Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001 Husband and wife consumer units Husband and wife with children One Single Total Other parent, person Item husband Husband husband at least and other and wife and wife Total and wife one child consumer consumer only husband Oldest Oldest Oldest consumer under 18 units units and wife child child child 18 units with under 6 6 to 17 or over children Number of consumer units (in thousands)...... 55,840 23,119 28,055 5,020 15,145 7,890 4,665 6,629 47,871 Income before taxes a/ ...................... $64,383 $57,498 $70,157 $65,555 $69,041 $75,374 $63,539 $25,908 $31,594 Income after taxes a/ ....................... 60,185 52,994 65,918 61,375 64,774 71,151 61,012 25,273 29,786 Age of the reference person.................. 48.3 56.6 41.5 32.2 39.5 51.3 47.9 37.5 49.4 Average number in consumer unit: Persons..................................... 3.2 2.0 3.9 3.5 4.2 3.8 5.0 3.0 1.6 Children under 18........................... .9 n.a. 1.6 1.5 2.2 .6 1.6 1.8 .2 Persons 65 and over......................... .3 .6 .1 b/ b/ .2 .4 b/ .3 Earners..................................... 1.7 1.2 2.0 1.6 1.8 2.6 2.4 1.1 1.0 Vehicles.................................... 2.6 2.4 2.7 2.2 2.6 3.3 2.9 1.1 1.3 Percent distribution: Male........................................ 64 67 62 63 61 65 64 14 42 Female...................................... 36 33 38 37 39 35 36 86 58 Homeowner................................... 82 85 80 70 80 86 78 39 52 With mortgage.............................. 55 43 64 60 67 62 56 31 24 Without mortgage........................... 27 43 16 10 13 24 22 8 27 Renter...................................... 18 15 20 30 20 14 22 61 48 Black....................................... 8 5 9 7 9 10 14 33 14 White and other............................. 92 95 91 93 91 90 86 67 86 Elementary (1-8)............................ 5 5 4 2 4 6 12 3 7 High school (9-12).......................... 37 37 35 28 34 41 46 47 39 College..................................... 58 58 61 70 62 53 41 50 54 Never attended and other.................... c/ c/ c/ c/ c/ 1 1 c/ c/ At least one vehicle owned or leased........ 97 96 97 97 97 97 94 77 79 Average annual expenditures.................. $50,822 $43,948 $56,284 $51,365 $57,178 $57,830 $52,591 $29,634 $27,564 Food........................................ 6,733 5,626 7,452 6,161 7,604 8,062 8,265 5,160 3,616 Food at home............................. 3,928 3,146 4,393 3,855 4,399 4,781 5,293 3,243 2,026 Cereals and bakery products............ 575 442 667 567 682 706 722 508 293 Cereals and cereal products.......... 197 141 235 214 238 245 265 199 100 Bakery products...................... 378 301 431 353 444 461 457 309 193 Meats, poultry, fish, and eggs......... 1,060 877 1,138 942 1,119 1,325 1,581 936 527 Beef................................. 323 279 342 262 345 394 453 288 150 Pork................................. 229 195 240 198 235 284 353 203 110 Other meats.......................... 132 102 152 126 152 171 171 109 64 Poultry.............................. 191 143 217 205 211 241 287 176 100 Fish and seafood..................... 142 123 143 113 135 182 239 121 78 Eggs................................. 43 35 44 39 42 52 78 39 25 Dairy products......................... 423 319 491 449 493 517 562 325 221 Fresh milk and cream................. 173 121 206 196 206 212 251 134 91 Other dairy products................. 250 198 285 253 287 305 311 191 130 Fruits and vegetables.................. 658 554 713 647 697 797 888 499 357 Fresh fruits......................... 204 175 218 204 211 246 270 142 110 Fresh vegetables..................... 204 176 213 179 205 257 302 149 111 Processed fruits..................... 144 114 164 156 163 171 186 119 81 Processed vegetables................. 106 89 117 108 118 123 131 89 55 Other food at home..................... 1,212 953 1,385 1,249 1,409 1,435 1,540 976 629 Sugar and other sweets............... 149 118 168 131 172 187 194 118 75 Fats and oils........................ 110 92 118 94 115 143 153 94 58 Miscellaneous foods.................. 579 436 685 696 690 667 694 487 297 Nonalcoholic beverages............... 321 250 362 286 374 392 449 262 176 Food prepared by consumer unit on out-of-town trips................... 54 58 51 41 57 46 51 15 24 Food away from home.................... 2,805 2,481 3,058 2,305 3,205 3,282 2,972 1,917 1,589 Alcoholic beverages......................... 370 396 351 343 353 351 350 162 350 Housing..................................... 16,287 13,865 18,261 19,608 18,744 16,485 16,472 10,878 9,463 Shelter.................................. 9,298 7,861 10,541 11,064 11,028 9,275 8,935 6,290 5,805 Owned dwellings........................ 7,132 5,894 8,242 8,495 8,621 7,352 6,591 3,028 2,737 Mortgage interest and charges........ 4,223 2,926 5,318 5,832 5,562 4,521 4,067 1,930 1,403 Property taxes....................... 1,714 1,618 1,826 1,769 1,892 1,735 1,518 618 757 Maintenance, repairs, insurance,other expenses............................ 1,194 1,350 1,098 894 1,166 1,096 1,005 480 577 Rented dwellings....................... 1,454 1,173 1,623 2,142 1,704 1,138 1,833 3,102 2,793 Other lodging.......................... 712 795 677 426 703 784 511 159 275 Utilities, fuels, and public services.... 3,354 2,975 3,585 3,097 3,615 3,838 3,849 2,581 2,107 Natural gas............................ 501 438 537 482 524 599 596 377 310 Electricity............................ 1,218 1,088 1,294 1,043 1,345 1,356 1,398 1,014 764 Fuel oil and other fuels............... 150 157 150 119 152 166 115 46 78 Telephone services..................... 1,071 916 1,170 1,097 1,158 1,240 1,239 883 736 Water and other public services........ 415 376 432 356 434 477 501 261 219 Household operations..................... 930 497 1,303 2,383 1,338 547 840 682 378 Personal services...................... 428 45 740 1,848 706 100 452 451 109 Other household expenses............... 502 452 563 535 632 447 388 231 270 Housekeeping supplies.................... 681 638 713 633 684 838 707 420 311 Laundry and cleaning supplies.......... 169 137 185 174 177 211 245 137 84 Other household products............... 347 333 363 294 367 405 327 211 148 Postage and stationery................. 165 169 165 164 140 222 135 71 78 Household furnishings and equipment...... 2,024 1,894 2,118 2,433 2,079 1,988 2,141 905 863 Household textiles..................... 151 158 143 158 136 149 165 82 73 Furniture.............................. 527 489 585 729 616 435 367 209 214 Floor coverings........................ 62 55 70 28 67 105 45 12 20 Major appliances....................... 244 250 243 232 238 263 214 134 107 Small appliances, miscellaneous housewares............................ 121 135 98 82 103 100 189 50 50 Miscellaneous household equipment...... 919 807 978 1,204 920 936 1,161 419 399 Apparel and services........................ 2,214 1,716 2,598 2,447 2,610 2,691 2,456 2,051 1,127 Men and boys............................. 571 423 692 519 726 754 593 360 253 Men, 16 and over....................... 442 401 480 390 421 669 432 174 228 Boys, 2 to 15.......................... 129 22 213 129 305 85 161 185 26 Women and girls.......................... 841 670 971 751 1,023 1,027 929 923 442 Women, 16 and over..................... 679 640 706 556 647 942 715 661 405 Girls, 2 to 15......................... 162 30 265 195 376 85 213 262 37 Children under 2......................... 123 48 178 569 94 77 181 90 30 Footwear................................. 367 300 414 345 442 406 430 476 198 Other apparel products and services...... 313 275 343 262 326 428 324 203 204 Transportation.............................. 10,214 8,380 11,524 9,744 11,351 12,983 11,423 4,446 5,065 Vehicle purchases (net outlay)........... 4,865 3,846 5,564 4,710 5,526 6,180 5,715 1,872 2,315 Cars and trucks, new................... 2,417 2,225 2,604 1,904 2,628 3,002 2,247 546 989 Cars and trucks, used.................. 2,397 1,586 2,889 2,737 2,830 3,100 3,458 1,306 1,283 Other vehicles......................... 51 d/ 35 71 d/ 69 67 d/ 78 d/ 10 d/ 20 43 Gasoline and motor oil................... 1,692 1,401 1,892 1,558 1,876 2,136 1,927 897 851 Other vehicle expenses................... 3,152 2,595 3,583 3,139 3,439 4,140 3,320 1,454 1,597 Vehicle finance charges................ 499 364 590 595 564 638 622 213 217 Maintenance and repairs................ 848 707 974 721 954 1,170 792 438 477 Vehicle insurance...................... 1,065 915 1,161 1,013 1,044 1,481 1,228 548 570 Vehicle rental, leases, licenses, other charges.............................. 740 609 858 810 877 851 679 256 333 Public transportation.................... 505 538 485 338 511 528 461 223 301 Health care................................. 2,863 3,360 2,489 2,013 2,488 2,800 2,653 1,134 1,530 Health insurance......................... 1,405 1,641 1,232 1,106 1,224 1,327 1,276 530 732 Medical services......................... 781 837 750 606 795 754 690 313 366 Drugs.................................... 549 732 396 218 364 575 556 236 360 Medical supplies......................... 129 150 111 83 104 144 131 55 72 Entertainment............................... 2,585 2,255 2,921 2,312 3,300 2,588 2,216 1,375 1,292 Fees and admissions...................... 731 647 831 508 1,004 705 545 341 313 Television, radios, sound equipment...... 793 622 923 776 974 920 867 581 514 Pets, toys, and playground equipment..... 438 373 497 465 550 421 407 240 232 Other entertainment supplies, equipment,and services.................. 623 613 671 562 773 542 397 212 233 Personal care products and services......... 600 554 623 562 628 654 707 480 347 Reading..................................... 