Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 24,629 2,212 4,722 4,225 2,507 3,730 2,683 1,801 1,589 1,159 Income before taxes a/ ...................... $25,110 $2,248 $7,583 $12,101 $17,196 $24,368 $34,016 $43,561 $57,306 $113,622 Income after taxes a/ ....................... 22,957 1,915 7,122 11,766 16,508 22,642 31,224 39,525 51,044 99,963 Age of the reference person.................. 51.5 38.6 58.4 60.9 53.6 49.5 45.7 45.7 44.6 46.8 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 .2 .5 .6 .4 .3 .1 .1 .1 .1 Earners..................................... .6 .7 .3 .4 .6 .8 .9 .9 1.0 1.0 Vehicles.................................... 1.1 .6 .7 1.0 1.0 1.3 1.3 1.4 1.4 1.5 Percent distribution: Male........................................ 43 44 32 36 38 46 51 51 57 66 Female...................................... 57 56 68 64 62 54 49 49 43 34 Homeowner................................... 49 22 42 55 52 51 53 53 65 67 With mortgage.............................. 20 6 5 9 16 21 32 36 51 46 Without mortgage........................... 30 16 37 45 36 30 21 17 13 20 Renter...................................... 51 78 58 45 48 49 47 47 35 33 Black....................................... 11 15 15 9 11 11 11 9 10 7 White and other............................. 89 85 85 91 89 89 89 91 90 93 Elementary (1-8)............................ 7 8 19 9 5 3 2 b/ 1 0 High school (9-12).......................... 35 31 44 48 43 34 27 18 13 10 College..................................... 58 61 36 42 52 63 71 81 87 89 Never attended and other.................... b/ c/ 1 b/ b/ c/ c/ c/ c/ c/ At least one vehicle owned or leased........ 76 51 56 76 77 90 91 90 90 87 Average annual expenditures.................. $24,252 $12,846 $12,723 $17,650 $20,690 $24,161 $29,664 $35,604 $41,936 $70,494 Food........................................ 2,890 1,877 1,880 2,294 2,666 2,985 3,591 4,121 4,352 5,692 Food at home............................. 1,529 972 1,256 1,540 1,575 1,626 1,570 2,055 1,868 1,838 Cereals and bakery products............ 232 144 203 242 242 229 233 326 272 252 Cereals and cereal products.......... 73 45 73 77 75 71 67 99 83 70 Bakery products...................... 159 99 130 165 167 158 166 227 189 182 Meats, poultry, fish, and eggs......... 355 218 311 370 366 367 352 494 404 388 Beef................................. 97 55 82 102 97 106 92 130 114 118 Pork................................. 72 45 69 76 84 80 64 102 60 52 Other meats.......................... 50 30 47 53 50 52 54 59 54 44 Poultry.............................. 67 47 55 70 55 59 75 100 81 96 Fish and seafood..................... 52 29 41 48 60 53 50 85 79 61 Eggs................................. 17 12 16 22 19 17 16 16 17 17 Dairy products......................... 165 99 139 172 172 182 163 189 203 213 Fresh milk and cream................. 64 43 62 69 71 68 62 61 63 67 Other dairy products................. 102 56 77 103 101 114 101 128 140 146 Fruits and vegetables.................. 284 164 240 295 287 317 280 375 336 327 Fresh fruits......................... 94 47 75 102 94 106 94 120 111 121 Fresh vegetables..................... 85 46 74 86 84 96 76 110 114 97 Processed fruits..................... 62 38 51 67 60 68 69 85 64 65 Processed vegetables................. 43 33 39 40 49 47 42 59 47 44 Other food at home..................... 494 347 364 461 508 531 542 672 652 658 Sugar and other sweets............... 60 44 48 60 62 69 54 73 88 69 Fats and oils........................ 42 28 36 45 46 43 45 61 44 33 Miscellaneous foods.................. 235 158 156 224 241 251 269 331 306 345 Nonalcoholic beverages............... 133 90 109 120 140 147 146 164 171 173 Food prepared by consumer unit on out-of-town trips................... 23 27 15 13 19 21 29 43 42 37 Food away from home.................... 1,361 905 624 754 1,090 1,359 2,021 2,066 2,484 3,854 Alcoholic beverages......................... 339 251 136 217 253 343 421 479 622 1,116 Housing..................................... 8,406 4,690 4,812 6,610 7,606 8,536 9,846 11,799 14,013 21,658 Shelter.................................. 5,154 3,029 2,853 3,836 4,445 5,136 6,529 7,854 8,826 12,574 Owned dwellings........................ 2,338 655 910 1,685 1,966 2,144 3,086 3,769 5,399 7,018 Mortgage interest and charges........ 1,017 171 161 316 617 850 1,528 2,185 3,339 3,891 Property taxes....................... 703 263 407 703 680 675 782 844 1,102 1,945 Maintenance, repairs, insurance,other expenses............................ 618 222 343 666 668 618 776 740 958 1,181 Rented dwellings....................... 2,491 1,921 1,801 2,020 2,341 2,776 3,135 3,767 2,865 3,536 Other lodging.......................... 325 453 142 130 138 216 308 317 562 2,021 Utilities, fuels, and public services.... 1,619 911 1,247 1,544 1,646 1,735 1,782 1,964 2,188 2,638 Natural gas............................ 194 96 141 197 212 203 223 216 277 300 Electricity............................ 575 324 479 578 595 648 577 655 695 857 Fuel oil and other fuels............... 58 29 61 61 76 54 49 68 d/ 31 100 Telephone services..................... 619 380 445 528 575 650 751 827 923 1,071 Water and other public services........ 174 81 120 180 187 180 182 197 262 311 Household operations..................... 455 189 184 361 541 343 210 560 458 2,984 Personal services...................... 168 d/ 81 66 106 d/ 308 d/ 54 d/ 9 d/ 209 d/ 41 d/ 1,524 Other household expenses............... 287 108 119 255 232 289 201 351 417 1,460 Housekeeping supplies.................... 256 114 158 226 259 339 265 267 430 468 Laundry and cleaning supplies.......... 60 31 47 60 67 83 58 47 99 60 Other household products............... 113 47 66 97 123 136 97 139 173 296 Postage and stationery................. 82 35 45 69 68 120 110 81 159 113 Household furnishings and equipment...... 922 448 370 644 716 983 1,061 1,155 2,110 2,992 Household textiles..................... 69 20 27 44 60 93 127 82 76 196 Furniture.............................. 231 123 93 167 155 220 262 354 386 959 Floor coverings........................ 22 d/ 3 10 36 14 13 24 13 76 41 Major appliances....................... 116 50 49 99 112 119 133 112 262 335 Small appliances, miscellaneous housewares............................ 70 25 27 33 62 58 76 78 321 160 Miscellaneous household equipment...... 414 227 163 265 313 480 439 515 990 1,302 Apparel and services........................ 1,090 550 577 582 874 1,129 1,418 1,706 1,687 3,900 Men and boys............................. 229 125 78 105 197 316 325 349 394 666 Men, 16 and over....................... 217 119 74 98 185 299 308 342 372 635 Boys, 2 to 15.......................... 11 d/ 5 4 8 13 16 17 7 22 31 Women and girls.......................... 415 237 255 232 409 404 576 693 644 1,018 Women, 16 and over..................... 402 224 248 223 404 392 560 679 617 971 Girls, 2 to 15......................... 13 d/ 13 7 9 6 12 16 15 27 47 Children under 2......................... 18 7 14 18 21 22 21 33 13 15 Footwear................................. 178 80 140 103 117 167 278 310 230 438 Other apparel products and services...... 251 102 91 122 129 219 219 321 405 1,763 Transportation.............................. 