Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Two or more persons All One Item consumer person Total Five or units two or Two Three Four more more persons persons persons persons persons Number of consumer units (in thousands)...... 112,108 33,055 79,053 34,849 17,308 15,822 11,074 Income before taxes a/ ...................... $49,430 $27,042 $59,020 $52,694 $60,077 $67,755 $64,954 Income after taxes a/ ....................... 46,934 25,226 56,232 49,941 57,230 64,603 62,667 Age of the reference person.................. 48.1 51.3 46.7 52.7 43.8 41.0 40.7 Average number in consumer unit: Persons..................................... 2.5 1.0 3.1 2.0 3.0 4.0 5.6 Children under 18........................... .7 n.a. .9 .1 .8 1.6 2.8 Persons 65 and over......................... .3 .3 .3 .5 .2 .1 .1 Earners..................................... 1.4 .6 1.7 1.2 1.8 2.0 2.3 Vehicles.................................... 2.0 1.0 2.3 2.2 2.3 2.5 2.6 Percent distribution: Male........................................ 51 45 54 56 51 53 51 Female...................................... 49 55 46 44 49 47 49 Homeowner................................... 66 51 73 74 69 74 71 With mortgage.............................. 41 21 49 39 50 60 58 Without mortgage........................... 26 30 24 35 19 14 13 Renter...................................... 34 49 27 26 31 26 29 Black....................................... 12 11 13 10 16 13 15 White and other............................. 88 89 87 90 84 87 85 Elementary (1-8)............................ 6 8 5 5 5 5 8 High school (9-12).......................... 38 35 39 39 38 36 42 College..................................... 56 57 56 56 57 59 50 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 88 75 93 93 93 93 94 Average annual expenditures.................. $40,677 $24,190 $47,508 $41,797 $48,098 $54,033 $55,501 Food........................................ 5,375 2,913 6,367 5,318 6,361 7,445 8,302 Food at home............................. 3,099 1,558 3,718 2,943 3,733 4,431 5,247 Cereals and bakery products............ 450 225 541 413 523 660 821 Cereals and cereal products.......... 154 74 186 133 180 229 310 Bakery products...................... 296 151 354 279 344 431 511 Meats, poultry, fish, and eggs......... 798 359 975 767 986 1,148 1,400 Beef................................. 231 93 287 219 289 342 429 Pork................................. 167 73 205 169 203 245 274 Other meats.......................... 101 48 123 93 128 147 178 Poultry.............................. 144 65 176 131 183 206 271 Fish and seafood..................... 121 64 144 122 144 164 188 Eggs................................. 34 18 40 32 39 44 60 Dairy products......................... 328 166 394 307 398 480 552 Fresh milk and cream................. 127 64 152 112 152 191 235 Other dairy products................. 201 102 241 195 246 289 317 Fruits and vegetables.................. 552 292 656 547 650 754 893 Fresh fruits......................... 178 97 211 182 200 244 278 Fresh vegetables..................... 175 90 209 181 204 234 276 Processed fruits..................... 116 62 137 105 139 163 204 Processed vegetables................. 83 43 100 79 107 114 135 Other food at home..................... 970 515 1,152 910 1,176 1,389 1,580 Sugar and other sweets............... 117 64 139 112 128 170 200 Fats and oils........................ 85 43 102 85 101 117 139 Miscellaneous foods.................. 472 250 561 421 599 685 788 Nonalcoholic beverages............... 254 136 301 246 306 357 397 Food prepared by consumer unit on out-of-town trips................... 41 22 49 46 43 59 56 Food away from home.................... 2,276 1,356 2,649 2,375 2,628 3,014 3,055 Alcoholic beverages......................... 376 285 413 453 399 389 334 Housing..................................... 13,283 8,619 15,224 13,380 15,183 17,636 17,660 Shelter.................................. 7,829 5,465 8,818 7,728 8,847 10,299 10,088 Owned dwellings........................ 5,165 2,605 6,235 5,225 6,121 7,809 7,344 Mortgage interest and charges........ 2,962 1,260 3,674 2,682 3,723 5,049 4,754 Property taxes....................... 1,242 755 1,446 1,373 1,346 1,597 1,617 Maintenance, repairs, insurance,other expenses............................ 