Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1994 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete ___________________________________________________________ Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 102,210 | 85,994 | 17,147 | 17,222 | 17,186 | 17,193 | 17,246 | 16,216 Lower limit.....................................| n.a. | n.a. | n.a. | $11,105 | $21,157 | $33,968 | $54,276 | n.a. | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| $36,838 | $36,838 | $6,748 | $15,906 | $27,511 | $43,421 | $90,390 | (1) Income after taxes 1/.........................| 33,755 | 33,755 | 6,612 | 15,324 | 25,552 | 39,772 | 81,325 | (1) Age of reference person.......................| 47.6 | 47.7 | 51.8 | 51.1 | 45.1 | 44.7 | 45.7 | 47.4 | | | | | | | | Average number in consumer unit: | | | | | | | | Persons.....................................| 2.5 | 2.5 | 1.8 | 2.3 | 2.5 | 2.9 | 3.1 | 2.6 Children under 18...........................| .7 | .7 | .5 | .6 | .7 | .9 | .9 | .7 Persons 65 and over.........................| .3 | .3 | .4 | .5 | .3 | .2 | .1 | .3 Earners.....................................| 1.3 | 1.3 | .6 | .9 | 1.3 | 1.7 | 2.0 | 1.3 Vehicles....................................| 1.9 | 2.0 | .9 | 1.5 | 2.0 | 2.5 | 2.8 | 1.8 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 62 | 63 | 39 | 55 | 65 | 75 | 81 | 62 Female....................................| 38 | 37 | 61 | 45 | 35 | 25 | 19 | 38 | | | | | | | | Housing tenure: | | | | | | | | Homeowner.................................| 63 | 63 | 41 | 53 | 59 | 74 | 87 | 65 With mortgage...........................| 37 | 37 | 11 | 17 | 34 | 53 | 70 | 36 Without mortgage........................| 26 | 26 | 30 | 36 | 25 | 22 | 17 | 30 Renter....................................| 37 | 37 | 59 | 47 | 41 | 26 | 13 | 35 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 11 | 11 | 18 | 12 | 10 | 8 | 5 | 15 White and other...........................| 89 | 89 | 82 | 88 | 90 | 92 | 95 | 85 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 8 | 9 | 19 | 12 | 6 | 4 | 1 | 8 High school (9-12)........................| 43 | 43 | 48 | 53 | 48 | 39 | 26 | 47 College...................................| 48 | 48 | 32 | 35 | 46 | 57 | 73 | 45 Never attended and other..................| (2) | (2) | 1 | (2) | (2) | (2) | (3) | 1 | | | | | | | | At least one vehicle owned..................| 86 | 87 | 61 | 84 | 94 | 96 | 97 | 83 | | | | | | | | Average annual expenditures.....................| $31,751 | $32,763 | $14,066 | $20,821 | $28,712 | $39,127 | $60,978 | $26,859 | | | | | | | | Food..........................................| 13.9 | 13.8 | 17.7 | 16.1 | 14.2 | 13.7 | 12.1 | 14.8 Food at home................................| 8.5 | 8.4 | 13.0 | 11.2 | 9.3 | 8.0 | 6.3 | 9.4 Cereals and bakery products...............| 1.4 | 1.3 | 1.9 | 1.9 | 1.4 | 1.3 | 1.0 | 1.5 Cereals and cereal products.............| .5 | .5 | .8 | .7 | .5 | .5 | .4 | .5 Bakery products.........................| .8 | .8 | 1.1 | 1.1 | .9 | .8 | .7 | .9 Meats, poultry, fish, and eggs............| 2.3 | 2.2 | 3.9 | 3.1 | 2.6 | 2.1 | 1.5 | 2.8 Beef....................................| .7 | .7 | 1.1 | 1.0 | .8 | .7 | .5 | .8 Pork....................................| .5 | .5 | 1.0 | .7 | .6 | .4 | .3 | .6 Other meats.............................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .3 Poultry.................................| .4 | .4 | .7 | .5 | .5 | .4 | .3 | .5 Fish and seafood........................| .3 | .3 | .4 | .3 | .3 | .2 | .2 | .4 Eggs....................................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| .9 | .9 | 1.5 | 1.2 | 1.0 | .9 | .7 | 1.0 Fresh milk and cream....................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .4 Other dairy products....................| .5 | .5 | .8 | .6 | .5 | .5 | .4 | .5 Fruits and vegetables.....................| 1.4 | 1.4 | 2.1 | 1.8 | 1.5 | 1.3 | 1.1 | 1.5 Fresh fruits............................| .4 | .4 | .7 | .5 | .4 | .4 | .3 | .5 Fresh vegetables........................| .4 | .4 | .7 | .5 | .5 | .4 | .3 | .4 Processed fruits........................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .3 Processed vegetables....................| .2 | .2 | .3 | .3 | .3 | .2 | .2 | .3 | | | | | | | | Other food at home........................| 2.6 | 2.6 | 3.6 | 3.3 | 2.9 | 2.6 | 2.0 | 2.7 Sugar and other sweets..................| .3 | .3 | .5 | .4 | .4 | .3 | .3 | .3 Fats and oils...........................| .2 | .2 | .4 | .3 | .3 | .2 | .2 | .3 Miscellaneous foods.....................| 1.1 | 1.1 | 1.4 | 1.4 | 1.2 | 1.1 | .9 | 1.2 Nonalcoholic beverages..................| .7 | .7 | 1.1 | 1.0 | .9 | .7 | .5 | .8 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .2 | .1 Food away from home.........................| 5.3 | 5.4 | 4.7 | 4.9 | 5.0 | 5.6 | 5.7 | 5.4 | | | | | | | | Alcoholic beverages...........................| .9 | .9 | 1.0 | .8 | 1.1 | .9 | .8 | .8 | | | | | | | | Housing.......................................| 31.8 | 31.1 | 37.0 | 33.7 | 31.1 | 29.6 | 29.8 | 36.4 Shelter.....................................| 17.9 | 17.4 | 20.2 | 18.6 | 17.5 | 16.5 | 16.9 | 21.0 Owned dwellings...........................| 11.0 | 10.6 | 7.0 | 7.6 | 8.7 | 10.9 | 13.1 | 13.5 Mortgage interest and charges...........| 6.0 | 5.9 | 2.2 | 2.7 | 4.3 | 6.4 | 8.2 | 7.0 Property taxes..........................| 2.9 | 2.7 | 2.2 | 2.6 | 2.5 | 2.6 | 3.0 | 4.3 | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 2.1 | 2.0 | 2.6 | 2.3 | 1.9 | 1.9 | 1.9 | 2.3 Rented dwellings..........................| 5.7 | 5.6 | 12.3 | 10.1 | 7.8 | 4.6 | 2.1 | 6.1 Other lodging.............................| 1.2 | 1.2 | 1.0 | 1.0 | 1.0 | 1.0 | 1.7 | 1.3 | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 6.6 | 10.2 | 8.9 | 7.2 | 6.2 | 5.0 | 8.5 Natural gas...............................| .9 | .9 | 1.4 | 1.2 | .9 | .7 | .6 | 1.1 Electricity...............................| 2.7 | 2.6 | 4.0 | 3.5 | 2.9 | 2.4 | 1.9 | 3.5 Fuel oil and other fuels..................| .3 | .3 | .5 | .4 | .3 | .3 | .2 | .4 Telephone services........................| 2.2 | 2.1 | 3.2 | 2.8 | 2.3 | 2.0 | 1.6 | 2.6 Water and other public services...........| .8 | .8 | 1.1 | 1.0 | .8 | .8 | .7 | .9 Household operations........................| 1.5 | 1.5 | 1.3 | 1.3 | 1.3 | 1.3 | 1.9 | 1.6 Personal services.........................| .7 | .7 | .5 | .5 | .7 | .8 | .8 | .6 Other household expenses..................