TABLE 3: AGE OF REFERENCE PERSON, CONSUMER EXPENDITURE SURVEY, 1985 ITEM ALL_CUS UNDER_25 25_TO_34 35_TO_44 45_TO_54 55_TO_64 65_TO_74 OVER_75 Number of consumer units (in thousands)......... 91564 8146 20478 18527 12712 13056 11302 7343 Number of sample interviews..................... 37686 3848 8635 7417 5130 5234 4464 2958 Income before taxes 1/.......................... 25127 11726 25535 32718 33602 27055 18191 12306 Income after taxes 1/........................... 22887 10888 23025 29642 30354 24648 17170 11553 Average number of persons in consumer unit...... 2.6 1.8 2.7 3.4 3.1 2.4 2 1.6 Age of reference person......................... 46.8 21.4 29.6 39.1 49.2 59.5 69.3 80.7 Average number of: Earners...................................... 1.4 1.2 1.5 1.8 2.1 1.4 0.6 0.2 Vehicles..................................... 1.9 1.1 1.8 2.3 2.7 2.2 1.6 0.9 Children under 18............................ 0.7 0.4 1 1.4 0.7 0.2 0.1 0 Persons 65 and over.......................... 0.3 0 0 0 0 0.1 1.4 1.4 Percent distribution: Male......................................... 68 56 71 76 74 70 66 49 Female....................................... 32 44 29 24 26 30 34 51 Homeowner with mortgage...................... 38 9 39 59 58 36 21 6 Homeowner without mortgage................... 24 2 5 9 20 43 58 61 Renter....................................... 38 89 56 32 22 21 21 33 Black........................................ 11 10 12 11 11 9 11 10 White and other.............................. 89 90 88 89 89 91 89 90 Elementary (1-8)............................. 12 3 3 4 10 17 26 41 High school (9-12)........................... 43 48 40 39 47 48 48 33 College...................................... 44 50 57 56 42 34 25 24 Never attended and other..................... 1 0 0 0 1 1 1 2 At least one vehicle owned................... 85 65 87 91 91 88 85 64 Average annual expenditures..................... 23490 13763 23349 29604 30946 24766 17938 13012 Food......................................... 3477 2140 3345 4396 4614 3653 2769 2039 Food at home.............................. 2037 974 1980 2486 2592 2213 1795 1469 Cereals and bakery products............ 283 141 260 352 354 307 257 225 Cereals and cereal products......... 89 48 89 114 105 88 77 64 Bakery products..................... 194 93 171 238 248 219 180 160 Meats, poultry, fish, and eggs......... 579 265 552 698 781 653 502 384 Beef................................ 194 83 183 247 272 209 165 110 Pork................................ 122 49 113 141 167 145 109 90 Other meats......................... 86 47 78 100 115 103 71 59 Poultry............................. 83 38 81 101 106 91 76 59 Fish and seafood.................... 65 31 67 75 84 71 54 43 Eggs................................ 30 16 29 34 37 35 28 23 Dairy products......................... 266 136 272 328 321 274 235 196 Fresh milk and cream................ 131 74 135 160 154 130 114 107 Other dairy products................ 135 62 137 168 167 144 122 89 Fruits and vegetables.................. 322 132 290 381 392 370 325 282 Fresh fruits........................ 96 32 82 116 110 119 104 90 Fresh vegetables.................... 94 39 88 107 117 109 92 79 Processed fruits.................... 78 36 68 97 93 80 81 76 Processed vegetables................ 54 25 52 62 73 62 48 37 Other food at home..................... 557 289 574 693 711 571 447 375 Sugar and other sweets.............. 77 37 72 97 105 79 65 57 Fats and oils....................... 58 28 54 69 75 67 53 46 Miscellaneous foods................. 234 128 269 296 292 215 170 144 Nonalcoholic beverages.............. 187 96 179 231 238 209 159 127 Food pre. by cu on out of town trips... 29 11 32 35 34 39 28 7 Food away from home....................... 1441 1166 1365 1910 2021 1440 974 570 Alcoholic beverages.......................... 306 336 370 369 357 279 185 94 Housing...................................... 7087 3722 7648 9099 8699 6702 5611 4399 Shelter................................... 3833 2288 4455 5183 4534 3260 2634 2056 Owned dwellings........................ 2261 398 2362 3420 3141 1969 1676 1018 Mortgage interest................... 1382 312 1840 2445 1877 796 512 131 Property taxes...................... 438 27 232 450 656 650 596 449 Maint., rep., ins., other expenses.. 441 58 290 525 609 523 568 437 Rented dwellings....................... 1180 1725 1869 1293 753 729 563 861 Other lodging.......................... 392 165 224 470 641 561 395 176 Utilities, fuels, and public services..... 1648 711 1424 1930 2140 1891 1629 1345 Natural gas............................ 275 91 227 284 358 358 295 268 Electricity............................ 647 251 557 811 845 731 629 454 Fuel oil and other fuels............... 128 17 82 121 158 162 176 206 Telephone.............................. 455 323 449 535 576 473 377 298 Water and other public services........ 143 29 109 178 202 167 152 119 Household operations...................... 346 99 439 449 299 267 282 423 Personal services...................... 153 67 327 233 69 38 35 92 Other household expenses............... 193 33 111 217 230 229 247 330 Housekeeping supplies..................... 325 157 308 381 422 358 323 211 Laundry and cleaning supplies.......... 93 51 88 112 128 103 80 51 Other household products............... 132 46 133 151 163 145 142 91 Postage and stationery................. 100 61 87 118 130 110 102 70 Household furnishings and equipment....... 936 467 1023 1155 1304 927 742 365 Household textiles..................... 96 38 75 103 132 130 109 65 Furniture.............................. 