Table 1700. Housing tenure, race of reference person, and type of area: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1989 _____________________________________________________________________________________________________________________________ | | | | | | Housing tenure | Race of reference | Type of area | All | | person | Item | consumer | | | _____________________ _____________________ _____________________ | units | | | | | | | |Homeowner | Renter |White and | Black | Urban | Rural | | | | other | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 95,818 | 59,919 | 35,898 | 85,678 | 10,139 | 82,281 | 13,537 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $31,308 | $38,119 | $20,188 | $32,476 | $21,072 | $32,478 | $23,841 Income after taxes 1/.........................| 28,496 | 34,531 | 18,644 | 29,485 | 19,831 | 29,503 | 22,071 Average number of persons in consumer unit....| 2.6 | 2.8 | 2.2 | 2.5 | 2.8 | 2.5 | 2.7 Age of reference person.......................| 47.2 | 51.8 | 39.5 | 47.3 | 46.0 | 46.7 | 50.0 | | | | | | | Average number in consumer unit: | | | | | | | Earners.....................................| 1.4 | 1.5 | 1.2 | 1.4 | 1.2 | 1.4 | 1.4 Vehicles....................................| 2.0 | 2.5 | 1.3 | 2.1 | 1.2 | 1.9 | 2.5 Children under 18...........................| .7 | .7 | .7 | .6 | 1.1 | .7 | .7 Persons 65 and over.........................| .3 | .4 | .2 | .3 | .3 | .3 | .4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 66 | 72 | 56 | 69 | 45 | 64 | 77 Female....................................| 34 | 28 | 44 | 31 | 55 | 36 | 23 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 63 | 100 | n.a. | 65 | 41 | 60 | 77 Homeowner with mortgage.................| 39 | 62 | n.a. | 40 | 27 | 39 | 35 Homeowner without mortgage..............| 24 | 38 | n.a. | 25 | 15 | 21 | 42 Renter....................................| 37 | n.a. | 100 | 35 | 59 | 40 | 23 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 7 | 17 | n.a. | 100 | 12 | 4 White and other...........................| 89 | 93 | 83 | 100 | n.a. | 88 | 96 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 11 | 11 | 11 | 10 | 17 | 10 | 18 High school (9-12)........................| 43 | 43 | 43 | 42 | 51 | 42 | 50 College...................................| 46 | 46 | 45 | 47 | 31 | 48 | 31 Never attended and other..................| 1 | (2) | 1 | 1 | 1 | 1 | 1 | | | | | | | At least one vehicle owned..................| 87 | 94 | 74 | 89 | 66 | 86 | 92 | | | | | | | Average annual expenditures.....................| $27,809 | $32,431 | $20,007 | $28,943 | $18,343 | $28,583 | $23,106 | | | | | | | Food..........................................| 14.9 | 14.5 | 15.8 | 14.9 | 15.9 | 14.7 | 16.9 Food at home................................| 8.6 | 8.3 | 9.2 | 8.5 | 10.4 | 8.3 | 11.0 Cereals and bakery products...............| 1.3 | 1.3 | 1.3 | 1.3 | 1.4 | 1.2 | 1.7 Cereals and cereal products.............| .5 | .4 | .5 | .5 | .6 | .4 | .7 Bakery products.........................| .8 | .8 | .8 | .8 | .9 | .8 | 1.0 Meats, poultry, fish, and eggs............