Table 1201. Income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1994 ____________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ _ | ___________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 |$10,000 |$15,000 |$20,000 |$30,000 |$40,000 |$50,000 | $70,000 |complete | than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 |$14,999 |$19,999 |$29,999 |$39,999 |$49,999 |$69,999 | over | | | | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | | | | Number of consumer units (in thousands).| 85,994 | 4,061 | 10,516 | 9,780 | 7,851 | 13,975 | 10,922 | 8,280 | 10,510 | 10,099 | | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | | | Income before taxes 2/................| $36,838 | $2,390 | $7,502 |$12,340 |$17,229 |$24,721 |$34,402 |$44,388 |$58,417 |$110,955 Income after taxes 2/.................| 33,755 | 2,289 | 7,406 | 11,942 | 16,602 | 23,134 | 31,677 | 40,642 | 52,857 | 99,719 Age of reference person...............| 47.7 | 42.2 | 55.0 | 52.8 | 50.3 | 46.3 | 44.3 | 45.0 | 44.3 | 46.5 | | | | | | | | | | Average number in consumer unit: | | | | | | | | | | Persons.............................| 2.5 | 1.8 | 1.8 | 2.1 | 2.3 | 2.5 | 2.8 | 2.9 | 3.1 | 3.1 Children under 18...................| .7 | .5 | .5 | .6 | .6 | .7 | .8 | .9 | .9 | .8 Persons 65 and over.................| .3 | .2 | .5 | .5 | .5 | .4 | .2 | .2 | .1 | .1 Earners.............................| 1.3 | .8 | .5 | .7 | 1.0 | 1.3 | 1.6 | 1.8 | 2.0 | 2.0 Vehicles............................| 2.0 | .9 | .9 | 1.3 | 1.6 | 1.9 | 2.2 | 2.6 | 2.7 | 2.8 | | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | | Male..............................| 63 | 45 | 35 | 46 | 59 | 63 | 68 | 76 | 80 | 82 Female............................| 37 | 55 | 65 | 54 | 41 | 37 | 32 | 24 | 20 | 18 | | | | | | | | | | Housing tenure: | | | | | | | | | | Homeowner.........................| 63 | 34 | 41 | 51 | 53 | 58 | 66 | 75 | 82 | 89 With mortgage...................| 37 | 15 | 8 | 14 | 17 | 31 | 44 | 53 | 65 | 72 Without mortgage................| 26 | 19 | 33 | 37 | 35 | 27 | 23 | 21 | 18 | 17 Renter............................| 37 | 66 | 59 | 49 | 47 | 42 | 34 | 25 | 18 | 11 | | | | | | | | | | Race of reference person: | | | | | | | | | | Black.............................| 11 | 20 | 18 | 15 | 12 | 10 | 10 | 7 | 5 | 5 White and other...................| 89 | 80 | 82 | 85 | 88 | 90 | 90 | 93 | 95 | 95 | | | | | | | | | | Education of reference person: | | | | | | | | | | Elementary (1-8)..................| 9 | 11 | 24 | 15 | 12 | 8 | 4 | 3 | 2 | 1 High school (9-12)................| 43 | 42 | 49 | 51 | 55 | 48 | 44 | 39 | 35 | 20 College...........................| 48 | 46 | 27 | 34 | 34 | 44 | 51 | 57 | 63 | 79 Never attended and other..........| (3) | 1 | (3) | 1 | (3) | (3) | (3) | (3) | (4) | (4) | | | | | | | | | | At least one vehicle owned..........| 87 | 59 | 59 | 79 | 88 | 93 | 95 | 97 | 97 | 97 | | | | | | | | | | Average annual expenditures.............