Table 7. By HOUSING TENURE, RACE OF REFERENCE PERSON, AND TYPE OF AREA: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1990 All Housing tenure Race of Type of area Item consumer reference person units Homeowner Renter White and Black Urban Rural other ______________________________________________________________________ Number of consumer units (in thousands)... 96968 60543 36425 85840 11128 83588 13380 Income before taxes 1/.................... 31889 38551 20961 33070 22461 32989 24817 Income after taxes 1/..................... 28937 34840 19252 29981 20599 29909 22687 Age of reference person................... 47.2 51.9 39.3 47.4 45.5 46.7 49.8 Average number in consumer unit:.......... Persons.................................. 2.6 2.7 2.3 2.5 2.7 2.5 2.7 Children under 18........................ 0.7 0.7 0.7 0.7 1 0.7 0.7 Persons 65 and over...................... 0.3 0.4 0.2 0.3 0.2 0.3 0.4 Earners.................................. 1.4 1.5 1.2 1.4 1.2 1.4 1.4 Vehicles................................. 2 2.4 1.2 2.1 1.2 1.9 2.5 Percent distribution: Male..................................... 65 71 54 67 45 63 76 Female................................... 35 29 46 33 55 37 24 Percent homeowner........................ 62 100 0 65 44 60 78 With mortgage........................... 38 62 0 40 28 39 38 Without mortgage........................ 24 38 0 25 16 21 40 Renter................................... 38 0 100 35 56 40 22 Black.................................... 11 8 17 0 100 13 5 White and other.......................... 89 92 83 100 0 87 95 Elementary (1-8)......................... 10 10 11 10 13 10 14 High school (9-12)....................... 43 43 44 42 55 42 50 College.................................. 46 46 45 48 32 48 35 Never attended and other................. 0 0 0 0 0 0 1 At least one vehicle owned............... 87 94 74 89 67 86 92 Average annual expenditures............... 28381 33272 20166 29560 19135 29000 24515 Food..................................... 4296 4837 3357 4437 3130 4320 4147 Food at home............................ 2485 2772 1981 2528 2127 2446 2727 Cereals and bakery products............ 368 416 285 378 289 364 397 Cereals and cereal products........... 129 141 108 130 118 126 142 Bakery products....................... 240 275 177 248 171 237 255 Meats, poultry, fish, and eggs......... 668 743 536 661 729 653 760 Beef.................................. 218 240 178 219 210 211 258 Pork.................................. 132 149 102 127 175 126 173 Other meats........................... 99 110 79 100 93 97 112 Poultry............................... 108 121 85 105 133 107 112 Fish and seafood...................... 82 92 64 82 84 83 74 Eggs.................................. 30 31 28 29 34 29 33 Dairy products......................... 295 327 239 307 196 290 330 Fresh milk and cream.................. 140 150 122 145 95 136 163 Other dairy products.................. 155 177 117 162 101 154 167 Fruits and vegetables.................. 408 454 326 413 364 410 393 Fresh fruits.......................... 127 145 94 129 105 129 112 Fresh vegetables...................... 118 128 101 120 101 119 113 Processed fruits...................... 93 103 74 93 92 93 92 Processed vegetables.................. 70 77 57 70 65 69 76 Other food at home..................... 746 832 594 769 549 729 847 Sugar and other sweets................ 94 108 70 96 75 91 112 Fats and oils......................... 68 75 55 68 64 65 84 Miscellaneous foods................... 336 372 271 346 247 330 368 Nonalcoholic beverages................ 213 233 178 220 157 208 245 Food prep. by cu, out-of-town trips... 35 44 20 39 6 34 39 Food away from home..................... 1811 2065 1376 1910 1003 1874 1420 Alcoholic beverages...................... 293 293 294 309 162 309 195 Housing.................................. 8703 9970 6579 9013 6287 9056 6503 Shelter................................. 4836 5210 4214 5022 3399 5131 2994 Owned dwellings........................ 2953 4700 51 3150 1436 3095 2067 Mortgage interest and charges......... 1817 2882 45 1924 986 1920 1170 Property taxes........................ 597 956 2 653 171 617 474 Maintenance, rep., ins., oth. exp..... 540 862 4 573 280 558 423 Rented dwellings....................... 1533 33 4027 1489 1872 1668 691 Other lodging.......................... 349 477 136 383 90 367 236 Utilities, fuels, and public services... 1890 2279 1244 1906 1771 1887 1909 Natural gas............................ 246 307 146 242 279 270 102 Electricity............................ 758 938 459 770 665 737 889 Fuel oil and other fuels............... 100 140 34 107 48 83 208 Telephone.............................. 592 626 537 588 624 599 549 Water and other public services........ 193 268 69 198 155 198 161 Household operations.................... 446 569 243 478 206 470 300 Personal services...................... 219 254 161 231 124 229 158 Other household expenses............... 227 315 83 246 81 241 141 Housekeeping supplies................... 406 485 267 419 297 408 395 Laundry and cleaning supplies.......... 113 128 87 112 116 112 117 Other household products............... 171 216 93 178 109 172 168 Postage and stationery................. 122 142 88 128 72 124 110 Household furnishings and equipment..... 1125 1427 611 1189 614 1160 906 Household textiles..................... 99 128 48 105 47 104 66 Furniture.............................. 310 373 206 325 200 327 209 Floor coverings........................ 92 139 11 100 27 94 76 Major appliances....................... 147 185 86 152 110 144 168 Small appliances, misc. housewares..... 75 93 43 80 35 76 65 Miscellaneous household equipment...... 402 510 217 427 195 415 323 Apparel and services..................... 1618 1843 1229 1644 1408 1687 1190 Men and boys............................ 393 445 305 399 351 402 339 Men, 16 and over....................... 324 366 252 334 238 334 259 Boys, 2 to 15.......................... 70 79 53 65 113 68 80 Women and girls......................... 673 806 442 690 525 697 523 Women, 16 and over..................... 586 703 381 603 439 610 435 Girls, 2 to 15......................... 87 103 60 87 86 87 88 Children under 2........................ 70 73 64 69 71 73 50 Footwear................................ 225 248 184 224 232 237 147 Other apparel products and services..... 258 271 235 261 228 278 132 Transportation........................... 5120 6122 3452 5367 3209 5127 5075 Vehicle purchases (net outlay).......... 2129 2605 1336 2256 1147 2110 2247 Cars and trucks, new................... 1159 1508 578 1244 496 1210 836 Cars and trucks, used.................. 948 1069 746 986 651 875 1402 Other vehicles......................... 22 29 12 25 0 25 9 Gasoline and motor oil.................. 1047 1227 747 1089 720 1010 1275 Other vehicle expenses.................. 1642 1930 1161 1710 1111 1676 1428 Vehicle finance charges................ 300 350 216 310 219 296 325 Maintenance and repairs................ 589 672 449 613 396 604 491 Vehicle insurance...................... 563 681 368 589 370 577 481 Veh. rent., leas., licen., oth. chges.. 190 227 128 198 125 199 131 Public transportation................... 302 360 207 312 231 331 125 Health care.............................. 1480 1867 835 1570 780 1456 1628 Health insurance........................ 581 739 320 612 343 570 651 Medical services........................ 562 709 317 601 260 560 576 Drugs................................... 252 317 143 266 136 241 315 Medical supplies........................ 85 103 55 90 41 85 86 Entertainment............................ 1422 1732 903 1523 634 1457 1205 Fees and admissions..................... 371 468 211 402 138 394 230 Television, radios, sound equipment..... 454 509 362 469 334 471 346 Pets, toys, and playground equipment.... 276 338 171 296 117 276 280 Other supplies, equip., and services.... 321 418 159 356 46 316 349 Personal care products and services...... 364 420 267 372 301 378 276 Reading.................................. 153 182 105 164 72 157 131 Education................................ 406 452 330 432 208 420 321 Tobacco products and smoking supplies.... 274 268 286 282 215 269 306 Miscellaneous............................ 842 1007 566 890 471 841 845 Cash contributions....................... 816 1069 395 852 538 845 634 Personal insurance and pensions.......... 2592 3208 1569 2705 1721 2678 2058 Life and other personal insurance....... 345 467 141 352 292 344 350 Pensions and Social Security............ 2248 2741 1428 2354 1429 2334 1708 Money income before taxes 1/.............. 31889 38551 20961 33070 22461 32989 24817 Wages and salaries....................... 24173 28544 17001 24918 18220 25202 17558 Self-employment income................... 2315 3157 935 2545 478 2357 2047 Soc. Sec., priv. and gov. retirement..... 3427 4666 1395 3596 2080 3382 3715 Int., divid., rent. inc., property inc... 1059 1554 249 1176 131 1095 831 Unemp. and workers' compen., vet. ben.... 218 215 223 219 212 229 147 Pub. ass., supp. sec. inc., foodstamps... 344 133 690 245 1128 371 170 Regular contributions for support........ 260 225 317 274 143 261 249 Other income............................. 93 58 151 96 68 92 100 Personal taxes 1/......................... 2952 3710 1709 3089 1861 3080 2130 Federal income taxes..................... 2319 2903 1360 2433 1409 2440 1540 State and local income taxes............. 558 695 334 575 426 564 522 Other taxes.............................. 75 112 15 81 26 76 68 Income after taxes 1/..................... 28937 34840 19252 29981 20599 29909 22687 Net change in total assets and liabilities -441 -343 -604 -451 -365 -725 1330 Net change in total assets............... 2902 4837 -315 3055 1723 2949 2608 Net change in total liabilities.......... 3343 5180 289 3506 2087 3673 1278 Other money receipts...................... 310 409 144 342 63 319 252 Mortgage principal paid, owned property... -574 -899 -33 -611 -289 -569 -608 Estimated market value of owned home...... 66069 105249 947 70679 30514 68397 51531 Est. monthly rental value of owned home... 398 638 0 421 222 416 287 Gifts of goods and services............... 911 1131 540 976 394 919 861 Food.................................... 95 127 40 102 34 95 90 Housing................................. 232 285 142 249 92 236 207 Housekeeping supplies................. 35 41 26 38 12 36 34 Household textiles.................... 14 18 6 15 5 14 9 Appliances and misc. housewares....... 27 34 14 29 7 28 16 Major appliances.................... 7 8 5 7 4 8 2 Small appl. and misc. housewares.... 20 26 10 22 2 21 14 Miscellaneous household equipment..... 50 65 24 53 19 52 34 Other housing......................... 107 128 72 114 49 105 115 Apparel and services.................... 236 277 166 247 151 237 233 Males 2 and over...................... 61 76 35 65 32 58 81 Females 2 and over.................... 95 110 68 99 66 96 87 Children under 2...................... 31 37 22 32 25 32 24 Other apparel products and services... 48 53 40 51 28 50 41 Jewelry and watches................. 25 26 23 26 17 27 9 All other apparel products and serv. 23 27 17 25 11 22 32 Transportation.......................... 53 70 26 59 10 58 26 Health care............................. 45 61 19 50 5 41 68 Entertainment........................... 66 80 42 72 24 68 57 Toys, games, hobbies, and tricycles... 25 31 16 27 11 25 24 Other entertainment................... 41 50 27 45 14 42 34 Education............................... 96 139 25 104 34 95 103 All other gifts......................... 88 93 80 94 43 90 76 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary