Table 1300. Age of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1992 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|100,019 | 7,676 | 20,763 | 21,837 | 15,754 | 12,225 | 21,763 | 11,959 | 9,804 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$33,854 |$15,197 |$33,124 |$43,923 |$46,186 |$37,610 |$20,890 |$23,182 |$18,051 Income after taxes 1/.........................| 30,786 | 14,411 | 30,114 | 39,518 | 41,659 | 33,901 | 19,606 | 21,642 | 17,084 Age of reference person.......................| 47.6 | 21.6 | 29.8 | 39.4 | 49.0 | 59.4 | 74.4 | 69.3 | 80.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 1.9 | 2.8 | 3.2 | 2.8 | 2.4 | 1.7 | 1.8 | 1.6 Children under 18...........................| .7 | .4 | 1.1 | 1.3 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.4 | 1.4 | 1.4 Earners.....................................| 1.3 | 1.2 | 1.5 | 1.7 | 1.8 | 1.4 | .4 | .6 | .2 Vehicles....................................| 1.9 | 1.2 | 1.8 | 2.2 | 2.5 | 2.2 | 1.5 | 1.8 | 1.1 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 64 | 56 | 65 | 68 | 67 | 70 | 56 | 63 | 47 Female....................................| 36 | 44 | 35 | 32 | 33 | 30 | 44 | 37 | 53 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 61 | 11 | 42 | 63 | 74 | 79 | 77 | 79 | 74 With mortgage...........................| 36 | 7 | 37 | 55 | 55 | 39 | 13 | 20 | 5 Without mortgage........................| 25 | 4 | 6 | 9 | 19 | 41 | 64 | 59 | 69 Renter....................................| 39 | 89 | 58 | 37 | 26 | 21 | 23 | 21 | 26 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 12 | 12 | 13 | 11 | 12 | 9 | 9 | 9 White and other...........................| 89 | 88 | 88 | 87 | 89 | 88 | 91 | 91 | 91 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 3 | 4 | 5 | 7 | 15 | 25 | 21 | 30 High school (9-12)........................| 43 | 40 | 42 | 38 | 43 | 49 | 46 | 48 | 44 College...................................| 46 | 57 | 54 | 57 | 49 | 35 | 28 | 30 | 25 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 86 | 72 | 88 | 90 | 91 | 89 | 78 | 85 | 70 | | | | | | | | | Average annual expenditures.....................|$29,846 |$17,258 |$29,554 |$37,196 |$37,427 |$31,704 |$20,616 |$22,862 |$17,794 | | | | | | | | | Food..........................................| 14.3 | 15.2 | 14.3 | 14.0 | 14.0 | 13.7 | 15.5 | 15.9 | 14.7 Food at home................................| 8.9 | 8.3 | 8.4 | 8.6 | 8.3 | 8.9 | 10.7 | 10.8 | 10.6 Cereals and bakery products...............| 1.4 | 1.2 | 1.3 | 1.3 | 1.3 | 1.4 | 1.7 | 1.7 | 1.7 Cereals and cereal products.............| .5 | .5 | .5 | .5 | .4 | .4 | .5 | .6 | .5 Bakery products.........................| .9 | .7 | .8 | .8 | .9 | 1.0 | 1.2 | 1.1 | 1.2 Meats, poultry, fish, and eggs............| 2.3 | 2.0 | 2.1 | 2.2 | 2.2 | 2.4 | 2.8 | 2.9 | 2.6 Beef....................................| .7 | .6 | .7 | .7 | .7 | .7 | .8 | .8 | .7 Pork....................................| .5 | .4 | .5 | .5 | .5 | .6 | .7 | .7 | .6 Other meats.............................| .3 | .2 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Poultry.................................| .4 | .4 | .4 | .4 | .4 | .4 | .5 | .5 | .5 Fish and seafood........................| .3 | .2 | .2 | .3 | .2 | .3 | .3 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.0 | 1.0 | .9 | 1.0 | 1.2 | 1.1 | 1.3 Fresh milk and cream....................| .4 | .5 | .4 | .4 | .4 | .4 | .6 | .5 | .7 Other dairy products....................| .6 | .5 | .5 | .6 | .5 | .6 | .6 | .6 | .6 Fruits and vegetables.....................| 1.4 | 1.3 | 1.3 | 1.3 | 1.3 | 1.5 | 2.0 | 2.0 | 2.1 Fresh fruits............................| .4 | .4 | .3 | .4 | .4 | .5 | .6 | .6 | .7 Fresh vegetables........................| .4 | .4 | .4 | .4 | .4 | .5 | .6 | .6 | .6 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .4 | .5 | .5 | .5 Processed vegetables....................| .2 | .3 | .2 | .2 | .2 | .3 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.7 | 2.8 | 2.7 | 2.7 | 2.6 | 2.7 | 3.0 | 3.1 | 2.8 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .4 | .4 | .5 | .4 Fats and oils...........................| .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | .3 Miscellaneous foods.....................| 1.3 | 1.4 | 1.4 | 1.3 | 1.2 | 1.2 | 1.3 | 1.3 | 1.2 Nonalcoholic beverages..................| .7 | .8 | .7 | .7 | .7 | .7 | .8 | .8 | .8 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .2 | .2 | .1 Food away from home.........................| 5.5 | 6.8 | 5.9 | 5.4 | 5.7 | 4.8 | 4.8 | 5.1 | 4.2 | | | | | | | | | Alcoholic beverages...........................| 1.0 | 2.1 | 1.2 | .9 | .8 | 1.0 | .8 | .8 | .7 | | | | | | | | | Housing.......................................| 31.8 | 29.8 | 33.9 | 32.6 | 29.5 | 29.8 | 32.7 | 31.2 | 34.9 Shelter.....................................| 18.1 | 18.2 | 20.7 | 19.4 | 16.8 | 16.1 | 15.7 | 15.1 | 16.7 Owned dwellings...........................| 11.1 | 2.1 | 10.6 | 13.2 | 11.8 | 11.1 | 9.6 | 10.2 | 8.7 Mortgage interest and charges...........| 6.6 | 1.3 | 7.7 | 9.2 | 7.3 | 5.2 | 2.3 | 3.2 | .8 Property taxes..........................| 2.6 | .5 | 1.8 | 2.4 | 2.7 | 3.4 | 3.9 | 3.8 | 4.1 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 1.9 | .3 | 1.2 | 1.6 | 1.7 | 2.5 | 3.4 | 3.2 | 3.8 Rented dwellings..........................| 5.9 | 15.4 | 9.5 | 5.1 | 3.5 | 3.2 | 5.0 | 3.8 | 7.0 Other lodging.............................| 1.1 | .7 | .6 | 1.0 | 1.5 | 1.8 | 1.1 | 1.1 | 1.0 | | | | | | | | | Utilities, fuels, and public services.......| 6.6 | 5.9 | 6.1 | 6.0 | 6.3 | 7.1 | 8.8 | 8.4 | 9.5 Natural gas...............................| .8 | .6 | .7 | .8 | .8 | 1.0 | 1.2 | 1.1 | 1.4 Electricity...............................| 2.6 | 2.2 | 2.3 | 2.4 | 2.6 | 2.8 | 3.5 | 3.5 | 3.6 Fuel oil and other fuels..................| .3 | .1 | .2 | .3 | .2 | .4 | .6 | .5 | .8 Telephone services........................| 2.1 | 2.7 | 2.2 | 1.9 | 2.0 | 2.1 | 2.3 | 2.2 | 2.4 Water and other public services...........| .8 | .3 | .6 | .7 | .8 | .9 | 1.2 | 1.1 | 1.2 Household operations........................| 1.6 | .8 | 2.0 | 1.8 | 1.1 | 1.2 | 2.3 | 1.5 | 3.6 Personal services.........................| .8 | .5 | 1.5 | 1.1 | .2 | .2 | .9 | .3 | 1.8 Other household expenses..................| .8 | .3 | .5 | .7 | .9 | 1.0 | 1.4 | 1.2 | 1.9 | | | | | | | | | Housekeeping supplies.......................| 1.5 | 1.0 | 1.2 | 1.4 | 1.5 | 1.4 | 2.0 | 2.1 | 1.8 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .4 | .4 | .5 | .5 | .4 Other household products..................