Table 4. By SIZE OF CONSUMER UNIT: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1992 All One Two or Two Three Four Five or Item consumer person more persons persons persons more units persons persons ______________________________________________________________________ Number of consumer units (in thousands)... 100019 29062 70956 30496 16024 14776 9660 Income before taxes 1/.................... 33854 18539 40244 35963 40707 47697 41741 Income after taxes 1/..................... 30786 16836 36607 32555 37026 43104 38902 Age of reference person................... 47.6 50.6 46.4 53.1 42.8 39.9 40.8 Average number in consumer unit:.......... Persons.................................. 2.5 1 3.1 2 3 4 5.7 Children under 18........................ 0.7 0 1 0.1 0.8 1.7 3 Persons 65 and over...................... 0.3 0.3 0.3 0.6 0.2 0.1 0.1 Earners.................................. 1.3 0.6 1.6 1.2 1.7 1.9 2.2 Vehicles................................. 1.9 1 2.3 2.1 2.2 2.5 2.5 Percent distribution: Male..................................... 64 45 72 74 67 75 73 Female................................... 36 55 28 26 33 25 27 Percent homeowner........................ 61 43 69 72 63 72 64 With mortgage........................... 36 17 44 35 45 60 51 Without mortgage........................ 25 26 25 38 19 12 13 Renter................................... 39 57 31 28 37 28 36 Black.................................... 11 11 12 8 14 12 17 White and other.......................... 89 89 88 92 86 88 83 Elementary (1-8)......................... 10 12 10 11 8 7 12 High school (9-12)....................... 43 38 45 44 47 45 46 College.................................. 46 50 45 44 45 49 41 Never attended and other................. 0 0 0 1 0 0 1 At least one vehicle owned............... 86 71 92 92 89 93 90 Average annual expenditures............... 29846 17797 34769 30773 34982 40658 38019 Food..................................... 4273 2277 5084 4298 5085 5950 6229 Food at home............................ 2643 1273 3198 2525 3173 3825 4397 Cereals and bakery products............ 411 196 498 385 472 626 701 Cereals and cereal products........... 141 61 173 124 161 224 271 Bakery products....................... 270 135 325 261 311 402 430 Meats, poultry, fish, and eggs......... 687 305 842 656 867 984 1169 Beef.................................. 210 88 260 195 279 292 385 Pork.................................. 156 67 192 158 182 231 256 Other meats........................... 94 42 115 85 111 143 169 Poultry............................... 123 59 149 118 155 176 196 Fish and seafood...................... 77 34 94 76 108 100 116 Eggs.................................. 28 15 33 25 32 41 46 Dairy products......................... 302 150 363 274 347 450 537 Fresh milk and cream.................. 134 65 162 116 149 203 264 Other dairy products.................. 168 85 201 158 198 247 274 Fruits and vegetables.................. 428 233 508 441 500 556 657 Fresh fruits.......................... 127 71 150 135 145 154 198 Fresh vegetables...................... 127 66 151 134 147 163 192 Processed fruits...................... 100 57 118 101 114 136 148 Processed vegetables.................. 74 39 89 70 94 102 118 Other food at home..................... 814 389 987 770 987 1208 1332 Sugar and other sweets................ 102 47 125 103 111 151 177 Fats and oils......................... 72 34 88 77 82 97 117 Miscellaneous foods................... 384 179 468 341 482 590 653 Nonalcoholic beverages................ 213 107 256 198 265 316 330 Food prep. by cu, out-of-town trips... 43 23 51 51 47 53 55 Food away from home..................... 1631 1004 1885 1773 1912 2125 1832 Alcoholic beverages...................... 301 273 313 366 287 297 213 Housing.................................. 9477 6461 10710 9246 10963 12808 11707 Shelter................................. 5411 4012 5984 5042 6200 7220 6709 Owned dwellings........................ 3310 1626 4000 3218 4067 5320 4341 Mortgage interest and charges......... 1968 808 2443 1653 2499 3635 3020 Property taxes........................ 782 441 922 904 900 1050 821 Maintenance, rep., ins., oth. exp..... 560 378 635 661 668 636 499 Rented dwellings....................... 1761 2217 1574 1365 1755 1459 2112 Other lodging.......................... 340 169 410 460 378 440 257 Utilities, fuels, and public services... 1984 1303 2263 2053 2231 2493 2627 Natural gas............................ 252 163 289 252 282 320 366 Electricity............................ 787 466 918 832 892 1042 1040 Fuel oil and other fuels............... 92 67 103 110 96 108 81 Telephone.............................. 623 470 685 616 700 722 821 Water and other public services........ 230 137 268 241 261 301 317 Household operations.................... 487 273 574 355 651 914 621 Personal services...................... 242 87 306 86 395 604 397 Other household expenses............... 245 186 269 269 256 310 224 Housekeeping supplies................... 433 248 508 466 482 630 501 Laundry and cleaning supplies.......... 118 61 142 115 141 176 176 Other household products............... 195 103 233 216 211 305 213 Postage and stationery................. 119 84 133 135 130 149 111 Household furnishings and equipment..... 1162 625 1381 1331 1399 1552 1250 Household textiles..................... 92 40 113 102 119 128 118 Furniture.............................. 316 167 377 331 368 486 372 Floor coverings........................ 71 33 86 112 88 60 42 Major appliances....................... 141 88 162 157 154 183 163 Small appliances, misc. housewares..... 84 42 101 108 91 111 81 Miscellaneous household equipment...... 458 255 541 522 580 584 474 Apparel and services..................... 1710 948 2020 1703 1927 2410 2578 Men and boys............................ 450 231 539 431 507 719 658 Men, 16 and over....................... 369 221 430 390 401 533 447 Boys, 2 to 15.......................... 80 10 109 41 106 185 211 Women and girls......................... 680 384 800 726 755 897 964 Women, 16 and over..................... 586 374 672 684 652 667 672 Girls, 2 to 15......................... 94 10 129 42 102 230 292 Children under 2........................ 78 14 104 41 150 138 173 Footwear................................ 231 119 276 213 224 361 431 Other apparel products and services..... 272 201 301 292 292 295 352 Transportation........................... 5228 2549 6325 5670 6241 7251 7118 Vehicle purchases (net outlay).......... 2189 844 2739 2434 2585 3247 3180 Cars and trucks, new................... 1131 425 1420 1400 1255 1749 1253 Cars and trucks, used.................. 1022 390 1281 1007 1264 1456 1908 Other vehicles......................... 36 30 38 27 66 42 19 Gasoline and motor oil.................. 973 497 1169 1015 1175 1330 1396 Other vehicle expenses.................. 1776 988 2098 1867 2171 2393 2257 Vehicle finance charges................ 256 105 318 243 376 380 364 Maintenance and repairs................ 612 366 713 659 680 801 800 Vehicle insurance...................... 629 345 746 674 814 827 734 Veh. rent., leas., licen., oth. chges.. 279 172 322 291 301 385 359 Public transportation................... 290 220 319 354 310 281 285 Health care.............................. 1634 1049 1874 2047 1760 1840 1570 Health insurance........................ 725 482 825 932 775 751 685 Medical services........................ 533 304 627 596 608 736 587 Drugs................................... 278 203 309 396 273 238 208 Medical supplies........................ 97 60 113 123 104 115 90 Entertainment............................ 1500 799 1787 1461 1687 2458 1953 Fees and admissions..................... 379 225 442 403 380 572 475 Television, radios, sound equipment..... 492 320 562 469 550 668 713 Pets, toys, and playground equipment.... 274 141 328 266 364 393 368 Other supplies, equip., and services.... 355 112 454 324 393 825 397 Personal care products and services...... 387 216 457 407 477 509 502 Reading.................................. 162 121 178 186 167 189 155 Education................................ 426 309 474 285 550 681 624 Tobacco products and smoking supplies.... 275 178 315 275 340 335 367 Miscellaneous............................ 765 549 853 768 899 965 875 Cash contributions....................... 958 761 1039 1249 1032 816 731 Personal insurance and pensions.......... 2750 1307 3340 2811 3567 4150 3398 Life and other personal insurance....... 353 122 447 407 436 546 441 Pensions and Social Security............ 2397 1185 2893 2404 3130 3604 2957 Money income before taxes 1/.............. 33854 18539 40244 35963 40707 47697 41741 Wages and salaries....................... 25064 12015 30509 23980 31834 40068 34494 Self-employment income................... 2490 967 3125 2313 3622 4341 3020 Soc. Sec., priv. and gov. retirement..... 3887 3672 3977 6900 2540 1078 1517 Int., divid., rent. inc., property inc... 1130 904 1224 1939 935 651 311 Unemp. and workers' compen., vet. ben.... 341 190 403 301 517 433 490 Pub. ass., supp. sec. inc., foodstamps... 471 185 591 241 689 661 1427 Regular contributions for support........ 336 447 289 191 414 343 312 Other income............................. 136 160 126 98 156 121 169 Personal taxes 1/......................... 3068 1703 3637 3408 3681 4593 2838 Federal income taxes..................... 2286 1275 2708 2556 2745 3407 2065 State and local income taxes............. 624 337 744 642 753 1003 659 Other taxes.............................. 157 90 185 209 183 183 114 Income after taxes 1/..................... 30786 16836 36607 32555 37026 43104 38902 Net change in total assets and liabilities -1529 151 -2217 -61 -2042 -6183 -3246 Net change in total assets............... 3045 2048 3453 3399 4597 2784 2751 Net change in total liabilities.......... 4574 1897 5670 3460 6639 8967 5997 Other money receipts...................... 400 290 444 468 476 453 306 Mortgage principal paid, owned property... -844 -264 -1082 -778 -943 -1793 -1179 Estimated market value of owned home...... 66530 38020 78206 78891 70805 88306 72874 Est. monthly rental value of owned home... 416 252 483 479 449 544 459 Gifts of goods and services............... 968 696 1080 1183 1177 951 793 Food.................................... 76 35 94 106 95 91 56 Housing................................. 276 172 319 334 301 323 297 Housekeeping supplies................. 39 32 42 43 39 42 40 Household textiles.................... 13 7 16 17 17 8 24 Appliances and misc. housewares....... 31 24 34 47 24 31 16 Major appliances.................... 7 8 7 11 4 6 2 Small appl. and misc. housewares.... 24 16 27 36 19 25 14 Miscellaneous household equipment..... 70 44 80 72 90 104 54 Other housing......................... 123 65 147 155 132 138 163 Apparel and services.................... 254 202 276 315 310 205 203 Males 2 and over...................... 78 57 86 104 99 54 57 Females 2 and over.................... 87 63 97 120 109 69 49 Children under 2...................... 37 14 46 39 50 51 54 Other apparel products and services... 53 68 46 52 52 31 43 Jewelry and watches................. 29 49 21 21 27 13 23 All other apparel products and serv. 24 19 26 31 25 18 20 Transportation.......................... 51 46 53 56 71 46 25 Health care............................. 24 32 21 28 18 11 17 Entertainment........................... 73 69 75 85 80 73 38 Toys, games, hobbies, and tricycles... 28 21 31 37 30 31 15 Other entertainment................... 45 48 43 47 50 42 23 Education............................... 107 38 135 137 186 116 70 All other gifts......................... 106 102 108 123 115 86 86 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary