Table 2. By INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1989 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 82960 5721 11148 10099 8680 13742 11384 7553 14634 Number of sample interviews............... 31166 1988 3978 3557 3161 5249 4297 3008 5928 Income before taxes 1/.................... 31308 2420 7502 12331 17357 24555 34474 44550 79151 Income after taxes 1/..................... 28496 2405 7438 11942 16443 22880 31477 40431 70106 Average number of persons in cons. unit... 2.5 1.7 1.9 2.1 2.4 2.6 2.8 3.1 3.1 Age of reference person................... 47.1 43.4 55.4 51.7 48 45.2 42.4 44.1 45.5 Average number of: Earners.................................. 1.4 0.8 0.6 0.9 1.2 1.4 1.7 1.9 2.1 Vehicles................................. 2 0.9 0.9 1.4 1.8 2 2.5 2.8 3.1 Children under 18........................ 0.7 0.4 0.5 0.5 0.6 0.7 0.8 0.9 0.8 Persons 65 and over...................... 0.3 0.3 0.6 0.5 0.5 0.3 0.2 0.2 0.1 Percent distribution: Male..................................... 66 40 41 58 63 68 76 80 85 Female................................... 34 60 59 42 37 32 24 20 15 Homeowner with mortgage.................. 39 12 12 17 24 37 51 60 75 Homeowner without mortgage............... 23 20 34 30 31 23 18 18 14 Renter................................... 38 68 54 53 46 40 31 22 11 Black.................................... 10 18 17 12 10 10 8 6 5 White and other.......................... 90 82 83 88 90 90 92 94 95 Elementary (1-8)......................... 11 17 26 20 12 8 5 3 2 High school (9-12)....................... 43 43 47 50 54 48 41 39 25 College.................................. 46 39 25 30 34 44 54 58 74 Never attended and other................. 1 1 1 1 0 0 0 0 0 At least one vehicle owned................ 87 57 64 82 91 94 97 98 97 Average annual expenditures............... 28323 11552 12416 16630 19859 25025 32367 37251 55299 Food..................................... 4188 2085 2287 2938 3372 3945 4803 5213 6962 Food at home............................ 2403 1352 1597 1979 2122 2368 2812 2751 3396 Cereals and bakery products............ 362 204 259 292 327 344 429 408 508 Cereals and cereal products........... 130 86 100 118 117 126 146 136 175 Bakery products....................... 232 117 159 174 210 217 284 271 333 Meats, poultry, fish, and eggs......... 616 351 418 526 565 605 720 689 849 Beef.................................. 204 102 140 167 192 201 250 228 278 Pork.................................. 117 84 96 101 98 116 139 118 151 Other meats........................... 92 54 54 93 76 92 106 106 124 Poultry............................... 100 52 65 81 93 95 112 113 150 Fish and seafood...................... 71 39 35 53 75 68 78 85 112 Eggs.................................. 32 20 27 32 31 32 36 40 35 Dairy products......................... 304 177 217 248 269 299 359 340 418 Fresh milk and cream.................. 146 95 114 134 141 148 169 158 174 Other dairy products.................. 158 83 103 115 128 151 189 182 244 Fruits and vegetables.................. 403 228 281 339 361 393 474 457 558 Fresh fruits.......................... 122 66 87 102 102 121 148 137 169 Fresh vegetables...................... 125 78 86 110 118 121 143 140 170 Processed fruits...................... 89 47 67 73 78 83 102 101 130 Processed vegetables.................. 67 37 41 54 63 68 80 80 89 Other food at home..................... 718 392 423 575 600 728 830 856 1063 Sugar and other sweets................ 86 51 56 63 67 84 105 111 120 Fats and oils......................... 60 36 39 57 59 59 71 66 76 Miscellaneous foods................... 321 175 178 258 274 328 381 372 477 Nonalcoholic beverages................ 216 116 140 181 181 227 235 255 312 Food prep. by cu, out-of-town trips... 35 15 9 16 19 30 38 52 78 Food away from home..................... 1785 733 691 959 1250 1576 1991 2463 3566 Alcoholic beverages...................... 298 154 131 164 224 318 356 394 496 Housing.................................. 8597 3959 4436 5572 6247 7527 9178 10959 16380 Shelter................................. 4826 2338 2387 2953 3398 4095 5120 6183 9556 Owned dwellings........................ 2836 837 805 960 1351 1997 2857 4260 7378 Mortgage interest..................... 1745 475 280 357 624 1042 1880 2950 4915 Property taxes........................ 562 187 218 298 350 467 494 728 1338 Maintenance, rep., ins., oth. exp..... 529 174 307 305 377 488 483 582 1126 Rented dwellings....................... 1523 1329 1470 1802 1845 1793 1762 1337 909 Other lodging.......................... 467 172 111 191 202 305 500 586 1268 Utilities, fuels, and public services... 1810 999 1284 1441 1623 1781 1940 2182 2629 Natural gas............................ 246 117 195 210 218 239 266 287 347 Electricity............................ 726 375 518 591 645 714 754 882 1069 Fuel oil and other fuels............... 97 57 80 76 88 97 92 118 139 Telephone.............................. 559 360 374 434 528 562 632 652 774 Water and other public services........ 182 91 117 130 144 168 196 242 299 Household operations.................... 455 92 174 243 243 376 450 599 1087 Personal services...................... 226 19 84 124 111 212 300 353 444 Other household expenses............... 229 73 91 119 132 164 149 247 643 Housekeeping supplies................... 410 170 195 372 331 392 434 483 699 Laundry and cleaning supplies.......... 111 62 69 90 91 115 126 120 167 Other household products............... 173 50 66 183 123 149 165 222 325 Postage and stationery................. 127 58 60 99 116 128 142 140 208 Household furnishings and equipment..... 1095 360 395 563 652 884 1235 1512 2409 Household textiles..................... 105 27 21 57 78 92 137 126 228 Furniture.............................. 319 102 101 192 195 233 359 431 725 Floor coverings........................ 74 36 10 25 40 37 74 117 202 Major appliances....................... 148 40 60 100 112 131 172 228 269 Small appliances, misc. housewares..... 68 26 22 43 37 44 76 94 156 Miscellaneous household equipment...... 380 129 182 146 190 347 416 517 829 Apparel and services..................... 1608 513 679 907 972 1443 1986 2016 3230 Men and boys............................ 404 103 140 207 246 315 439 562 916 Men, 16 and over....................... 324 70 103 163 215 242 343 445 760 Boys, 2 to 15.......................... 80 33 37 44 31 73 96 117 156 Women and girls......................... 667 207 286 392 409 666 861 778 1261 Women, 16 and over..................... 571 177 248 344 362 590 737 609 1076 Girls, 2 to 15......................... 96 29 38 49 47 76 124 169 185 Children under 2........................ 77 21 33 42 60 65 118 103 132 Footwear................................ 192 70 96 134 113 173 274 255 317 Other apparel products and services..... 269 113 123 132 143 225 295 319 605 Transportation........................... 5277 2140 1844 2895 3834 4780 6915 7390 9719 Vehicle purchases (net outlay).......... 2348 976 694 1202 1629 2055 3331 3438 4309 Cars and trucks, new................... 1238 448 197 423 604 1073 1653 1740 2855 Cars and trucks, used.................. 1086 514 479 763 1024 968 1642 1672 1409 Other vehicles......................... 23 14 18 16 1 14 36 27 45 Gasoline and motor oil.................. 987 499 442 668 843 992 1184 1317 1573 Other vehicle expenses.................. 1664 542 580 875 1218 1526 2103 2369 3160 Vehicle finance charges................ 308 67 72 128 213 276 448 493 591 Maintenance and repairs................ 581 221 251 337 466 518 708 808 1048 Vehicle insurance...................... 580 191 210 332 430 575 703 804 1069 Veh. rental, licenses, oth. charges.... 