3,762 1,893 1,711 3,088 3,051 4,228 5,587 5,862 5,555 8,238 Vehicle purchases (net outlay)........... 1,514 675 622 1,522 1,075 1,639 2,578 2,236 1,803 3,283 Cars and trucks, new................... 805 d/ 128 d/ 390 769 640 900 1,627 1,414 d/ 614 d/ 1,389 Cars and trucks, used.................. 675 546 230 747 418 719 863 822 997 1,770 Other vehicles......................... 34 d/ 1 d/ 3 d/ 6 d/ 17 d/ 20 d/ 88 c/ d/ 191 d/ 124 Gasoline and motor oil................... 642 459 360 488 592 732 888 955 974 1,009 Other vehicle expenses................... 1,310 579 585 897 1,159 1,553 1,745 2,218 2,226 3,041 Vehicle finance charges................ 134 41 36 61 89 203 215 258 296 239 Maintenance and repairs................ 417 223 231 334 403 497 459 723 536 891 Vehicle insurance...................... 455 182 208 370 450 584 619 685 691 824 Vehicle rental, leases, licenses, other charges.............................. 305 133 109 132 217 270 452 552 703 1,088 Public transportation.................... 296 180 143 181 224 304 376 453 553 905 Health care................................. 1,488 632 1,309 1,950 1,653 1,474 1,213 1,602 1,669 2,051 Health insurance......................... 652 261 643 884 728 646 521 693 544 825 Medical services......................... 414 215 228 453 451 417 401 550 693 766 Drugs.................................... 350 132 370 522 405 346 238 264 328 346 Medical supplies......................... 73 23 69 90 69 65 53 95 105 114 Entertainment............................... 1,109 773 528 779 844 1,165 1,361 1,624 2,149 2,915 Fees and admissions...................... 302 184 123 164 198 275 323 537 681 1,130 Television, radios, sound equipment...... 446 279 271 359 400 476 561 587 756 886 Pets, toys, and playground equipment..... 198 82 87 126 178 259 263 343 312 451 Other entertainment supplies, equipment,and services.................. 164 228 47 130 68 154 214 157 399 448 Personal care products and services......... 356 215 241 309 348 373 453 447 513 630 Reading..................................... 127 51 72 107 113 145 157 184 199 282 Education................................... 425 1,159 457 232 290 279 269 326 468 815 Tobacco products and smoking supplies....... 199 160 167 187 215 250 239 206 163 203 Miscellaneous............................... 661 211 307 330 477 634 933 853 1,260 2,897 Cash contributions.......................... 1,198 189 249 540 1,308 702 1,093 1,359 2,692 8,695 Personal insurance and pensions............. 2,202 195 276 427 992 1,918 3,082 5,038 6,594 11,404 Life and other personal insurance........ 156 47 93 105 150 179 154 199 292 505 Pensions and Social Security............. 2,045 148 183 321 842 1,739 2,928 4,839 6,301 10,899 Sources of income and personal taxes: a/ Money income before taxes.................. 25,110 2,248 7,583 12,101 17,196 24,368 34,016 43,561 57,306 113,622 Wages and salaries....................... 16,896 1,601 1,602 3,352 8,915 15,696 28,000 35,331 50,430 78,541 Self-employment income................... 1,218 -452 76 181 427 1,109 1,048 2,134 2,078 12,699 Social Security, private and government retirement................... 4,972 555 4,802 7,694 6,471 5,976 3,698 4,244 2,467 5,208 Interest, dividends, rental income, other property income................... 1,307 28 104 252 612 920 790 1,425 1,969 15,334 Unemployment and workers'' compensation, veterans'' benefits..................... 133 d/ 36 66 43 194 293 213 94 d/ 127 d/ 150 Public assistance, supplemental security, income, food stamps..................... 165 178 561 102 143 d/ 27 d/ 12 d/ 40 d/ 5 d/ 18 Regular contributions for support........ 208 154 174 295 244 157 d/ 169 d/ 198 d/ 150 d/ 407 Other income............................. 212 148 198 183 191 189 86 95 80 1,264 Personal taxes............................. 2,153 333 461 335 689 1,726 2,792 4,035 6,262 13,659 Federal income taxes..................... 1,650 276 354 194 446 1,269 2,107 3,119 4,941 10,831 State and local income taxes............. 389 12 63 49 124 295 540 784 1,178 2,498 Other taxes.............................. 115 45 44 92 119 162 145 132 143 330 Income after taxes......................... 22,957 1,915 7,122 11,766 16,508 22,642 31,224 39,525 51,044 99,963 Net change in total assets and liabilities... 739 698 1,599 1,713 -363 -2,563 -2,050 -4,253 1,379 20,107 Net change in total assets............... 2,861 1,073 1,915 2,331 847 249 3,376 -2,604 5,256 28,828 Net change in total liabilities.......... 2,122 375 316 618 1,209 2,812 5,426 1,649 3,877 8,722 Other financial information: Other money receipts..................... 996 146 363 246 231 520 358 695 464 13,788 Mortgage principal paid on owned property................................ -521 -86 -86 -176 -340 -408 -1,175 -840 -1,369 -1,956 Estimated market value of owned home..... 54,570 24,128 34,198 49,313 53,488 49,794 54,167 60,852 87,088 179,075 Estimated monthly rental value of owned home.................................... 389 159 246 394 398 387 425 471 628 838 Gifts of goods and services................. 880 618 371 585 849 890 1,008 1,155 1,452 3,056 Food..................................... 32 18 12 16 23 33 71 24 56 107 Alcoholic beverages...................... 11 d/ 4 5 5 9 13 16 19 28 29 Housing.................................. 211 112 115 166 190 254 233 208 309 681 Housekeeping supplies.................. 28 11 9 19 21 39 42 24 86 41 Household textiles..................... 12 c/ d/ 7 7 21 d/ 13 18 d/ 35 d/ 9 d/ 18 Appliances and miscellaneous housewares........................... 23 d/ 7 d/ 9 15 45 27 29 20 32 55 Major appliances..................... 8 d/ 5 d/ 5 d/ 6 d/ 28 d/ 11 d/ 6 d/ 1 d/ 2 d/ 17 Small appliances and miscellaneous housewares......................... 15 d/ 1 d/ 4 10 17 17 23 19 30 38 Miscellaneous household equipment...... 64 18 25 43 66 88 96 39 104 216 Other housing.......................... 83 77 64 82 37 87 47 90 77 352 Apparel and services..................... 191 88 92 92 278 200 199 319 336 533 Males, 2 and over...................... 45 27 13 27 102 52 58 55 46 83 Females, 2 and over.................... 61 17 32 18 113 52 61 115 112 186 Children under 2....................... 18 7 14 18 21 22 21 33 13 15 Other apparel products and services.... 67 36 33 28 41 75 59 117 166 249 Jewelry and watches.................. 48 21 17 13 23 66 40 90 127 197 All other apparel products and services............................ 19 d/ 15 d/ 16 d/ 15 d/ 19 d/ 9 d/ 19 d/ 27 d/ 38 d/ 52 Transportation........................... 53 115 18 27 26 100 46 39 57 119 Health care.............................. 74 d/ 62 d/ 16 124 d/ 128 56 33 d/ 27 120 202 Entertainment............................ 88 39 25 55 61 92 142 169 139 271 Toys, games, hobbies, and tricycles.... 25 12 10 17 23 32 35 35 43 66 Other entertainment.................... 62 27 16 39 37 60 107 135 95 205 Personal care products and services...... 16 d/ 4 5 11 31 28 17 8 23 28 Reading.................................. 2 b/ 1 2 3 3 3 5 3 2 Education................................ 87 116 24 35 d/ 34 26 57 138 214 606 All other gifts.......................... 114 60 59 52 67 85 192 200 168 479 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.