Table 9. By OCCUPATION OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1994 Wage and salary earners All Total Managers Technical, Construc-Operators, other, Self- wage and sales, tion fabrica- including Item employed and profes- and Service workers tors Retired not workers salary sionals clerical workers and and reporting earners workers mechanicslaborers __________________________________________________________________________________ Number of consumer units (in thousands)... 6,267 66,751 20,734 18,491 8,124 6,248 13,154 18,387 10,805 Income before taxes 1/.................... $42,798 $42,823 $60,194 $37,858 $27,307 $40,856 $32,117 $20,381 $17,792 Income after taxes 1/..................... 39,192 38,807 53,705 34,495 25,328 37,349 29,698 19,611 16,907 Age of reference person................... 48.1 40.7 42.2 39.6 39.7 41 40.3 73.3 46.6 Average number in consumer unit:.......... Persons.................................. 2.8 2.7 2.6 2.5 2.6 3 3 1.7 2.7 Children under 18........................ 0.8 0.8 0.8 0.7 0.9 1 1 0.1 1 Persons 65 and over...................... 0.2 0.1 0.1 0.1 0.1 0.1 0.1 1.2 0.2 Earners.................................. 1.8 1.7 1.7 1.6 1.6 1.8 1.8 0.2 0.4 Vehicles................................. 2.4 2.1 2.2 1.9 1.6 2.8 2.4 1.5 1.2 Percent distribution: Male..................................... 80 68 69 51 53 95 85 55 33 Female................................... 20 32 31 49 47 5 15 45 67 Percent homeowner........................ 76 61 71 56 44 69 59 78 43 With mortgage........................... 47 45 58 42 28 50 39 12 18 Without mortgage........................ 29 16 13 14 16 19 20 66 25 Renter................................... 24 39 29 44 56 31 41 22 57 Black.................................... 5 11 7 11 21 5 11 9 22 White and other.......................... 95 89 93 89 79 95 89 91 78 Elementary (1-8)......................... 5 4 1 1 7 6 9 21 17 High school (9-12)....................... 41 40 16 39 51 61 64 49 53 College.................................. 54 56 83 60 42 33 27 29 29 Never attended and other................. 0 0 0 0 0 0 0 0 1 At least one vehicle owned............... 94 91 94 89 82 95 92 79 63 Average annual expenditures............... $40,402 $35,529 $47,270 $32,273 $25,900 $33,230 $28,595 $22,097 $19,659 Food..................................... 5,231 4,772 5,709 4,455 3,838 4,678 4,324 3,396 3,441 Food at home............................ 3,186 2,798 2,976 2,624 2,590 2,841 2,848 2,313 2,603 Cereals and bakery products............ 512 440 501 399 394 413 437 380 397 Cereals and cereal products........... 188 168 189 150 157 156 171 132 160 Bakery products....................... 324 272 312 249 237 257 266 248 237 Meats, poultry, fish, and eggs......... 839 756 722 703 736 824 856 581 793 Beef.................................. 241 239 210 229 238 290 274 167 249 Pork.................................. 172 157 140 143 168 181 185 133 176 Other meats........................... 118 96 95 83 96 112 107 86 81 Poultry............................... 160 142 149 137 119 136 154 100 153 Fish and seafood...................... 114 91 102 84 85 72 98 68 101 Eggs.................................. 35 30 26 27 30 33 38 27 33 Dairy products......................... 331 295 321 282 266 288 293 264 268 Fresh milk and cream.................. 136 129 130 121 122 129 143 116 128 Other dairy products.................. 195 166 191 161 143 160 150 148 139 Fruits and vegetables.................. 527 438 482 411 430 436 414 418 403 Fresh fruits.......................... 173 134 151 122 141 133 122 128 111 Fresh vegetables...................... 155 137 149 135 130 133 127 121 134 Processed fruits...................... 119 92 103 85 91 86 89 94 81 Processed vegetables.................. 79 75 80 69 68 84 77 74 77 Other food at home..................... 977 868 950 828 765 880 848 670 742 Sugar and other sweets................ 125 107 117 103 101 108 101 97 95 Fats and oils......................... 94 78 81 69 70 83 87 78 80 Miscellaneous foods................... 417 388 430 372 334 388 375 271 322 Nonalcoholic beverages................ 268 245 251 240 228 253 247 187 221 Food prep. by cu, out-of-town trips... 73 50 72 44 31 49 37 38 24 Food away from home..................... 2,045 1,974 2,733 1,831 1,247 1,837 1,476 1,084 838 Alcoholic beverages...................... 288 323 386 293 238 435 261 184 157 Housing.................................. 11,868 11,211 15,085 10,547 8,385 10,093 8,327 7,268 7,081 Shelter................................. 