| $32,763 |$15,201 |$13,060 |$17,800 |$22,139 |$27,042 |$32,475 |$40,300 |$48,177 | $69,506 | | | | | | | | | | Food..................................| 13.8 | 17.0 | 18.0 | 17.1 | 15.9 | 14.5 | 14.3 | 13.4 | 13.3 | 11.5 Food at home........................| 8.4 | 11.2 | 13.7 | 12.5 | 11.0 | 9.6 | 8.7 | 7.9 | 7.4 | 5.8 Cereals and bakery products.......| 1.3 | 1.6 | 2.1 | 1.9 | 1.9 | 1.5 | 1.3 | 1.3 | 1.2 | 1.0 Cereals and cereal products.....| .5 | .8 | .8 | .8 | .7 | .6 | .5 | .5 | .4 | .4 Bakery products.................| .8 | .9 | 1.3 | 1.1 | 1.2 | .9 | .8 | .8 | .8 | .6 Meats, poultry, fish, and eggs....| 2.2 | 3.3 | 4.0 | 3.5 | 3.1 | 2.7 | 2.4 | 2.0 | 1.8 | 1.4 Beef............................| .7 | .9 | 1.2 | 1.1 | 1.0 | .8 | .7 | .7 | .6 | .4 Pork............................| .5 | .7 | 1.1 | .8 | .7 | .6 | .5 | .4 | .3 | .3 Other meats.....................| .3 | .4 | .5 | .5 | .4 | .4 | .3 | .3 | .2 | .2 Poultry.........................| .4 | .7 | .8 | .6 | .5 | .5 | .4 | .4 | .4 | .3 Fish and seafood................| .3 | .5 | .4 | .4 | .3 | .3 | .3 | .2 | .2 | .2 Eggs............................| .1 | .1 | .2 | .2 | .2 | .1 | .1 | .1 | .1 | (5) | | | | | | | | | | Dairy products....................| .9 | 1.2 | 1.6 | 1.4 | 1.2 | 1.0 | .9 | .8 | .8 | .6 Fresh milk and cream............| .4 | .6 | .8 | .7 | .5 | .5 | .4 | .4 | .3 | .2 Other dairy products............| .5 | .6 | .8 | .7 | .6 | .5 | .5 | .5 | .5 | .4 Fruits and vegetables.............| 1.4 | 1.9 | 2.1 | 2.1 | 1.7 | 1.5 | 1.4 | 1.2 | 1.2 | 1.0 Fresh fruits....................| .4 | .6 | .7 | .6 | .5 | .5 | .4 | .4 | .4 | .3 Fresh vegetables................| .4 | .6 | .6 | .7 | .5 | .5 | .4 | .4 | .4 | .3 Processed fruits................| .3 | .4 | .4 | .4 | .4 | .3 | .3 | .3 | .3 | .2 Processed vegetables............| .2 | .3 | .3 | .4 | .3 | .3 | .2 | .2 | .2 | .1 | | | | | | | | | | Other food at home................| 2.6 | 3.2 | 3.9 | 3.6 | 3.2 | 2.9 | 2.7 | 2.6 | 2.4 | 1.8 Sugar and other sweets..........| .3 | .4 | .6 | .5 | .4 | .4 | .4 | .3 | .3 | .2 Fats and oils...................| .2 | .4 | .5 | .4 | .3 | .3 | .2 | .2 | .2 | .2 Miscellaneous foods.............| 1.1 | 1.3 | 1.5 | 1.5 | 1.4 | 1.2 | 1.2 | 1.1 | 1.1 | .8 Nonalcoholic beverages..........| .7 | .9 | 1.2 | 1.0 | 1.0 | .9 | .7 | .7 | .7 | .5 Food prepared by consumer unit | | | | | | | | | | on out-of-town trips...........| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .2 | .2 | .1 Food away from home.................| 5.4 | 5.8 | 4.3 | 4.6 | 4.9 | 4.9 | 5.6 | 5.5 | 5.9 | 5.7 | | | | | | | | | | Alcoholic beverages...................| .9 | 1.4 | .8 | .8 | 1.0 | 1.1 | 1.1 | .8 | 1.0 | .8 | | | | | | | | | | Housing...............................| 31.1 | 34.8 | 37.2 | 36.2 | 32.7 | 31.4 | 31.0 | 29.5 | 29.0 | 30.0 Shelter.............................| 17.4 | 19.9 | 20.0 | 19.6 | 18.2 | 17.5 | 17.4 | 16.2 | 16.2 | 17.1 Owned dwellings...................| 10.6 | 7.6 | 6.3 | 7.5 | 7.5 | 8.2 | 10.1 | 10.6 | 12.2 | 13.5 Mortgage interest and charges...| 5.9 | 3.1 | 1.9 | 2.0 | 2.8 | 3.9 | 5.5 | 6.1 | 7.8 | 8.3 Property taxes..................| 2.7 | 2.4 | 2.0 | 2.6 | 2.5 | 2.4 | 2.7 | 2.6 | 2.8 | 3.0 | | | | | | | | | | Maintenance, repairs, | | | | | | | | | | insurance, other expenses......| 2.0 | 2.0 | 2.4 | 2.9 | 2.2 | 1.9 | 1.9 | 1.8 | 1.7 | 2.2 Rented dwellings..................| 5.6 | 10.8 | 13.0 | 11.2 | 9.6 | 8.3 | 6.6 | 4.6 | 2.9 | 1.7 Other lodging.....................| 1.2 | 1.6 | .7 | .8 | 1.1 | 1.1 | .8 | 1.1 | 1.1 | 1.9 Utilities, fuels, and public | | | | | | | | | | services...........................| 6.6 | 8.9 | 10.8 | 9.8 | 8.7 | 7.5 | 6.9 | 6.1 | 5.5 | 4.7 Natural gas.......................| .9 | .9 | 1.6 | 1.4 | 1.2 | 1.0 | .9 | .7 | .7 | .6 Electricity.......................| 2.6 | 3.7 | 4.3 | 3.8 | 3.3 | 3.0 | 2.7 | 2.4 | 2.1 | 1.8 Fuel oil and other fuels..........| .3 | .5 | .6 | .4 | .5 | .3 | .3 | .3 | .2 | .2 Telephone services................| 2.1 | 3.0 | 3.3 | 3.0 | 2.8 | 2.4 | 2.1 | 1.9 | 1.8 | 1.5 Water and other public services...| .8 | .8 | 1.1 | 1.2 | .9 | .8 | .8 | .7 | .7 | .6 Household operations................| 1.5 | 1.1 | 1.4 | 1.3 | 1.3 | 1.4 | 1.2 | 1.4 | 1.4 | 2.1 Personal services.................| .7 | .4 | .5 | .5 | .5 | .8 | .7 | .8 | .8 | .9 Other household expenses..........| .8 | .8 | .9 | .8 | .8 | .6 | .5 | .6 | .6 | 1.2 | | | | | | | | | | Housekeeping supplies...............| 1.3 | 1.7 | 1.6 | 1.6 | 1.3 | 1.4 | 1.3 | 1.3 | 1.3 | 1.0 Laundry and cleaning supplies.....| .4 | .6 | .5 | .4 | .4 | .4 | .4 | .3 | .4 | .2 Other household products..........| .6 | .7 | .7 | .6 | .6 | .6 | .6 | .6 | .6 | .5 Postage and stationery............| .4 | .4 | .4 | .6 | .3 | .4 | .4 | .4 | .4 | .3 Household furnishings and equipment.| 4.3 | 3.2 | 3.5 | 3.9 | 3.2 | 3.6 | 4.1 | 4.5 | 4.5 | 5.0 Household textiles................| .3 | .1 | .7 | .2 | .2 | .3 | .3 | .3 | .3 | .3 Furniture.........................| 1.0 | .8 | .9 | .9 | 1.0 | .9 | 1.1 | .8 | 1.0 | 1.1 Floor coverings...................| .4 | (5) | 6/.1 | 6/.3 | .1 | .3 | .3 | .3 | .4 | .8 Major appliances..................| .5 | .4 | .5 | .7 | .5 | .5 | .5 | .5 | .4 | .4 Small appliances, miscellaneous | | | | | | | | | | housewares.......................| .3 | .2 | .3 | .2 | .2 | .2 | .3 | .3 | .3 | .2 Miscellaneous household equipment.| 1.8 | 1.6 | 1.0 | 1.7 | 1.2 | 1.4 | 1.6 | 2.3 | 2.1 | 2.2 | | | | | | | | | | Apparel and services..................| 5.2 | 5.6 | 4.6 | 4.4 | 4.9 | 5.4 | 5.2 | 4.7 | 5.1 | 5.7 Men and boys........................| 1.3 | 1.3 | .7 | 1.1 | 1.2 | 1.4 | 1.5 | 1.1 | 1.2 | 1.4 Men, 16 and over..................| 1.0 | 1.1 | .5 | .7 | .9 | 1.2 | 1.2 | .8 | .9 | 1.1 Boys, 2 to 15.....................| .3 | .2 | .3 | .3 | .3 | .2 | .3 | .3 | .3 | .3 Women and girls.....................| 2.0 | 2.1 | 1.9 | 1.6 | 1.8 | 2.1 | 1.7 | 1.8 | 2.0 | 2.4 Women, 16 and over................| 1.7 | 1.9 | 1.6 | 1.3 | 1.5 | 1.8 | 1.4 | 1.4 | 1.7 | 2.1 Girls, 2 to 15....................| .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 Children under 2....................| .3 | .3 | .3 | .3 | .2 | .3 | .3 | .2 | .3 | .2 Footwear............................| .8 | 1.1 | .9 | .7 | .9 | .9 | .9 | .8 | .8 | .6 Other apparel products and services.| .8 | .8 | .7 | .8 | .8 | .8 | .7 | .8 | .8 | 1.1 | | | | | | | | | | Transportation........................| 18.5 | 16.5 | 14.1 | 15.5 | 19.5 | 20.7 | 18.5 | 22.1 | 19.0 | 16.8 Vehicle purchases (net outlay)......| 8.3 | 6.7 | 5.1 | 5.5 | 8.7 | 9.9 | 7.9 | 11.4 | 8.6 | 7.1 | | | | | | | | | | Cars and trucks, new..............| 4.1 | 6/1.9 | 6/2.1 | 2.5 | 3.1 | 4.3 | 3.9 | 6.0 | 4.2 | 4.2 Cars and trucks, used.............| 4.0 | 4.6 | 3.0 | 3.0 | 5.4 | 5.6 | 3.7 | 5.1 | 4.2 | 2.8 Other vehicles....................| .1 | 6/.2 | (4) | (5) | 6/.1 | (5) | .2 | 6/.3 | 6/.2 | .1 Gasoline and motor oil..............| 3.0 | 3.3 | 3.5 | 3.4 | 3.4 | 3.5 | 3.5 | 3.2 | 2.8 | 2.3 Other vehicle expenses..............| 6.1 | 5.1 | 4.6 | 5.4 | 6.1 | 6.3 | 6.2 | 6.5 | 6.5 | 5.9 Vehicle finance charges...........| .7 | .3 | .4 | .5 | .6 | .8 | .9 | 1.0 | .9 | .6 Maintenance and repairs...........| 2.1 | 2.0 | 1.8 | 2.2 | 2.4 | 2.3 | 2.1 | 2.3 | 2.3 | 1.9 Vehicle insurance.................| 2.1 | 2.1 | 1.7 | 2.2 | 2.4 | 2.4 | 2.3 | 2.3 | 2.2 | 1.8 Vehicle rental, leases, licenses, | | | | | | | | | | other charges....................| 1.1 | .8 | .7 | .6 | .8 | .9 | .9 | .9 | 1.1 | 1.6 Public transportation...............| 1.2 | 1.4 | 1.0 | 1.1 | 1.3 | .9 | 1.0 | 1.0 | 1.1 | 1.6 | | | | | | | | | | Health care...........................| 5.4 | 5.9 | 9.1 | 8.3 | 7.5 | 5.8 | 5.4 | 5.0 | 4.6 | 3.9 Health insurance....................| 2.5 | 2.4 | 4.6 | 4.4 | 3.8 | 2.8 | 2.4 | 2.3 | 2.0 | 1.6 Medical services....................| 1.7 | 2.1 | 2.1 | 2.0 | 1.9 | 1.7 | 1.9 | 1.6 | 1.7 | 1.5 Drugs...............................| .9 | 1.1 | 2.2 | 1.6 | 1.4 | 1.0 | .9 | .7 | .7 | .5 Medical supplies....................| .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .2 | | | | | | | | | | Entertainment.........................| 4.9 | 5.0 | 4.2 | 4.1 | 4.3 | 4.8 | 4.8 | 4.8 | 5.3 | 5.4 Fees and admissions.................| 1.4 | 1.6 | .8 | 1.0 | .9 | 1.1 | 1.1 | 1.3 | 1.4 | 2.0 Television, radios, sound equipment.| 1.7 | 2.3 | 1.9 | 1.8 | 1.8 | 1.8 | 1.9 | 1.6 | 1.7 | 1.4 Pets, toys, and playground | | | | | | | | | | equipment..........................| .9 | .8 | .8 | .9 | .9 | 1.0 | 1.0 | .9 | 1.1 | .9 Other entertainment supplies, | | | | | | | | | | equipment, and services............| 1.0 | .4 | .7 | .5 | .7 | 1.0 | .9 | .9 | 1.1 | 1.2 | | | | | | | | | | Personal care products and services...| 1.3 | 1.5 | 1.5 | 1.4 | 1.3 | 1.3 | 1.4 | 1.2 | 1.4 | 1.0 | | | | | | | | | | Reading...............................| .5 | .4 | .5 | .6 | .5 | .5 | .5 | .5 | .5 | .5 | | | | | | | | | | Education.............................| 1.4 | 4.2 | 2.0 | 1.4 | 1.3 | .9 | .9 | 1.2 | 1.3 | 1.9 | | | | | | | | | | Tobacco products and smoking supplies.| .8 | 1.2 | 1.3 | 1.2 | 1.1 | 1.0 | 1.0 | .7 | .7 | .3 | | | | | | | | | | Miscellaneous.........................| 2.5 | 2.7 | 2.7 | 2.8 | 2.9 | 2.3 | 2.7 | 2.5 | 2.4 | 2.2 | | | | | | | | | | Cash contributions....................| 3.3 | 2.1 | 1.7 | 2.2 | 2.1 | 2.9 | 3.2 | 2.5 | 3.4 | 4.7 | | | | | | | | | | Personal insurance and pensions.......| 10.4 | 1.5 | 2.3 | 3.9 | 5.0 | 7.3 | 9.9 | 11.2 | 13.0 | 15.3 Life and other personal insurance...| 1.3 | .7 | .9 | 1.2 | 1.1 | 1.1 | 1.1 | 1.2 | 1.3 | 1.6 Pensions and Social Security........| 9.1 | .9 | 1.4 | 2.7 | 3.9 | 6.3 | 8.8 | 10.0 | 11.7 | 13.7 | | | | | | | | | | Sources of income and personal taxes: 2/| | | | | | | | | | | | | | | | | | | | Money income before taxes.............| $36,838 | $2,390 | $7,502 |$12,340 |$17,229 |$24,721 |$34,402 |$44,388 |$58,417 |$110,955 Wages and salaries..................| 75.5 | 45.3 | 23.3 | 38.4 | 52.0 | 68.7 | 77.9 | 82.4 | 85.8 | 79.5 Self-employment income..............| 6.7 | -13.3 | 1.4 | 3.9 | 2.7 | 3.3 | 4.5 | 4.3 | 5.7 | 11.0 Social Security, private and | | | | | | | | | | government retirement..............| 11.4 | 30.3 | 50.5 | 41.0 | 34.5 | 20.4 | 11.6 | 9.0 | 5.2 | 3.9 Interest, dividends, rental income, | | | | | | | | | | other property income..............| 3.1 | 2.1 | 1.2 | 2.2 | 2.6 | 2.4 | 2.6 | 2.5 | 2.1 | 4.7 Unemployment and workers' | | | | | | | | | | compensation, veterans' benefits...| .9 | 2.1 | 1.1 | 1.8 | 2.7 | 1.9 | 1.2 | .8 | .6 | .3 Public assistance, supplemental | | | | | | | | | | security income, food stamps.......| 1.3 | 24.7 | 18.6 | 9.4 | 3.5 | 1.2 | .5 | .2 | .1 | .1 Regular contributions for support...| .8 | 4.9 | 2.4 | 2.3 | 1.5 | 1.2 | 1.4 | .6 | .4 | .3 Other income........................| .4 | 3.9 | 1.4 | 1.0 | .6 | .7 | .4 | .3 | .3 | .2 | | | | | | | | | | Personal taxes........................| 8.4 | 4.2 | 1.3 | 3.2 | 3.6 | 6.4 | 7.9 | 8.4 | 9.5 | 10.1 Federal income taxes................| 6.2 | 2.4 | .3 | 1.7 | 2.2 | 4.5 | 5.8 | 6.2 | 7.0 | 7.9 State and local income taxes........| 1.7 | .1 | .2 | .9 | .9 | 1.3 | 1.7 | 1.8 | 2.1 | 1.9 Other taxes.........................| .5 | 1.7 | .7 | .6 | .6 | .6 | .5 | .5 | .4 | .3 | | | | | | | | | | Income after taxes....................| 91.6 | 95.8 | 98.7 | 96.8 | 96.4 | 93.6 | 92.1 | 91.6 | 90.5 | 89.9 | | | | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ See Quintiles of income before taxes table for expenditures and income of all consumer units and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ No data reported. 5/ Value less than 0.05. 6/ Data are likely to have large sampling errors.