| .7 | .3 | .5 | .6 | .7 | .7 | 1.0 | 1.1 | .8 Postage and stationery....................| .4 | .3 | .3 | .4 | .4 | .4 | .6 | .5 | .6 Household furnishings and equipment.........| 3.9 | 3.8 | 3.9 | 4.0 | 3.8 | 3.9 | 3.8 | 4.1 | 3.3 Household textiles........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Furniture.................................| 1.1 | 1.4 | 1.2 | 1.2 | 1.0 | 1.0 | .6 | .7 | .5 Floor coverings...........................| .2 | (2) | .2 | .2 | .2 | .2 | .6 | .7 | .4 Major appliances..........................| .5 | .4 | .4 | .4 | .4 | .5 | .7 | .6 | .8 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .2 | .3 | .4 | .3 | .3 | .2 Miscellaneous household equipment.........| 1.5 | 1.5 | 1.6 | 1.6 | 1.5 | 1.5 | 1.3 | 1.4 | 1.1 | | | | | | | | | Apparel and services..........................| 5.7 | 7.3 | 6.2 | 5.9 | 6.0 | 5.1 | 4.3 | 4.4 | 4.0 Men and boys................................| 1.5 | 1.6 | 1.7 | 1.6 | 1.8 | 1.2 | .9 | .9 | .9 Men, 16 and over..........................| 1.2 | 1.4 | 1.4 | 1.2 | 1.6 | 1.0 | .8 | .8 | .8 Boys, 2 to 15.............................| .3 | .1 | .3 | .4 | .2 | .3 | .1 | .1 | .1 Women and girls.............................| 2.3 | 2.8 | 2.1 | 2.4 | 2.4 | 2.2 | 2.1 | 2.1 | 2.0 Women, 16 and over........................| 2.0 | 2.7 | 1.7 | 1.9 | 2.1 | 2.1 | 2.0 | 2.0 | 1.9 Girls, 2 to 15............................| .3 | .1 | .4 | .5 | .3 | .2 | .1 | .1 | .1 Children under 2............................| .3 | .7 | .5 | .2 | .1 | .2 | .1 | .1 | .1 Footwear....................................| .8 | 1.0 | .9 | .7 | .8 | .7 | .7 | .7 | .6 Other apparel products and services.........| .9 | 1.3 | 1.1 | 1.0 | .9 | .8 | .6 | .6 | .5 | | | | | | | | | Transportation................................| 17.5 | 21.0 | 18.2 | 16.7 | 18.0 | 17.9 | 16.0 | 17.2 | 14.0 Vehicle purchases (net outlay)..............| 7.3 | 10.1 | 8.0 | 6.9 | 7.4 | 7.3 | 6.3 | 6.9 | 5.3 Cars and trucks, new......................| 3.8 | 4.3 | 4.0 | 3.6 | 3.2 | 4.7 | 3.6 | 3.7 | 3.5 Cars and trucks, used.....................| 3.4 | 5.5 | 3.9 | 3.2 | 3.9 | 2.7 | 2.6 | 3.1 | 1.8 Other vehicles............................| .1 | .3 | .1 | .1 | .3 | (2) | (2) | (2) | (4) Gasoline and motor oil......................| 3.3 | 3.8 | 3.4 | 3.1 | 3.4 | 3.3 | 3.0 | 3.2 | 2.7 Other vehicle expenses......................| 6.0 | 6.3 | 6.0 | 5.8 | 6.3 | 6.1 | 5.4 | 5.8 | 4.9 Vehicle finance charges...................| .9 | 1.0 | 1.1 | .9 | 1.0 | .7 | .4 | .5 | .2 Maintenance and repairs...................| 2.1 | 2.5 | 2.0 | 2.0 | 2.0 | 2.3 | 2.1 | 2.2 | 1.9 Vehicle insurance.........................| 2.1 | 2.0 | 2.0 | 1.9 | 2.3 | 2.3 | 2.2 | 2.3 | 2.1 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 0.9 | 0.7 | 0.9 | 1.1 | 1.1 | 0.8 | 0.7 | 0.8 | 0.6 Public transportation.......................| 1.0 | .8 | .9 | .9 | .9 | 1.1 | 1.2 | 1.3 | 1.2 | | | | | | | | | Health care...................................| 5.5 | 2.4 | 3.6 | 4.2 | 4.4 | 6.3 | 12.0 | 10.9 | 13.8 Health insurance............................| 2.4 | .9 | 1.6 | 1.7 | 1.8 | 2.7 | 6.1 | 5.4 | 7.3 Medical services............................| 1.8 | .9 | 1.4 | 1.7 | 1.6 | 2.2 | 2.7 | 2.5 | 2.9 Drugs.......................................| .9 | .4 | .4 | .6 | .7 | 1.1 | 2.6 | 2.4 | 2.9 Medical supplies............................| .3 | .2 | .2 | .3 | .3 | .3 | .7 | .6 | .8 | | | | | | | | | Entertainment.................................| 5.0 | 5.4 | 5.3 | 5.5 | 5.1 | 5.0 | 3.7 | 4.2 | 2.9 Fees and admissions.........................| 1.3 | 1.2 | 1.1 | 1.4 | 1.3 | 1.4 | 1.1 | 1.2 | .9 Television, radios, sound equipment.........| 1.6 | 2.3 | 1.8 | 1.7 | 1.6 | 1.4 | 1.3 | 1.4 | 1.2 Pets, toys, and playground equipment........| .9 | .7 | 1.1 | .9 | .9 | .9 | .7 | .9 | .6 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.2 | 1.2 | 1.4 | 1.4 | 1.2 | 1.2 | .5 | .7 | .2 | | | | | | | | | Personal care products and services...........| 1.3 | 1.5 | 1.2 | 1.2 | 1.3 | 1.3 | 1.5 | 1.5 | 1.5 | | | | | | | | | Reading.......................................| .5 | .4 | .5 | .5 | .5 | .6 | .7 | .7 | .8 | | | | | | | | | Education.....................................| 1.4 | 4.8 | 1.0 | 1.4 | 2.2 | .9 | .5 | .2 | .8 | | | | | | | | | Tobacco products and smoking supplies.........| .9 | 1.3 | .9 | .9 | 1.0 | 1.0 | .7 | .9 | .4 | | | | | | | | | Miscellaneous.................................| 2.6 | 2.4 | 2.6 | 2.6 | 2.6 | 2.5 | 2.4 | 2.3 | 2.4 | | | | | | | | | Cash contributions............................| 3.2 | .7 | 1.4 | 2.5 | 3.2 | 5.1 | 6.0 | 5.2 | 7.1 | | | | | | | | | Personal insurance and pensions...............| 9.2 | 5.8 | 9.5 | 10.8 | 11.4 | 9.8 | 3.5 | 4.6 | 1.9 Life and other personal insurance...........| 1.2 | .3 | .8 | 1.2 | 1.4 | 1.5 | 1.3 | 1.5 | .9 Pensions and Social Security................| 8.0 | 5.5 | 8.7 | 9.6 | 10.0 | 8.2 | 2.3 | 3.0 | 1.0 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$33,854 |$15,197 |$33,124 |$43,923 |$46,186 |$37,610 |$20,890 |$23,182 |$18,051 Wages and salaries..........................| 74.0 | 85.5 | 89.2 | 84.1 | 82.2 | 69.2 | 19.5 | 25.6 | 9.7 Self-employment income......................| 7.4 | 1.2 | 4.1 | 10.1 | 10.4 | 6.7 | 4.2 | 4.8 | 3.4 Social Security, private and government | | | | | | | | | retirement.................................| 11.5 | 5/.3 | .8 | 1.1 | 2.7 | 16.0 | 61.0 | 55.4 | 69.9 Interest, dividends, rental income, other | | | | | | | | | property income............................| 3.3 | .8 | 1.0 | 1.4 | 1.6 | 5.2 | 12.4 | 11.9 | 13.1 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 1.0 | .8 | 1.2 | 1.0 | 1.0 | 1.1 | .8 | 1.0 | .5 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.4 | 4.6 | 1.9 | 1.2 | 1.1 | 1.3 | 0.8 | 0.8 | 0.9 Regular contributions for support...........| 1.0 | 5.3 | 1.1 | .9 | .7 | .2 | .9 | .2 | 2.1 Other income................................| .4 | 1.5 | .6 | .3 | .3 | .2 | .4 | .4 | .4 | | | | | | | | | Personal taxes................................| 9.1 | 5.2 | 9.1 | 10.0 | 9.8 | 9.9 | 6.1 | 6.6 | 5.4 Federal income taxes........................| 6.8 | 4.0 | 6.8 | 7.5 | 7.5 | 7.3 | 4.2 | 4.7 | 3.6 State and local income taxes................| 1.8 | 1.1 | 2.0 | 2.2 | 1.9 | 1.9 | .9 | 1.0 | .8 Other taxes.................................| .5 | (2) | .3 | .4 | .4 | .7 | 1.0 | 1.0 | 1.0 | | | | | | | | | Income after taxes............................| 90.9 | 94.8 | 90.9 | 90.0 | 90.2 | 90.1 | 93.9 | 93.4 | 94.6 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.