| 2.2 | 2.1 | 2.4 | 2.1 | 3.6 | 2.1 | 2.7 Beef....................................| .7 | .7 | .8 | .7 | 1.0 | .7 | .9 Pork....................................| .4 | .4 | .4 | .4 | .9 | .4 | .6 Other meats.............................| .3 | .3 | .3 | .3 | .5 | .3 | .4 Poultry.................................| .4 | .3 | .4 | .3 | .6 | .4 | .4 Fish and seafood........................| .3 | .2 | .3 | .2 | .4 | .2 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .2 | .1 | .2 | | | | | | | Dairy products............................| 1.1 | 1.1 | 1.2 | 1.1 | 1.1 | 1.0 | 1.5 Fresh milk and cream....................| .5 | .5 | .6 | .5 | .6 | .5 | .8 Other dairy products....................| .6 | .6 | .6 | .6 | .5 | .5 | .7 Fruits and vegetables.....................| 1.5 | 1.4 | 1.6 | 1.4 | 1.8 | 1.4 | 1.8 Fresh fruits............................| .5 | .4 | .5 | .5 | .5 | .4 | .5 Fresh vegetables........................| .5 | .4 | .5 | .5 | .6 | .4 | .6 Processed fruits........................| .3 | .3 | .3 | .3 | .4 | .3 | .4 Processed vegetables....................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | | | | | | | Other food at home........................| 2.5 | 2.5 | 2.7 | 2.5 | 2.6 | 2.4 | 3.3 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .4 | .3 | .4 Fats and oils...........................| .2 | .2 | .2 | .2 | .3 | .2 | .3 Miscellaneous foods.....................| 1.1 | 1.1 | 1.2 | 1.1 | 1.1 | 1.1 | 1.5 Nonalcoholic beverages..................| .8 | .8 | .8 | .8 | .8 | .7 | 1.0 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | (3) | .1 | .1 Food away from home.........................| 6.3 | 6.2 | 6.7 | 6.4 | 5.5 | 6.4 | 5.9 | | | | | | | Alcoholic beverages...........................| 1.0 | .9 | 1.4 | 1.0 | .9 | 1.0 | .8 | | | | | | | Housing.......................................| 31.0 | 30.4 | 32.6 | 30.7 | 34.5 | 31.5 | 27.2 Shelter.....................................| 17.4 | 16.1 | 21.0 | 17.3 | 19.0 | 18.1 | 12.2 Owned dwellings...........................| 10.2 | 14.0 | .2 | 10.5 | 7.5 | 10.6 | 7.9 Mortgage interest.......................| 6.3 | 8.5 | .1 | 6.4 | 5.0 | 6.6 | 4.0 Property taxes..........................| 2.1 | 2.8 | (3) | 2.1 | 1.1 | 2.1 | 2.0 | | | | | | | Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 1.9 | 2.6 | (3) | 2.0 | 1.3 | 1.9 | 1.9 Rented dwellings..........................| 5.4 | .1 | 19.7 | 5.0 | 10.7 | 5.7 | 2.8 Other lodging.............................| 1.7 | 2.0 | 1.1 | 1.8 | .8 | 1.8 | 1.6 | | | | | | | Utilities, fuels, and public services.......| 6.6 | 6.8 | 6.0 | 6.4 | 9.8 | 6.4 | 8.0 Natural gas...............................| .9 | 1.0 | .7 | .8 | 1.7 | .9 | .4 Electricity...............................| 2.7 | 2.8 | 2.3 | 2.6 | 3.6 | 2.5 | 3.8 Fuel oil and other fuels..................| .4 | .4 | .2 | .4 | .3 | .3 | .9 Telephone.................................| 2.0 | 1.9 | 2.5 | 1.9 | 3.3 | 2.0 | 2.2 Water and other public services...........| .7 | .8 | .3 | .6 | .8 | .7 | .7 Household operations........................| 1.7 | 1.8 | 1.3 | 1.7 | 1.3 | 1.7 | 1.3 Personal services.........................| .8 | .8 | .8 | .8 | .9 | .8 | .7 Other household expenses..................| .9 | 1.0 | .5 | .9 | .4 | .9 | .6 | | | | | | | Housekeeping supplies.......................| 1.4 | 1.5 | 1.2 | 1.4 | 1.3 | 1.4 | 1.5 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .5 | .4 | .5 Other household products..................| .6 | .6 | .4 | .6 | .4 | .6 | .6 Postage and stationery....................| .4 | .4 | .4 | .4 | .3 | .4 | .5 Household furnishings and equipment.........| 3.9 | 4.2 | 3.2 | 4.0 | 3.2 | 3.9 | 4.2 Household textiles........................| .4 | .4 | .3 | .4 | .3 | .4 | .3 Furniture.................................| 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.1 | 1.0 Floor coverings...........................| .3 | .3 | .1 | .3 | (3) | .2 | .5 Major appliances..........................| .5 | .6 | .5 | .5 | .6 | .5 | .7 Small appliances, miscellaneous housewares| .2 | .2 | .3 | .2 | .2 | .2 | .2 Miscellaneous household equipment.........| 1.4 | 1.5 | 1.0 | 1.4 | .8 | 1.4 | 1.5 | | | | | | | Apparel and services..........................| 5.7 | 5.6 | 6.0 | 5.6 | 6.9 | 5.8 | 4.8 Men and boys................................| 1.4 | 1.5 | 1.3 | 1.4 | 1.3 | 1.4 | 1.4 Men, 16 and over..........................| 1.2 | 1.2 | 1.1 | 1.2 | 1.1 | 1.2 | 1.1 Boys, 2 to 15.............................| .3 | .3 | .2 | .3 | .3 | .3 | .3 Women and girls.............................| 2.4 | 2.4 | 2.3 | 2.3 | 3.0 | 2.4 | 1.9 Women, 16 and over........................| 2.0 | 2.0 | 2.0 | 2.0 | 2.5 | 2.1 | 1.5 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .5 | .3 | .4 Children under 2............................| .3 | .2 | .4 | .3 | .4 | .3 | .2 Footwear....................................| .7 | .6 | .8 | .7 | 1.0 | .7 | .7 Other apparel products and services.........| 1.0 | .9 | 1.2 | .9 | 1.2 | 1.0 | .6 | | | | | | | Transportation................................| 18.7 | 18.7 | 18.7 | 18.7 | 17.3 | 18.2 | 22.2 Vehicle purchases (net outlay)..............| 8.2 | 8.2 | 8.4 | 8.4 | 6.6 | 7.9 | 10.5 Cars and trucks, new......................| 4.4 | 4.5 | 4.1 | 4.5 | 2.6 | 4.3 | 5.0 | | | | | | | Cars and trucks, used.....................| 3.8 | 3.6 | 4.2 | 3.8 | 4.0 | 3.6 | 5.4 Other vehicles............................| .1 | .1 | .1 | .1 | (3) | .1 | .1 Gasoline and motor oil......................| 3.5 | 3.6 | 3.5 | 3.5 | 3.5 | 3.3 | 5.1 Other vehicle expenses......................| 5.9 | 5.9 | 5.6 | 5.8 | 5.9 | 5.8 | 6.1 Vehicle finance charges...................| 1.1 | 1.1 | 1.1 | 1.1 | 1.3 | 1.1 | 1.3 Maintenance and repairs...................| 2.0 | 2.1 | 1.9 | 2.0 | 1.9 | 2.0 | 2.3 Vehicle insurance.........................| 2.1 | 2.1 | 1.9 | 2.1 | 2.0 | 2.1 | 2.0 Vehicle rental, licenses, other charges...| .7 | .7 | .7 | .7 | .7 | .7 | .5 Public transportation.......................| 1.0 | 1.0 | 1.1 | 1.0 | 1.2 | 1.1 | .6 | | | | | | | Health care...................................| 5.1 | 5.4 | 4.1 | 5.1 | 3.9 | 4.9 | 6.6 Health insurance............................| 1.9 | 2.1 | 1.5 | 1.9 | 1.8 | 1.8 | 2.8 Medical services............................| 2.0 | 2.1 | 1.5 | 2.0 | 1.2 | 1.9 | 2.1 Drugs.......................................| .9 | .9 | .7 | .9 | .8 | .8 | 1.3 Medical supplies............................| .3 | .3 | .4 | .3 | .2 | .3 | .4 | | | | | | | Entertainment.................................| 5.1 | 5.4 | 4.5 | 5.3 | 3.2 | 5.1 | 5.0 Fees and admissions.........................| 1.4 | 1.5 | 1.1 | 1.4 | .6 | 1.4 | 1.0 Television, radios, sound equipment.........| 1.5 | 1.5 | 1.7 | 1.5 | 1.8 | 1.6 | 1.4 Pets, toys, and playground equipment........| .9 | .9 | .8 | .9 | .5 | .9 | 1.2 Other entertainment supplies, equipment, | | | | | | | and services...............................| 1.3 | 1.5 | .8 | 1.4 | .3 | 1.3 | 1.4 | | | | | | | Personal care products and services...........| 1.3 | 1.2 | 1.5 | 1.3 | 1.8 | 1.3 | 1.2 | | | | | | | Reading.......................................| .6 | .6 | .5 | .6 | .4 | .6 | .5 | | | | | | | Education.....................................| 1.3 | 1.3 | 1.4 | 1.3 | 1.3 | 1.4 | .8 | | | | | | | Tobacco products and smoking supplies.........| .9 | .8 | 1.3 | .9 | 1.2 | .9 | 1.2 | | | | | | | Miscellaneous.................................| 2.3 | 2.3 | 2.2 | 2.3 | 2.4 | 2.3 | 2.0 | | | | | | | Cash contributions............................| 3.2 | 3.5 | 2.6 | 3.3 | 2.0 | 3.3 | 2.7 | | | | | | | Personal insurance and pensions...............| 8.9 | 9.4 | 7.4 | 8.9 | 8.4 | 9.0 | 8.1 Life and other personal insurance...........| 1.2 | 1.4 | .8 | 1.2 | 1.6 | 1.2 | 1.6 Pensions and Social Security................| 7.6 | 8.1 | 6.6 | 7.7 | 6.7 | 7.8 | 6.5 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| $31,308 | $38,119 | $20,188 | $32,476 | $21,072 | $32,478 | $23,841 Wages and salaries..........................| 74.3 | 72.4 | 79.9 | 73.9 | 79.2 | 74.9 | 68.5 Self-employment income......................| 8.1 | 9.3 | 4.4 | 8.6 | 1.7 | 8.1 | 8.4 Social Security, private and government | | | | | | | retirement.................................| 10.8 | 11.9 | 7.6 | 10.8 | 11.4 | 10.2 | 16.2 Interest, dividends, rental income, other | | | | | | | property income............................| 4.0 | 4.8 | 1.7 | 4.3 | .3 | 4.0 | 4.2 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| .7 | .6 | 1.0 | .6 | .9 | .6 | .9 Public assistance, supplemental security | | | | | | | income, food stamps........................| .9 | .3 | 2.9 | .6 | 5.1 | 1.0 | .6 Regular contributions for support...........| .9 | .6 | 1.7 | .9 | 1.0 | .9 | .5 Other income................................| .4 | .2 | .8 | .4 | .5 | .3 | .7 | | | | | | | Personal taxes................................| 9.0 | 9.4 | 7.7 | 9.2 | 5.9 | 9.2 | 7.4 Federal income taxes........................| 7.1 | 7.4 | 6.1 | 7.3 | 4.4 | 7.3 | 5.3 State and local income taxes................| 1.7 | 1.7 | 1.5 | 1.7 | 1.4 | 1.6 | 1.9 Other taxes.................................| .2 | .3 | (3) | .2 | .1 | .2 | .3 | | | | | | | Income after taxes............................| 91.0 | 90.6 | 92.3 | 90.8 | 94.1 | 90.8 | 92.6 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. n.a. Not applicable.