6,691 6,466 8,858 6,100 4,717 5,508 4,746 3,604 3,829 Owned dwellings........................ 4,545 4,071 6,240 3,543 2,198 3,749 2,702 2,139 1,606 Mortgage interest and charges......... 2,505 2,471 3,867 2,167 1,267 2,239 1,550 393 764 Property taxes........................ 1,212 962 1,441 828 573 884 671 935 485 Maintenance, rep., ins., oth. exp..... 829 638 932 548 358 626 481 811 357 Rented dwellings....................... 1,524 1,986 1,920 2,164 2,363 1,430 1,870 1,071 2,046 Other lodging.......................... 622 410 698 393 157 329 173 394 177 Utilities, fuels, and public services... 2,719 2,241 2,569 2,165 1,910 2,309 2,002 1,984 1,905 Natural gas............................ 297 281 315 280 246 282 248 304 253 Electricity............................ 1,119 878 989 839 734 971 803 772 762 Fuel oil and other fuels............... 158 81 98 74 56 80 82 142 92 Telephone.............................. 837 744 859 727 672 702 652 493 604 Water and other public services........ 309 257 308 247 202 274 217 273 195 Household operations.................... 712 534 847 512 296 333 316 394 251 Personal services...................... 260 300 376 335 191 225 231 58 72 Other household expenses............... 452 235 470 177 105 108 85 336 179 Housekeeping supplies................... 415 401 481 382 368 372 338 403 309 Laundry and cleaning supplies.......... 105 115 125 106 119 120 108 96 100 Other household products............... 206 179 207 165 169 176 161 165 140 Postage and stationery................. 104 108 150 112 80 75 69 143 68 Household furnishings and equipment..... 1,331 1,569 2,329 1,387 1,094 1,572 925 882 787 Household textiles..................... 84 105 158 101 77 78 57 92 89 Furniture.............................. 226 392 584 341 285 409 217 153 201 Floor coverings........................ 66 151 273 100 56 218 55 81 24 Major appliances....................... 211 157 200 135 106 184 140 129 94 Small appliances, misc. housewares..... 110 87 142 74 45 64 56 61 59 Miscellaneous household equipment...... 634 677 973 635 524 619 400 365 319 Apparel and services..................... 2,158 1,898 2,538 1,754 1,491 1,536 1,511 844 1,156 Men and boys............................ 473 457 595 388 329 409 427 208 289 Men, 16 and over....................... 382 350 451 307 258 320 317 182 188 Boys, 2 to 15.......................... 92 107 145 81 71 89 110 25 101 Women and girls......................... 884 755 1,052 739 561 523 539 329 436 Women, 16 and over..................... 732 638 903 641 484 414 420 305 342 Girls, 2 to 15......................... 153 117 149 98 77 109 119 24 94 Children under 2........................ 82 96 102 86 98 84 104 23 79 Footwear................................ 353 287 335 261 284 284 250 136 196 Other apparel products and services..... 364 304 453 279 219 236 190 148 157 Transportation........................... 7,616 7,031 8,736 6,171 5,452 6,980 6,549 3,645 3,124 Vehicle purchases (net outlay).......... 3,504 3,246 3,828 2,790 2,724 3,128 3,348 1,423 1,266 Cars and trucks, new................... 1,694 1,609 2,126 1,439 1,297 1,376 1,337 897 704 Cars and trucks, used.................. 1,787 1,573 1,613 1,302 1,426 1,678 1,933 519 563 Other vehicles......................... 23 64 89 49 1 74 78 7 0 Gasoline and motor oil.................. 1,270 1,119 1,213 989 894 1,368 1,171 625 616 Other vehicle expenses.................. 2,353 2,267 2,999 2,074 1,599 2,244 1,803 1,200 1,066 Vehicle finance charges................ 246 306 352 287 194 351 306 59 94 Maintenance and repairs................ 783 775 1,029 706 597 722 605 452 426 Vehicle insurance...................... 771 786 950 737 588 906 663 499 370 Veh. rent., leas., licen., oth. chges.. 553 399 668 343 220 265 230 190 176 Public transportation................... 490 400 695 318 236 241 225 397 175 Health care.............................. 2,558 1,539 1,951 1,387 1,014 1,657 1,371 2,575 1,223 Health insurance........................ 1,218 661 831 623 441 667 578 1,399 539 Medical services........................ 854 578 770 484 351 652 511 576 357 Drugs................................... 367 215 233 205 168 235 221 521 272 Medical supplies........................ 118 85 116 75 54 103 61 79 54 Entertainment............................ 1,950 1,823 2,558 1,616 1,187 1,655 1,431 936 838 Fees and admissions..................... 648 500 876 430 252 332 238 308 165 Television, radios, sound equipment..... 561 613 722 619 478 588 531 327 374 Pets, toys, and playground equipment.... 340 335 400 316 273 378 279 163 189 Other supplies, equip., and services.... 401 375 560 251 184 357 383 139 111 Personal care products and services...... 412 443 544 424 367 355 398 304 258 Reading.................................. 223 174 261 161 108 146 111 154 91 Education................................ 613 554 841 590 376 313 273 100 406 Tobacco products and smoking supplies.... 308 282 197 261 265 407 397 144 281 Miscellaneous............................ 1,402 792 993 737 533 1,006 608 543 448 Cash contributions....................... 1,184 932 1,807 629 375 588 487 1,342 356 Personal insurance and pensions.......... 4,592 3,755 5,666 3,249 2,272 3,380 2,547 663 800 Life and other personal insurance....... 582 432 649 380 265 349 304 332 193 Pensions and Social Security............ 4,009 3,323 5,017 2,870 2,007 3,030 2,242 331 608 Money income before taxes 1/.............. 42,798 42,823 60,194 37,858 27,307 40,856 32,117 20,381 17,792 Wages and salaries....................... 8,859 39,296 55,897 34,116 24,314 37,570 29,697 2,362 8,709 Self-employment income................... 25,565 591 830 838 264 517 93 475 212 Soc. Sec., priv. and gov. retirement..... 3,857 1,280 1,454 1,309 1,060 1,411 1,033 14,832 4,105 Int., divid., rent. inc., property inc... 3,811 635 1,243 527 228 322 199 2,204 556 Unemp. and workers' compen., vet. ben.... 177 303 181 246 299 545 469 140 806 Pub. ass., supp. sec. inc., foodstamps... 97 251 62 206 706 213 357 253 2,653 Regular contributions for support........ 289 297 317 446 237 176 150 70 613 Other income............................. 142 170 210 170 198 102 119 46 139 Personal taxes 1/......................... 3,606 4,017 6,489 3,363 1,979 3,507 2,419 771 886 Federal income taxes..................... 2,746 3,010 4,905 2,566 1,472 2,560 1,717 465 627 State and local income taxes............. 464 853 1,334 673 458 818 587 115 177 Other taxes.............................. 396 154 250 124 49 129 115 191 81 Income after taxes 1/..................... 39,192 38,807 53,705 34,495 25,328 37,349 29,698 19,611 16,907 Net change in total assets and liabilities 4,325 (905) 1,208 (2,063) (863) (786) (2,692) (1,295) (26) Net change in total assets............... 8,732 5,132 10,366 2,913 2,050 3,925 2,478 (711) 1,904 Net change in total liabilities.......... 4,406 6,037 9,158 4,976 2,914 4,711 5,170 584 1,930 Other money receipts...................... 591 554 1,144 397 476 177 73 661 473 Mortgage principal paid, owned property... (1,362) (1,423) (2,426) (1,151) (544) (1,393) (784) (312) (361) Estimated market value of owned home...... 108,078 66,982 100,629 61,761 36,959 63,200 41,625 78,981 39,536 Est. monthly rental value of owned home... 650 477 677 440 299 457 332 515 273 Gifts of goods and services............... 1,340 1,073 1,702 965 615 843 626 890 608 Food.................................... 95 94 151 101 47 46 48 64 48 Housing................................. 333 279 449 260 167 186 151 222 183 Housekeeping supplies................. 32 40 63 35 25 38 23 40 20 Household textiles.................... 13 12 17 14 4 9 7 30 15 Appliances and misc. housewares....... 49 28 46 27 16 22 11 21 14 Major appliances.................... 4 6 7 10 6 3 2 5 2 Small appl. and misc. housewares.... 44 22 39 17 10 19 9 15 13 Miscellaneous household equipment..... 69 72 128 62 35 30 38 55 43 Other housing......................... 170 127 195 122 87 86 73 76 91 Apparel and services.................... 360 266 366 243 220 236 186 192 147 Males 2 and over...................... 98 65 91 63 67 49 38 56 48 Females 2 and over.................... 133 106 148 97 66 91 84 65 42 Children under 2...................... 40 41 46 37 30 46 41 18 26 Other apparel products and services... 88 54 81 47 56 50 23 53 30 Jewelry and watches................. 47 28 50 21 15 20 14 21 11 All other apparel products and serv. 41 26 31 25 41 30 9 32 20 Transportation.......................... 87 62 100 40 25 35 67 51 12 Health care............................. 38 29 29 19 12 114 15 65 13 Entertainment........................... 103 92 125 96 48 105 57 74 35 Toys, games, hobbies, and tricycles... 50 35 42 27 23 60 33 27 15 Other entertainment................... 53 57 83 70 25 45 24 47 20 Education............................... 188 134 275 117 45 40 37 45 65 All other gifts......................... 137 115 207 90 50 80 64 177 105 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.