960 590 1,115 1,170 1,053 1,164 974 Rented dwellings....................... 2,160 2,538 2,002 1,839 2,234 1,957 2,214 Other lodging.......................... 505 322 581 664 492 532 529 Utilities, fuels, and public services.... 2,684 1,712 3,091 2,736 3,114 3,418 3,702 Natural gas............................ 330 225 374 321 368 425 476 Electricity............................ 981 600 1,141 1,022 1,125 1,245 1,388 Fuel oil and other fuels............... 88 63 99 98 92 99 116 Telephone services..................... 957 624 1,096 955 1,160 1,219 1,262 Water and other public services........ 328 201 382 341 369 431 461 Household operations..................... 706 400 834 513 977 1,267 998 Personal services...................... 331 134 413 99 578 806 584 Other household expenses............... 375 266 420 415 399 461 413 Housekeeping supplies.................... 545 270 656 677 551 676 722 Laundry and cleaning supplies.......... 131 64 157 129 155 177 228 Other household products............... 283 118 350 394 252 355 347 Postage and stationery................. 131 88 149 154 143 144 147 Household furnishings and equipment...... 1,518 772 1,826 1,725 1,695 1,976 2,151 Household textiles..................... 136 81 158 161 131 149 201 Furniture.............................. 401 179 494 487 407 548 576 Floor coverings........................ 40 15 51 59 45 47 41 Major appliances....................... 188 94 228 220 196 243 280 Small appliances, miscellaneous housewares............................ 100 57 118 118 128 97 137 Miscellaneous household equipment...... 652 346 778 680 787 892 916 Apparel and services........................ 1,749 921 2,086 1,559 2,247 2,380 3,150 Men and boys............................. 409 176 505 341 522 635 829 Men, 16 and over....................... 319 162 383 309 411 414 544 Boys, 2 to 15.......................... 90 14 121 31 111 220 285 Women and girls.......................... 704 413 822 673 887 882 1,124 Women, 16 and over..................... 587 397 663 634 730 632 703 Girls, 2 to 15......................... 117 16 159 39 157 250 421 Children under 2......................... 83 15 110 41 159 157 191 Footwear................................. 313 149 379 250 390 436 718 Other apparel products and services...... 240 168 270 254 290 269 288 Transportation.............................. 7,759 3,890 9,377 8,110 10,003 10,685 10,510 Vehicle purchases (net outlay)........... 3,665 1,662 4,502 3,805 4,994 5,177 4,966 Cars and trucks, new................... 1,753 791 2,155 2,066 2,274 2,356 1,961 Cars and trucks, used.................. 1,842 846 2,259 1,679 2,579 2,708 2,942 Other vehicles......................... 70 c/ 25 88 59 141 114 c/ 63 Gasoline and motor oil................... 1,235 646 1,481 1,257 1,512 1,713 1,809 Other vehicle expenses................... 2,471 1,306 2,957 2,591 3,099 3,318 3,366 Vehicle finance charges................ 397 143 503 416 515 603 616 Maintenance and repairs................ 697 437 806 721 837 909 872 Vehicle insurance...................... 894 486 1,064 951 1,090 1,156 1,246 Vehicle rental, leases, licenses, other charges.............................. 483 240 584 503 657 650 631 Public transportation.................... 389 276 436 458 397 476 369 Health care................................. 2,350 1,522 2,696 3,010 2,496 2,472 2,340 Health insurance......................... 1,168 759 1,339 1,491 1,247 1,240 1,144 Medical services......................... 590 330 699 700 648 740 715 Drugs.................................... 487 366 538 682 495 390 363 Medical supplies......................... 105 68 121 137 106 102 119 Entertainment............................... 2,079 1,193 2,448 2,115 2,308 2,928 3,038 Fees and admissions...................... 542 320 634 532 547 817 831 Television, radios, sound equipment...... 692 467 786 694 812 902 871 Pets, toys, and playground equipment..... 369 202 438 388 437 510 496 Other entertainment supplies, equipment,and services.................. 476 205 589 501 512 699 839 Personal care products and services......... 526 310 614 557 611 682 706 Reading..................................... 139 108 151 162 143 150 132 Education................................... 752 562 831 491 935 1,156 1,279 Tobacco products and smoking supplies....... 320 210 367 327 418 352 434 Miscellaneous............................... 792 602 872 797 859 926 1,049 Cash contributions.......................... 1,277 998 1,394 1,516 1,203 1,242 1,523 Personal insurance and pensions............. 3,899 2,055 4,670 4,002 4,932 5,590 5,043 Life and other personal insurance........ 406 183 499 492 499 520 493 Pensions and Social Security............. 3,493 1,872 4,170 3,510 4,433 5,071 4,550 Sources of income and personal taxes: a/ Money income before taxes.................. 49,430 27,042 59,020 52,694 60,077 67,755 64,954 Wages and salaries....................... 39,864 18,700 48,929 39,023 52,729 60,703 57,529 Self-employment income................... 2,237 1,026 2,756 2,472 1,839 3,852 3,548 Social Security, private and government retirement................... 5,234 5,147 5,272 8,834 3,536 1,701 1,823 Interest, dividends, rental income, other property income................... 924 919 927 1,324 724 533 551 Unemployment and workers'' compensation, veterans'' benefits..................... 233 161 264 235 306 255 297 Public assistance, supplemental security, income, food stamps..................... 352 266 390 312 401 373 641 Regular contributions for support........ 412 535 360 343 449 276 395 Other income............................. 173 288 123 151 92 63 172 Personal taxes............................. 2,496 1,815 2,788 2,753 2,847 3,152 2,287 Federal income taxes..................... 1,843 1,396 2,034 2,016 2,144 2,270 1,581 State and local income taxes............. 506 327 583 544 574 707 548 Other taxes.............................. 147 93 170 193 129 175 158 Income after taxes......................... 46,934 25,226 56,232 49,941 57,230 64,603 62,667 Net change in total assets and liabilities... -5,612 -2,147 -7,061 -5,284 -9,392 -10,275 -4,415 Net change in total assets............... 5,736 2,584 7,054 6,057 6,381 6,650 11,817 Net change in total liabilities.......... 11,348 4,731 14,114 11,341 15,773 16,926 16,232 Other financial information: Other money receipts..................... 539 375 608 918 460 276 335 Mortgage principal paid on owned property................................ -1,382 -565 -1,724 -1,422 -1,638 -2,124 -2,234 Estimated market value of owned home..... 106,766 69,021 122,548 116,523 113,799 136,151 135,748 Estimated monthly rental value of owned home.................................... 720 481 820 782 773 914 880 Gifts of goods and services................. 1,036 744 1,156 1,210 1,225 998 1,105 Food..................................... 82 42 99 115 105 61 91 Alcoholic beverages...................... 13 10 15 13 14 12 25 Housing.................................. 259 170 295 293 299 287 303 Housekeeping supplies.................. 42 25 50 55 48 49 34 Household textiles..................... 14 9 16 20 11 16 8 Appliances and miscellaneous housewares........................... 24 16 27 35 25 23 11 Major appliances..................... 8 4 10 14 10 8 2 Small appliances and miscellaneous housewares......................... 16 12 17 21 16 15 9 Miscellaneous household equipment...... 65 46 72 78 66 70 68 Other housing.......................... 114 75 130 105 149 129 181 Apparel and services..................... 237 187 257 282 231 227 261 Males, 2 and over...................... 64 48 70 80 56 66 64 Females, 2 and over.................... 82 64 89 109 69 62 95 Children under 2....................... 40 15 50 37 59 57 70 Other apparel products and services.... 52 61 48 56 46 42 32 Jewelry and watches.................. 24 41 17 25 13 11 8 All other apparel products and services............................ 28 20 31 31 33 31 25 Transportation........................... 44 46 43 31 60 65 23 Health care.............................. 33 24 36 42 52 15 23 Entertainment............................ 78 58 87 98 70 82 85 Toys, games, hobbies, and tricycles.... 30 22 33 43 30 24 19 Other entertainment.................... 48 35 54 54 40 58 66 Personal care products and services...... 21 15 24 25 27 17 24 Reading.................................. 1 2 1 2 1 1 1 Education................................ 184 111 214 197 302 183 179 All other gifts.......................... 84 80 85 111 63 49 91 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.