Table 1701. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1995 ___________________________________________________________________________________________________________________________________ | | | | | | | | |Race of reference | Hispanic origin | | Housing tenure | Type of area | person | of | All | | | |reference person Item |consumer| | | | __________________ _________________ __________________ _________________ | units | | | | | | | | | |Homeowner| Renter | Urban | Rural |White and| Black |Hispanic| Non- | | | | | | other | | |Hispanic | | | | | | | | | ___________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|103,123 | 66,053 | 37,070 | 88,629 | 14,495 | 91,447 | 11,676 | 8,000 | 95,123 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$36,918 | $44,365 |$23,773 |$38,001 |$29,975 | $38,256 |$25,781 |$27,203 |$37,791 Income after taxes 1/.........................| 33,864 | 40,562 | 22,043 | 34,870 | 27,417 | 35,014 | 24,297 | 25,561 | 34,610 Age of reference person.......................| 48.0 | 52.3 | 40.3 | 47.6 | 50.1 | 48.2 | 46.0 | 40.8 | 48.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 2.7 | 2.3 | 2.5 | 2.6 | 2.5 | 2.8 | 3.4 | 2.5 Children under 18...........................| .7 | .7 | .7 | .7 | .7 | .6 | 1.0 | 1.3 | .6 Persons 65 and over.........................| .3 | .4 | .2 | .3 | .4 | .3 | .2 | .2 | .3 Earners.....................................| 1.3 | 1.5 | 1.1 | 1.3 | 1.3 | 1.4 | 1.2 | 1.5 | 1.3 Vehicles....................................| 1.9 | 2.3 | 1.2 | 1.8 | 2.5 | 2.0 | 1.2 | 1.6 | 2.0 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 62 | 68 | 52 | 61 | 71 | 65 | 45 | 64 | 62 Female....................................| 38 | 32 | 48 | 39 | 29 | 35 | 55 | 36 | 38 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64 | 100 | n.a. | 61 | 80 | 67 | 44 | 41 | 66 With mortgage...........................| 38 | 59 | n.a. | 38 | 34 | 39 | 26 | 27 | 39 Without mortgage........................| 26 | 41 | n.a. | 23 | 45 | 27 | 18 | 14 | 27 Renter....................................| 36 | n.a. | 100 | 39 | 20 | 33 | 56 | 59 | 34 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 8 | 18 | 12 | 5 | n.a. | 100 | 3 | 12 White and other...........................| 89 | 92 | 82 | 88 | 95 | 100 | n.a. | 97 | 88 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 9 | 8 | 9 | 8 | 14 | 8 | 11 | 24 | 7 High school (9-12)........................| 44 | 43 | 46 | 43 | 51 | 43 | 54 | 45 | 44 College...................................| 47 | 49 | 44 | 49 | 34 | 49 | 35 | 29 | 49 Never attended and other..................| (2) | (2) | (2) | (2) | (2) | (2) | (2) | 2 | (2) | | | | | | | | | At least one vehicle owned..................| 86 | 93 | 72 | 85 | 92 | 88 | 68 | 78 | 86 | | | | | | | | | Average annual expenditures.....................|$32,264 | $37,598 |$22,730 |$33,101 |$27,160 | $33,373 |$23,739 |$26,744 |$32,729 | | | | | | | | | Food..........................................| 14.0 | 13.5 | 15.3 | 13.9 | 14.7 | 13.9 | 14.5 | 17.5 | 13.7 Food at home................................| 8.7 | 8.4 | 9.6 | 8.5 | 9.9 | 8.5 | 10.3 | 12.6 | 8.4 Cereals and bakery products...............| 1.4 | 1.3 | 1.5 | 1.3 | 1.6 | 1.4 | 1.6 | 1.7 | 1.3 Cereals and cereal products.............| .5 | .5 | .6 | .5 | .6 | .5 | .7 | .8 | .5 Bakery products.........................| .9 | .8 | .9 | .8 | 1.0 | .9 | .9 | .9 | .8 Meats, poultry, fish, and eggs............| 2.3 | 2.2 | 2.7 | 2.3 | 2.6 | 2.2 | 3.6 | 4.1 | 2.2 Beef....................................| .7 | .7 | .8 | .7 | .9 | .7 | .9 | 1.2 | .7 Pork....................................| .5 | .4 | .6 | .5 | .6 | .4 | .9 | .9 | .5 Other meats.............................| .3 | .3 | .4 | .3 | .4 | .3 | .4 | .5 | .3 Poultry.................................| .4 | .4 | .5 | .4 | .4 | .4 | .7 | .8 | .4 Fish and seafood........................| .3 | .3 | .4 | .3 | .3 | .3 | .5 | .6 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .2 | .2 | .1 | | | | | | | | | Dairy products............................| .9 | .9 | 1.0 | .9 | 1.1 | .9 | .9 | 1.3 | .9 Fresh milk and cream....................| .4 | .4 | .5 | .4 | .5 | .4 | .4 | .7 | .4 Other dairy products....................| .5 | .5 | .6 | .5 | .6 | .5 | .5 | .6 | .5 Fruits and vegetables.....................| 1.4 | 1.4 | 1.5 | 1.4 | 1.5 | 1.4 | 1.6 | 2.2 | 1.4 Fresh fruits............................| .4 | .4 | .5 | .4 | .5 | .4 | .5 | .8 | .4 Fresh vegetables........................| .4 | .4 | .5 | .4 | .4 | .4 | .5 | .7 | .4 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Processed vegetables....................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | .3 | .2 | | | | | | | | | Other food at home........................| 2.7 | 2.6 | 2.9 | 2.6 | 3.1 | 2.7 | 2.6 | 3.3 | 2.6 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .4 | .3 | .4 | .4 | .3 Fats and oils...........................| .3 | .2 | .3 | .2 | .3 | .2 | .3 | .4 | .2 Miscellaneous foods.....................| 1.2 | 1.1 | 1.2 | 1.1 | 1.4 | 1.2 | 1.0 | 1.4 | 1.1 Nonalcoholic beverages..................| .7 | .7 | .9 | .7 | .9 | .7 | .8 | 1.0 | .7 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 Food away from home.........................| 5.3 | 5.1 | 5.7 | 5.3 | 4.8 | 5.4 | 4.2 | 4.9 | 5.3 | | | | | | | | | Alcoholic beverages...........................| .9 | .8 | 1.1 | .9 | .7 | .9 | .7 | .7 | .9 | | | | | | | | | Housing.......................................| 32.4 | 31.6 | 34.9 | 33.2 | 26.4 | 32.2 | 34.3 | 34.4 | 32.3 Shelter.....................................| 18.4 | 16.9 | 22.6 | 19.2 | 12.4 | 18.3 | 19.0 | 20.8 | 18.2 Owned dwellings...........................| 11.6 | 15.5 | .3 | 12.0 | 9.0 | 11.9 | 8.1 | 8.8 | 11.8 Mortgage interest and charges...........| 6.5 | 8.7 | .2 | 6.9 | 4.0 | 6.7 | 4.6 | 5.7 | 6.6 Property taxes..........................| 2.9 | 3.8 | .1 | 2.9 | 2.4 | 3.0 | 1.8 | 1.7 | 3.0 | | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.2 | 3.0 | (3) | 2.2 | 2.5 | 2.3 | 1.7 | 1.4 | 2.3 Rented dwellings..........................| 5.5 | .1 | 21.6 | 6.0 | 2.4 | 5.1 | 10.3 | 11.6 | 5.1 Other lodging.............................| 1.2 | 1.4 | .7 | 1.2 | 1.0 | 1.3 | .6 | .4 | 1.3 | | | | | | | | | Utilities, fuels, and public services.......| 6.8 | 6.9 | 6.6 | 6.6 | 7.9 | 6.6 | 9.3 | 7.3 | 6.8 Natural gas...............................| .8 | .9 | .7 | .9 | .4 | .8 | 1.3 | .8 | .8 Electricity...............................| 2.7 | 2.8 | 2.5 | 2.6 | 3.8 | 2.6 | 3.5 | 2.6 | 2.7 Fuel oil and other fuels..................| .3 | .3 | .1 | .2 | .7 | .3 | .2 | .1 | .3 Telephone services........................| 2.2 | 2.0 | 2.8 | 2.2 | 2.3 | 2.1 | 3.3 | 3.0 | 2.1 Water and other public services...........| .8 | .9 | .4 | .8 | .8 | .8 | .9 | .8 | .8 Household operations........................| 1.6 | 1.7 | 1.3 | 1.6 | 1.1 | 1.6 | 1.3 | 1.2 | 1.6 Personal services.........................| .8 | .8 | .9 | .8 | .6 | .8 | 1.0 | .8 | .8 Other household expenses..................| .8 | .9 | .4 | .8 | .5 | .8 | .4 | .4 | .8 | | | | | | | | | Housekeeping supplies.......................| 1.3 | 1.4 | 1.1 | 1.3 | 1.4 | 1.4 | 1.1 | 1.4 | 1.3 Laundry and cleaning supplies.............| .3 | .3 | .3 | .3 | .4 | .3 | .4 | .6 | .3 Other household products..................| .6 | .7 | .4 | .6 | .6 | .6 | .4 | .6 | .6 Postage and stationery....................| .4 | .4 | .3 | .4 | .4 | .4 | .2 | .3 | .4 Household furnishings and equipment.........| 4.3 | 4.7 | 3.3 | 4.4 | 3.6 | 4.4 | 3.6 | 3.7 | 4.4 Household textiles........................| .3 | .3 | .2 | .3 | .2 | .3 | .2 | .2 | .3 Furniture.................................| 1.0 | 1.0 | 1.0 | 1.0 | .9 | 1.0 | 1.3 | 1.0 | 1.0 Floor coverings...........................| .5 | .7 | .1 | .6 | .2 | .6 | .1 | 4/.5 | .6 Major appliances..........................| .5 | .5 | .3 | .5 | .6 | .5 | .7 | .4 | .5 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .3 | .3 | .3 | .2 | .2 | .3 Miscellaneous household equipment.........| 1.7 | 1.9 | 1.3 | 1.8 | 1.4 | 1.8 | 1.1 | 1.4 | 1.8 | | | | | | | | | Apparel and services..........................| 5.3 | 5.0 | 6.2 | 5.4 | 4.2 | 5.1 | 7.4 | 6.4 | 5.2 Men and boys................................| 1.3 | 1.2 | 1.5 | 1.4 | 1.0 | 1.3 | 1.5 | 1.6 | 1.3 Men, 16 and over..........................| 1.0 | 1.0 | 1.1 | 1.1 | .7 | 1.0 | 1.0 | 1.2 | 1.0 Boys, 2 to 15.............................| .3 | .3 | .4 | .3 | .3 | .3 | .6 | .4 | .3 Women and girls.............................| 2.0 | 2.0 | 2.1 | 2.1 | 1.7 | 2.0 | 2.8 | 1.9 | 2.1 Women, 16 and over........................| 1.7 | 1.7 | 1.8 | 1.8 | 1.3 | 1.7 | 2.3 | 1.5 | 1.8 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .4 | .3 | .5 | .4 | .3 Children under 2............................| .2 | .2 | .3 | .3 | .2 | .2 | .4 | .6 | .2 Footwear....................................| .9 | .7 | 1.2 | .9 | .7 | .8 | 1.7 | 1.2 | .8 Other apparel products and services.........| .8 | .7 | 1.0 | .8 | .6 | .8 | 1.0 | 1.1 | .8 | | | | | | | | | Transportation................................| 18.6 | 19.0 | 17.5 | 18.2 | 22.2 | 18.6 | 19.0 | 19.1 | 18.6 Vehicle purchases (net outlay)..............| 8.2 | 8.3 | 7.8 | 7.8 | 10.9 | 8.1 | 8.7 | 9.2 | 8.1 | | | | | | | | | Cars and trucks, new......................| 3.7 | 4.0 | 2.9 | 3.6 | 4.2 | 3.7 | 3.9 | 3.2 | 3.7 Cars and trucks, used.....................| 4.4 | 4.2 | 4.7 | 4.1 | 6.6 | 4.3 | 4.6 | 6.0 | 4.2 Other vehicles............................| .1 | .1 | .2 | .1 | 4/.1 | .1 | 4/.2 | (5) | .1 Gasoline and motor oil......................| 3.1 | 3.1 | 3.1 | 3.0 | 4.4 | 3.1 | 3.0 | 3.3 | 3.1 Other vehicle expenses......................| 6.2 | 6.5 | 5.6 | 6.2 | 6.4 | 6.3 | 6.1 | 5.4 | 6.3 Vehicle finance charges...................| .8 | .8 | .8 | .7 | 1.3 | .8 | 1.0 | .6 | .8 Maintenance and repairs...................| 2.0 | 2.1 | 1.9 | 2.0 | 2.1 | 2.0 | 2.1 | 1.8 | 2.0 Vehicle insurance.........................| 2.2 | 2.3 | 2.1 | 2.2 | 2.4 | 2.2 | 2.1 | 2.0 | 2.2 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.2 | 1.3 | .9 | 1.3 | .7 | 1.2 | .8 | 1.0 | 1.2 Public transportation.......................| 1.1 | 1.1 | 1.1 | 1.2 | .6 | 1.1 | 1.1 | 1.2 | 1.1 | | | | | | | | | Health care...................................| 5.4 | 5.8 | 4.0 | 5.1 | 7.6 | 5.4 | 4.5 | 3.9 | 5.5 Health insurance............................