Table 7. By HOUSING TENURE, RACE OF REFERENCE PERSON, AND TYPE OF AREA: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1992 All Housing tenure Race of Type of area Item consumer reference person units Homeowner Renter White and Black Urban Rural other ______________________________________________________________________ Number of consumer units (in thousands)... 100019 61486 38533 88546 11472 86152 13866 Income before taxes 1/.................... 33854 41792 21598 35354 21852 34839 27359 Income after taxes 1/..................... 30786 37762 20016 32079 20444 31651 25081 Age of reference person................... 47.6 52.4 40 47.9 45.7 47.1 50.5 Average number in consumer unit:.......... Persons.................................. 2.5 2.7 2.3 2.5 2.8 2.5 2.6 Children under 18........................ 0.7 0.7 0.7 0.7 1 0.7 0.7 Persons 65 and over...................... 0.3 0.4 0.2 0.3 0.2 0.3 0.4 Earners.................................. 1.3 1.4 1.2 1.4 1.1 1.3 1.4 Vehicles................................. 1.9 2.4 1.2 2 1.1 1.8 2.5 Percent distribution: Male..................................... 64 71 53 66 47 62 75 Female................................... 36 29 47 34 53 38 25 Percent homeowner........................ 61 100 0 65 38 59 77 With mortgage........................... 36 59 0 38 21 36 36 Without mortgage........................ 25 41 0 26 16 23 41 Renter................................... 39 0 100 35 62 41 23 Black.................................... 11 7 19 0 100 12 6 White and other.......................... 89 93 81 100 0 88 94 Elementary (1-8)......................... 10 10 11 10 16 9 17 High school (9-12)....................... 43 43 44 42 53 42 50 College.................................. 46 47 45 48 31 48 33 Never attended and other................. 0 0 1 0 1 0 1 At least one vehicle owned............... 86 94 73 88 66 85 91 Average annual expenditures............... 29846 35100 21341 31158 19695 30569 25347 Food..................................... 4273 4887 3235 4416 3156 4313 4024 Food at home............................ 2643 3011 2015 2699 2203 2637 2675 Cereals and bakery products............ 411 474 304 420 336 410 416 Cereals and cereal products........... 141 158 111 142 134 141 143 Bakery products....................... 270 315 192 279 202 270 272 Meats, poultry, fish, and eggs......... 687 769 547 681 736 689 673 Beef.................................. 210 233 172 213 195 212 199 Pork.................................. 156 174 125 152 188 152 180 Other meats........................... 94 107 71 94 90 93 97 Poultry............................... 123 139 96 122 133 125 110 Fish and seafood...................... 77 87 59 74 100 79 61 Eggs.................................. 28 30 24 28 29 28 27 Dairy products......................... 302 341 234 316 192 300 314 Fresh milk and cream.................. 134 146 113 140 86 133 140 Other dairy products.................. 168 195 120 176 106 167 174 Fruits and vegetables.................. 428 489 325 436 367 432 407 Fresh fruits.......................... 127 147 94 130 108 129 118 Fresh vegetables...................... 127 144 97 130 100 130 106 Processed fruits...................... 100 114 76 102 87 100 104 Processed vegetables.................. 74 84 58 75 72 74 78 Other food at home..................... 814 937 606 845 573 806 865 Sugar and other sweets................ 102 121 70 106 76 100 116 Fats and oils......................... 72 84 52 74 61 71 82 Miscellaneous foods................... 384 442 286 401 255 381 403 Nonalcoholic beverages................ 213 238 170 219 163 211 225 Food prep. by cu, out-of-town trips... 43 53 27 46 19 43 40 Food away from home..................... 1631 1876 1220 1717 953 1675 1349 Alcoholic beverages...................... 301 304 297 315 191 316 205 Housing.................................. 9477 10855 7252 9833 6718 9901 6839 Shelter................................. 5411 5840 4727 5628 3735 5786 3082 Owned dwellings........................ 3310 5344 65 3571 1299 3487 2215 Mortgage interest and charges......... 1968 3176 40 2124 760 2101 1142 Property taxes........................ 782 1262 16 842 318 818 561 Maintenance, rep., ins., oth. exp..... 560 906 9 604 220 568 513 Rented dwellings....................... 1761 33 4518 1684 2355 1937 667 Other lodging.......................... 340 463 144 373 82 362 199 Utilities, fuels, and public services... 1984 2375 1360 2000 1859 1984 1986 Natural gas............................ 252 319 147 244 315 278 92 Electricity............................ 787 957 514 801 678 766 913 Fuel oil and other fuels............... 92 128 34 99 43 72 218 Telephone.............................. 623 649 581 619 647 629 580 Water and other public services........ 230 322 83 237 177 238 183 Household operations.................... 487 638 246 518 245 508 355 Personal services...................... 242 297 155 252 166 253 178 Other household expenses............... 245 341 91 266 79 255 177 Housekeeping supplies................... 433 538 253 455 257 435 418 Laundry and cleaning supplies.......... 118 138 85 121 101 119 114 Other household products............... 195 255 94 208 99 195 195 Postage and stationery................. 119 146 74 127 57 121 108 Household furnishings and equipment..... 1162 1464 667 1232 621 1188 998 Household textiles..................... 92 117 50 99 42 93 88 Furniture.............................. 316 375 222 329 219 331 221 Floor coverings........................ 71 107 10 78 16 75 42 Major appliances....................... 141 183 73 145 108 145 114 Small appliances, misc. housewares..... 84 107 46 91 33 88 59 Miscellaneous household equipment...... 458 574 266 491 202 455 474 Apparel and services..................... 1710 1933 1334 1741 1468 1761 1395 Men and boys............................ 450 527 321 466 328 458 401 Men, 16 and over....................... 369 429 271 388 228 380 304 Boys, 2 to 15.......................... 80 98 51 78 100 78 97 Women and girls......................... 680 808 464 695 560 697 573 Women, 16 and over..................... 586 694 402 600 475 602 488 Girls, 2 to 15......................... 94 113 62 95 85 96 85 Children under 2........................ 78 79 76 79 69 80 62 Footwear................................ 231 247 205 226 267 235 207 Other apparel products and services..... 272 274 269 275 244 291 152 Transportation........................... 5228 6154 3749 5465 3404 5222 5266 Vehicle purchases (net outlay).......... 2189 2571 1579 2299 1334 2151 2420 Cars and trucks, new................... 1131 1412 683 1193 654 1114 1235 Cars and trucks, used.................. 1022 1124 859 1066 679 1000 1157 Other vehicles......................... 36 35 37 40 1 37 27 Gasoline and motor oil.................. 973 1134 717 1013 666 944 1155 Other vehicle expenses.................. 1776 2118 1228 1855 1162 1809 1574 Vehicle finance charges................ 256 304 179 268 169 251 290 Maintenance and repairs................ 612 717 442 633 446 613 606 Vehicle insurance...................... 629 758 424 656 423 645 533 Veh. rent., leas., licen., oth. chges.. 279 339 183 299 124 300 144 Public transportation................... 290 332 224 297 242 318 118 Health care.............................. 1634 2083 915 1743 795 1597 1865 Health insurance........................ 725 929 400 765 420 698 895 Medical services........................ 533 679 301 579 178 539 493 Drugs................................... 278 355 155 294 160 260 394 Medical supplies........................ 97 121 59 105 37 99 84 Entertainment............................ 1500 1860 922 1608 667 1547 1205 Fees and admissions..................... 379 484 212 414 110 401 244 Television, radios, sound equipment..... 492 550 398 507 373 514 353 Pets, toys, and playground equipment.... 274 336 172 296 102 274 275 Other supplies, equip., and services.... 355 489 139 390 81 358 334 Personal care products and services...... 387 452 278 391 355 398 320 Reading.................................. 162 196 107 173 73 165 137 Education................................ 426 471 354 460 163 454 251 Tobacco products and smoking supplies.... 275 274 277 282 219 268 319 Miscellaneous............................ 765 848 630 799 500 771 722 Cash contributions....................... 958 1307 402 1028 417 1005 670 Personal insurance and pensions.......... 2750 3478 1587 2902 1569 2850 2128 Life and other personal insurance....... 353 487 139 363 273 357 325 Pensions and Social Security............ 2397 2992 1448 2539 1297 2492 1802 Money income before taxes 1/.............. 33854 41792 21598 35354 21852 34839 27359 Wages and salaries....................... 25064 30400 16825 26055 17135 25960 19152 Self-employment income................... 2490 3517 905 2755 367 2553 2072 Soc. Sec., priv. and gov. retirement..... 3887 5346 1635 4102 2166 3856 4095 Int., divid., rent. inc., property inc... 1130 1692 262 1258 101 1158 944 Unemp. and workers' compen., vet. ben.... 341 347 331 350 264 326 436 Pub. ass., supp. sec. inc., foodstamps... 471 156 957 346 1471 497 301 Regular contributions for support........ 336 260 453 350 219 351 237 Other income............................. 136 73 232 137 129 138 122 Personal taxes 1/......................... 3068 4029 1583 3275 1408 3187 2277 Federal income taxes..................... 2286 2967 1235 2446 1009 2401 1527 State and local income taxes............. 624 812 335 657 366 633 565 Other taxes.............................. 157 250 13 173 33 153 185 Income after taxes 1/..................... 30786 37762 20016 32079 20444 31651 25081 Net change in total assets and liabilities -1529 -2161 -519 -1658 -528 -1528 -1531 Net change in total assets............... 3045 5252 -478 3256 1416 3333 1255 Net change in total liabilities.......... 4574 7414 42 4914 1944 4861 2785 Other money receipts...................... 400 543 171 448 30 379 525 Mortgage principal paid, owned property... -844 -1340 -53 -919 -264 -885 -592 Estimated market value of owned home...... 66530 107533 1102 71598 27411 68827 52253 Est. monthly rental value of owned home... 416 677 0 445 194 434 307 Gifts of goods and services............... 968 1178 627 1034 460 1006 732 Food.................................... 76 101 36 83 29 82 43 Housing................................. 276 321 202 298 107 283 234 Housekeeping supplies................. 39 47 25 41 19 40 33 Household textiles.................... 13 19 3 14 5 14 12 Appliances and misc. housewares....... 31 43 12 34 6 33 19 Major appliances.................... 7 10 4 8 3 7 7 Small appl. and misc. housewares.... 24 33 8 26 3 26 12 Miscellaneous household equipment..... 70 86 43 76 22 71 62 Other housing......................... 123 126 119 132 55 126 108 Apparel and services.................... 254 294 188 265 176 255 250 Males 2 and over...................... 78 95 49 82 44 77 80 Females 2 and over.................... 87 103 62 88 82 86 98 Children under 2...................... 37 43 27 38 23 37 31 Other apparel products and services... 53 54 50 56 27 55 40 Jewelry and watches................. 29 30 27 32 7 32 10 All other apparel products and serv. 24 24 22 24 20 22 31 Transportation.......................... 51 61 35 55 23 56 20 Health care............................. 24 30 14 27 3 26 13 Entertainment........................... 73 83 57 79 25 76 52 Toys, games, hobbies, and tricycles... 28 35 18 31 11 29 23 Other entertainment................... 45 49 39 49 15 47 30 Education............................... 107 161 19 117 24 117 41 All other gifts......................... 106 126 75 111 74 111 80 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary