1,485 1,257 2,128 Federal income taxes..................... 1,121 1,109 1,038 935 1,544 State and local income taxes............. 189 221 208 92 303 Other taxes.............................. 268 349 239 230 281 Income after taxes......................... 27,560 25,939 26,940 28,284 28,650 Net change in total assets and liabilities... 373 6,299 2,436 984 -9,702 Net change in total assets............... 1,679 6,378 3,510 2,312 -6,816 Net change in total liabilities.......... 1,306 79 1,074 1,327 2,886 Other financial information: Other money receipts..................... 720 79 822 751 1,245 Mortgage principal paid on owned property................................ -858 -717 -728 -903 -1,085 Estimated market value of owned home..... 109,438 125,122 88,427 84,164 163,929 Estimated monthly rental value of owned home.................................... 705 793 622 605 892 Gifts of goods and services................. 964 919 1,090 847 1,075 Food..................................... 46 74 42 32 43 Alcoholic beverages...................... 7 c/ 4 6 4 17 Housing.................................. 273 228 362 219 315 Housekeeping supplies.................. 37 37 56 20 45 Household textiles..................... 23 25 20 23 22 Appliances and miscellaneous housewares........................... 35 35 50 21 43 Major appliances..................... 8 10 c/ 5 c/ 6 11 Small appliances and miscellaneous housewares......................... 27 25 45 15 32 Miscellaneous household equipment...... 86 80 164 41 82 Other housing.......................... 93 51 71 115 125 Apparel and services..................... 194 267 189 165 172 Males, 2 and over...................... 56 69 72 41 50 Females, 2 and over.................... 63 69 60 56 72 Children under 2....................... 26 47 20 21 18 Other apparel products and services.... 49 82 37 47 32 Jewelry and watches.................. 26 53 17 21 18 All other apparel products and services............................ 23 c/ 28 c/ 20 26 14 Transportation........................... 61 38 77 32 118 Health care.............................. 82 c/ 50 189 52 46 Entertainment............................ 110 85 88 126 133 Toys, games, hobbies, and tricycles.... 41 41 45 33 51 Other entertainment.................... 69 44 43 93 81 Personal care products and services...... 10 c/ 6 11 6 19 Reading.................................. 4 3 3 2 8 Education................................ 68 32 29 107 84 All other gifts.......................... 109 130 93 100 119 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.