Table 1. By QUINTILES OF INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer unit Consumer Expenditure Survey, 1993 All Complete reporting of income Incomplet Item consumer Total Lowest Second Third Fourth Highest reporting units complete 20 20 20 20 20 of reporting percent percent percent percent percent income ________________________________________________________________________ Number of consumer units (in thousands)... 100049 85788 17124 17166 17158 17146 17194 14262 Lower limit............................... 0 0 0 10654 19855 32842 52516 0 Income before taxes 1/.................... 34868 34868 6395 15071 26037 41935 84753 0 Income after taxes 1/..................... 31890 31890 6285 14606 24290 38432 75707 0 Age of reference person................... 47.8 47.7 51.1 51.6 46.4 43.7 45.9 48.3 Average number in consumer unit:.......... Persons.................................. 2.5 2.5 1.9 2.1 2.5 2.9 3.1 2.6 Children under 18........................ 0.7 0.7 0.5 0.5 0.7 0.9 0.8 0.7 Persons 65 and over...................... 0.3 0.3 0.4 0.5 0.3 0.2 0.1 0.3 Earners.................................. 1.3 1.3 0.6 0.9 1.3 1.8 2 1.3 Vehicles................................. 1.9 1.9 0.9 1.5 2 2.5 2.9 1.9 Percent distribution: Male..................................... 63 63 38 55 67 74 82 63 Female................................... 37 37 62 45 33 26 18 37 Percent homeowner........................ 63 62 41 50 61 74 87 67 With mortgage........................... 37 37 11 16 33 54 70 36 Without mortgage........................ 26 26 30 34 28 20 17 30 Renter................................... 37 38 59 50 39 26 13 33 Black.................................... 12 11 20 11 12 7 6 14 White and other.......................... 88 89 80 89 88 93 94 86 Elementary (1-8)......................... 10 10 22 16 7 3 2 8 High school (9-12)....................... 43 42 45 51 48 42 25 47 College.................................. 47 48 32 33 45 55 73 44 Never attended and other................. 0 0 1 0 0 0 0 0 At least one vehicle owned............... 86 87 61 86 94 96 97 84 Average annual expenditures............... 30692 31436 13957 19712 26603 37299 59521 26895 Food..................................... 4399 4520 2505 3287 4116 5387 7296 3982 Food at home............................ 2735 2784 1847 2334 2640 3184 3910 2560 Cereals and bakery products............ 434 441 280 359 409 511 643 412 Cereals and cereal products........... 160 162 109 143 155 182 222 154 Bakery products....................... 274 279 172 217 255 329 421 258 Meats, poultry, fish, and eggs......... 734 728 519 645 722 798 958 756 Beef.................................. 234 227 151 201 242 254 289 258 Pork.................................. 154 155 116 154 149 165 188 151 Other meats........................... 98 99 66 82 93 117 135 94 Poultry............................... 131 129 93 102 123 141 187 138 Fish and seafood...................... 87 88 69 73 84 88 127 85 Eggs.................................. 30 31 24 33 31 32 33 29 Dairy products......................... 295 304 191 259 282 371 416 266 Fresh milk and cream.................. 128 132 91 119 129 154 166 114 Other dairy products.................. 167 172 100 140 153 218 249 152 Fruits and vegetables.................. 444 453 308 382 410 508 656 411 Fresh fruits.......................... 137 140 91 116 127 162 206 125 Fresh vegetables...................... 132 134 95 122 120 137 197 125 Processed fruits...................... 96 98 60 79 89 117 146 88 Processed vegetables.................. 79 80 62 66 74 92 107 74 Other food at home..................... 827 858 549 688 817 996 1238 716 Sugar and other sweets................ 113 119 109 93 109 128 155 93 Fats and oils......................... 78 79 57 75 77 84 100 76 Miscellaneous foods................... 365 381 223 305 362 464 551 312 Nonalcoholic beverages................ 225 232 147 190 229 269 323 200 Food prep. by cu, out-of-town trips... 46 48 13 25 41 51 109 35 Food away from home..................... 1664 1736 657 953 1475 2203 3386 1422 Alcoholic beverages...................... 268 292 140 173 224 352 569 183 Housing.................................. 9636 9675 4953 6587 8225 11144 17440 9608 Shelter................................. 5415 5417 2666 3702 4503 6316 9886 5404 Owned dwellings........................ 3331 3313 898 1371 2253 4187 7843 3444 Mortgage interest and charges......... 1878 1889 316 494 1100 2593 4933 1813 Property taxes........................ 825 799 307 442 632 896 1712 987 Maintenance, rep., ins., oth. exp..... 628 625 274 435 521 698 1198 644 Rented dwellings....................... 1714 1737 1651 2155 2010 1773 1095 1575 Other lodging.......................... 370 368 117 177 240 355 948 385 Utilities, fuels, and public services... 2112 2087 1432 1692 2025 2317 2965 2267 Natural gas............................ 279 275 202 231 253 282 407 303 Electricity............................ 836 818 560 669 801 917 1141 946 Fuel oil and other fuels............... 99 98 69 83 97 116 126 103 Telephone.............................. 658 657 457 532 652 731 911 664 Water and other public services........ 241 239 143 178 223 271 380 251 Household operations.................... 469 460 173 277 323 493 1032 524 Personal services...................... 228 227 73 117 161 281 499 234 Other household expenses............... 241 233 100 160 162 212 532 290 Housekeeping supplies................... 410 439 217 303 377 540 758 308 Laundry and cleaning supplies.......... 103 110 58 94 105 129 163 81 Other household products............... 194 211 105 125 158 274 392 133 Postage and stationery................. 113 118 53 84 114 136 203 94 Household furnishings and equipment..... 1230 1271 465 613 997 1479 2799 1106 Household textiles..................... 102 110 48 59 81 127 234 77 Furniture.............................. 317 309 124 169 249 325 676 367 Floor coverings........................ 87 87 16 35 65 142 176 92 Major appliances....................... 143 143 71 104 137 167 235 142 Small appliances, misc. housewares..... 87 90 39 48 69 96 198 77 Miscellaneous household equipment...... 493 533 166 198 396 622 1281 350 Apparel and services..................... 1676 1717 864 1101 1493 2042 3079 1532 Men and boys............................ 426 435 169 250 353 609 795 395 Men, 16 and over....................... 335 348 144 206 280 457 654 295 Boys, 2 to 15.......................... 90 87 26 44 74 152 142 100 Women and girls......................... 658 674 355 447 610 767 1189 606 Women, 16 and over..................... 566 577 322 386 542 633 1001 527 Girls, 2 to 15......................... 93 97 33 61 68 134 188 78 Children under 2........................ 79 83 44 66 80 100 126 66 Footwear................................ 249 256 183 195 238 296 367 223 Other apparel products and services..... 264 268 112 142 212 271 602 242 Transportation........................... 5453 5496 2087 3370 4760 6894 10355 5215 Vehicle purchases (net outlay).......... 2319 2314 852 1378 1822 2955 4555 2354 Cars and trucks, new................... 1216 1217 283 497 820 1535 2947 1205 Cars and trucks, used.................. 1079 1075 568 876 967 1381 1581 1104 Other vehicles......................... 24 21 0 6 34 39 27 45 Gasoline and motor oil.................. 977 977 450 681 1001 1223 1529 975 Other vehicle expenses.................. 1843 1888 667 1128 1700 2383 3554 1595 Vehicle finance charges................ 244 247 43 115 237 378 459 230 Maintenance and repairs................ 620 645 269 418 590 826 1119 490 Vehicle insurance...................... 678 685 241 456 643 854 1229 632 Veh. rent., leas., licen., oth. chges.. 301 311 115 139 229 324 747 243 Public transportation................... 314 318 118 183 237 333 718 290 Health care.............................. 1776 1772 1080 1658 1733 1989 2396 1831 Health insurance........................ 800 799 493 797 830 874 1000 805 Medical services........................ 574 563 284 417 537 696 880 645 Drugs................................... 301 300 232 329 283 301 356 311 Medical supplies........................ 101 109 70 115 84 117 160 70 Entertainment............................ 1626 1594 542 900 1250 1890 3384 1682 Fees and admissions..................... 