| .8 | .8 | .8 | .8 | .6 | .5 | 1.0 | 1.0 | | | | | | | | Housekeeping supplies.......................| 1.2 | 1.3 | 1.6 | 1.4 | 1.3 | 1.3 | 1.1 | 1.1 Laundry and cleaning supplies.............| .3 | .4 | .5 | .5 | .4 | .4 | .3 | .3 Other household products..................| .5 | .6 | .7 | .5 | .6 | .6 | .5 | .5 Postage and stationery....................| .3 | .4 | .4 | .4 | .4 | .4 | .3 | .3 Household furnishings and equipment.........| 4.2 | 4.3 | 3.5 | 3.5 | 3.8 | 4.3 | 4.9 | 4.2 Household textiles........................| .3 | .3 | .5 | .2 | .4 | .3 | .3 | .3 Furniture.................................| 1.0 | 1.0 | .8 | .9 | 1.1 | .9 | 1.0 | 1.1 Floor coverings...........................| .4 | .4 | 4/.1 | .2 | .3 | .3 | .7 | .3 Major appliances..........................| .5 | .5 | .6 | .6 | .5 | .5 | .4 | .5 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .2 | .3 | .3 | .3 | .2 Miscellaneous household equipment.........| 1.8 | 1.8 | 1.3 | 1.4 | 1.4 | 2.0 | 2.2 | 1.8 | | | | | | | | Apparel and services..........................| 5.2 | 5.2 | 4.8 | 4.8 | 5.2 | 4.9 | 5.5 | 5.5 Men and boys................................| 1.2 | 1.3 | 1.0 | 1.1 | 1.4 | 1.3 | 1.3 | 1.1 Men, 16 and over..........................| 1.0 | 1.0 | .7 | .8 | 1.1 | 1.0 | 1.0 | .9 Boys, 2 to 15.............................| .3 | .3 | .3 | .3 | .3 | .3 | .3 | .2 Women and girls.............................| 2.1 | 2.0 | 1.9 | 1.8 | 1.9 | 1.8 | 2.3 | 2.4 Women, 16 and over........................| 1.7 | 1.7 | 1.6 | 1.5 | 1.6 | 1.4 | 2.0 | 2.0 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .3 | .3 | .3 | .4 Children under 2............................| .3 | .3 | .3 | .2 | .3 | .2 | .2 | .2 Footwear....................................| .8 | .8 | .9 | .9 | .8 | .8 | .7 | .9 Other apparel products and services.........| .8 | .8 | .7 | .8 | .8 | .7 | 1.0 | .8 | | | | | | | | Transportation................................| 19.0 | 18.5 | 14.5 | 18.6 | 19.9 | 20.6 | 17.5 | 21.9 Vehicle purchases (net outlay)..............| 8.6 | 8.3 | 5.2 | 8.0 | 9.2 | 10.1 | 7.4 | 10.6 Cars and trucks, new......................| 4.4 | 4.1 | 1.7 | 3.3 | 4.3 | 4.7 | 4.3 | 6.3 | | | | | | | | Cars and trucks, used.....................| 4.1 | 4.0 | 3.4 | 4.6 | 4.8 | 5.1 | 2.9 | 4.2 Other vehicles............................| .1 | .1 | 4/.1 | 4/.1 | 4/.1 | .3 | .2 | 4/.1 Gasoline and motor oil......................| 3.1 | 3.0 | 3.4 | 3.4 | 3.5 | 3.2 | 2.5 | 3.6 Other vehicle expenses......................| 6.1 | 6.1 | 4.9 | 5.9 | 6.3 | 6.3 | 6.2 | 6.6 Vehicle finance charges...................| .7 | .7 | .4 | .5 | .8 | .9 | .7 | .8 Maintenance and repairs...................| 2.1 | 2.1 | 1.9 | 2.3 | 2.3 | 2.2 | 2.0 | 2.1 Vehicle insurance.........................| 2.2 | 2.1 | 2.0 | 2.2 | 2.3 | 2.3 | 2.0 | 2.4 Vehicle rental, leases, licenses, | | | | | | | | other charges............................| 1.1 | 1.1 | .7 | .8 | .8 | .9 | 1.5 | 1.2 Public transportation.......................| 1.2 | 1.2 | 1.0 | 1.3 | .9 | 1.0 | 1.5 | 1.2 | | | | | | | | Health care...................................| 5.5 | 5.4 | 7.9 | 7.7 | 5.8 | 5.1 | 4.0 | 6.3 Health insurance............................| 2.6 | 2.5 | 4.0 | 3.9 | 2.7 | 2.3 | 1.7 | 3.0 Medical services............................| 1.8 | 1.7 | 1.9 | 2.0 | 1.8 | 1.8 | 1.5 | 2.2 Drugs.......................................| .9 | .9 | 1.7 | 1.5 | 1.0 | .7 | .5 | 1.0 Medical supplies............................| .3 | .3 | .3 | .3 | .3 | .3 | .2 | .2 | | | | | | | | Entertainment.................................| 4.9 | 4.9 | 4.4 | 4.3 | 4.9 | 4.8 | 5.4 | 4.9 Fees and admissions.........................| 1.4 | 1.4 | 1.0 | 1.0 | 1.0 | 1.3 | 1.8 | 1.4 Television, radios, sound equipment.........| 1.7 | 1.7 | 2.0 | 1.8 | 1.8 | 1.7 | 1.5 | 1.8 Pets, toys, and playground equipment........| .9 | .9 | .8 | .9 | 1.0 | 1.0 | .9 | .8 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.0 | 1.0 | .6 | .6 | 1.1 | .9 | 1.2 | .9 | | | | | | | | Personal care products and services...........| 1.2 | 1.3 | 1.5 | 1.4 | 1.3 | 1.3 | 1.1 | 1.2 | | | | | | | | Reading.......................................| .5 | .5 | .5 | .6 | .5 | .5 | .5 | .5 | | | | | | | | Education.....................................| 1.4 | 1.4 | 2.7 | 1.2 | .9 | 1.0 | 1.8 | 1.5 | | | | | | | | Tobacco products and smoking supplies.........| .8 | .8 | 1.3 | 1.2 | 1.0 | .8 | .4 | .9 | | | | | | | | Miscellaneous.................................| 2.4 | 2.5 | 2.7 | 2.8 | 2.6 | 2.4 | 2.3 | 1.6 | | | | | | | | Cash contributions............................| 3.0 | 3.3 | 1.9 | 2.1 | 3.2 | 3.3 | 4.0 | 1.5 | | | | | | | | Personal insurance and pensions...............| 9.3 | 10.4 | 2.2 | 4.8 | 8.3 | 11.0 | 14.8 | 2.2 Life and other personal insurance...........| 1.3 | 1.3 | .9 | 1.1 | 1.1 | 1.2 | 1.5 | 1.2 Pensions and Social Security................| 8.1 | 9.1 | 1.4 | 3.7 | 7.2 | 9.8 | 13.2 | 1.0 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| $36,838 | $36,838 | $6,748 | $15,906 | $27,511 | $43,421 | $90,390 | (1) Wages and salaries..........................| 75.5 | 75.5 | 27.7 | 49.2 | 73.1 | 81.4 | 81.4 | (1) Self-employment income......................| 6.7 | 6.7 | .8 | 3.5 | 3.6 | 4.7 | 9.5 | (1) Social Security, private and government | | | | | | | | retirement.................................| 11.4 | 11.4 | 47.3 | 35.1 | 16.3 | 9.2 | 4.2 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 3.1 | 3.1 | 1.4 | 2.5 | 2.3 | 2.6 | 3.9 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| .9 | .9 | 1.2 | 2.4 | 1.6 | .8 | .4 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| 1.3 | 1.3 | 17.4 | 4.9 | 1.1 | .2 | .1 | (1) Regular contributions for support...........| .8 | .8 | 2.7 | 1.6 | 1.4 | .8 | .3 | (1) Other income................................| .4 | .4 | 1.5 | .8 | .6 | .3 | .2 | (1) | | | | | | | | Personal taxes................................| 8.4 | 8.4 | 2.0 | 3.7 | 7.1 | 8.4 | 10.0 | (1) Federal income taxes........................| 6.2 | 6.2 | .9 | 2.1 | 5.1 | 6.1 | 7.7 | (1) State and local income taxes................| 1.7 | 1.7 | .4 | .9 | 1.5 | 1.8 | 2.0 | (1) Other taxes.................................| .5 | .5 | .7 | .6 | .5 | .5 | .4 | (1) | | | | | | | | Income after taxes............................| 91.6 | 91.6 | 98.0 | 96.3 | 92.9 | 91.6 | 90.0 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ No data reported. 4/ Data are likely to have large sampling errors. n.a. Not applicable.