177 199 164 136 171 168 149 71 108 Education................................... 809 437 1,148 343 1,091 1,771 618 541 474 Tobacco products and smoking supplies....... 324 271 340 234 327 432 491 290 293 Miscellaneous............................... 909 780 1,038 654 1,161 1,056 776 701 571 Cash contributions.......................... 1,575 1,744 1,503 1,162 1,524 1,680 1,171 435 1,002 Personal insurance and pensions............. 5,162 4,365 5,872 5,644 5,826 6,107 4,845 1,912 2,327 Life and other personal insurance........ 613 607 602 420 645 634 705 177 207 Pensions and Social Security............. 4,550 3,757 5,271 5,224 5,181 5,472 4,139 1,734 2,120 Sources of income and personal taxes: a/ Money income before taxes.................. 64,383 57,498 70,157 65,555 69,041 75,374 63,539 25,908 31,594 Wages and salaries....................... 53,427 41,070 63,702 62,123 63,778 64,595 52,417 21,015 23,819 Self-employment income................... 3,243 3,155 3,354 2,044 3,317 4,291 3,016 823 1,293 Social Security, private and government retirement................... 5,757 10,878 1,541 230 660 4,129 5,929 910 4,644 Interest, dividends, rental income, other property income................... 1,199 1,775 856 377 662 1,551 465 118 790 Unemployment and workers'' compensation, veterans'' benefits..................... 218 175 209 145 213 243 470 155 122 Public assistance, supplemental security, income, food stamps..................... 291 309 211 216 167 295 660 1,258 364 Regular contributions for support........ 148 72 188 329 188 95 277 1,443 343 Other income............................. 100 63 95 91 55 174 304 186 219 Personal taxes............................. 4,197 4,503 4,239 4,180 4,267 4,223 2,526 635 1,808 Federal income taxes..................... 3,227 3,505 3,234 3,074 3,310 3,192 1,879 385 1,386 State and local income taxes............. 792 812 832 992 799 791 472 201 337 Other taxes.............................. 178 186 173 114 158 241 175 48 85 Income after taxes......................... 60,185 52,994 65,918 61,375 64,774 71,151 61,012 25,273 29,786 Net change in total assets and liabilities... -2,963 -2,434 -2,758 -10,884 1,214 -5,214 -6,811 -796 -1,180 Net change in total assets............... 8,744 6,326 11,293 10,965 14,516 5,315 5,405 4,009 2,332 Net change in total liabilities.......... 11,707 8,760 14,051 21,849 13,301 10,529 12,217 4,805 3,513 Other financial information: Other money receipts..................... 402 440 324 324 364 246 680 325 344 Mortgage principal paid on owned property................................ -1,987 -1,491 -2,369 -1,701 -2,357 -2,818 -2,138 -621 -817 Estimated market value of owned home..... 144,809 136,270 155,130 127,958 169,321 145,175 125,067 46,651 64,281 Estimated monthly rental value of owned home.................................... 918 902 942 855 945 991 857 352 470 Gifts of goods and services................. 1,324 1,481 1,247 784 1,135 1,782 993 649 693 Food..................................... 103 105 108 46 92 179 65 21 35 Alcoholic beverages...................... 16 15 16 14 15 18 17 8 13 Housing.................................. 341 371 323 235 304 418 295 149 175 Housekeeping supplies.................. 57 64 50 45 49 55 62 15 26 Household textiles..................... 18 25 12 d/ 5 13 14 15 d/ 2 11 Appliances and miscellaneous housewares........................... 36 52 24 20 19 36 30 d/ 4 15 Major appliances..................... 9 13 5 d/ 11 d/ 1 10 d/ 10 d/ 1 4 Small appliances and miscellaneous housewares......................... 28 40 18 9 18 26 21 d/ 3 11 Miscellaneous household equipment...... 74 83 69 47 63 97 54 32 45 Other housing.......................... 156 146 168 119 160 215 135 97 78 Apparel and services..................... 297 322 285 252 219 453 237 218 165 Males, 2 and over...................... 77 80 79 60 48 161 43 46 44 Females, 2 and over.................... 115 144 99 47 85 166 63 69 60 Children under 2....................... 60 48 67 130 44 70 82 40 20 Other apparel products and services.... 46 51 41 16 42 56 48 63 41 Jewelry and watches.................. 12 12 11 9 10 13 22 19 22 All other apparel products and services............................ 33 38 30 d/ 6 32 43 d/ 27 d/ 44 19 Transportation........................... 85 84 93 20 120 88 47 59 54 Health care.............................. 31 46 19 d/ 19 16 25 26 43 38 Entertainment............................ 92 111 82 93 77 84 55 29 60 Toys, games, hobbies, and tricycles.... 37 54 25 25 23 29 23 11 24 Other entertainment.................... 55 58 56 68 54 54 32 17 35 Personal care products and services...... 20 27 15 12 15 16 23 13 22 Reading.................................. 1 2 1 1 1 1 c/ c/ 1 Education................................ 253 273 247 68 219 415 184 56 66 All other gifts.......................... 84 123 59 24 57 84 45 52 63 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.