414 418 111 175 280 491 1034 388 Television, radios, sound equipment..... 590 540 254 354 489 683 917 728 Pets, toys, and playground equipment.... 293 309 119 171 262 407 586 221 Other supplies, equip., and services.... 328 327 58 201 220 309 846 345 Personal care products and services...... 385 407 201 297 339 510 688 303 Reading.................................. 166 172 70 110 150 212 319 130 Education................................ 455 439 312 255 277 337 1012 562 Tobacco products and smoking supplies.... 268 277 202 240 319 340 284 218 Miscellaneous............................ 715 754 380 410 680 951 1345 506 Cash contributions....................... 961 1051 308 454 896 1050 2541 419 Personal insurance and pensions.......... 2908 3271 314 869 2141 4201 8814 724 Life and other personal insurance....... 399 389 120 153 280 418 974 456 Pensions and Social Security............ 2509 2882 193 717 1860 3783 7840 269 Money income before taxes 1/.............. 34868 34868 6395 15071 26037 41935 84753 0 Wages and salaries....................... 26494 26494 1823 7169 18034 34615 70703 0 Self-employment income................... 2119 2119 10 481 1157 1996 6936 0 Soc. Sec., priv. and gov. retirement..... 4034 4034 2889 5566 4947 3344 3420 0 Int., divid., rent. inc., property inc... 1029 1029 87 383 732 1107 2833 0 Unemp. and workers' compen., vet. ben.... 309 309 157 293 398 383 316 0 Pub. ass., supp. sec. inc., foodstamps... 468 468 1143 722 314 111 53 0 Regular contributions for support........ 282 282 198 320 319 270 303 0 Other income............................. 133 133 90 137 136 110 190 0 Personal taxes 1/......................... 2978 2978 111 465 1747 3503 9046 0 Federal income taxes..................... 2217 2217 35 281 1271 2552 6931 0 State and local income taxes............. 601 601 17 103 356 744 1781 0 Other taxes.............................. 160 160 59 82 120 207 334 0 Income after taxes 1/..................... 31890 31890 6285 14606 24290 38432 75707 0 Net change in total assets and liabilities -2185 -2450 -401 -376 -1663 -5552 -4254 -592 Net change in total assets............... 4381 4417 128 1402 2342 4211 13974 4168 Net change in total liabilities.......... 6567 6867 529 1778 4005 9763 18227 4760 Other money receipts...................... 435 499 386 241 370 516 980 55 Mortgage principal paid, owned property... -898 -847 -148 -241 -415 -997 -2429 -1205 Estimated market value of owned home...... 66719 65469 26793 39402 48380 72223 140328 74239 Est. monthly rental value of owned home... 435 432 199 285 344 502 832 452 Gifts of goods and services............... 993 1008 469 565 774 1012 2219 952 Food.................................... 77 75 17 38 49 74 197 99 Housing................................. 267 273 142 140 209 266 608 269 Housekeeping supplies................. 36 41 17 29 37 46 75 21 Household textiles.................... 12 14 5 3 8 24 29 7 Appliances and misc. housewares....... 28 28 10 12 23 36 57 28 Major appliances.................... 7 6 2 1 8 8 14 9 Small appl. and misc. housewares.... 21 21 8 11 15 28 43 19 Miscellaneous household equipment..... 77 87 24 37 60 88 226 42 Other housing......................... 113 104 86 58 82 72 220 171 Apparel and services.................... 251 250 118 174 198 301 457 251 Males 2 and over...................... 80 74 35 34 59 106 139 97 Females 2 and over.................... 90 93 39 79 67 115 165 77 Children under 2...................... 36 37 14 33 30 41 65 33 Other apparel products and services... 46 45 30 28 42 39 88 45 Jewelry and watches................. 24 26 20 15 22 20 51 18 All other apparel products and serv. 21 20 10 13 19 19 37 27 Transportation.......................... 53 54 25 23 32 64 127 51 Health care............................. 42 46 50 34 33 36 77 19 Entertainment........................... 80 84 27 44 84 90 173 60 Toys, games, hobbies, and tricycles... 31 31 11 19 36 40 51 27 Other entertainment................... 50 53 16 25 48 50 122 33 Education............................... 116 112 25 43 70 61 364 135 All other gifts......................... 107 114 65 70 99 121 215 67 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.