| 2.7 | 2.9 | 2.0 | 2.5 | 4.0 | 2.7 | 2.4 | 1.8 | 2.7 Medical services............................| 1.6 | 1.7 | 1.1 | 1.5 | 1.9 | 1.6 | 1.0 | 1.5 | 1.6 Drugs.......................................| .9 | .9 | .7 | .8 | 1.4 | .9 | .9 | .5 | .9 Medical supplies............................| .2 | .3 | .2 | .2 | .3 | .3 | .2 | .2 | .3 | | | | | | | | | Entertainment.................................| 5.0 | 5.1 | 4.7 | 5.0 | 5.2 | 5.1 | 3.9 | 4.0 | 5.1 Fees and admissions.........................| 1.3 | 1.4 | 1.0 | 1.4 | 1.0 | 1.4 | .6 | .9 | 1.4 Television, radios, sound equipment.........| 1.7 | 1.6 | 2.0 | 1.7 | 1.5 | 1.6 | 2.2 | 1.7 | 1.7 Pets, toys, and playground equipment........| 1.0 | 1.1 | .8 | .9 | 1.4 | 1.0 | .5 | .6 | 1.0 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.0 | 1.0 | .9 | .9 | 1.3 | 1.0 | .6 | .7 | 1.0 | | | | | | | | | Personal care products and services...........| 1.3 | 1.2 | 1.4 | 1.3 | 1.2 | 1.2 | 1.6 | 1.4 | 1.2 | | | | | | | | | Reading.......................................| .5 | .5 | .5 | .5 | .5 | .5 | .3 | .3 | .5 | | | | | | | | | Education.....................................| 1.5 | 1.5 | 1.4 | 1.5 | 1.1 | 1.5 | 1.1 | 1.1 | 1.5 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | .7 | 1.2 | .8 | 1.3 | .8 | .7 | .5 | .9 | | | | | | | | | Miscellaneous.................................| 2.4 | 2.4 | 2.3 | 2.2 | 3.3 | 2.4 | 1.9 | 2.0 | 2.4 | | | | | | | | | Cash contributions............................| 2.9 | 3.2 | 2.0 | 2.9 | 2.8 | 2.9 | 2.4 | 1.4 | 3.0 | | | | | | | | | Personal insurance and pensions...............| 9.2 | 9.8 | 7.4 | 9.2 | 8.7 | 9.3 | 7.8 | 7.2 | 9.3 Life and other personal insurance...........| 1.2 | 1.3 | .7 | 1.1 | 1.4 | 1.1 | 1.5 | .7 | 1.2 Pensions and Social Security................| 8.0 | 8.5 | 6.7 | 8.1 | 7.3 | 8.2 | 6.3 | 6.5 | 8.1 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$36,918 | $44,365 |$23,773 |$38,001 |$29,975 | $38,256 |$25,781 |$27,203 |$37,791 Wages and salaries..........................| 77.1 | 76.2 | 80.1 | 77.6 | 73.0 | 76.9 | 80.3 | 83.0 | 76.7 Self-employment income......................| 5.5 | 6.0 | 3.8 | 5.4 | 6.2 | 5.8 | 1.8 | 3.1 | 5.7 Social Security, private and government | | | | | | | | | retirement.................................| 11.8 | 13.2 | 7.2 | 11.3 | 15.4 | 11.9 | 10.5 | 5.3 | 12.2 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.3 | 2.7 | 1.1 | 2.3 | 2.3 | 2.5 | .4 | .8 | 2.4 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .8 | .7 | 1.1 | .7 | .9 | .7 | .9 | 1.3 | .7 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.3 | .4 | 4.1 | 1.3 | .9 | 1.0 | 4.8 | 4.8 | 1.0 Regular contributions for support...........| .7 | .5 | 1.5 | .7 | .7 | .7 | .9 | .7 | .7 Other income................................| .5 | .3 | 1.1 | .5 | .5 | .5 | .4 | 1.0 | .5 | | | | | | | | | Personal taxes................................| 8.3 | 8.6 | 7.3 | 8.2 | 8.5 | 8.5 | 5.8 | 6.0 | 8.4 Federal income taxes........................| 6.1 | 6.2 | 5.5 | 6.1 | 5.8 | 6.2 | 4.2 | 4.4 | 6.2 State and local income taxes................| 1.7 | 1.8 | 1.7 | 1.7 | 2.2 | 1.8 | 1.4 | 1.3 | 1.8 Other taxes.................................| .5 | .6 | .1 | .5 | .6 | .5 | .2 | .3 | .5 | | | | | | | | | Income after taxes............................| 91.7 | 91.4 | 92.7 | 91.8 | 91.5 | 91.5 | 94.2 | 94.0 | 91.6 | | | | | | | | | ___________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. 5/ No data reported. n.a. Not applicable.