Table 4200. Origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998 Non-Hispanic All Item consumer Hispanic units Total Non-Hispanic Non-Hispanic less Afro-American Afro-American _______________________________________________________________________ Number of consumer units (in thousands)...... 107,182 9,051 98,131 87,623 10,508 Income before taxes a/ ...................... $41,622 $31,073 $42,681 $44,055 $29,545 Income after taxes a/ ....................... 38,358 29,210 39,277 40,451 28,041 Age of the reference person.................. 47.6 41.8 48.2 48.5 45.4 Average number in consumer unit: Persons..................................... 2.5 3.2 2.4 2.4 2.7 Children under 18........................... .7 1.2 .6 .6 1.0 Persons 65 and over......................... .3 .2 .3 .3 .2 Earners..................................... 1.3 1.5 1.3 1.3 1.2 Vehicles.................................... 2.0 1.6 2.0 2.1 1.3 Percent distribution: Male........................................ 58 59 58 60 37 Female...................................... 42 41 42 40 63 Homeowner................................... 64 42 66 69 47 With mortgage.............................. 39 28 40 41 31 Without mortgage........................... 26 14 27 28 16 Renter...................................... 36 58 34 31 53 Black....................................... 12 6 12 2 100 White and other............................. 88 94 88 98 b/ Elementary (1-8)............................ 7 23 5 5 7 High school (9-12).......................... 39 45 38 37 51 College..................................... 54 30 56 58 42 Never attended and other.................... c/ 2 c/ c/ c/ At least one vehicle owned or leased........ 87 81 87 89 71 Average annual expenditures.................. $35,535 $30,013 $36,044 $37,328 $25,440 Food....................................... 4,810 5,099 4,783 4,923 3,665 Food at home............................. 2,780 3,366 2,725 2,773 2,346 Cereals and bakery products............ 425 463 421 433 330 Cereals and cereal products.......... 146 172 144 146 129 Bakery products...................... 278 291 277 287 201 Meats, poultry, fish, and eggs......... 723 1,036 694 682 794 Beef................................. 218 339 207 210 186 Pork................................. 146 213 140 133 194 Other meats.......................... 92 125 89 89 86 Poultry.............................. 137 185 132 128 170 Fish and seafood..................... 98 114 96 93 124 Eggs................................. 32 60 30 29 35 Dairy products......................... 301 346 297 310 201 Fresh milk and cream................. 120 154 117 122 82 Other dairy products................. 181 192 180 188 119 Fruits and vegetables.................. 472 594 461 470 387 Fresh fruits......................... 149 207 144 148 110 Fresh vegetables..................... 145 201 140 144 107 Processed fruits..................... 101 107 101 101 99 Processed vegetables................. 76 79 76 77 71 Other food at home..................... 858 928 852 879 635 Sugar and other sweets............... 109 92 111 115 81 Fats and oils........................ 77 95 75 76 72 Miscellaneous foods.................. 388 411 386 399 279 Nonalcoholic beverages............... 231 285 226 231 184 Food prepared by consumer unit on out-of-town trips................... 53 44 54 58 19 Food away from home...................... 2,030 1,733 2,058 2,150 1,319 Alcoholic beverages......................... 309 276 312 332 155 Housing..................................... 11,713 10,089 11,864 12,192 9,150 Shelter.................................. 6,680 6,148 6,730 6,932 5,038 Owned dwellings........................ 4,245 2,592 4,398 4,638 2,394 Mortgage interest and charges........ 2,455 1,642 2,530 2,646 1,562 Property taxes....................... 1,015 487 1,064 1,134 486 Maintenance, repairs, insurance,other expenses............................ 775 463 804 858 346 Rented dwellings....................... 1,978 3,337 1,852 1,779 2,461 Other lodging.......................... 458 218 480 515 183 Utilities, fuels, and public services.... 2,405 2,090 2,434 2,423 2,522 Natural gas............................ 284 274 285 279 335 Electricity............................ 921 729 939 936 963 Fuel oil and other fuels............... 85 33 90 96 39 Telephone services..................... 830 811 831 819 933 Water and other public services........ 285 243 289 293 251 Household operations..................... 546 347 564 593 323 Personal services...................... 260 214 264 270 210 Other household expenses............... 286 133 300 323 113 Housekeeping supplies.................... 482 392 490 521 251 Laundry and cleaning supplies.......... 118 139 116 118 98 Other household products............... 232 177 238 255 97 Postage and stationery................. 132 76 137 147 56 Household furnishings and equipment...... 1,601 1,111 1,646 1,723 1,016 Household textiles..................... 105 98 106 114 45 Furniture.............................. 377 300 385 399 267 Floor coverings........................ 144 18 156 160 122 Major appliances....................... 164 131 167 166 176 Small appliances, miscellaneous housewares............................ 80 70 81 86 39 Miscellaneous household equipment...... 729 496 751 798 368 Apparel and services....................... 1,674 1,934 1,649 1,643 1,699 Men and boys............................. 399 356 403 402 410 Men, 16 and over....................... 314 253 319 325 277 Boys, 2 to 15.......................... 85 103 83 77 133 Women and girls.......................... 651 722 645 655 564 Women, 16 and over..................... 548 563 547 558 455 Girls, 2 to 15......................... 103 160 98 97 110 Children under 2......................... 73 118 69 66 89 Footwear................................. 281 465 264 250 374 Other apparel products and services...... 270 273 270 271 262 Transportation............................. 6,616 5,934 6,679 6,928 4,603 Vehicle purchases (net outlay)........... 2,964 2,834 2,976 3,091 2,019 Cars and trucks, new................... 1,383 1,104 1,409 1,477 841 Cars and trucks, used.................. 1,532 1,690 1,518 1,559 1,178 Other vehicles......................... 49 d/ 41 50 56 b/ Gasoline and motor oil................... 1,017 970 1,021 1,054 748 Other vehicle expenses................... 2,206 1,777 2,245 2,325 1,583 Vehicle finance charges................ 319 275 323 330 270 Maintenance and repairs................ 641 523 652 676 453 Vehicle insurance...................... 739 662 746 766 574 Vehicle rental, leases, licenses, other charges......................... 507 318 524 553 287 Public transportation.................... 429 352 436 458 253 Health care................................ 1,903 1,096 1,977 2,087 1,064 Health insurance......................... 913 537 948 989 606 Medical services......................... 542 303 564 606 216 Drugs.................................... 346 193 360 379 200 Medical supplies......................... 102 64 105 113 42 Entertainment.............................. 1,746 1,148 1,801 1,909 908 Fees and admissions...................... 449 234 468 503 183 Television, radios, sound equipment...... 535 506 538 552 420 Pets, toys, and playground equipment..... 329 185 343 366 153 Other entertainment supplies, equipment,and services.................. 433 222 452 488 152 Personal care products and services........ 401 333 407 411 381 Reading.................................... 161 62 170 182 71 Education.................................. 580 319 604 636 341 Tobacco products and smoking supplies...... 273 138 285 296 200 Miscellaneous.............................. 860 703 875 908 594 Cash contributions......................... 1,109 537 1,162 1,229 603 Personal insurance and pensions............ 3,381 2,348 3,476 3,652 2,007 Life and other personal insurance........ 398 178 419 433 297 Pensions and Social Security............. 2,982 2,169 3,057 3,219 1,710 Sources of income and personal taxes: a/ Money income before taxes................. 41,622 31,073 42,681 44,055 29,545 Wages and salaries....................... 32,889 26,391 33,542 34,514 24,244 Self-employment income................... 2,239 1,270 2,336 2,524 539 Social Security, private and government retirement................... 4,618 1,974 4,884 5,061 3,187 Interest, dividends, rental income, other property income................... 871 129 946 1,036 80 Unemployment and workers'' compensation, veterans'' benefits..................... 193 222 190 183 259 Public assistance, supplemental security, income, food stamps..................... 330 582 305 241 916 Regular contributions for support........ 260 320 254 260 192 Other income............................. 221 183 225 235 128 Personal taxes............................. 3,264 1,862 3,404 3,603 1,504 Federal income taxes..................... 2,472 1,471 2,572 2,731 1,051 State and local income taxes............. 630 345 658 688 381 Other taxes.............................. 162 46 174 184 72 Income after taxes.......................... 38,358 29,210 39,277 40,451 28,041 Net change in total assets and liabilities.. -1,919 -2,047 -1,907 -1,883 -2,106 Net change in total assets............... 6,116 4,200 6,293 6,837 1,755 Net change in total liabilities.......... 8,035 6,247 8,199 8,720 3,861 Other financial information: Other money receipts..................... 463 90 497 545 99 Mortgage principal paid on owned property................................ -1,160 -549 -1,216 -1,296 -548 Estimated market value of owned home..... 80,523 47,335 83,584 88,676 41,122 Estimated monthly rental value of owned home.............................. 570 332 592 622 343 Gifts of goods and services................. 1,068 611 1,110 1,173 596 Food..................................... 84 34 89 96 32 Housing.................................. 314 177 327 346 166 Housekeeping supplies.................. 41 26 43 46 18 Household textiles..................... 16 d/ 12 17 18 d/ 4 Appliances and miscellaneous housewares............................ 30 21 30 34 d/ 4 Major appliances..................... 7 d/ 8 7 8 d/ 1 Small appliances and miscellaneous housewares.......................... 22 13 23 26 d/ 3 Miscellaneous household equipment...... 71 28 75 81 22 Other housing.......................... 156 91 162 168 117 Apparel and services..................... 225 188 228 233 188 Males, 2 and over...................... 60 47 61 62 55 Females, 2 and over.................... 80 71 81 85 50 Children under 2....................... 32 28 33 33 33 Other apparel products and services.... 52 41 53 54 51 Jewelry and watches.................. 25 9 27 28 18 All other apparel products and services............................ 27 32 27 26 34 Transportation........................... 49 35 51 54 24 Health care.............................. 38 16 40 42 16 Entertainment............................ 85 54 88 94 41 Toys, games, hobbies, and tricycles.... 30 21 31 33 16 Other entertainment.................... 55 33 57 61 25 Education................................ 154 33 166 176 74 All other gifts.......................... 119 74 123 131 54 _____________________________________________ a/ Components of income and taxes are derived from complete income reporters only see glossary. b/ No data reported. c/ Value less than 0.5. d/ Data are likely to have large sampling errors.