Table 1300. Age of reference person: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1991 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 97,918 | 7,422 | 20,184 | 21,777 | 15,276 | 12,558 | 20,702 | 11,935 | 8,767 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$33,901 |$14,319 |$34,032 |$41,871 |$48,413 |$38,285 |$20,004 |$22,723 |$16,247 Income after taxes 1/.........................| 30,729 | 13,521 | 30,863 | 37,583 | 43,828 | 34,401 | 18,515 | 21,339 | 14,612 Age of reference person.......................| 47.5 | 21.4 | 29.8 | 39.5 | 49.2 | 59.5 | 74.1 | 69.3 | 80.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.6 | 1.8 | 2.8 | 3.3 | 3.0 | 2.3 | 1.7 | 1.9 | 1.5 Children under 18...........................| .7 | .4 | 1.1 | 1.3 | .7 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.4 | 1.4 | 1.3 Earners.....................................| 1.4 | 1.2 | 1.5 | 1.7 | 1.9 | 1.5 | .4 | .6 | .2 Vehicles....................................| 2.0 | 1.2 | 1.8 | 2.2 | 2.6 | 2.3 | 1.4 | 1.7 | 1.0 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 65 | 57 | 68 | 70 | 70 | 73 | 53 | 60 | 42 Female....................................| 35 | 43 | 32 | 30 | 30 | 27 | 47 | 40 | 58 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 63 | 10 | 46 | 65 | 77 | 79 | 77 | 80 | 74 With mortgage...........................| 39 | 8 | 40 | 56 | 58 | 39 | 14 | 20 | 6 Without mortgage........................| 25 | 2 | 6 | 9 | 18 | 40 | 63 | 59 | 68 Renter....................................| 37 | 90 | 54 | 35 | 23 | 21 | 23 | 20 | 26 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 11 | 11 | 11 | 12 | 12 | 9 | 10 | 8 White and other...........................| 89 | 89 | 89 | 89 | 88 | 88 | 91 | 90 | 92 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 2 | 3 | 4 | 8 | 15 | 25 | 19 | 32 High school (9-12)........................| 43 | 43 | 42 | 38 | 46 | 45 | 48 | 51 | 43 College...................................| 46 | 55 | 55 | 58 | 46 | 40 | 26 | 29 | 22 Never attended and other..................| 1 | (2) | (3) | (3) | (3) | (3) | 2 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 86 | 73 | 90 | 91 | 91 | 89 | 77 | 84 | 68 | | | | | | | | | Average annual expenditures.....................|$29,614 |$16,745 |$29,280 |$36,446 |$38,137 |$31,945 |$19,692 |$22,564 |$15,782 | | | | | | | | | Food..........................................| 14.4 | 15.1 | 14.6 | 14.8 | 13.6 | 13.2 | 15.6 | 15.4 | 16.1 Food at home................................| 9.0 | 8.4 | 8.6 | 9.1 | 8.3 | 8.3 | 10.9 | 10.5 | 11.8 Cereals and bakery products...............| 1.4 | 1.3 | 1.3 | 1.4 | 1.2 | 1.2 | 1.7 | 1.6 | 1.9 Cereals and cereal products.............| .5 | .5 | .5 | .5 | .4 | .4 | .6 | .5 | .6 Bakery products.........................| .9 | .8 | .8 | .9 | .8 | .8 | 1.2 | 1.1 | 1.3 Meats, poultry, fish, and eggs............| 2.4 | 2.1 | 2.3 | 2.4 | 2.3 | 2.3 | 2.8 | 2.7 | 3.1 Beef....................................| .8 | .7 | .7 | .8 | .7 | .7 | .9 | .9 | .9 Pork....................................| .5 | .4 | .4 | .5 | .5 | .5 | .6 | .6 | .7 Other meats.............................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .5 Poultry.................................| .4 | .4 | .4 | .4 | .4 | .4 | .5 | .4 | .5 Fish and seafood........................| .3 | .2 | .2 | .3 | .3 | .3 | .3 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| 1.0 | .9 | 1.0 | 1.0 | .9 | .9 | 1.2 | 1.1 | 1.3 Fresh milk and cream....................| .4 | .4 | .5 | .4 | .4 | .4 | .5 | .5 | .6 Other dairy products....................| .6 | .5 | .6 | .6 | .5 | .5 | .7 | .6 | .7 Fruits and vegetables.....................| 1.4 | 1.1 | 1.3 | 1.4 | 1.3 | 1.3 | 2.1 | 1.9 | 2.3 Fresh fruits............................| .5 | .3 | .4 | .5 | .4 | .4 | .7 | .6 | .7 Fresh vegetables........................| .4 | .3 | .4 | .4 | .4 | .4 | .6 | .6 | .6 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .5 | .4 | .6 Processed vegetables....................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.8 | 3.0 | 2.7 | 2.8 | 2.5 | 2.5 | 3.1 | 3.1 | 3.2 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 | .4 Fats and oils...........................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .4 Miscellaneous foods.....................| 1.3 | 1.5 | 1.4 | 1.3 | 1.1 | 1.1 | 1.4 | 1.4 | 1.4 Nonalcoholic beverages..................| .8 | .8 | .7 | .8 | .7 | .7 | .8 | .8 | .9 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .2 | .2 | .2 | .2 | .1 Food away from home.........................| 5.5 | 6.7 | 6.0 | 5.7 | 5.3 | 4.9 | 4.7 | 4.9 | 4.3 | | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.5 | 1.3 | 1.0 | .9 | .8 | .8 | 1.0 | .5 | | | | | | | | | Housing.......................................| 31.2 | 29.2 | 33.8 | 31.1 | 29.4 | 29.6 | 32.7 | 30.4 | 37.2 Shelter.....................................| 17.5 | 18.3 | 20.3 | 18.2 | 16.4 | 15.3 | 15.8 | 14.7 | 18.0 Owned dwellings...........................| 11.1 | 2.5 | 11.2 | 12.5 | 12.0 | 10.7 | 9.9 | 9.8 | 10.1 Mortgage interest and charges...........| 6.5 | 1.6 | 8.2 | 8.4 | 7.5 | 5.1 | 2.0 | 2.6 | .9 Property taxes..........................| 2.7 | .6 | 1.8 | 2.4 | 2.8 | 3.3 | 4.2 | 3.8 | 5.1 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 1.9 | .3 | 1.1 | 1.7 | 1.7 | 2.4 | 3.6 | 3.4 | 4.1 Rented dwellings..........................| 5.4 | 14.7 | 8.7 | 4.8 | 2.9 | 3.1 | 4.7 | 3.5 | 6.9 Other lodging.............................| 1.1 | 1.0 | .5 | .9 | 1.5 | 1.5 | 1.3 | 1.5 | 1.0 | | | | | | | | | Utilities, fuels, and public services.......| 6.7 | 5.9 | 6.1 | 6.1 | 6.5 | 7.0 | 9.0 | 8.5 | 10.0 Natural gas...............................| .8 | .5 | .7 | .7 | .8 | 1.0 | 1.3 | 1.2 | 1.5 Electricity...............................| 2.7 | 2.1 | 2.5 | 2.5 | 2.6 | 2.9 | 3.7 | 3.5 | 4.0 Fuel oil and other fuels..................| .3 | .2 | .2 | .2 | .3 | .4 | .7 | .6 | 1.0 Telephone services........................| 2.1 | 2.8 | 2.1 | 1.9 | 2.1 | 2.0 | 2.2 | 2.2 | 2.4 Water and other public services...........| .7 | .3 | .6 | .7 | .7 | .8 | 1.1 | 1.0 | 1.2 Household operations........................| 1.5 | .9 | 1.9 | 1.6 | 1.0 | 1.2 | 2.1 | 1.2 | 3.8 Personal services.........................| .7 | .6 | 1.5 | .9 | .2 | .2 | .6 | .1 | 1.6 Other household expenses..................| .8 | .2 | .4 | .7 | .8 | 1.0 | 1.5 | 1.2 | 2.1 | | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.1 | 1.3 | 1.4 | 1.3 | 1.6 | 1.9 | 1.9 | 2.0 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .4 | .4 | .4 | .4 | .4 Other household products..................