285 187 364 372 377 226 184 59 Floor coverings........................ 70 11 66 69 80 121 56 53 Major appliances....................... 133 59 150 156 175 138 107 67 Small appliances & misc. housewares.... 60 33 49 79 83 66 55 31 Miscellaneous household equipment...... 292 139 318 376 457 246 231 90 Apparel and services......................... 1420 912 1335 1940 1900 1554 1060 490 Men and boys.............................. 364 201 323 560 518 398 218 102 Men, 16 and over....................... 303 193 256 426 437 357 203 97 Boys, 2 to 15.......................... 61 8 66 134 81 40 16 5 Women and girls........................... 580 365 488 770 777 661 540 220 Women, 16 and over..................... 499 349 398 596 661 622 517 212 Girls, 2 to 15......................... 81 16 90 174 115 39 23 8 Children under 2.......................... 56 53 112 54 43 40 19 9 Footwear.................................. 184 115 150 274 260 196 130 81 Other apparel products and services....... 235 178 261 283 302 258 152 77 Transportation............................... 4587 3459 4797 5732 5795 4876 3266 1795 Vehicle purchases......................... 2043 1898 2214 2684 2302 2123 1255 727 Cars and trucks, new (net outlay)...... 1197 908 1183 1661 1297 1299 857 552 Cars and trucks, used (net outlay)..... 806 905 945 992 965 820 395 176 Other vehicles......................... 40 85 86 31 39 5 3 0 Gasoline and motor oil.................... 1035 691 1019 1287 1408 1132 781 402 Other vehicle expenses.................... 1241 737 1304 1479 1731 1304 969 487 Vehicle finance charges................ 252 190 308 316 366 237 126 20 Maintenance and repairs................ 473 253 495 544 660 512 389 216 Vehicle insurance...................... 373 215 351 437 514 411 336 200 Vehicle rent., licenses, other charges. 143 79 150 182 191 144 119 50 Public transportation..................... 268 132 260 282 354 317 261 178 Health care.................................. 1108 427 763 976 1242 1355 1649 1656 Health insurance.......................... 375 111 235 296 406 451 673 607 Medical services.......................... 496 243 387 478 591 628 576 600 Drugs..................................... 178 50 105 144 178 221 309 328 Medical supplies.......................... 60 23 35 58 66 56 90 120 Entertainment................................ 1170 711 1328 1599 1488 1141 718 358 Fees and admissions....................... 320 197 298 428 434 328 259 133 Television, radios, sound equipment....... 371 257 457 468 462 363 205 119 Pets, toys, and playground equipment...... 213 105 262 298 234 196 157 70 Other ent. sup., equip., and services..... 266 152 311 405 358 255 97 36 Personal care products and services.......... 303 189 271 358 440 326 255 193 Reading...................................... 141 64 129 172 177 153 140 97 Education.................................... 321 530 221 395 711 231 87 32 Tobacco products and smoking supplies........ 219 140 220 274 292 248 163 72 Miscellaneous................................ 529 276 503 644 843 576 370 212 Cash contributions........................... 805 106 338 814 1268 1192 841 1317 Personal insurance and pensions.............. 2016 751 2082 2836 3121 2479 825 259 Life and other personal insurance......... 278 57 216 367 436 373 236 91 Pensions and Social Security.............. 1738 694 1866 2469 2685 2106 588 168 Money income before taxes....................... 25127 11726 25535 32718 33602 27055 18191 12306 Wages and salaries........................... 19378 10300 23128 28730 28690 19308 4872 1310 Self-employment income....................... 1331 292 1255 2161 2041 1282 773 311 S. Security, private and gvrnmnt retirement.. 2604 61 112 445 1118 3721 9658 7882 Int.,divid.,rent. income,other prop. income.. 1126 95 289 615 972 2086 2508 2463 Unemp. and workers' compen., veterans' ben... 180 120 163 194 211 306 131 63 Pub. ass., supp. sec. income, foodstamps..... 235 334 303 244 242 191 92 190 Regular contributions for support............ 197 370 200 262 247 105 82 81 Other income................................. 75 155 85 66 80 55 75 7 Personal taxes.................................. 2240 838 2510 3075 3248 2406 1021 753 Federal income taxes......................... 1737 651 1970 2384 2514 1852 752 608 State and local income taxes................. 437 183 498 619 649 456 168 105 Other taxes.................................. 66 4 42 73 86 98 101 40 Income after taxes.............................. 22887 10888 23025 29642 30354 24648 17170 11553 Net change in total assets................... 3653 738 3987 10950 2015 870 682 -102 Net change in total liabilities.............. 1159 488 2822 2516 332 -270 -141 -183 Other money receipts......................... 290 100 181 510 422 275 256 98 Mortgage principal paid on owned property.... -409 -46 -375 -639 -670 -487 -214 -40 Estimated market value of owned home......... 49426 5155 31002 59232 71946 65253 58716 43752 Estimated monthly rental value of owned home. 313 44 231 383 428 390 359 256 Gifts of: 61 34 41 65 81 103 58 26 Clothing, males 2 and over................... 80 35 55 96 116 104 106 26 Clothing, females 2 and over................. 23 10 24 22 30 35 16 8 Clothing, infants less than 2................ 31 18 39 31 24 60 18 6 Jewelry and watches.......................... 16 7 13 15 28 19 19 9 Small appliances & misc. housewares.......... 11 7 5 8 15 22 19 3 Household textiles........................... 552 202 344 538 1246 694 435 302 All other gifts.............................. --------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.