Table 1200. Income before taxes: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1991 ____________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ | ___________________________________________________________________________________ Item | | | | | | | | | | Total | Less | $5,000 |$10,000 |$15,000 |$20,000 |$30,000 |$40,000 | $50,000 |complete | than | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 |$14,999 |$19,999 |$29,999 |$39,999 |$49,999 | over | | | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 84,021 | 5,249 | 11,120 | 9,252 | 7,821 | 13,647 | 11,079 | 8,019 | 17,833 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 2/........................| $33,901 | $2,233 | $7,589 |$12,430 |$17,301 |$24,816 |$34,402 |$44,548 | $79,902 Income after taxes 2/.........................| 30,729 | 1,558 | 7,432 | 12,148 | 16,524 | 22,821 | 31,430 | 40,599 | 70,890 Age of reference person.......................| 47.3 | 42.0 | 55.7 | 52.2 | 49.9 | 46.2 | 43.8 | 43.2 | 45.0 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.6 | 1.8 | 1.8 | 2.3 | 2.4 | 2.5 | 2.8 | 3.0 | 3.2 Children under 18...........................| .7 | .4 | .5 | .6 | .6 | .7 | .8 | .9 | .9 Persons 65 and over.........................| .3 | .2 | .5 | .5 | .5 | .3 | .2 | .1 | .1 Earners.....................................| 1.4 | .8 | .6 | .9 | 1.1 | 1.3 | 1.6 | 1.9 | 2.1 Vehicles....................................| 2.0 | .9 | .9 | 1.4 | 1.6 | 2.0 | 2.4 | 2.6 | 2.9 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 65 | 42 | 38 | 53 | 60 | 67 | 76 | 78 | 83 Female....................................| 35 | 58 | 62 | 47 | 40 | 33 | 24 | 22 | 17 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 62 | 33 | 44 | 52 | 54 | 57 | 68 | 75 | 87 With mortgage...........................| 38 | 13 | 11 | 16 | 23 | 32 | 46 | 58 | 73 Without mortgage........................| 24 | 20 | 33 | 35 | 31 | 25 | 22 | 18 | 14 Renter....................................| 38 | 67 | 56 | 48 | 46 | 43 | 32 | 25 | 13 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 18 | 18 | 16 | 13 | 9 | 8 | 6 | 5 White and other...........................| 89 | 82 | 82 | 84 | 87 | 91 | 92 | 94 | 95 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 18 | 23 | 15 | 15 | 8 | 5 | 4 | 2 High school (9-12)........................| 43 | 39 | 48 | 54 | 52 | 48 | 44 | 42 | 26 College...................................| 47 | 42 | 27 | 30 | 32 | 44 | 51 | 54 | 72 Never attended and other..................| (3) | 1 | 2 | 1 | (4) | (3) | (3) | (3) | (3) | | | | | | | | | At least one vehicle owned..................| 87 | 59 | 61 | 81 | 87 | 93 | 96 | 97 | 98 | | | | | | | | | Average annual expenditures.....................| $30,487 | $13,588 |$13,119 |$18,092 |$20,293 |$25,060 |$32,483 |$38,204 | $56,946 | | | | | | | | | Food..........................................| 14.3 | 15.6 | 18.4 | 17.8 | 17.1 | 15.3 | 14.7 | 14.8 | 12.2 Food at home................................| 8.9 | 10.7 | 14.1 | 12.5 | 11.7 | 10.0 | 9.1 | 8.7 | 6.7 Cereals and bakery products...............| 1.4 | 1.5 | 2.1 | 1.8 | 1.8 | 1.5 | 1.4 | 1.3 | 1.0 Cereals and cereal products.............| .5 | .6 | .8 | .7 | .7 | .5 | .5 | .5 | .4 Bakery products.........................| .9 | .9 | 1.3 | 1.2 | 1.2 | 1.0 | .9 | .8 | .7 Meats, poultry, fish, and eggs............| 2.4 | 3.3 | 4.1 | 3.7 | 3.1 | 2.7 | 2.4 | 2.2 | 1.7 Beef....................................| .8 | .9 | 1.3 | 1.1 | 1.0 | .9 | .8 | .8 | .6 Pork....................................| .5 | .8 | .9 | .8 | .7 | .6 | .5 | .4 | .3 Other meats.............................| .3 | .5 | .5 | .5 | .4 | .4 | .3 | .3 | .2 Poultry.................................| .4 | .5 | .7 | .7 | .5 | .5 | .4 | .3 | .3 Fish and seafood........................| .3 | .3 | .4 | .4 | .3 | .3 | .3 | .3 | .2 Eggs....................................| .1 | .2 | .2 | .2 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| 1.0 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 1.0 | .8 Fresh milk and cream....................| .4 | .6 | .8 | .7 | .6 | .5 | .4 | .4 | .3 Other dairy products....................| .6 | .6 | .7 | .7 | .7 | .6 | .6 | .5 | .5 Fruits and vegetables.....................| 1.4 | 1.7 | 2.3 | 2.1 | 1.9 | 1.6 | 1.5 | 1.4 | 1.1 Fresh fruits............................| .4 | .5 | .7 | .6 | .6 | .5 | .4 | .4 | .3 Fresh vegetables........................| .4 | .5 | .7 | .6 | .5 | .5 | .4 | .4 | .3 Processed fruits........................| .3 | .3 | .5 | .5 | .4 | .4 | .3 | .3 | .3 Processed vegetables....................| .2 | .3 | .4 | .3 | .3 | .3 | .3 | .2 | .2 | | | | | | | | | Other food at home........................| 2.8 | 3.0 | 4.1 | 3.5 | 3.6 | 3.1 | 2.9 | 2.8 | 2.1 Sugar and other sweets..................| .3 | .4 | .6 | .5 | .5 | .4 | .4 | .3 | .2 Fats and oils...........................| .2 | .3 | .4 | .3 | .3 | .3 | .3 | .2 | .2 Miscellaneous foods.....................| 1.3 | 1.2 | 1.8 | 1.6 | 1.7 | 1.4 | 1.3 | 1.4 | 1.0 Nonalcoholic beverages..................| .8 | 1.0 | 1.1 | 1.0 | 1.0 | .9 | .8 | .7 | .6 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .2 | .1 | .2 Food away from home.........................| 5.4 | 4.9 | 4.3 | 5.2 | 5.3 | 5.3 | 5.6 | 6.1 | 5.5 | | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.2 | .8 | .8 | 1.2 | 1.1 | 1.2 | 1.1 | 1.0 | | | | | | | | | Housing.......................................| 30.6 | 35.5 | 37.3 | 32.5 | 32.3 | 30.8 | 29.9 | 29.1 | 29.2 Shelter.....................................| 17.1 | 20.9 | 20.4 | 17.2 | 17.7 | 16.9 | 16.3 | 16.4 | 16.7 Owned dwellings...........................| 10.8 | 10.0 | 7.6 | 6.8 | 7.6 | 8.1 | 9.8 | 11.3 | 13.4 Mortgage interest and charges...........| 6.4 | 5.6 | 2.0 | 2.3 | 3.2 | 4.2 | 5.9 | 7.5 | 8.8 Property taxes..........................| 2.5 | 2.7 | 2.8 | 2.6 | 2.4 | 2.1 | 2.2 | 2.2 | 2.8 | | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 1.8 | 1.7 | 2.8 | 2.0 | 2.0 | 1.8 | 1.6 | 1.6 | 1.8 Rented dwellings..........................| 5.3 | 10.0 | 12.2 | 9.9 | 9.3 | 8.1 | 5.6 | 4.1 | 1.8 Other lodging.............................| 1.0 | .9 | .6 | .4 | .8 | .7 | .9 | 1.0 | 1.4 | | | | | | | | | Utilities, fuels, and public services.......| 6.4 | 8.5 | 10.3 | 8.8 | 8.5 | 7.4 | 6.4 | 5.9 | 4.9 Natural gas...............................| .8 | 1.0 | 1.5 | 1.1 | 1.0 | .8 | .7 | .7 | .6 Electricity...............................| 2.6 | 3.3 | 4.0 | 3.5 | 3.4 | 3.0 | 2.6 | 2.4 | 2.0 Fuel oil and other fuels..................| .3 | .4 | .6 | .5 | .5 | .5 | .3 | .3 | .2 Telephone services........................| 2.0 | 3.1 | 3.1 | 2.8 | 2.7 | 2.3 | 2.0 | 1.8 | 1.5 Water and other public services...........| .7 | .8 | 1.0 | .9 | .9 | .8 | .7 | .7 | .6 Household operations........................| 1.5 | 1.1 | 1.2 | 1.7 | 1.1 | 1.3 | 1.2 | 1.2 | 1.8 Personal services.........................| .7 | .5 | .4 | .9 | .5 | .7 | .7 | .7 | .8 Other household expenses..................| .7 | .6 | .7 | .8 | .6 | .6 | .5 | .5 | 1.0 | | | | | | | | | Housekeeping supplies.......................| 1.5 | 1.8 | 1.8 | 1.8 | 1.6 | 1.5 | 1.4 | 1.6 | 1.3 Laundry and cleaning supplies.............| .4 | .6 | .6 | .6 | .5 | .5 | .4 | .4 | .3 Other household products..................| .6 | .5 | .7 | .7 | .6 | .6 | .6 | .7 | .7 Postage and stationery....................| .4 | .7 | .4 | .5 | .5 | .5 | .4 | .4 | .4 Household furnishings and equipment.........| 4.1 | 3.1 | 3.7 | 3.0 | 3.4 | 3.8 | 4.6 | 4.1 | 4.5 Household textiles........................| .4 | .2 | .3 | .2 | .4 | .3 | .4 | .4 | .4 Furniture.................................| 1.0 | .8 | .8 | .7 | 1.0 | .6 | 1.1 | 1.0 | 1.1 Floor coverings...........................| .4 | 5/.1 | .7 | .1 | 5/.1 | .2 | .9 | .3 | .5 Major appliances..........................| .4 | .5 | .5 | .4 | .5 | .5 | .4 | .4 | .4 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .2 | .2 | .2 | .3 | .3 | .3 Miscellaneous household equipment.........| 1.7 | 1.3 | 1.2 | 1.4 | 1.2 | 1.9 | 1.5 | 1.7 | 1.8 | | | | | | | | | Apparel and services..........................| 5.9 | 6.2 | 5.9 | 6.0 | 5.8 | 5.3 | 6.0 | 5.7 | 6.2 Men and boys................................| 1.5 | 1.1 | 1.3 | 1.6 | 1.2 | 1.2 | 1.6 | 1.6 | 1.6 Men, 16 and over..........................| 1.2 | .7 | .9 | 1.0 | 1.0 | .9 | 1.2 | 1.3 | 1.3 Boys, 2 to 15.............................| .3 | .4 | .4 | .5 | .2 | .3 | .4 | .3 | .2 Women and girls.............................| 2.4 | 2.8 | 2.6 | 2.1 | 2.2 | 2.0 | 2.4 | 2.1 | 2.6 Women, 16 and over........................| 2.0 | 2.6 | 2.4 | 1.9 | 2.0 | 1.7 | 2.0 | 1.7 | 2.3 Girls, 2 to 15............................| .3 | .2 | .2 | .2 | .3 | .3 | .4 | .4 | .4 Children under 2............................| .3 | .4 | .4 | .3 | .2 | .3 | .3 | .3 | .2 Footwear....................................| .8 | .9 | .9 | 1.2 | 1.3 | .8 | .9 | .8 | .7 Other apparel products and services.........| .9 | 1.1 | .7 | .9 | .9 | .9 | .8 | .8 | 1.0 | | | | | | | | | Transportation................................| 17.2 | 14.2 | 13.1 | 17.3 | 16.6 | 18.8 | 18.1 | 18.9 | 16.6 Vehicle purchases (net outlay)..............| 7.1 | 5.2 | 4.0 | 7.5 | 5.6 | 7.7 | 7.1 | 8.5 | 7.1 Cars and trucks, new......................| 3.5 | 5/2.5 | 1.1 | 2.3 | 3.1 | 3.3 | 3.2 | 4.5 | 4.1 | | | | | | | | | Cars and trucks, used.....................| 3.5 | 2.6 | 2.9 | 5.1 | 2.4 | 4.3 | 3.8 | 4.0 | 3.0 Other vehicles............................| .1 | (6) | (4) | 5/.1 | 5/.1 | (4) | 5/.1 | .1 | .1 Gasoline and motor oil......................| 3.3 | 3.7 | 3.4 | 3.5 | 4.1 | 3.9 | 3.7 | 3.4 | 2.7 Other vehicle expenses......................| 5.8 | 4.2 | 4.5 | 5.4 | 6.0 | 6.4 | 6.4 | 6.2 | 5.7 Vehicle finance charges...................| .9 | .4 | .4 | .7 | .9 | 1.0 | 1.1 | 1.1 | .9 Maintenance and repairs...................| 2.1 | 1.8 | 1.9 | 2.0 | 2.1 | 2.4 | 2.3 | 2.2 | 2.0 Vehicle insurance.........................| 2.0 | 1.5 | 1.8 | 2.1 | 2.2 | 2.3 | 2.1 | 2.2 | 1.9 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| .8 | .4 | .5 | .6 | .8 | .7 | .8 | .7 | .9 Public transportation.......................| 1.0 | 1.1 | 1.2 | .9 | .9 | .8 | .9 | .8 | 1.2 | | | | | | | | | Health care...................................| 5.1 | 6.8 | 8.3 | 7.5 | 7.0 | 6.2 | 5.0 | 4.4 | 3.8 Health insurance............................| 2.1 | 2.3 | 4.0 | 3.1 | 3.3 | 2.7 | 2.2 | 1.8 | 1.4 Medical services............................| 1.8 | 3.1 | 1.9 | 2.3 | 2.0 | 2.2 | 1.7 | 1.7 | 1.6 Drugs.......................................| .8 | 1.0 | 2.0 | 1.5 | 1.4 | 1.0 | .8 | .7 | .5 Medical supplies............................| .3 | .4 | .4 | .5 | .3 | .4 | .2 | .3 | .3 | | | | | | | | | Entertainment.................................| 5.0 | 6.0 | 3.6 | 3.4 | 4.3 | 4.5 | 5.3 | 4.8 | 5.6 Fees and admissions.........................| 1.3 | 1.2 | .8 | .7 | 1.0 | 1.0 | 1.2 | 1.2 | 1.6 Television, radios, sound equipment.........| 1.6 | 1.7 | 1.7 | 1.6 | 1.7 | 1.7 | 1.5 | 1.5 | 1.5 Pets, toys, and playground equipment........| .9 | .7 | .8 | .7 | 1.1 | 1.0 | .9 | 1.0 | 1.0 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.2 | 2.4 | .4 | .5 | .5 | .9 | 1.7 | 1.1 | 1.5 | | | | | | | | | Personal care products and services...........| 1.4 | 1.3 | 1.6 | 1.6 | 1.5 | 1.5 | 1.4 | 1.4 | 1.3 | | | | | | | | | Reading.......................................| .6 | .5 | .5 | .6 | .6 | .6 | .5 | .6 | .5 | | | | | | | | | Education.....................................| 1.4 | 4.4 | 1.8 | .9 | .6 | .9 | 1.0 | 1.2 | 1.7 | | | | | | | | | Tobacco products and smoking supplies.........| .9 | 1.3 | 1.4 | 1.4 | 1.5 | 1.2 | 1.0 | .9 | .5 | | | | | | | | | Miscellaneous.................................| 2.9 | 3.2 | 2.4 | 2.0 | 3.0 | 2.9 | 3.1 | 3.0 | 2.9 | | | | | | | | | Cash contributions............................| 3.4 | 1.7 | 2.4 | 4.2 | 3.2 | 2.9 | 2.7 | 2.6 | 4.2 | | | | | | | | | Personal insurance and pensions...............| 10.3 | 2.0 | 2.3 | 4.0 | 5.4 | 8.1 | 10.1 | 11.5 | 14.2 Life and other personal insurance...........| 1.2 | .6 | .9 | .8 | .9 | 1.0 | 1.1 | 1.1 | 1.4 Pensions and Social Security................| 9.1 | 1.4 | 1.4 | 3.1 | 4.5 | 7.1 | 9.0 | 10.4 | 12.8 | | | | | | | | | Sources of income and personal taxes: 2/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| $33,901 | $2,233 | $7,589 |$12,430 |$17,301 |$24,816 |$34,402 |$44,548 | $79,902 Wages and salaries..........................| 75.4 | 56.7 | 24.7 | 44.0 | 58.0 | 71.0 | 79.8 | 84.8 | 80.2 Self-employment income......................| 7.5 | -38.2 | 2.0 | 3.3 | 2.4 | 4.3 | 4.9 | 4.6 | 11.3 Social Security, private and government | | | | | | | | | retirement.................................| 10.6 | 39.9 | 50.7 | 37.2 | 29.9 | 17.3 | 9.8 | 6.0 | 3.7 Interest, dividends, rental income, other | | | | | | | | | property income............................| 3.4 | 3.8 | 1.8 | 3.1 | 3.4 | 3.9 | 3.0 | 2.8 | 3.7 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .7 | 1.5 | 1.6 | 1.7 | 1.6 | 1.2 | .9 | .8 | .3 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.1 | 23.3 | 15.0 | 6.8 | 2.6 | .8 | .4 | .3 | .1 Regular contributions for support...........| .8 | 8.4 | 2.0 | 2.7 | 1.5 | 1.0 | .9 | .6 | .5 Other income................................| .4 | 4.6 | 2.2 | 1.1 | .6 | .6 | .3 | .2 | .2 | | | | | | | | | Personal taxes................................| 9.4 | 30.2 | 2.1 | 2.3 | 4.5 | 8.0 | 8.6 | 8.9 | 11.3 Federal income taxes........................| 7.2 | 21.0 | 1.1 | 1.3 | 3.3 | 5.9 | 6.6 | 6.8 | 8.8 State and local income taxes................| 1.8 | 5.5 | .4 | .5 | .9 | 1.6 | 1.7 | 1.8 | 2.1 Other taxes.................................| .4 | 3.7 | .6 | .5 | .3 | .5 | .4 | .2 | .3 | | | | | | | | | Income after taxes............................| 90.6 | 69.8 | 97.9 | 97.7 | 95.5 | 92.0 | 91.4 | 91.1 | 88.7 | | | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ See Quintiles of income before taxes table for expenditures and income of all consumer units and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ Value less than 0.05. 5/ Data are likely to have large sampling errors. 6/ No data reported.