195 62 47 77 108 158 244 265 453 Public transportation................... 278 123 128 151 144 207 297 266 676 Health care.............................. 1411 598 1012 1295 1384 1373 1364 1704 2043 Health insurance........................ 540 221 452 594 586 549 549 575 635 Medical services........................ 534 199 278 385 485 514 519 648 964 Drugs................................... 244 141 241 246 241 240 218 272 294 Medical supplies........................ 93 38 42 70 71 70 78 209 150 Entertainment............................ 1432 596 449 613 785 1180 1605 1840 3344 Fees and admissions..................... 375 149 92 127 189 259 383 525 985 Television, radios, sound equipment..... 436 224 192 283 340 411 490 584 771 Pets, toys, and playground equipment.... 261 83 89 137 148 298 325 339 487 Other supplies, equip., and services.... 361 140 76 66 108 212 407 392 1101 Personal care products and services...... 379 141 177 296 318 339 424 495 656 Reading.................................. 160 63 66 93 128 142 172 212 314 Education................................ 342 443 178 134 150 211 290 341 847 Tobacco products and smoking supplies.... 265 142 206 241 258 311 311 303 282 Miscellaneous............................ 676 287 298 368 440 669 783 749 1351 Cash contributions....................... 930 136 319 371 502 739 914 1219 2390 Personal insurance and pensions.......... 2760 295 332 742 1243 2047 3265 4416 7286 Life and other personal insurance....... 349 94 124 194 212 262 417 540 739 Pensions and Social Security............ 2411 201 208 548 1032 1785 2848 3876 6547 Money income before taxes 1/.............. 31308 2420 7502 12331 17357 24555 34474 44550 79151 Wages and salaries....................... 23248 1210 2084 5908 10638 17951 28503 37669 60877 Self-employment income................... 2535 -489 166 442 795 1131 1541 1829 10454 Soc. Sec., priv. and gov. retirement..... 3387 944 3599 4634 4464 3808 2714 2943 3039 Int., divid., rent. inc., property inc... 1253 79 231 403 599 892 1076 1341 3898 Unemp. and workers' compen., vet. ben.... 207 80 141 176 212 212 256 321 224 Pub. ass., supp. sec. inc., foodstamps... 290 370 970 405 291 151 41 81 91 Regular contributions for support........ 273 140 214 267 244 344 288 276 313 Other income............................. 115 87 98 97 114 66 55 91 255 Personal taxes 1/......................... 2812 15 64 389 914 1675 2998 4119 9045 Federal income taxes..................... 2228 -10 34 275 692 1284 2329 3187 7348 State and local income taxes............. 521 0 13 84 208 353 593 849 1534 Other taxes.............................. 62 26 17 30 15 37 75 83 163 Income after taxes 1/..................... 28496 2405 7438 11942 16443 22880 31477 40431 70106 Net change in total assets................ 3541 1271 -303 122 1012 1302 3012 5374 12783 Net change in total liabilities........... 3325 388 334 1583 3020 1053 3172 6100 8958 Other money receipts...................... 479 241 114 271 446 308 718 467 995 Mortgage principal paid, owned property... -515 -164 -169 -182 -229 -403 -581 -744 -1247 Estimated market value of owned home...... 61986 25846 28765 31633 38406 46841 58728 77537 145087 Est. monthly rental value of owned home... 376 145 187 204 261 302 380 499 801 Gifts of goods and services, total........ 876 404 355 465 520 733 920 1052 1948 Clothing, males 2 and over............... 69 26 44 36 48 73 74 58 137 Clothing, females 2 and over............. 91 26 44 37 57 103 120 116 157 Clothing, infants less than 2............ 35 8 10 18 20 28 65 37 65 Jewelry and watches...................... 25 16 18 14 16 25 26 34 42 Small appliances and misc. housewares.... 19 5 4 14 10 12 22 35 41 Household textiles....................... 7 2 3 5 8 9 8 12 10 All other gifts.......................... 630 321 232 341 361 483 605 760 1496 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.