Table 1300. Age of reference person: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1990 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 96,968 | 7,581 | 21,287 | 21,003 | 14,855 | 12,162 | 20,079 | 11,318 | 8,761 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$31,889 |$14,089 |$32,325 |$41,208 |$43,451 |$35,309 |$18,842 |$21,501 |$15,435 Income after taxes 1/.........................| 28,937 | 13,246 | 29,371 | 36,737 | 39,381 | 31,802 | 17,705 | 20,123 | 14,606 Average number of persons in consumer unit....| 2.6 | 1.8 | 2.8 | 3.3 | 2.9 | 2.3 | 1.7 | 1.9 | 1.6 Age of reference person.......................| 47.2 | 21.5 | 29.8 | 39.4 | 49.2 | 59.7 | 74.2 | 69.2 | 80.7 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.4 | 1.2 | 1.5 | 1.8 | 1.9 | 1.4 | .4 | .6 | .2 Vehicles....................................| 2.0 | 1.1 | 1.9 | 2.3 | 2.6 | 2.3 | 1.5 | 1.8 | 1.0 Children under 18...........................| .7 | .4 | 1.1 | 1.3 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.4 | 1.4 | 1.3 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 65 | 51 | 69 | 71 | 68 | 68 | 54 | 61 | 45 Female....................................| 35 | 49 | 31 | 29 | 32 | 32 | 46 | 39 | 55 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 62 | 8 | 44 | 67 | 75 | 80 | 78 | 82 | 73 Homeowner with mortgage.................| 38 | 6 | 39 | 57 | 59 | 39 | 15 | 22 | 6 Homeowner without mortgage..............| 24 | 2 | 5 | 10 | 16 | 41 | 63 | 60 | 66 Renter....................................| 38 | 92 | 56 | 33 | 25 | 20 | 22 | 18 | 27 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 12 | 12 | 13 | 12 | 12 | 9 | 9 | 9 White and other...........................| 89 | 88 | 88 | 87 | 88 | 88 | 91 | 91 | 91 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 2 | 3 | 4 | 8 | 15 | 27 | 20 | 37 High school (9-12)........................| 43 | 41 | 43 | 39 | 44 | 49 | 46 | 51 | 39 College...................................| 46 | 57 | 54 | 57 | 48 | 36 | 26 | 28 | 23 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | (3) | 2 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 87 | 70 | 90 | 91 | 93 | 90 | 78 | 87 | 67 | | | | | | | | | Average annual expenditures.....................|$28,369 |$16,518 |$28,107 |$35,579 |$36,996 |$29,244 |$18,546 |$20,895 |$15,448 | | | | | | | | | Food..........................................| 15.1 | 16.7 | 14.6 | 15.1 | 14.8 | 15.1 | 15.8 | 15.8 | 15.6 Food at home................................| 8.8 | 7.8 | 8.3 | 8.8 | 8.1 | 8.9 | 10.3 | 10.1 | 10.7 Cereals and bakery products...............| 1.3 | 1.1 | 1.2 | 1.3 | 1.2 | 1.3 | 1.6 | 1.5 | 1.7 Cereals and cereal products.............| .5 | .4 | .4 | .5 | .4 | .4 | .5 | .5 | .6 Bakery products.........................| .8 | .7 | .7 | .9 | .8 | .9 | 1.1 | 1.1 | 1.2 Meats, poultry, fish, and eggs............| 2.4 | 1.8 | 2.2 | 2.3 | 2.3 | 2.6 | 2.8 | 2.9 | 2.6 Beef....................................| .8 | .6 | .8 | .7 | .7 | .8 | .9 | 1.0 | .8 Pork....................................| .5 | .4 | .4 | .4 | .5 | .5 | .6 | .6 | .5 Other meats.............................| .3 | .3 | .3 | .3 | .4 | .4 | .4 | .4 | .4 Poultry.................................| .4 | .2 | .4 | .4 | .4 | .4 | .5 | .5 | .5 Fish and seafood........................| .3 | .2 | .3 | .3 | .3 | .3 | .3 | .3 | .4 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| 1.0 | .9 | 1.0 | 1.1 | .9 | 1.0 | 1.2 | 1.2 | 1.3 Fresh milk and cream....................| .5 | .5 | .5 | .5 | .4 | .4 | .6 | .6 | .7 Other dairy products....................| .5 | .5 | .5 | .6 | .5 | .6 | .6 | .6 | .7 Fruits and vegetables.....................| 1.4 | 1.1 | 1.3 | 1.4 | 1.3 | 1.5 | 2.0 | 1.9 | 2.2 Fresh fruits............................| .4 | .3 | .4 | .4 | .4 | .5 | .7 | .6 | .8 Fresh vegetables........................| .4 | .3 | .4 | .4 | .4 | .4 | .6 | .5 | .5 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .5 | .4 | .6 Processed vegetables....................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.6 | 2.8 | 2.6 | 2.8 | 2.4 | 2.5 | 2.7 | 2.6 | 2.8 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 Fats and oils...........................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 Miscellaneous foods.....................| 1.2 | 1.5 | 1.2 | 1.3 | 1.1 | 1.0 | 1.1 | 1.1 | 1.2 Nonalcoholic beverages..................| .8 | .8 | .7 | .8 | .7 | .7 | .8 | .7 | .8 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .1 | .1 | .1 Food away from home.........................| 6.4 | 8.9 | 6.3 | 6.3 | 6.7 | 6.3 | 5.4 | 5.7 | 4.9 | | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.9 | 1.3 | 1.0 | .9 | .9 | .7 | .8 | .5 | | | | | | | | | Housing.......................................| 31.3 | 29.3 | 33.3 | 31.9 | 29.0 | 29.4 | 33.1 | 31.5 | 35.8 Shelter.....................................| 17.7 | 18.3 | 20.2 | 18.3 | 16.6 | 15.0 | 16.9 | 16.0 | 18.5 Owned dwellings...........................| 10.4 | 1.9 | 10.3 | 12.2 | 10.7 | 9.8 | 10.1 | 10.0 | 10.5 Mortgage interest.......................| 6.4 | 1.4 | 8.0 | 8.7 | 7.1 | 4.3 | 2.0 | 2.7 | .7 Property taxes..........................| 2.1 | .2 | 1.1 | 2.0 | 1.9 | 2.9 | 4.1 | 3.9 | 4.4 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 1.9 | .3 | 1.2 | 1.5 | 1.7 | 2.6 | 4.1 | 3.3 | 5.4 Rented dwellings..........................| 5.4 | 15.2 | 8.7 | 4.3 | 3.3 | 3.0 | 4.5 | 3.5 | 6.3 Other lodging.............................| 1.9 | 1.3 | 1.1 | 1.9 | 2.6 | 2.2 | 2.2 | 2.5 | 1.7 | | | | | | | | | Utilities, fuels, and public services.......| 6.7 | 5.5 | 6.0 | 6.1 | 6.4 | 7.4 | 9.2 | 8.8 | 9.8 Natural gas...............................| .9 | .6 | .7 | .8 | .8 | 1.0 | 1.4 | 1.4 | 1.4 Electricity...............................| 2.7 | 1.9 | 2.4 | 2.4 | 2.6 | 3.1 | 3.7 | 3.5 | 3.9 Fuel oil and other fuels..................| .4 | .1 | .2 | .3 | .3 | .4 | .7 | .6 | 1.0 Telephone.................................| 2.1 | 2.6 | 2.1 | 1.9 | 2.0 | 2.0 | 2.3 | 2.3 | 2.4 Water and other public services...........| .7 | .3 | .5 | .6 | .7 | .8 | 1.1 | 1.0 | 1.1 Household operations........................| 1.6 | .9 | 2.0 | 1.7 | .9 | 1.3 | 2.1 | 1.6 | 3.0 Personal services.........................| .8 | .6 | 1.6 | 1.0 | .1 | .2 | .5 | 4/.1 | 1.2 Other household expenses..................| .8 | .3 | .4 | .7 | .7 | 1.1 | 1.6 | 1.5 | 1.8 | | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.1 | 1.3 | 1.4 | 1.3 | 1.7 | 1.8 | 1.7 | 1.8 Laundry and cleaning supplies.............| .4 | .3 | .4 | .4 | .4 | .4 | .4 | .4 | .5 Other household products..................| .6 | .4 | .5 | .6 | .5 | .8 | .7 | .7 | .7 Postage and stationery....................| .4 | .4 | .4 | .4 | .4 | .5 | .6 | .6 | .6 Household furnishings and equipment.........| 3.9 | 3.6 | 3.8 | 4.4 | 3.9 | 4.1 | 3.2 | 3.4 | 2.7 Household textiles........................| .3 | .2 | .3 | .3 | .4 | .4 | .4 | .4 | .2 Furniture.................................| 1.1 | 1.5 | 1.2 | 1.1 | 1.0 | 1.3 | .7 | .7 | .6 Floor coverings...........................| .3 | .1 | .2 | .4 | .4 | .3 | .3 | .3 | .3 Major appliances..........................| .5 | .4 | .5 | .5 | .5 | .6 | .6 | .6 | .6 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .3 | .2 Miscellaneous household equipment.........| 1.4 | 1.2 | 1.4 | 1.8 | 1.4 | 1.2 | 1.0 | 1.2 | .8 | | | | | | | | | Apparel and services..........................| 5.7 | 6.3 | 5.6 | 6.5 | 5.9 | 5.3 | 4.1 | 4.7 | 3.2 Men and boys................................| 1.4 | 1.9 | 1.4 | 1.6 | 1.5 | 1.2 | .7 | .8 | .5 Men, 16 and over..........................| 1.1 | 1.8 | 1.1 | 1.2 | 1.4 | 1.1 | .6 | .7 | .5 Boys, 2 to 15.............................| .2 | .1 | .3 | .4 | .2 | .1 | .1 | .1 | (2) Women and girls.............................| 2.4 | 1.9 | 2.0 | 2.8 | 2.4 | 2.4 | 2.2 | 2.5 | 1.6 Women, 16 and over........................| 2.1 | 1.8 | 1.7 | 2.2 | 2.2 | 2.2 | 2.1 | 2.3 | 1.5 Girls, 2 to 15............................| .3 | .2 | .3 | .6 | .2 | .1 | .1 | .1 | .1 Children under 2............................| .2 | .5 | .5 | .2 | .2 | .2 | .1 | .1 | .1 Footwear....................................| .8 | .6 | .7 | 1.0 | .8 | .7 | .6 | .6 | .6 Other apparel products and services.........| .9 | 1.4 | 1.0 | 1.0 | .9 | .8 | .6 | .6 | .5 | | | | | | | | | Transportation................................| 18.1 | 21.2 | 19.3 | 17.1 | 19.1 | 18.1 | 15.6 | 16.6 | 13.8 Vehicle purchases (net outlay)..............| 7.5 | 9.6 | 8.6 | 7.1 | 8.0 | 6.9 | 5.7 | 5.6 | 6.0 Cars and trucks, new......................| 4.1 | 4.4 | 4.5 | 3.8 | 4.5 | 3.9 | 3.5 | 3.4 | 3.6 Cars and trucks, used.....................| 3.3 | 5.1 | 4.0 | 3.2 | 3.4 | 2.9 | 2.2 | 2.2 | 2.3 Other vehicles............................| .1 | .1 | .1 | .1 | 4/.1 | 4/.1 | (2) | (2) | (5) Gasoline and motor oil......................| 3.7 | 4.4 | 3.8 | 3.5 | 3.8 | 3.9 | 3.3 | 3.8 | 2.6 Other vehicle expenses......................| 5.8 | 6.1 | 6.0 | 5.6 | 6.1 | 5.9 | 5.3 | 5.9 | 4.1 Vehicle finance charges...................| 1.1 | 1.2 | 1.3 | 1.1 | 1.2 | .9 | .5 | .7 | .2 Maintenance and repairs...................| 2.1 | 2.4 | 2.1 | 2.0 | 2.1 | 2.3 | 2.1 | 2.4 | 1.6 Vehicle insurance.........................| 2.0 | 2.0 | 1.9 | 1.8 | 2.1 | 2.2 | 2.1 | 2.2 | 1.9 | | | | | | | | | Vehicle rental, licenses, other charges...| 0.7 | 0.6 | 0.8 | 0.7 | 0.7 | 0.6 | 0.6 | 0.6 | 0.4 Public transportation.......................| 1.1 | 1.1 | .8 | .9 | 1.2 | 1.4 | 1.3 | 1.3 | 1.2 | | | | | | | | | Health care...................................| 5.2 | 2.4 | 3.5 | 4.0 | 4.3 | 6.1 | 11.9 | 10.5 | 14.4 Health insurance............................| 2.0 | .6 | 1.4 | 1.4 | 1.6 | 2.4 | 5.3 | 4.9 | 6.2 Medical services............................| 2.0 | 1.2 | 1.4 | 1.8 | 1.8 | 2.2 | 3.6 | 3.1 | 4.4 Drugs.......................................| .9 | .4 | .5 | .5 | .6 | 1.2 | 2.6 | 2.2 | 3.2 Medical supplies............................| .3 | .2 | .2 | .3 | .3 | .3 | .4 | .4 | .6 | | | | | | | | | Entertainment.................................| 5.0 | 5.0 | 5.2 | 5.2 | 5.3 | 5.2 | 3.8 | 4.4 | 2.7 Fees and admissions.........................| 1.3 | 1.3 | 1.2 | 1.5 | 1.2 | 1.2 | 1.4 | 1.6 | 1.0 Television, radios, sound equipment.........| 1.6 | 2.1 | 1.8 | 1.6 | 1.6 | 1.3 | 1.3 | 1.5 | 1.0 Pets, toys, and playground equipment........| 1.0 | .7 | 1.1 | 1.0 | 1.1 | .9 | .7 | .8 | .5 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.1 | .9 | 1.1 | 1.0 | 1.4 | 1.7 | .4 | .6 | .2 | | | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.1 | 1.3 | 1.3 | 1.4 | 1.4 | 1.5 | 1.4 | | | | | | | | | Reading.......................................| .5 | .5 | .5 | .5 | .5 | .6 | .7 | .7 | .7 | | | | | | | | | Education.....................................| 1.4 | 4.9 | 1.2 | 1.3 | 2.0 | 1.3 | .3 | .2 | .4 | | | | | | | | | Tobacco products and smoking supplies.........| 1.0 | 1.3 | 1.0 | .9 | 1.0 | 1.1 | .8 | 1.0 | .6 | | | | | | | | | Miscellaneous.................................| 2.3 | 2.4 | 2.3 | 2.4 | 2.1 | 2.2 | 2.4 | 2.7 | 1.9 | | | | | | | | | Cash contributions............................| 2.9 | .9 | 1.5 | 2.5 | 3.5 | 3.1 | 5.5 | 4.5 | 7.4 | | | | | | | | | Personal insurance and pensions...............| 9.1 | 5.9 | 9.8 | 10.4 | 10.4 | 10.1 | 3.9 | 5.1 | 1.7 Life and other personal insurance...........| 1.2 | .3 | .8 | 1.2 | 1.5 | 1.6 | 1.3 | 1.6 | .8 Pensions and Social Security................| 7.9 | 5.6 | 9.0 | 9.2 | 8.9 | 8.5 | 2.5 | 3.5 | .8 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$31,889 |$14,089 |$32,325 |$41,208 |$43,451 |$35,309 |$18,842 |$21,501 |$15,435 Wages and salaries..........................| 75.8 | 85.9 | 89.6 | 86.0 | 84.8 | 68.3 | 18.8 | 25.3 | 7.3 Self-employment income......................| 7.3 | 1.4 | 5.9 | 8.8 | 8.4 | 9.8 | 3.4 | 4.5 | 1.4 Social Security, private and government | | | | | | | | | retirement.................................| 10.7 | .4 | .5 | 1.4 | 2.7 | 14.6 | 61.8 | 56.6 | 71.1 Interest, dividends, rental income, other | | | | | | | | | property income............................| 3.3 | .9 | .6 | 1.5 | 2.1 | 4.7 | 13.5 | 11.2 | 17.6 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .7 | 1.3 | .5 | .6 | .7 | .9 | .8 | .8 | .8 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.1 | 4.0 | 1.6 | 0.7 | 0.6 | 1.1 | 0.9 | 0.7 | 1.2 Regular contributions for support...........| .8 | 4.8 | .8 | .8 | .5 | .5 | .5 | .7 | .2 Other income................................| .3 | 1.4 | .4 | .2 | .1 | .2 | .3 | .3 | 4/.4 | | | | | | | | | Personal taxes................................| 9.3 | 6.0 | 9.1 | 10.8 | 9.4 | 9.9 | 6.0 | 6.4 | 5.4 Federal income taxes........................| 7.3 | 4.6 | 7.1 | 8.6 | 7.4 | 7.9 | 4.7 | 5.0 | 4.0 State and local income taxes................| 1.8 | 1.4 | 1.9 | 2.0 | 1.8 | 1.8 | .9 | 1.0 | .7 Other taxes.................................| .2 | .1 | .1 | .3 | .2 | .3 | .5 | .4 | .6 | | | | | | | | | Income after taxes............................| 90.7 | 94.0 | 90.9 | 89.2 | 90.6 | 90.1 | 94.0 | 93.6 | 94.6 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.