| .6 | .4 | .5 | .6 | .6 | .7 | .9 | .9 | .8 Postage and stationery....................| .4 | .3 | .4 | .4 | .3 | .4 | .6 | .6 | .7 Household furnishings and equipment.........| 4.1 | 3.1 | 4.2 | 3.9 | 4.2 | 4.4 | 3.8 | 3.9 | 3.5 Household textiles........................| .3 | .2 | .2 | .3 | .4 | .4 | .4 | .4 | .3 Furniture.................................| 1.0 | 1.0 | 1.2 | 1.0 | 1.1 | .9 | .7 | .6 | .8 Floor coverings...........................| .4 | (2) | .4 | .2 | .6 | .6 | .3 | .3 | 4/.3 Major appliances..........................| .4 | .3 | .4 | .4 | .4 | .5 | .6 | .6 | .6 Small appliances, miscellaneous housewares| .3 | .2 | .2 | .2 | .3 | .4 | .3 | .3 | .4 Miscellaneous household equipment.........| 1.6 | 1.3 | 1.7 | 1.7 | 1.6 | 1.6 | 1.5 | 1.7 | 1.1 | | | | | | | | | Apparel and services..........................| 5.9 | 7.2 | 5.9 | 6.4 | 5.9 | 5.1 | 5.1 | 5.6 | 4.0 Men and boys................................| 1.4 | 1.5 | 1.6 | 1.7 | 1.5 | 1.2 | 1.0 | 1.2 | .7 Men, 16 and over..........................| 1.2 | 1.3 | 1.2 | 1.2 | 1.3 | 1.1 | .9 | 1.0 | .6 Boys, 2 to 15.............................| .3 | .2 | .4 | .5 | .2 | .1 | .1 | .2 | 4/.1 Women and girls.............................| 2.4 | 2.5 | 2.1 | 2.6 | 2.4 | 2.2 | 2.4 | 2.9 | 1.6 Women, 16 and over........................| 2.1 | 2.3 | 1.7 | 2.1 | 2.1 | 2.1 | 2.3 | 2.7 | 1.6 Girls, 2 to 15............................| .3 | .1 | .4 | .6 | .3 | .2 | .1 | .1 | .1 Children under 2............................| .3 | .9 | .5 | .3 | .2 | .2 | .1 | .1 | .1 Footwear....................................| .8 | .9 | .8 | .9 | .9 | .6 | .8 | .7 | 1.0 Other apparel products and services.........| .9 | 1.4 | 1.0 | 1.0 | 1.0 | .8 | .7 | .7 | .7 | | | | | | | | | Transportation................................| 17.4 | 23.1 | 17.7 | 17.3 | 17.6 | 17.3 | 15.2 | 17.3 | 11.2 Vehicle purchases (net outlay)..............| 7.1 | 11.4 | 7.5 | 7.4 | 6.7 | 6.9 | 5.6 | 6.8 | 3.3 Cars and trucks, new......................| 3.6 | 3.8 | 3.2 | 3.9 | 3.3 | 3.9 | 3.9 | 4.9 | 2.1 Cars and trucks, used.....................| 3.4 | 7.0 | 4.2 | 3.4 | 3.3 | 3.1 | 1.7 | 1.9 | 1.2 Other vehicles............................| .1 | .6 | .1 | .1 | (2) | (2) | (2) | (2) | (5) Gasoline and motor oil......................| 3.4 | 4.2 | 3.5 | 3.3 | 3.4 | 3.3 | 3.0 | 3.4 | 2.4 Other vehicle expenses......................| 5.9 | 6.3 | 5.8 | 5.7 | 6.4 | 5.9 | 5.4 | 5.9 | 4.4 Vehicle finance charges...................| 1.0 | 1.2 | 1.3 | 1.0 | 1.0 | .8 | .4 | .6 | .2 Maintenance and repairs...................| 2.1 | 2.3 | 1.9 | 2.0 | 2.2 | 2.3 | 2.1 | 2.2 | 1.7 Vehicle insurance.........................| 2.1 | 2.2 | 1.9 | 2.0 | 2.3 | 2.1 | 2.1 | 2.2 | 2.0 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 0.8 | 0.6 | 0.8 | 0.8 | 0.9 | 0.8 | 0.7 | 0.9 | 0.6 Public transportation.......................| 1.0 | 1.1 | .9 | .9 | 1.1 | 1.2 | 1.2 | 1.3 | 1.0 | | | | | | | | | Health care...................................| 5.2 | 2.2 | 3.5 | 4.1 | 4.5 | 5.8 | 11.5 | 10.2 | 13.9 Health insurance............................| 2.2 | .9 | 1.4 | 1.6 | 1.7 | 2.3 | 5.6 | 4.8 | 7.3 Medical services............................| 1.9 | .8 | 1.4 | 1.7 | 1.9 | 2.1 | 2.9 | 3.0 | 2.9 Drugs.......................................| .8 | .3 | .5 | .5 | .7 | 1.1 | 2.3 | 1.9 | 3.0 Medical supplies............................| .3 | .2 | .2 | .3 | .3 | .3 | .6 | .6 | .7 | | | | | | | | | Entertainment.................................| 5.0 | 5.4 | 5.6 | 4.9 | 5.2 | 5.4 | 3.4 | 3.7 | 2.8 Fees and admissions.........................| 1.3 | 1.4 | 1.2 | 1.4 | 1.4 | 1.3 | 1.1 | 1.1 | 1.0 Television, radios, sound equipment.........| 1.6 | 2.3 | 1.7 | 1.6 | 1.7 | 1.4 | 1.2 | 1.3 | 1.1 Pets, toys, and playground equipment........| .9 | .8 | 1.0 | 1.0 | .9 | .9 | .6 | .7 | .5 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.2 | .8 | 1.7 | .9 | 1.3 | 1.8 | .5 | .6 | .2 | | | | | | | | | Personal care products and services...........| 1.3 | 1.4 | 1.3 | 1.3 | 1.3 | 1.3 | 1.6 | 1.5 | 1.7 | | | | | | | | | Reading.......................................| .6 | .4 | .5 | .5 | .5 | .6 | .7 | .7 | .7 | | | | | | | | | Education.....................................| 1.5 | 5.2 | 1.1 | 1.4 | 2.2 | 1.5 | .3 | .3 | .2 | | | | | | | | | Tobacco products and smoking supplies.........| .9 | 1.2 | 1.0 | .9 | 1.0 | 1.0 | .7 | .9 | .5 | | | | | | | | | Miscellaneous.................................| 2.9 | 1.7 | 2.5 | 3.1 | 3.1 | 3.3 | 2.9 | 2.9 | 2.9 | | | | | | | | | Cash contributions............................| 3.2 | .6 | 1.5 | 2.7 | 3.5 | 4.3 | 5.8 | 5.5 | 6.4 | | | | | | | | | Personal insurance and pensions...............| 9.4 | 5.8 | 9.9 | 10.5 | 11.3 | 10.8 | 3.6 | 4.6 | 1.7 Life and other personal insurance...........| 1.2 | .3 | .8 | 1.1 | 1.5 | 1.7 | 1.3 | 1.4 | 1.0 Pensions and Social Security................| 8.2 | 5.5 | 9.1 | 9.3 | 9.8 | 9.2 | 2.3 | 3.2 | .7 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$33,901 |$14,319 |$34,032 |$41,871 |$48,413 |$38,285 |$20,004 |$22,723 |$16,247 Wages and salaries..........................| 75.4 | 84.4 | 89.0 | 86.3 | 81.9 | 71.6 | 19.6 | 26.7 | 6.0 Self-employment income......................| 7.5 | 2.1 | 5.8 | 8.2 | 11.5 | 7.3 | 4.0 | 4.8 | 2.6 Social Security, private and government | | | | | | | | | retirement.................................| 10.6 | 4/.4 | .7 | 1.0 | 2.3 | 14.1 | 60.8 | 55.3 | 71.4 Interest, dividends, rental income, other | | | | | | | | | property income............................| 3.4 | .7 | 1.0 | 1.5 | 2.2 | 4.4 | 13.2 | 11.2 | 17.0 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .7 | .7 | .7 | .8 | .7 | .9 | .5 | .5 | .4 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.1 | 4.3 | 1.7 | 0.8 | 0.7 | 1.1 | 1.0 | 0.9 | 1.3 Regular contributions for support...........| .8 | 5.4 | .7 | 1.0 | .6 | .4 | .6 | .3 | 1.0 Other income................................| .4 | 2.0 | .5 | .4 | .2 | .2 | .3 | .3 | .2 | | | | | | | | | Personal taxes................................| 9.4 | 5.6 | 9.3 | 10.2 | 9.5 | 10.1 | 7.4 | 6.1 | 10.1 Federal income taxes........................| 7.2 | 4.2 | 7.1 | 7.8 | 7.4 | 7.7 | 5.7 | 4.5 | 7.9 State and local income taxes................| 1.8 | 1.3 | 2.0 | 2.0 | 1.7 | 1.8 | 1.1 | 1.0 | 1.5 Other taxes.................................| .4 | (2) | .2 | .4 | .3 | .6 | .7 | .6 | .7 | | | | | | | | | Income after taxes............................| 90.6 | 94.4 | 90.7 | 89.8 | 90.5 | 89.9 | 92.6 | 93.9 | 89.9 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.