TABLE 1: QUINTILES OF INCOME BEFORE TAXES, CONSUMER EXPENDITURE SURVEY, 1986 ITEM ALL_CUS TOTAL LOWEST20 SECOND20 THIRD20 FOURTH20 HIGHEST20 INCMPLET Number of consumer units (in thousands)......... 94044 84565 16884 16915 16913 16918 16936 9479 Number of sample interviews..................... 40188 34761 6643 6768 6976 7031 7343 5427 Income before taxes 1/.......................... 25460 25460 3811 10766 19534 31627 61477 1/ Income after taxes 1/........................... 23172 23172 3667 10371 18140 28749 54857 1/ Average number of persons in consumer unit...... 2.6 2.6 1.9 2.3 2.6 2.9 3.2 2.4 Age of reference person......................... 46.7 46.4 49.1 50.7 44.2 43.1 44.9 49.5 Average number of: Earners...................................... 1.4 1.4 0.8 0.9 1.4 1.7 2.1 1.2 Vehicles..................................... 2.0 2.0 1.0 1.5 2.0 2.5 3.0 1.8 Children under 18............................ 0.7 0.7 0.5 0.6 0.7 0.9 0.9 0.6 Persons 65 and over.......................... 0.3 0.3 0.4 0.5 0.3 0.2 0.1 0.3 Percent distribution: Male......................................... 66 67 43 56 70 79 85 65 Female....................................... 34 33 57 44 30 21 15 35 Homeowner with mortgage...................... 37 38 15 17 33 51 73 35 Homeowner without mortgage................... 25 24 27 35 24 21 14 29 Renter....................................... 38 38 59 48 44 28 13 36 Black........................................ 11 11 18 14 10 7 5 11 White and other.............................. 89 89 82 86 90 93 95 89 Elementary (1-8)............................. 12 12 24 19 9 5 2 12 High school (9-12)........................... 45 45 46 53 49 46 29 48 College...................................... 43 43 29 27 41 50 68 39 Never attended and other..................... 1 1 1 1 0 0 0 0 At least one vehicle owned................... 85 85 58 81 92 96 97 82 Average annual expenditures..................... 23866 24439 11477 14639 21088 28698 46242 19727 Food......................................... 3448 3531 1886 2475 3252 4185 5852 3138 Food at home.............................. 1993 2044 1243 1633 1958 2416 2968 1782 Cereals and bakery products............ 275 286 183 231 271 332 412 232 Cereals and cereal products......... 93 95 72 82 92 105 126 82 Bakery products..................... 183 191 112 149 179 227 286 150 Meats, poultry, fish, and eggs......... 562 570 368 458 551 680 792 530 Beef................................ 189 192 116 143 187 232 280 179 Pork................................ 116 119 79 103 115 144 155 101 Other meats......................... 79 80 48 67 81 101 102 75 Poultry............................. 85 86 59 75 76 96 122 82 Fish and seafood.................... 64 63 42 42 58 72 100 66 Eggs................................ 30 30 24 28 34 34 32 27 Dairy products......................... 251 258 151 214 247 308 368 223 Fresh milk and cream................ 122 126 85 121 120 146 156 109 Other dairy products................ 128 132 66 93 127 162 212 114 Fruits and vegetables.................. 320 324 209 258 307 369 479 301 Fresh fruits........................ 102 102 66 82 94 114 158 100 Fresh vegetables.................... 92 92 60 74 88 110 130 92 Processed fruits.................... 72 74 45 56 69 82 117 64 Processed vegetables................ 54 56 39 47 56 63 74 46 Other food at home..................... 554 575 320 456 558 691 850 469 Sugar and other sweets.............. 74 77 42 59 70 95 117 63 Fats and oils....................... 51 53 36 43 52 64 70 45 Miscellaneous foods................. 236 245 117 175 244 300 387 200 Nonalcoholic beverages.............. 193 201 124 178 193 231 277 162 Food pre. by cu on out of town trips... 31 31 12 15 24 38 66 27 Food away from home....................... 1455 1487 642 842 1295 1769 2885 1356 Alcoholic beverages.......................... 271 284 137 178 270 344 491 216 Housing...................................... 7292 7359 3969 4850 6444 8154 13362 6822 Shelter................................... 3979 4006 2137 2556 3488 4351 7490 3742 Owned dwellings........................ 2305 2311 816 981 1522 2625 5602 2257 Mortgage interest................... 1431 1436 383 373 862 1716 3842 1389 Property taxes...................... 418 417 201 295 299 455 834 429 Maint., rep., ins., other expenses.. 456 457 231 313 362 453 926 440 Rented dwellings....................... 1262 1277 1139 1404 1710 1338 794 1130 Other lodging.......................... 412 419 182 170 256 388 1094 354 Utilities, fuels, and public services..... 1645 1641 1151 1357 1530 1830 2335 1682 Natural gas............................ 248 245 170 222 217 264 351 281 Electricity............................ 674 672 464 536 640 754 964 692 Fuel oil and other fuels............... 107 106 91 109 95 119 117 114 Telephone.............................. 471 472 337 383 453 526 662 455 Water and other public services........ 145 146 89 108 126 167 240 139 Household operations...................... 354 358 150 198 312 381 748 317 Personal services...................... 168 171 58 94 173 223 307 140 Other household expenses............... 186 187 93 104 139 158 441 177 Housekeeping supplies..................... 316 332 165 247 286 435 525 251 Laundry and cleaning supplies.......... 92 95 53 80 94 111 134 81 Other household products............... 126 132 59 89 109 163 241 101 Postage and stationery................. 98 105 53 78 83 160 150 70 Household furnishings and equipment....... 998 1022 366 492 827 1157 2264 831 Household textiles..................... 105 106 39 56 97 105 233 97 Furniture.............................. 304 308 106 136 236 361 699 268 Floor coverings........................ 55 58 16 18 43 44 167 41 Major appliances....................... 156 158 72 90 157 189 282 138 Small appliances & misc. housewares.... 56 58 23 35 51 70 111 42 Miscellaneous household equipment...... 322 334 110 158 242 387 773 246 Apparel and services......................... 1346 1385 650 786 1128 1666 2692 1165 Men and boys.............................. 343 352 143 191 275 441 710 315 Men, 16 and over....................... 278 285 114 149 214 355 592 256 Boys, 2 to 15.......................... 66 67 29 42 61 86 118 60 Women and girls........................... 544 567 276 321 458 672 1107 440 Women, 16 and over..................... 472 496 245 284 392 582 976 368 Girls, 2 to 15......................... 72 71 31 37 65 90 132 72 Children under 2.......................... 56 57 27 34 50 81 94 49 Footwear.................................. 167 168 74 116 141 221 289 160 Other apparel products and services....... 236 240 130 125 204 251 492 200 Transportation............................... 4842 4885 2023 2722 4247 6055 9368 4478 Vehicle purchases......................... 2338 2338 885 1162 1897 2893 4849 2331 Cars and trucks, new (net outlay)...... 1415 1410 375 659 891 1707 3413 1464 Cars and trucks, used (net outlay)..... 893 898 499 492 968 1144 1385 855 Other vehicles......................... 29 31 12 11 38 42 51 12 Gasoline and motor oil.................... 915 923 488 657 905 1167 1395 841 Other vehicle expenses.................... 1342 1374 519 777 1242 1745 2583 1081 Vehicle finance charges................ 269 274 73 114 237 377 568 231 Maintenance and repairs................ 492 506 222 334 495 600 880 382 Vehicle insurance...................... 420 426 161 257 381 551 780 362 Vehicle rent., licenses, other charges. 161 167 64 71 129 217 356 107 Public transportation..................... 248 250 131 127 203 250 541 224 Health care.................................. 1135 1152 768 1005 1226 1186 1571 1023 Health insurance.......................... 371 375 268 375 397 398 434 344 Medical services.......................... 502 506 302 348 554 526 799 469 Drugs..................................... 192 199 147 220 199 191 238 156 Medical supplies.......................... 69 72 52 62 75 72 101 54 Entertainment................................ 1149 1175 498 562 967 1471 2376 945 Fees and admissions....................... 308 314 126 122 226 338 755 256 Television, radios, sound equipment....... 371 376 195 238 315 442 687 336 Pets, toys, and playground equipment...... 202 212 81 103 218 294 365 141 Other ent. sup., equip., and services..... 268 274 96 99 208 397 569 212 Personal care products and services.......... 303 316 143 222 280 390 543 253 Reading...................................... 140 143 68 92 126 166 264 111 Education.................................... 314 313 271 166 187 231 709 332 Tobacco products and smoking supplies........ 230 235 174 219 243 269 272 189 Miscellaneous................................ 522 544 217 323 460 704 1014 362 Cash contributions........................... 746 793 347 364 677 808 1766 332 Personal insurance and pensions.............. 2127 2325 328 674 1581 3071 5961 361 Life and other personal insurance......... 292 301 134 162 229 409 571 213 Pensions and Social Security.............. 1834 2023 193 512 1352 2662 5390 148 Money income before taxes....................... 25460 25460 3811 10766 19534 31627 61477 1/ Wages and salaries........................... 19524 19524 1324 5308 14283 26410 50222 1/ Self-employment income....................... 1618 1618 -337 331 722 1316 6048 1/ S. Security, private and gvrnmnt retirement.. 2555 2555 1774 3670 3071 2235 2026 1/ Int.,divid.,rent. income,other prop. income.. 973 973 71 411 708 1111 2560 1/ Unemp. and workers' compen., veterans' ben... 208 208 84 207 282 253 213 1/ Pub. ass., supp. sec. income, foodstamps..... 273 273 651 510 103 47 56 1/ Regular contributions for support............ 223 223 172 231 264 192 258 1/ Other income................................. 86 86 72 99 100 64 94 1/ Personal taxes.................................. 2288 2288 144 395 1393 2878 6620 1/ Federal income taxes......................... 1812 1812 81 281 1065 2243 5381 1/ State and local income taxes................. 412 412 38 85 271 553 1114 1/ Other taxes.................................. 64 64 25 30 57 82 125 1/ Income after taxes.............................. 23172 23172 3667 10371 18140 28749 54857 1/ Net change in total assets................... 3241 3501 631 217 1862 4566 10215 1/ Net change in total liabilities.............. 2046 2101 -604 57 875 2355 7810 1/ Other money receipts......................... 271 299 102 166 172 400 654 1/ Mortgage principal paid on owned property.... -410 -411 -177 -163 -293 -464 -957 1/ Estimated market value of owned home......... 49642 48705 25113 28896 34567 52544 102295 1/ Estimated monthly rental value of owned home. 309 301 144 180 223 342 618 1/ Gifts of: Clothing, males 2 and over................... 55 57 34 38 51 70 91 48 Clothing, females 2 and over................. 67 64 25 39 60 90 108 77 Clothing, infants less than 2................ 23 23 10 11 20 29 45 21 Jewelry and watches.......................... 27 27 22 14 27 23 49 21 Small appliances & misc. housewares.......... 15 16 6 10 11 22 29 12 Household textiles........................... 11 11 4 7 12 10 24 7 All other gifts.............................. 515 530 234 263 444 495 1213 424 --------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.