Table 9. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999 Wage and salary earners All Self- other, Item employed Total Managers Technical Construc- Operators Retired including workers wage and sales and Service tion fabricat- not and professi- clerical workers workers ors reporting salary onals workers and and earners mechanics laborers Number of consumer units (in thousands)...... 6,077 71,180 24,961 20,248 9,389 4,900 11,681 19,665 11,544 Income before taxes a/ ...................... $56,480 $50,710 $71,439 $42,965 $32,159 $47,750 $35,179 $24,217 $26,886 Income after taxes a/ ....................... 53,874 46,557 64,528 39,876 30,548 43,902 33,015 22,958 25,358 Age of the reference person.................. 49.7 41.1 43.2 39.8 40.4 40.8 39.9 72.6 46.5 Average number in consumer unit: Persons..................................... 2.5 2.7 2.6 2.5 2.7 3.1 3.0 1.7 2.8 Children under 18........................... .6 .8 .7 .7 .8 1.0 1.0 .1 .9 Persons 65 and over......................... .2 .1 .1 .1 .1 .1 .1 1.2 .2 Earners..................................... 1.7 1.7 1.7 1.7 1.7 1.9 1.8 .2 .7 Vehicles.................................... 2.2 2.1 2.2 1.9 1.7 2.7 2.1 1.6 1.5 Percent distribution: Male........................................ 71 59 59 45 50 93 76 49 33 Female...................................... 29 41 41 55 50 7 24 51 67 Homeowner................................... 79 62 72 57 47 69 57 81 51 With mortgage.............................. 47 45 56 41 30 50 38 17 27 Without mortgage........................... 32 17 16 15 17 19 19 64 24 Renter...................................... 21 38 28 43 53 31 43 19 49 Black....................................... 6 13 9 14 20 7 15 9 18 White and other............................. 94 87 91 86 80 93 85 91 82 Elementary (1-8)............................ 4 3 1 1 6 6 8 14 13 High school (9-12).......................... 37 35 14 36 48 56 60 48 50 College..................................... 59 62 85 63 46 38 32 38 37 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 94 90 93 89 83 93 88 84 73 Average annual expenditures.................. $47,496 $40,603 $53,159 $36,595 $28,870 $37,351 $31,607 $26,284 $27,357 Food........................................ 6,143 5,495 6,591 5,091 4,284 5,461 4,873 3,424 4,253 Food at home............................. 3,286 3,074 3,402 2,858 2,659 3,310 2,987 2,241 2,866 Cereals and bakery products............ 497 470 530 440 411 493 434 355 444 Cereals and cereal products.......... 160 170 188 156 149 187 164 116 172 Bakery products...................... 337 300 342 284 262 306 269 238 272 Meats, poultry, fish, and eggs......... 827 787 802 717 746 928 843 562 786 Beef................................. 311 228 227 198 219 323 249 156 231 Pork................................. 148 165 154 153 161 213 191 122 168 Other meats.......................... 97 104 106 96 95 120 113 76 91 Poultry.............................. 142 144 153 139 132 148 142 99 147 Fish and seafood..................... 96 113 132 102 101 84 113 83 110 Eggs................................. 34 33 31 30 38 41 35 26 38 Dairy products......................... 371 338 382 314 284 353 321 252 320 Fresh milk and cream................. 134 127 136 114 113 142 133 97 128 Other dairy products................. 237 211 246 200 171 211 188 155 192 Fruits and vegetables.................. 566 515 602 470 443 507 472 436 476 Fresh fruits......................... 163 156 191 139 126 144 140 143 142 Fresh vegetables..................... 181 152 176 135 142 145 144 128 143 Processed fruits..................... 123 117 138 112 101 105 101 96 109 Processed vegetables................. 99 90 97 84 74 113 86 69 81 Other food at home..................... 1,026 965 1,086 916 775 1,029 917 637 840 Sugar and other sweets............... 138 115 131 107 93 111 113 89 114 Fats and oils........................ 90 87 92 80 84 98 85 69 84 Miscellaneous foods.................. 477 458 521 445 355 468 425 283 382 Nonalcoholic beverages............... 269 263 283 248 216 307 267 161 233 Food prepared by consumer unit on out-of-town trips................... 52 42 59 35 27 44 29 34 26 Food away from home.................... 2,857 2,421 3,189 2,233 1,625 2,152 1,886 1,183 1,387 Alcoholic beverages......................... 394 370 499 300 284 296 319 177 188 Housing..................................... 14,249 13,113 17,230 12,088 9,710 11,646 9,461 8,988 9,613 Shelter.................................. 8,071 7,850 10,467 7,258 5,820 6,805 5,353 4,560 5,501 Owned dwellings........................ 5,908 5,071 7,470 4,384 2,876 4,708 3,051 3,026 2,984 Mortgage interest and charges........ 3,281 3,112 4,667 2,602 1,670 2,981 1,885 792 1,672 Property taxes....................... 1,444 1,138 1,615 1,005 758 1,107 667 1,179 771 Maintenance, repairs, insurance,other expenses............................ 1,184 821 1,188 777 448 620 499 1,055 541 Rented dwellings....................... 1,474 2,292 2,151 2,520 2,696 1,758 2,100 1,110 2,240 Other lodging.......................... 688 487 846 354 248 340 202 425 278 Utilities, fuels, and public services.... 2,748 2,434 2,784 2,292 2,068 2,460 2,214 2,147 2,228 Natural gas............................ 279 273 318 252 228 269 249 282 233 Electricity............................ 1,065 900 991 850 774 961 867 850 892 Fuel oil and other fuels............... 126 66 75 55 54 87 67 98 59 Telephone services..................... 950 910 1,054 875 781 848 794 621 806 Water and other public services........ 329 285 346 260 231 295 237 296 238 Household operations..................... 777 674 1,037 607 318 539 357 770 380 Personal services...................... 272 349 468 350 191 371 211 343 153 Other household expenses............... 505 325 570 256 128 169 145 427 227 Housekeeping supplies.................... 729 510 637 511 347 450 399 436 411 Laundry and cleaning supplies.......... 148 125 135 115 110 137 129 101 116 Other household products............... 401 252 321 258 146 223 192 219 214 Postage and stationery................. 180 133 181 138 91 90 78 116 82 Household furnishings and equipment...... 1,924 1,645 2,305 1,419 1,156 1,392 1,137 1,075 1,093 Household textiles..................... 145 127 178 116 92 97 83 84 64 Furniture.............................. 451 412 586 372 285 301 258 193 325 Floor coverings........................ 35 46 78 35 21 19 29 52 20 Major appliances....................... 179 194 240 153 197 218 155 173 133 Small appliances, miscellaneous housewares............................ 105 108 154 85 82 67 90 103 58 Miscellaneous household equipment...... 1,009 758 1,070 658 479 690 521 470 493 Apparel and services........................ 2,326 1,953 2,510 1,812 1,462 1,457 1,627 1,073 1,258 Men and boys............................. 614 476 631 411 353 394 398 204 343 Men, 16 and over....................... 507 365 502 301 268 277 303 180 253 Boys, 2 to 15.......................... 107 111 129 109 85 117 95 24 89 Women and girls.......................... 958 732 937 728 531 483 576 431 396 Women, 16 and over..................... 824 603 794 600 436 384 439 401 302 Girls, 2 to 15......................... 135 128 143 128 94 99 137 30 94 Children under 2......................... 65 79 95 70 45 77 86 16 80 Footwear................................. 362 346 396 299 310 283 375 161 243 Other apparel products and services...... 327 320 451 303 224 219 192 261 198 Transportation.............................. 8,066 7,924 9,768 7,225 5,860 8,116 6,776 4,469 5,157 Vehicle purchases (net outlay)........... 3,460 3,795 4,657 3,505 2,732 3,742 3,333 1,934 2,539 Cars and trucks, new................... 1,828 1,754 2,573 1,574 886 1,354 1,179 1,360 1,205 Cars and trucks, used.................. 1,569 1,994 2,017 1,921 1,788 2,269 2,125 574 1,320 Other vehicles......................... c/ 63 47 68 c/ 11 c/ 58 c/ 119 c/ 29 b/ c/ 14 Gasoline and motor oil................... 1,184 1,188 1,297 1,085 985 1,475 1,175 672 819 Other vehicle expenses................... 2,873 2,529 3,168 2,302 1,836 2,595 2,088 1,475 1,557 Vehicle finance charges................ 329 395 442 373 304 452 384 116 203 Maintenance and repairs................ 898 713 895 646 530 738 579 519 487 Vehicle insurance...................... 848 831 975 757 668 911 749 591 528 Vehicle rental, leases, licenses, other charges.............................. 799 590 856 526 335 494 376 249 338 Public transportation.................... 549 412 646 332 308 304 180 388 242 Health care................................. 2,755 1,655 2,155 1,456 1,193 1,541 1,354 3,026 1,595 Health insurance......................... 1,295 771 973 712 551 772 615 1,521 644 Medical services......................... 805 521 713 417 359 450 448 660 481 Drugs.................................... 516 265 331 239 221 225 221 686 406 Medical supplies......................... 138 99 137 88 62 94 71 160 64 Entertainment............................... 2,498 2,060 2,768 1,828 1,337 1,791 1,648 1,444 1,285 Fees and admissions...................... 626 501 804 413 281 355 249 357 278 Television, radios, sound equipment...... 629 674 789 654 548 659 573 422 506 Pets, toys, and playground equipment..... 499 392 496 373 272 418 292 181 254 Other entertainment supplies, equipment,and services.................. 744 492 679 388 236 360 535 483 247 Personal care products and services......... 569 443 558 400 356 382 373 303 284 Reading..................................... 216 162 249 140 92 119 88 165 105 Education................................... 985 756 1,132 672 510 538 384 116 587 Tobacco products and smoking supplies....... 341 326 225 306 343 497 491 165 349 Miscellaneous............................... 1,086 899 1,194 798 549 997 692 809 649 Cash contributions.......................... 2,233 1,089 1,788 913 500 769 507 1,564 543 Personal insurance and pensions............. 5,634 4,359 6,492 3,568 2,390 3,742 3,014 559 1,492 Life and other personal insurance........ 601 423 654 322 240 324 293 275 313 Pensions and Social Security............. 5,033 3,936 5,838 3,246 2,149 3,418 2,721 284 1,179 Sources of income and personal taxes: a/ Money income before taxes.................. 56,480 50,710 71,439 42,965 32,159 47,750 35,179 24,213 26,886 Wages and salaries....................... 13,857 46,953 66,302 39,491 28,986 45,305 32,903 2,802 17,699 Self-employment income................... 35,460 912 1,646 761 289 184 378 360 847 Social Security, private and government retirement................... 4,441 1,426 1,765 1,369 1,487 977 935 17,254 5,067 Interest, dividends, rental income, other property income................... 1,997 527 991 292 365 191 196 3,305 500 Unemployment and workers'' compensation, veterans'' benefits..................... c/ 138 164 100 136 168 338 277 66 497 Public assistance, supplemental security, income, food stamps..................... 166 177 90 179 330 181 235 197 1,662 Regular contributions for support........ 244 272 293 339 264 148 171 124 461 Other income............................. 177 279 252 398 270 426 84 105 152 Personal taxes............................. 2,606 4,153 6,911 3,089 1,611 3,848 2,164 1,259 1,527 Federal income taxes..................... 1,907 3,191 5,388 2,373 1,172 2,912 1,568 875 1,169 State and local income taxes............. 375 813 1,287 612 366 757 512 127 282 Other taxes.............................. 324 148 235 104 73 179 84 257 77 Income after taxes......................... 53,874 46,557 64,528 39,876 30,548 43,902 33,015 22,958 25,358 Net change in total assets and liabilities... 485 -181 -1,714 835 411 3,752 -795 1,469 -307 Net change in total assets............... 8,929 7,914 12,132 7,216 3,424 8,772 3,361 2,245 3,545 Net change in total liabilities.......... 8,443 8,096 13,846 6,382 3,012 5,020 4,155 775 3,851 Other financial information: Other money receipts..................... 680 795 1,566 659 154 238 131 201 521 Mortgage principal paid on owned property................................ -2,015 -1,405 -2,072 -1,097 -701 -1,424 -1,070 -1,407 -720 Estimated market value of owned home..... 143,877 83,959 125,345 70,359 48,134 75,994 51,233 100,292 58,637 Estimated monthly rental value of owned home.................................... 745 585 803 515 421 561 380 675 416 Gifts of goods and services................. 2,032 1,138 1,662 1,019 703 736 753 772 771 Food..................................... 183 87 145 86 41 33 24 28 98 Housing.................................. 547 310 447 277 204 206 206 195 209 Housekeeping supplies.................. 45 46 65 49 21 30 26 33 20 Household textiles..................... 33 19 30 12 13 c/ 9 14 12 5 Appliances and miscellaneous housewares........................... 38 35 48 31 32 c/ 8 30 30 15 Major appliances..................... c/ 18 8 12 8 8 c/ 2 5 11 c/ 2 Small appliances and miscellaneous housewares......................... 20 27 37 23 24 c/ 6 24 19 13 Miscellaneous household equipment...... 137 70 104 62 46 42 43 51 30 Other housing.......................... 294 140 199 122 92 115 93 71 138 Apparel and services..................... 227 236 308 216 166 152 213 159 118 Males, 2 and over...................... 82 59 85 49 44 30 43 44 28 Females, 2 and over.................... 84 78 91 71 62 71 81 67 24 Children under 2....................... 32 39 54 32 22 28 36 15 30 Other apparel products and services.... 29 61 79 64 38 22 53 33 36 Jewelry and watches.................. 21 33 45 41 16 10 13 12 19 All other apparel products and services............................ c/ 8 29 34 23 22 c/ 12 40 21 c/ 17 Transportation........................... 100 71 67 101 31 33 75 53 15 Health care.............................. 42 27 45 16 14 25 16 97 25 Entertainment............................ 299 97 129 93 59 106 60 71 52 Toys, games, hobbies, and tricycles.... 45 34 44 32 23 43 22 26 22 Other entertainment.................... 254 63 86 61 36 63 39 44 30 Education................................ 414 182 347 112 91 116 50 63 114 All other gifts.......................... 220 129 172 119 97 65 109 105 140 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors.